Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 86000
per

Your estimated
City
free-cash

Valencia , Spain
₴47223
₴38256
₴39534
₴48567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
unemployment
-
-
-
197
income
-
-
-
29 639
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
38 099
Employee
11 251
-
77 009
-
unemployment
174
-
437
-
pensions
529
-
1 326
-
income
2 169
-
28 595
-
other
11
-
28
-
total
2 883
-
30 386
-
Employer
11 251
-
77 009
-
pensions
2 655
-
6 656
-
accident
223
-
558
-
unemployment
619
-
1 551
-
other
90
-
226
-
total
3 587
-
8 991
-
Corporate
71 162
86 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 675
12 900
-
-
total
10 675
12 900
-
-
Dividends
60 488
73 100
-
-
withholding
13 265
16 166
-
-
total
13 265
16 166
-
-
Income
86 000
86 000
86 000
86 000
Total tax
30 410
29 066
39 377
38 099
After tax
55 590
56 934
46 623
47 901
Living cost
8 367
8 367
8 367
8 367
Free-cash
47 223
48 567
38 256
39 534

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴53022
₴45504
₴46175
₴55076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 105
income
-
-
-
16 378
other
-
-
-
2 198
health
-
-
-
2 036
total
-
-
-
31 717
Employee
11 048
-
74 117
-
health
155
-
648
-
unemployment
110
-
463
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
3 239
-
income
1 902
-
16 155
-
total
2 940
-
20 505
-
Employer
11 048
-
74 117
-
health
155
-
648
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
7 866
-
accident
88
-
593
-
unemployment
110
-
463
-
other
553
-
2 313
-
total
2 784
-
11 883
-
Corporate
72 168
86 000
-
-
income
15 155
18 060
-
-
total
15 155
18 060
-
-
Dividends
57 013
67 940
-
-
withholding
3 991
4 756
-
-
total
3 991
4 756
-
-
Income
86 000
86 000
86 000
86 000
Total tax
24 870
22 816
32 388
31 717
After tax
61 130
63 184
53 612
54 283
Living cost
8 108
8 108
8 108
8 108
Free-cash
53 022
55 076
45 504
46 175

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴68130
₴69997
₴66277
₴69543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
12 900
health
-
-
-
1 222
total
-
-
-
15 736
Employee
5 280
-
83 916
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
8 392
-
total
1 293
-
9 931
-
Employer
5 280
-
83 916
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
79 684
86 000
-
-
income
7 968
8 600
-
-
total
7 968
8 600
-
-
Dividends
71 716
77 400
-
-
withholding
3 586
3 870
-
-
total
3 586
3 870
-
-
Income
86 000
86 000
86 000
86 000
Total tax
13 883
12 470
12 016
15 736
After tax
72 117
73 530
73 984
70 264
Living cost
3 987
3 987
3 987
3 987
Free-cash
68 130
69 543
69 997
66 277

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴34732
₴31496
₴35129
₴32934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
income
-
-
-
18 450
other
-
-
-
2 666
health
-
-
-
4 648
social contributions
-
-
-
2 451
pensions
-
-
-
12 246
surtax
-
-
-
-
total
-
-
-
40 461
Employee
13 022
-
64 830
-
pensions
1 472
-
5 225
-
income
769
-
15 853
-
social contributions
371
-
1 848
-
surtax
-
-
-
-
total
2 612
-
22 926
-
Employer
13 022
-
64 830
-
health
912
-
6 847
-
social contributions
39
-
195
-
pensions
2 139
-
8 667
-
unemployment
527
-
2 625
-
other
449
-
2 834
-
total
4 066
-
21 168
-
Corporate
68 911
86 000
-
-
income
19 295
24 080
-
-
surtax
-
-
-
-
total
19 295
24 080
-
-
Dividends
49 616
61 920
-
-
social contributions
8 534
10 650
-
-
surtax
-
-
-
-
withholding
6 351
7 926
-
-
total
14 885
18 576
-
-
Income
86 000
86 000
86 000
86 000
Total tax
40 858
42 656
44 094
40 461
After tax
45 142
43 344
41 906
45 539
Living cost
10 410
10 410
10 410
10 410
Free-cash
34 732
32 934
31 496
35 129

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴28453
₴42224
₴32478
₴30316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
pensions
-
-
-
3 565
income
-
-
-
33 459
health
-
-
-
3 752
total
-
-
-
40 776
Employee
25 983
25 983
80 345
-
health
3 988
3 392
3 752
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
18 059
-
total
12 918
11 210
25 376
-
Employer
25 983
25 983
80 345
-
health
1 806
1 806
2 244
-
pensions
1 808
1 808
2 248
-
unemployment
935
935
1 162
-
total
4 549
4 549
5 654
-
Corporate
55 785
55 467
-
-
income
11 157
11 093
-
-
total
11 157
11 093
-
-
Dividends
44 628
44 373
-
-
income
9 483
9 430
-
-
withholding
6 694
6 656
-
-
total
16 177
16 086
-
-
Income
86 000
86 000
86 000
86 000
Total tax
44 801
42 938
31 030
40 776
After tax
41 199
43 062
54 970
45 224
Living cost
12 746
12 746
12 746
12 746
Free-cash
28 453
30 316
42 224
32 478

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴37472
₴42869
₴31552
₴34105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 000
trade
-
-
-
11 317
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 177
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 659
total
-
-
-
45 232
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
86 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
30 177
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 659
-
total
2 422
-
33 915
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 362
86 000
-
-
income
11 154
12 900
-
-
trade
11 712
13 545
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

613
710
-
-
chamber of commerce
153
170
-
-
total
23 632
27 325
-
-
Dividends
50 729
58 676
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

691
800
-
-
withholding
12 567
14 554
-
-
total
13 258
15 354
-
-
Income
86 000
86 000
86 000
86 000
Total tax
39 312
42 679
33 915
45 232
After tax
46 688
43 321
52 085
40 768
Living cost
9 216
9 216
9 216
9 216
Free-cash
37 472
34 105
42 869
31 552

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴53931
₴49444
₴50113
₴55587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
income
-
-
-
21 726
health
-
-
-
2 193
social contributions
-
-
-
4 923
total
-
-
-
28 842
Employee
23 397
23 397
81 866
-
health
181
398
1 392
-
income
2 548
2 166
21 366
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
25 377
-
Employer
23 397
23 397
81 866
-
health
197
433
1 515
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
4 134
-
Corporate
74 260
60 228
-
-
income
9 282
7 528
-
-
total
9 282
7 528
-
-
Dividends
64 978
52 700
-
-
withholding
11 046
8 959
-
-
total
11 046
8 959
-
-
Income
86 000
86 000
86 000
86 000
Total tax
25 024
23 368
29 511
28 842
After tax
60 976
62 632
56 489
57 158
Living cost
7 045
7 045
7 045
7 045
Free-cash
53 931
55 587
49 444
50 113

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴39066
₴27064
₴34434
₴39373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
86 000
income
-
-
-
12 137
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
29 885
surtax
-
-
-
-
total
-
-
-
42 022
Employee
13 994
-
69 495
-
income
2 911
-
24 852
-
social contributions
1 539
-
7 644
-
surtax
-
-
391
-
total
4 450
-
32 887
-
Employer
13 994
-
69 495
-
social contributions
3 324
-
16 505
-
total
3 324
-
16 505
-
Corporate
68 682
86 000
-
-
income
14 423
18 060
-
-
surtax
-
-
-
-
total
14 423
18 060
-
-
Dividends
54 259
67 940
-
-
withholding
15 193
19 023
-
-
total
15 193
19 023
-
-
Income
86 000
86 000
86 000
86 000
Total tax
37 390
37 083
49 392
42 022
After tax
48 610
48 917
36 608
43 978
Living cost
9 544
9 544
9 544
9 544
Free-cash
39 066
39 373
27 064
34 434

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴78900
₴66442
₴82782
₴79342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
86 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
860
total
-
-
-
860
Employee
2 948
-
86 000
-
income
589
-
17 200
-
total
589
-
17 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

83 052
86 000
-
-
total
-
-
-
-
Dividends
83 052
86 000
-
-
withholding
4 153
4 300
-
-
total
4 153
4 300
-
-
Income
86 000
86 000
86 000
86 000
Total tax
4 742
4 300
17 200
860
After tax
81 258
81 700
68 800
85 140
Living cost
2 358
2 358
2 358
2 358
Free-cash
78 900
79 342
66 442
82 782

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴48504
₴28048
₴29914
₴51050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
86 000
pensions
-
-
-
15 706
unemployment
-
-
-
129
income
-
-
-
23 628
health
-
-
-
8 462
total
-
-
-
47 925
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
74 414
-
health
869
-
4 807
-
unemployment
19
-
104
-
pensions
2 086
-
11 534
-
income
2 320
-
21 761
-
total
5 294
-
38 206
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
74 414
-
health
896
-
4 956
-
pensions
1 191
-
6 585
-
unemployment
8
-
44
-
total
2 095
-
11 585
-
Corporate
70 450
86 000
-
-
income
13 386
16 340
-
-
total
13 386
16 340
-
-
Dividends
57 065
69 660
-
-
withholding
8 560
10 449
-
-
total
8 560
10 449
-
-
Income
86 000
86 000
86 000
86 000
Total tax
29 335
26 789
49 791
47 925
After tax
56 665
59 211
36 209
38 075
Living cost
8 161
8 161
8 161
8 161
Free-cash
48 504
51 050
28 048
29 914

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴44311
₴48124
₴60131
₴43247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
86 000
income
-
-
-
12 900
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
14 824
Employee
13 958
-
84 600
-
social contributions
1 398
-
1 400
-
income
1 515
-
24 031
-
total
2 913
-
25 431
-
Employer
13 958
-
84 600
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
70 643
86 000
-
-
income
24 725
30 100
-
-
total
24 725
30 100
-
-
Dividends
45 918
55 900
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
86 000
86 000
86 000
86 000
Total tax
30 644
31 708
26 831
14 824
After tax
55 356
54 292
59 169
71 176
Living cost
11 045
11 045
11 045
11 045
Free-cash
44 311
43 247
48 124
60 131

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴46173
₴24957
₴48777
₴46017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
income
-
-
-
12 900
health
-
-
-
6 003
social contributions
-
-
-
11 868
total
-
-
-
30 771
Employee
10 317
-
86 000
-
health
720
-
6 003
-
income
1 721
-
36 720
-
social contributions
1 424
-
11 868
-
total
3 865
-
54 591
-
Employer
10 317
-
86 000
-
total
-
-
-
-
Corporate
75 683
86 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

3 784
4 300
-
-
total
3 784
4 300
-
-
Dividends
71 899
81 700
-
-
social contributions
9 922
11 274
-
-
withholding
10 785
12 255
-
-
health
5 019
5 702
-
-
total
25 726
29 231
-
-
Income
86 000
86 000
86 000
86 000
Total tax
33 375
33 531
54 591
30 771
After tax
52 625
52 469
31 409
55 229
Living cost
6 452
6 452
6 452
6 452
Free-cash
46 173
46 017
24 957
48 777

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴47656
₴40103
₴44133
₴50694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
income
-
-
-
9 667
health
-
-
-
11 610
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
2 127
total
-
-
-
33 350
Employee
12 525
-
71 087
-
health
1 691
-
9 597
-
solidarity contribution
-
-
1 765
-
income
1 503
-
8 891
-
social contributions
814
-
2 214
-
total
4 008
-
22 467
-
Employer
12 525
-
71 087
-
health
1 127
-
6 398
-
social contributions
3 131
-
8 515
-
total
4 258
-
14 913
-
Corporate
69 216
86 000
-
-
income
13 151
16 340
-
-
total
13 151
16 340
-
-
Dividends
56 065
69 660
-
-
withholding
8 410
10 449
-
-
total
8 410
10 449
-
-
Income
86 000
86 000
86 000
86 000
Total tax
29 827
26 789
37 380
33 350
After tax
56 173
59 211
48 620
52 650
Living cost
8 517
8 517
8 517
8 517
Free-cash
47 656
50 694
40 103
44 133

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴77336
₴65125
₴81465
₴78025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
86 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
860
total
-
-
-
860
Employee
4 594
-
86 000
-
income
919
-
17 200
-
total
919
-
17 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

81 406
86 000
-
-
total
-
-
-
-
Dividends
81 406
86 000
-
-
withholding
4 070
4 300
-
-
total
4 070
4 300
-
-
Income
86 000
86 000
86 000
86 000
Total tax
4 989
4 300
17 200
860
After tax
81 011
81 700
68 800
85 140
Living cost
3 675
3 675
3 675
3 675
Free-cash
77 336
78 025
65 125
81 465

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴30740
₴27210
₴30843
₴28648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
income
-
-
-
18 450
other
-
-
-
2 666
health
-
-
-
4 648
social contributions
-
-
-
2 451
pensions
-
-
-
12 246
surtax
-
-
-
-
total
-
-
-
40 461
Employee
19 057
-
64 830
-
pensions
2 155
-
5 225
-
income
1 663
-
15 853
-
social contributions
543
-
1 848
-
surtax
-
-
-
-
total
4 361
-
22 926
-
Employer
19 057
-
64 830
-
health
1 334
-
6 847
-
social contributions
57
-
195
-
pensions
3 131
-
8 667
-
unemployment
772
-
2 625
-
other
658
-
2 834
-
total
5 952
-
21 168
-
Corporate
60 991
86 000
-
-
income
17 077
24 080
-
-
surtax
-
-
-
-
total
17 077
24 080
-
-
Dividends
43 914
61 920
-
-
social contributions
7 553
10 650
-
-
surtax
-
-
-
-
withholding
5 621
7 926
-
-
total
13 174
18 576
-
-
Income
86 000
86 000
86 000
86 000
Total tax
40 564
42 656
44 094
40 461
After tax
45 436
43 344
41 906
45 539
Living cost
14 696
14 696
14 696
14 696
Free-cash
30 740
28 648
27 210
30 843

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴55398
₴52046
₴52047
₴56889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
86 000
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
20 233
health
-
-
-
2 309
total
-
-
-
28 707
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
81 987
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
20 233
-
total
2 664
-
24 695
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
81 987
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
76 673
86 000
-
-
income
11 501
12 900
-
-
total
11 501
12 900
-
-
Dividends
65 172
73 100
-
-
withholding
9 776
10 965
-
-
total
9 776
10 965
-
-
Income
86 000
86 000
86 000
86 000
Total tax
25 356
23 865
28 708
28 707
After tax
60 644
62 135
57 292
57 293
Living cost
5 246
5 246
5 246
5 246
Free-cash
55 398
56 889
52 046
52 047

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴27487
₴43487
₴45426
₴18637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
pensions
-
-
-
7 912
city
-
-
-
908
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 575
health
-
-
-
193
regional
-
-
-
5 666
national
-
-
-
3 631
total
-
-
-
19 885
Employee
24 212
-
78 010
-
health
55
-
175
-
unemployment
-
-
-
-
city
260
-
852
-
pensions
2 034
-
5 396
-
regional
793
-
5 161
-
national
115
-
3 109
-
total
3 257
-
14 693
-
Employer
24 212
-
78 010
-
health
55
-
175
-
pensions
2 034
-
5 396
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
1 560
-
total
2 573
-
7 131
-
Corporate
58 949
86 000
-
-
regional
12 468
18 189
-
-
national
5 011
7 310
-
-
total
17 479
25 499
-
-
Dividends
41 471
60 501
-
-
withholding
14 515
21 175
-
-
total
14 515
21 175
-
-
Income
86 000
86 000
86 000
86 000
Total tax
37 824
46 674
21 824
19 885
After tax
48 176
39 326
64 176
66 115
Living cost
20 689
20 689
20 689
20 689
Free-cash
27 487
18 637
43 487
45 426

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴41136
₴29229
₴39079
₴39429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
86 000
municipal
-
-
-
15 264
health
-
-
-
1 198
national
-
-
-
18 777
total
-
-
-
35 239
Employee
16 008
-
72 348
-
health
120
-
987
-
unemployment
240
-
1 085
-
pensions
1 080
-
4 884
-
national
264
-
12 712
-
municipal
2 622
-
11 770
-
total
4 326
-
31 438
-
Employer
16 008
-
72 348
-
health
123
-
557
-
pensions
2 777
-
12 552
-
accident
16
-
72
-
unemployment
104
-
470
-
total
3 020
-
13 651
-
Corporate
66 971
86 000
-
-
income
13 394
17 200
-
-
total
13 394
17 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

40 183
51 600
-
-
municipal
7 233
9 288
-
-
national
5 209
8 401
-
-
total
12 442
17 689
-
-
Income
86 000
86 000
86 000
86 000
Total tax
33 182
34 889
45 089
35 239
After tax
52 818
51 111
40 911
50 761
Living cost
11 682
11 682
11 682
11 682
Free-cash
41 136
39 429
29 229
39 079

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴32363
₴17374
₴26399
₴35120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 705
social contributions
-
-
-
7 586
national
-
-
-
36 216
total
-
-
-
48 507
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
66 609
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
3 131
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
3 474
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
580
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
4 996
-
national
6 691
-
25 960
-
total
10 670
-
38 141
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
66 609
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
4 097
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
5 902
-
surtax
2 468
-
7 554
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
866
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
972
-
total
6 336
-
19 391
-
Corporate
57 900
86 000
-
-
income
11 594
19 743
-
-
surtax
232
395
-
-
total
11 826
20 138
-
-
Dividends
46 074
65 862
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

13 711
19 648
-
-
total
13 711
19 648
-
-
Income
86 000
86 000
86 000
86 000
Total tax
42 543
39 786
57 532
48 507
After tax
43 457
46 214
28 468
37 493
Living cost
11 094
11 094
11 094
11 094
Free-cash
32 363
35 120
17 374
26 399

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴33454
₴28925
₴29245
₴33751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
unemployment
-
-
-
29
municipal
-
-
-
23 145
other
-
-
-
3 363
health
-
-
-
1 806
national
-
-
-
12 020
accident
-
-
-
58
pensions
-
-
-
3 129
total
-
-
-
43 550
Employee
18 816
-
76 907
-
national
-
-
11 842
-
municipal
5 611
-
22 934
-
total
5 611
-
34 776
-
Employer
18 816
-
76 907
-
health
1 157
-
1 780
-
pensions
2 034
-
3 129
-
accident
38
-
58
-
unemployment
497
-
764
-
other
2 186
-
3 363
-
total
5 912
-
9 094
-
Corporate
61 272
86 000
-
-
income
13 480
18 920
-
-
total
13 480
18 920
-
-
Dividends
47 792
67 080
-
-
withholding
14 338
20 124
-
-
total
14 338
20 124
-
-
Income
86 000
86 000
86 000
86 000
Total tax
39 341
39 044
43 870
43 550
After tax
46 659
46 956
42 130
42 450
Living cost
13 205
13 205
13 205
13 205
Free-cash
33 454
33 751
28 925
29 245

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴21405
₴66811
₴44727
₴37616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
income
-
-
-
16 763
social contributions
-
-
-
9 804
total
-
-
-
26 567
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
35 183
86 000
-
-
income
7 740
18 920
-
-
total
7 740
18 920
-
-
Dividends
27 443
67 080
-
-
income
6 038
14 758
-
-
total
6 038
14 758
-
-
Income
86 000
86 000
86 000
86 000
Total tax
49 889
33 678
4 483
26 567
After tax
36 111
52 322
81 517
59 433
Living cost
14 706
14 706
14 706
14 706
Free-cash
21 405
37 616
66 811
44 727

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴51501
₴46620
₴47289
₴52763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
income
-
-
-
21 726
health
-
-
-
2 193
social contributions
-
-
-
4 923
total
-
-
-
28 842
Employee
23 397
23 397
81 866
-
health
233
398
1 392
-
income
2 457
2 166
21 366
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
25 377
-
Employer
23 397
23 397
81 866
-
health
253
433
1 515
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
4 134
-
Corporate
70 914
60 228
-
-
income
8 864
7 528
-
-
total
8 864
7 528
-
-
Dividends
62 050
52 700
-
-
withholding
10 549
8 959
-
-
total
10 549
8 959
-
-
Income
86 000
86 000
86 000
86 000
Total tax
24 630
23 368
29 511
28 842
After tax
61 370
62 632
56 489
57 158
Living cost
9 869
9 869
9 869
9 869
Free-cash
51 501
52 763
46 620
47 289

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴43423
₴35940
₴43535
₴41682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
income
-
-
-
28 211
pensions
-
-
-
3 330
total
-
-
-
31 541
Employee
14 994
-
74 810
-
health
196
-
952
-
pensions
1 144
-
3 845
-
income
2 731
-
23 148
-
total
4 071
-
27 945
-
Employer
14 994
-
74 810
-
health
285
-
1 422
-
pensions
1 515
-
9 769
-
total
1 800
-
11 191
-
Corporate
69 206
86 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

13 149
16 340
-
-
total
13 149
16 340
-
-
Dividends
56 057
69 660
-
-
withholding
12 633
17 054
-
-
total
12 633
17 054
-
-
Income
86 000
86 000
86 000
86 000
Total tax
31 653
33 394
39 136
31 541
After tax
54 347
52 606
46 864
54 459
Living cost
10 924
10 924
10 924
10 924
Free-cash
43 423
41 682
35 940
43 535

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴31792
₴26771
₴29270
₴33178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
municipal
-
-
-
637
regional
-
-
-
2 255
social contributions
-
-
-
15 229
national
-
-
-
26 488
total
-
-
-
44 609
Employee
25 640
-
86 000
-
social contributions
8 646
-
19 965
-
regional
387
-
2 097
-
national
4 333
-
24 452
-
municipal
153
-
594
-
total
13 519
-
47 108
-
Employer
25 640
-
86 000
-
total
-
-
-
-
Corporate
60 360
86 000
-
-
nationa
14 487
20 640
-
-
municipal
2 910
4 145
-
-
total
17 397
24 785
-
-
Dividends
42 964
61 215
-
-
withholding
11 171
15 916
-
-
total
11 171
15 916
-
-
Income
86 000
86 000
86 000
86 000
Total tax
42 087
40 701
47 108
44 609
After tax
43 913
45 299
38 892
41 391
Living cost
12 121
12 121
12 121
12 121
Free-cash
31 792
33 178
26 771
29 270

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴5970
₴41409
₴52170
₴468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
pensions
-
-
-
1 229
income
-
-
-
25 275
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
27 332
Employee
10 222
-
79 472
-
health
1 170
-
9 100
-
pensions
1 151
-
2 253
-
income
1 402
-
20 212
-
total
3 723
-
31 565
-
Employer
10 222
-
79 472
-
pensions
1 662
-
3 254
-
accident
171
-
1 327
-
unemployment
250
-
1 947
-
total
2 083
-
6 528
-
Corporate
73 695
86 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

66 326
77 400
-
-
total
66 326
77 400
-
-
Dividends
7 369
8 600
-
-
withholding
1 400
1 634
-
-
total
1 400
1 634
-
-
Income
86 000
86 000
86 000
86 000
Total tax
73 532
79 034
38 093
27 332
After tax
12 468
6 966
47 907
58 668
Living cost
6 498
6 498
6 498
6 498
Free-cash
5 970
468
41 409
52 170

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴36440
₴40338
₴30027
₴32459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 000
trade
-
-
-
10 311
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 177
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 659
total
-
-
-
44 226
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
86 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
30 177
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 659
-
total
3 393
-
33 915
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 861
86 000
-
-
income
10 629
12 900
-
-
trade
10 169
12 341
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

584
710
-
-
chamber of commerce
150
172
-
-
total
21 532
26 123
-
-
Dividends
49 329
59 877
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

672
817
-
-
withholding
12 216
14 854
-
-
total
12 888
15 671
-
-
Income
86 000
86 000
86 000
86 000
Total tax
37 813
41 794
33 915
44 226
After tax
48 187
44 206
52 085
41 774
Living cost
11 747
11 747
11 747
11 747
Free-cash
36 440
32 459
40 338
30 027

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴59973
₴31983
₴26131
₴62470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
86 000
income
-
-
-
19 951
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
21 930
total
-
-
-
53 539
Employee
8 891
-
69 607
-
income
1 583
-
17 212
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 989
-
surtax
-
-
10 093
-
total
2 561
-
31 294
-
Employer
8 891
-
69 607
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
8 736
-
surtax
-
-
7 657
-
total
2 142
-
16 393
-
Corporate
74 967
86 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

14 994
17 200
-
-
total
14 994
17 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

59 974
68 800
-
-
total
-
-
-
-
Income
86 000
86 000
86 000
86 000
Total tax
19 697
17 200
47 687
53 539
After tax
66 303
68 800
38 313
32 461
Living cost
6 330
6 330
6 330
6 330
Free-cash
59 973
62 470
31 983
26 131

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴49259
₴49625
₴49896
₴49881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
income
-
-
-
27 562
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
32 321
Employee
5 761
-
82 896
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
27 417
-
total
1 980
-
29 487
-
Employer
5 761
-
82 896
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
78 942
86 000
-
-
income
17 367
18 920
-
-
total
17 367
18 920
-
-
Dividends
61 575
67 080
-
-
withholding
12 315
13 416
-
-
total
12 315
13 416
-
-
Income
86 000
86 000
86 000
86 000
Total tax
32 958
32 336
32 592
32 321
After tax
53 042
53 664
53 408
53 679
Living cost
3 783
3 783
3 783
3 783
Free-cash
49 259
49 881
49 625
49 896

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴46292
₴31574
₴33434
₴47260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
pensions
-
-
-
8 122
unemployment
-
-
-
69
income
-
-
-
29 444
other
-
-
-
-
health
-
-
-
2 883
surtax
-
-
-
5 214
total
-
-
-
45 732
Employee
10 247
-
77 452
-
health
262
-
1 035
-
unemployment
713
-
2 826
-
pensions
684
-
2 709
-
income
1 718
-
27 624
-
other
-
-
-
-
surtax
36
-
4 850
-
total
3 413
-
39 044
-
Employer
10 247
-
77 452
-
health
466
-
1 848
-
pensions
1 366
-
5 413
-
unemployment
325
-
1 287
-
other
-
-
-
-
total
2 157
-
8 548
-
Corporate
73 596
86 000
-
-
income
19 135
22 360
-
-
total
19 135
22 360
-
-
Dividends
54 461
63 640
-
-
withholding
8 169
9 546
-
-
total
8 169
9 546
-
-
Income
86 000
86 000
86 000
86 000
Total tax
32 874
31 906
47 592
45 732
After tax
53 126
54 094
38 408
40 268
Living cost
6 834
6 834
6 834
6 834
Free-cash
46 292
47 260
31 574
33 434

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴37449
₴12378
₴34124
₴37600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 000
pensions
-
-
-
6 576
chamber of commerce
-
-
-
344
unemployment
-
-
-
1 866