Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 86000
per

Your estimated
City
free-cash

Zurich , Switzerland
₴6648
₴20629
₴36104
₴32562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
city
-
-
-
906
pensions
-
-
-
7 912
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 720
regional
-
-
-
4 586
health
-
-
-
194
national
-
-
-
1 900
total
-
-
-
17 218
Employee
38 242
-
77 167
-
city
410
-
832
-
regional
1 252
-
4 019
-
health
86
-
174
-
pensions
3 213
-
6 267
-
unemployment
-
-
-
-
national
181
-
1 484
-
total
5 142
-
12 776
-
Employer
38 242
-
77 167
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

765
-
1 543
-
unemployment
-
-
-
-
pensions
3 213
-
6 267
-
health
86
-
174
-
total
4 064
-
7 984
-
Corporate
43 273
86 000
-
-
regional
9 153
18 189
-
-
national
3 679
7 310
-
-
total
12 832
25 499
-
-
Dividends
30 442
60 500
-
-
withholding
10 655
21 175
-
-
total
10 655
21 175
-
-
Income
86 000
86 000
86 000
86 000
Total tax
32 693
46 674
20 760
17 218
After tax
53 307
39 326
65 240
68 782
Living cost
32 678
32 678
32 678
32 678
Free-cash
20 629
6 648
32 562
36 104

Estimated living cost  is ₴32678 per week

₴21250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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