Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 85500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴6647
₴20533
₴35925
₴32409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 500
city
-
-
-
901
pensions
-
-
-
7 866
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 710
regional
-
-
-
4 562
health
-
-
-
193
national
-
-
-
1 893
total
-
-
-
17 125
Employee
37 975
-
76 722
-
city
408
-
827
-
regional
1 243
-
4 000
-
health
86
-
173
-
pensions
3 190
-
6 227
-
unemployment
-
-
-
-
national
180
-
1 480
-
total
5 107
-
12 707
-
Employer
37 975
-
76 722
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

759
-
1 534
-
unemployment
-
-
-
-
pensions
3 190
-
6 227
-
health
86
-
173
-
total
4 035
-
7 934
-
Corporate
43 072
85 500
-
-
regional
9 109
18 083
-
-
national
3 661
7 268
-
-
total
12 770
25 351
-
-
Dividends
30 302
60 150
-
-
withholding
10 605
21 052
-
-
total
10 605
21 052
-
-
Income
85 500
85 500
85 500
85 500
Total tax
32 517
46 403
20 641
17 125
After tax
52 983
39 097
64 859
68 375
Living cost
32 450
32 450
32 450
32 450
Free-cash
20 533
6 647
32 409
35 925

Estimated living cost  is ₴32450 per week

₴21102
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2912
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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