Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 86000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₴47693
₴44101
₴29529
₴27662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
86 000
income
-
-
-
20 657
pensions
-
-
-
15 705
unemployment
-
-
-
129
health
-
-
-
8 462
total
-
-
-
44 953
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

18 990
-
74 414
-
health
1 226
-
4 806
-
income
3 275
-
18 790
-
pensions
2 944
-
11 534
-
unemployment
27
-
104
-
total
7 472
-
35 234
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

18 990
-
74 414
-
unemployment
11
-
45
-
pensions
1 680
-
6 585
-
health
1 265
-
4 956
-
total
2 956
-
11 586
-
Corporate
64 054
86 000
-
-
income
12 170
16 340
-
-
total
12 170
16 340
-
-
Dividends
51 883
69 660
-
-
withholding
7 783
10 449
-
-
total
7 783
10 449
-
-
Income
86 000
86 000
86 000
86 000
Total tax
30 381
26 789
46 820
44 953
After tax
55 619
59 211
39 180
41 047
Living cost
11 518
11 518
11 518
11 518
Free-cash
44 101
47 693
27 662
29 529

Estimated living cost  is ₴11518 per week

₴7905
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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