Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 83000
per

Your estimated
City
free-cash

Valencia , Spain
₴45260
₴36606
₴37884
₴46603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
unemployment
-
-
-
197
income
-
-
-
28 289
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
36 749
Employee
11 251
-
74 009
-
unemployment
174
-
437
-
pensions
529
-
1 326
-
income
2 169
-
27 245
-
other
11
-
28
-
total
2 883
-
29 036
-
Employer
11 251
-
74 009
-
pensions
2 655
-
6 656
-
accident
223
-
558
-
unemployment
619
-
1 551
-
other
90
-
226
-
total
3 587
-
8 991
-
Corporate
68 162
83 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 224
12 450
-
-
total
10 224
12 450
-
-
Dividends
57 938
70 550
-
-
withholding
12 679
15 580
-
-
total
12 679
15 580
-
-
Income
83 000
83 000
83 000
83 000
Total tax
29 373
28 030
38 027
36 749
After tax
53 627
54 970
44 973
46 251
Living cost
8 367
8 367
8 367
8 367
Free-cash
45 260
46 603
36 606
37 884

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴50818
₴43273
₴43925
₴52872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 105
income
-
-
-
15 628
other
-
-
-
2 198
health
-
-
-
2 036
total
-
-
-
30 967
Employee
11 048
-
71 141
-
health
155
-
648
-
unemployment
110
-
463
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
3 239
-
income
1 902
-
15 410
-
total
2 940
-
19 760
-
Employer
11 048
-
71 141
-
health
155
-
648
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
7 866
-
accident
88
-
569
-
unemployment
110
-
463
-
other
553
-
2 313
-
total
2 784
-
11 859
-
Corporate
69 168
83 000
-
-
income
14 525
17 430
-
-
total
14 525
17 430
-
-
Dividends
54 643
65 570
-
-
withholding
3 825
4 590
-
-
total
3 825
4 590
-
-
Income
83 000
83 000
83 000
83 000
Total tax
24 074
22 020
31 619
30 967
After tax
58 926
60 980
51 381
52 033
Living cost
8 108
8 108
8 108
8 108
Free-cash
50 818
52 872
43 273
43 925

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴65565
₴67297
₴63727
₴66978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
12 450
health
-
-
-
1 222
total
-
-
-
15 286
Employee
5 280
-
80 916
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
8 092
-
total
1 293
-
9 631
-
Employer
5 280
-
80 916
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
76 684
83 000
-
-
income
7 668
8 300
-
-
total
7 668
8 300
-
-
Dividends
69 016
74 700
-
-
withholding
3 451
3 735
-
-
total
3 451
3 735
-
-
Income
83 000
83 000
83 000
83 000
Total tax
13 448
12 035
11 716
15 286
After tax
69 552
70 965
71 284
67 714
Living cost
3 987
3 987
3 987
3 987
Free-cash
65 565
66 978
67 297
63 727

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴33221
₴30393
₴33747
₴31422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
17 479
other
-
-
-
2 573
health
-
-
-
4 428
social contributions
-
-
-
2 365
pensions
-
-
-
11 998
surtax
-
-
-
-
total
-
-
-
38 843
Employee
13 022
-
62 673
-
pensions
1 472
-
5 007
-
income
769
-
15 079
-
social contributions
371
-
1 785
-
surtax
-
-
-
-
total
2 612
-
21 871
-
Employer
13 022
-
62 673
-
health
912
-
6 567
-
social contributions
39
-
188
-
pensions
2 139
-
8 312
-
unemployment
527
-
2 538
-
other
449
-
2 721
-
total
4 066
-
20 326
-
Corporate
65 911
83 000
-
-
income
18 455
23 240
-
-
surtax
-
-
-
-
total
18 455
23 240
-
-
Dividends
47 456
59 760
-
-
social contributions
8 162
10 278
-
-
surtax
-
-
-
-
withholding
6 074
7 650
-
-
total
14 236
17 928
-
-
Income
83 000
83 000
83 000
83 000
Total tax
39 369
41 168
42 197
38 843
After tax
43 631
41 832
40 803
44 157
Living cost
10 410
10 410
10 410
10 410
Free-cash
33 221
31 422
30 393
33 747

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴26922
₴40311
₴31031
₴28787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
3 565
income
-
-
-
31 906
health
-
-
-
3 752
total
-
-
-
39 223
Employee
25 983
25 983
77 345
-
health
3 988
3 392
3 752
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
16 972
-
total
12 918
11 210
24 289
-
Employer
25 983
25 983
77 345
-
health
1 806
1 806
2 244
-
pensions
1 808
1 808
2 248
-
unemployment
935
935
1 162
-
total
4 549
4 549
5 654
-
Corporate
52 785
52 467
-
-
income
10 557
10 493
-
-
total
10 557
10 493
-
-
Dividends
42 228
41 973
-
-
income
8 974
8 919
-
-
withholding
6 334
6 296
-
-
total
15 308
15 215
-
-
Income
83 000
83 000
83 000
83 000
Total tax
43 332
41 467
29 943
39 223
After tax
39 668
41 533
53 057
43 777
Living cost
12 746
12 746
12 746
12 746
Free-cash
26 922
28 787
40 311
31 031

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴35962
₴41198
₴30354
₴32597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
trade
-
-
-
10 844
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 917
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 590
total
-
-
-
43 430
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
83 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
28 917
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 590
-
total
2 422
-
32 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 362
83 000
-
-
income
10 705
12 450
-
-
trade
11 239
13 073
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

589
685
-
-
chamber of commerce
149
166
-
-
total
22 682
26 374
-
-
Dividends
48 680
56 627
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

663
772
-
-
withholding
12 055
14 041
-
-
total
12 718
14 813
-
-
Income
83 000
83 000
83 000
83 000
Total tax
37 822
41 187
32 586
43 430
After tax
45 178
41 813
50 414
39 570
Living cost
9 216
9 216
9 216
9 216
Free-cash
35 962
32 597
41 198
30 354

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴51751
₴47563
₴48213
₴53407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
20 702
health
-
-
-
2 117
social contributions
-
-
-
4 923
total
-
-
-
27 742
Employee
23 397
23 397
78 921
-
health
181
398
1 342
-
income
2 548
2 166
20 352
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
24 313
-
Employer
23 397
23 397
78 921
-
health
197
433
1 460
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
4 079
-
Corporate
71 260
57 228
-
-
income
8 908
7 154
-
-
total
8 908
7 154
-
-
Dividends
62 353
50 075
-
-
withholding
10 600
8 513
-
-
total
10 600
8 513
-
-
Income
83 000
83 000
83 000
83 000
Total tax
24 204
22 548
28 392
27 742
After tax
58 796
60 452
54 608
55 258
Living cost
7 045
7 045
7 045
7 045
Free-cash
51 751
53 407
47 563
48 213

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴37360
₴25995
₴33019
₴37667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
83 000
income
-
-
-
11 594
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 843
surtax
-
-
-
-
total
-
-
-
40 437
Employee
13 994
-
67 070
-
income
2 911
-
23 816
-
social contributions
1 539
-
7 378
-
surtax
-
-
338
-
total
4 450
-
31 532
-
Employer
13 994
-
67 070
-
social contributions
3 324
-
15 929
-
total
3 324
-
15 929
-
Corporate
65 682
83 000
-
-
income
13 793
17 430
-
-
surtax
-
-
-
-
total
13 793
17 430
-
-
Dividends
51 889
65 570
-
-
withholding
14 529
18 359
-
-
total
14 529
18 359
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 096
35 789
47 461
40 437
After tax
46 904
47 211
35 539
42 563
Living cost
9 544
9 544
9 544
9 544
Free-cash
37 360
37 667
25 995
33 019

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴76050
₴64042
₴79812
₴76492
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
830
total
-
-
-
830
Employee
2 948
-
83 000
-
income
589
-
16 600
-
total
589
-
16 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

80 052
83 000
-
-
total
-
-
-
-
Dividends
80 052
83 000
-
-
withholding
4 003
4 150
-
-
total
4 003
4 150
-
-
Income
83 000
83 000
83 000
83 000
Total tax
4 592
4 150
16 600
830
After tax
78 408
78 850
66 400
82 170
Living cost
2 358
2 358
2 358
2 358
Free-cash
76 050
76 492
64 042
79 812

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴46439
₴27037
₴28837
₴48985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
83 000
pensions
-
-
-
15 158
unemployment
-
-
-
125
income
-
-
-
22 552
health
-
-
-
8 167
total
-
-
-
46 002
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
71 818
-
health
869
-
4 639
-
unemployment
19
-
100
-
pensions
2 086
-
11 132
-
income
2 320
-
20 749
-
total
5 294
-
36 620
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
71 818
-
health
896
-
4 783
-
pensions
1 191
-
6 356
-
unemployment
8
-
43
-
total
2 095
-
11 182
-
Corporate
67 450
83 000
-
-
income
12 816
15 770
-
-
total
12 816
15 770
-
-
Dividends
54 635
67 230
-
-
withholding
8 195
10 084
-
-
total
8 195
10 084
-
-
Income
83 000
83 000
83 000
83 000
Total tax
28 400
25 854
47 802
46 002
After tax
54 600
57 146
35 198
36 998
Living cost
8 161
8 161
8 161
8 161
Free-cash
46 439
48 985
27 037
28 837

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴42361
₴46175
₴57581
₴41297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
83 000
income
-
-
-
12 450
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
14 374
Employee
13 958
-
81 600
-
social contributions
1 398
-
1 400
-
income
1 515
-
22 980
-
total
2 913
-
24 380
-
Employer
13 958
-
81 600
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
67 643
83 000
-
-
income
23 675
29 050
-
-
total
23 675
29 050
-
-
Dividends
43 968
53 950
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
83 000
83 000
83 000
83 000
Total tax
29 594
30 658
25 780
14 374
After tax
53 406
52 342
57 220
68 626
Living cost
11 045
11 045
11 045
11 045
Free-cash
42 361
41 297
46 175
57 581

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴44342
₴23991
₴46851
₴44185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
12 450
health
-
-
-
5 793
social contributions
-
-
-
11 454
total
-
-
-
29 697
Employee
10 317
-
83 000
-
health
720
-
5 793
-
income
1 721
-
35 310
-
social contributions
1 424
-
11 454
-
total
3 865
-
52 557
-
Employer
10 317
-
83 000
-
total
-
-
-
-
Corporate
72 683
83 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

3 634
4 150
-
-
total
3 634
4 150
-
-
Dividends
69 049
78 850
-
-
social contributions
9 529
10 881
-
-
withholding
10 358
11 828
-
-
health
4 820
5 504
-
-
total
24 707
28 213
-
-
Income
83 000
83 000
83 000
83 000
Total tax
32 206
32 363
52 557
29 697
After tax
50 794
50 637
30 443
53 303
Living cost
6 452
6 452
6 452
6 452
Free-cash
44 342
44 185
23 991
46 851

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴45591
₴38247
₴42110
₴48629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
9 277
health
-
-
-
11 205
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
1 945
total
-
-
-
32 373
Employee
12 525
-
68 335
-
health
1 691
-
9 225
-
solidarity contribution
-
-
1 598
-
income
1 503
-
8 534
-
social contributions
814
-
2 214
-
total
4 008
-
21 571
-
Employer
12 525
-
68 335
-
health
1 127
-
6 150
-
social contributions
3 131
-
8 515
-
total
4 258
-
14 665
-
Corporate
66 216
83 000
-
-
income
12 581
15 770
-
-
total
12 581
15 770
-
-
Dividends
53 635
67 230
-
-
withholding
8 045
10 084
-
-
total
8 045
10 084
-
-
Income
83 000
83 000
83 000
83 000
Total tax
28 892
25 854
36 236
32 373
After tax
54 108
57 146
46 764
50 627
Living cost
8 517
8 517
8 517
8 517
Free-cash
45 591
48 629
38 247
42 110

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴74486
₴62725
₴78495
₴75175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
830
total
-
-
-
830
Employee
4 594
-
83 000
-
income
919
-
16 600
-
total
919
-
16 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

78 406
83 000
-
-
total
-
-
-
-
Dividends
78 406
83 000
-
-
withholding
3 920
4 150
-
-
total
3 920
4 150
-
-
Income
83 000
83 000
83 000
83 000
Total tax
4 839
4 150
16 600
830
After tax
78 161
78 850
66 400
82 170
Living cost
3 675
3 675
3 675
3 675
Free-cash
74 486
75 175
62 725
78 495

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴29227
₴26107
₴29461
₴27136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
17 479
other
-
-
-
2 573
health
-
-
-
4 428
social contributions
-
-
-
2 365
pensions
-
-
-
11 998
surtax
-
-
-
-
total
-
-
-
38 843
Employee
19 057
-
62 673
-
pensions
2 155
-
5 007
-
income
1 663
-
15 079
-
social contributions
543
-
1 785
-
surtax
-
-
-
-
total
4 361
-
21 871
-
Employer
19 057
-
62 673
-
health
1 334
-
6 567
-
social contributions
57
-
188
-
pensions
3 131
-
8 312
-
unemployment
772
-
2 538
-
other
658
-
2 721
-
total
5 952
-
20 326
-
Corporate
57 991
83 000
-
-
income
16 237
23 240
-
-
surtax
-
-
-
-
total
16 237
23 240
-
-
Dividends
41 754
59 760
-
-
social contributions
7 182
10 278
-
-
surtax
-
-
-
-
withholding
5 345
7 650
-
-
total
12 527
17 928
-
-
Income
83 000
83 000
83 000
83 000
Total tax
39 077
41 168
42 197
38 843
After tax
43 923
41 832
40 803
44 157
Living cost
14 696
14 696
14 696
14 696
Free-cash
29 227
27 136
26 107
29 461

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴53231
₴49796
₴49797
₴54722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
83 000
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
19 483
health
-
-
-
2 309
total
-
-
-
27 957
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
78 987
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
19 483
-
total
2 664
-
23 945
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
78 987
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
73 673
83 000
-
-
income
11 051
12 450
-
-
total
11 051
12 450
-
-
Dividends
62 622
70 550
-
-
withholding
9 393
10 582
-
-
total
9 393
10 582
-
-
Income
83 000
83 000
83 000
83 000
Total tax
24 523
23 032
27 958
27 957
After tax
58 477
59 968
55 042
55 043
Living cost
5 246
5 246
5 246
5 246
Free-cash
53 231
54 722
49 796
49 797

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴26116
₴41345
₴43338
₴17265
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
7 636
city
-
-
-
876
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 575
health
-
-
-
187
regional
-
-
-
5 367
national
-
-
-
3 332
total
-
-
-
18 973
Employee
24 212
-
75 238
-
health
55
-
170
-
unemployment
-
-
-
-
city
260
-
821
-
pensions
2 034
-
5 260
-
regional
793
-
4 901
-
national
115
-
2 879
-
total
3 257
-
14 031
-
Employer
24 212
-
75 238
-
health
55
-
170
-
pensions
2 034
-
5 260
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
1 505
-
total
2 573
-
6 935
-
Corporate
55 949
83 000
-
-
regional
11 833
17 554
-
-
national
4 756
7 055
-
-
total
16 589
24 609
-
-
Dividends
39 360
58 391
-
-
withholding
13 776
20 437
-
-
total
13 776
20 437
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 195
45 046
20 966
18 973
After tax
46 805
37 954
62 034
64 027
Living cost
20 689
20 689
20 689
20 689
Free-cash
26 116
17 265
41 345
43 338

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴39442
₴28072
₴37580
₴37915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
83 000
municipal
-
-
-
14 733
health
-
-
-
1 151
national
-
-
-
17 854
total
-
-
-
33 738
Employee
16 008
-
69 824
-
health
120
-
948
-
unemployment
240
-
1 047
-
pensions
1 080
-
4 713
-
national
264
-
12 000
-
municipal
2 622
-
11 361
-
total
4 326
-
30 069
-
Employer
16 008
-
69 824
-
health
123
-
538
-
pensions
2 777
-
12 115
-
accident
16
-
70
-
unemployment
104
-
454
-
total
3 020
-
13 177
-
Corporate
63 971
83 000
-
-
income
12 794
16 600
-
-
total
12 794
16 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

38 383
49 800
-
-
municipal
6 909
8 964
-
-
national
4 827
7 839
-
-
total
11 736
16 803
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 876
33 403
43 246
33 738
After tax
51 124
49 597
39 754
49 262
Living cost
11 682
11 682
11 682
11 682
Free-cash
39 442
37 915
28 072
37 580

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴30702
₴16487
₴25079
₴33641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 525
social contributions
-
-
-
7 586
national
-
-
-
34 716
total
-
-
-
46 827
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
64 286
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
3 021
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
3 353
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
560
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
4 821
-
national
6 691
-
24 950
-
total
10 670
-
36 705
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
64 286
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
3 954
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
5 696
-
surtax
2 468
-
7 290
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
836
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
938
-
total
6 336
-
18 714
-
Corporate
54 900
83 000
-
-
income
10 980
18 873
-
-
surtax
219
378
-
-
total
11 199
19 251
-
-
Dividends
43 701
63 749
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

12 999
19 014
-
-
total
12 999
19 014
-
-
Income
83 000
83 000
83 000
83 000
Total tax
41 204
38 265
55 419
46 827
After tax
41 796
44 735
27 581
36 173
Living cost
11 094
11 094
11 094
11 094
Free-cash
30 702
33 641
16 487
25 079

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴31816
₴27570
₴27890
₴32113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
unemployment
-
-
-
29
municipal
-
-
-
22 250
other
-
-
-
3 363
health
-
-
-
1 806
national
-
-
-
11 270
accident
-
-
-
58
pensions
-
-
-
3 129
total
-
-
-
41 905
Employee
18 816
-
73 907
-
national
-
-
11 092
-
municipal
5 611
-
22 039
-
total
5 611
-
33 131
-
Employer
18 816
-
73 907
-
health
1 157
-
1 780
-
pensions
2 034
-
3 129
-
accident
38
-
58
-
unemployment
497
-
764
-
other
2 186
-
3 363
-
total
5 912
-
9 094
-
Corporate
58 272
83 000
-
-
income
12 820
18 260
-
-
total
12 820
18 260
-
-
Dividends
45 452
64 740
-
-
withholding
13 636
19 422
-
-
total
13 636
19 422
-
-
Income
83 000
83 000
83 000
83 000
Total tax
37 979
37 682
42 225
41 905
After tax
45 021
45 318
40 775
41 095
Living cost
13 205
13 205
13 205
13 205
Free-cash
31 816
32 113
27 570
27 890

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴19580
₴63811
₴42654
₴35791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
16 178
social contributions
-
-
-
9 462
total
-
-
-
25 640
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
32 183
83 000
-
-
income
7 080
18 260
-
-
total
7 080
18 260
-
-
Dividends
25 103
64 740
-
-
income
5 523
14 243
-
-
total
5 523
14 243
-
-
Income
83 000
83 000
83 000
83 000
Total tax
48 714
32 503
4 483
25 640
After tax
34 286
50 497
78 517
57 360
Living cost
14 706
14 706
14 706
14 706
Free-cash
19 580
35 791
63 811
42 654

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴49323
₴44739
₴45389
₴50583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
20 702
health
-
-
-
2 117
social contributions
-
-
-
4 923
total
-
-
-
27 742
Employee
23 397
23 397
78 921
-
health
233
398
1 342
-
income
2 457
2 166
20 352
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
24 313
-
Employer
23 397
23 397
78 921
-
health
253
433
1 460
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
4 079
-
Corporate
67 914
57 228
-
-
income
8 489
7 154
-
-
total
8 489
7 154
-
-
Dividends
59 425
50 075
-
-
withholding
10 102
8 513
-
-
total
10 102
8 513
-
-
Income
83 000
83 000
83 000
83 000
Total tax
23 808
22 548
28 392
27 742
After tax
59 192
60 452
54 608
55 258
Living cost
9 869
9 869
9 869
9 869
Free-cash
49 323
50 583
44 739
45 389

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴41784
₴34432
₴41772
₴40043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
27 034
pensions
-
-
-
3 270
total
-
-
-
30 304
Employee
14 994
-
72 216
-
health
196
-
926
-
pensions
1 144
-
3 794
-
income
2 731
-
22 141
-
total
4 071
-
26 861
-
Employer
14 994
-
72 216
-
health
285
-
1 372
-
pensions
1 515
-
9 411
-
total
1 800
-
10 783
-
Corporate
66 206
83 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

12 579
15 770
-
-
total
12 579
15 770
-
-
Dividends
53 627
67 230
-
-
withholding
11 842
16 263
-
-
total
11 842
16 263
-
-
Income
83 000
83 000
83 000
83 000
Total tax
30 292
32 033
37 644
30 304
After tax
52 708
50 967
45 356
52 696
Living cost
10 924
10 924
10 924
10 924
Free-cash
41 784
40 043
34 432
41 772

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴30212
₴25187
₴27687
₴31597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
municipal
-
-
-
610
regional
-
-
-
2 155
social contributions
-
-
-
15 229
national
-
-
-
25 198
total
-
-
-
43 192
Employee
25 640
-
83 000
-
social contributions
8 646
-
19 965
-
regional
387
-
1 998
-
national
4 333
-
23 161
-
municipal
153
-
568
-
total
13 519
-
45 692
-
Employer
25 640
-
83 000
-
total
-
-
-
-
Corporate
57 360
83 000
-
-
nationa
13 767
19 920
-
-
municipal
2 765
4 001
-
-
total
16 532
23 921
-
-
Dividends
40 829
59 079
-
-
withholding
10 616
15 361
-
-
total
10 616
15 361
-
-
Income
83 000
83 000
83 000
83 000
Total tax
40 667
39 282
45 692
43 192
After tax
42 333
43 718
37 308
39 808
Living cost
12 121
12 121
12 121
12 121
Free-cash
30 212
31 597
25 187
27 687

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴5727
₴39675
₴50130
₴225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
1 229
income
-
-
-
24 315
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
26 372
Employee
10 222
-
76 590
-
health
1 170
-
8 770
-
pensions
1 151
-
2 253
-
income
1 402
-
19 395
-
total
3 723
-
30 418
-
Employer
10 222
-
76 590
-
pensions
1 662
-
3 254
-
accident
171
-
1 279
-
unemployment
250
-
1 876
-
total
2 083
-
6 409
-
Corporate
70 695
83 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

63 626
74 700
-
-
total
63 626
74 700
-
-
Dividends
7 070
8 300
-
-
withholding
1 343
1 577
-
-
total
1 343
1 577
-
-
Income
83 000
83 000
83 000
83 000
Total tax
70 775
76 277
36 827
26 372
After tax
12 225
6 723
46 173
56 628
Living cost
6 498
6 498
6 498
6 498
Free-cash
5 727
225
39 675
50 130

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴34900
₴38667
₴28786
₴30921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
trade
-
-
-
9 881
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 917
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 590
total
-
-
-
42 467
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
83 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
28 917
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 590
-
total
3 393
-
32 586
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 861
83 000
-
-
income
10 179
12 450
-
-
trade
9 738
11 910
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

560
685
-
-
chamber of commerce
146
168
-
-
total
20 623
25 213
-
-
Dividends
47 238
57 787
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

643
788
-
-
withholding
11 694
14 331
-
-
total
12 337
15 119
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 353
40 332
32 586
42 467
After tax
46 647
42 668
50 414
40 533
Living cost
11 747
11 747
11 747
11 747
Free-cash
34 900
30 921
38 667
28 786

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴57573
₴30521
₴24838
₴60070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
83 000
income
-
-
-
19 009
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
21 165
total
-
-
-
51 832
Employee
8 891
-
66 905
-
income
1 583
-
16 363
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 989
-
surtax
-
-
9 701
-
total
2 561
-
30 053
-
Employer
8 891
-
66 905
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
8 736
-
surtax
-
-
7 360
-
total
2 142
-
16 096
-
Corporate
71 967
83 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

14 394
16 600
-
-
total
14 394
16 600
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

57 574
66 400
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
19 097
16 600
46 149
51 832
After tax
63 903
66 400
36 851
31 168
Living cost
6 330
6 330
6 330
6 330
Free-cash
57 573
60 070
30 521
24 838

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴47387
₴47675
₴47946
₴48009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
26 512
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
31 271
Employee
5 761
-
79 896
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
26 367
-
total
1 980
-
28 437
-
Employer
5 761
-
79 896
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
75 942
83 000
-
-
income
16 707
18 260
-
-
total
16 707
18 260
-
-
Dividends
59 235
64 740
-
-
withholding
11 847
12 948
-
-
total
11 847
12 948
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 830
31 208
31 542
31 271
After tax
51 170
51 792
51 458
51 729
Living cost
3 783
3 783
3 783
3 783
Free-cash
47 387
48 009
47 675
47 946

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴44405
₴30194
₴32054
₴45373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
8 122
unemployment
-
-
-
69
income
-
-
-
28 094
other
-
-
-
-
health
-
-
-
2 883
surtax
-
-
-
4 944
total
-
-
-
44 112
Employee
10 247
-
74 452
-
health
262
-
1 035
-
unemployment
713
-
2 826
-
pensions
684
-
2 709
-
income
1 718
-
26 274
-
other
-
-
-
-
surtax
36
-
4 580
-
total
3 413
-
37 424
-
Employer
10 247
-
74 452
-
health
466
-
1 848
-
pensions
1 366
-
5 413
-
unemployment
325
-
1 287
-
other
-
-
-
-
total
2 157
-
8 548
-
Corporate
70 596
83 000
-
-
income
18 355
21 580
-
-
total
18 355
21 580
-
-
Dividends
52 241
61 420
-
-
withholding
7 836
9 213
-
-
total
7 836
9 213
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 761
30 793
45 972
44 112
After tax
51 239
52 207
37 028
38 888
Living cost
6 834
6 834
6 834
6 834
Free-cash
44 405
45 373
30 194
32 054

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴35818
₴11679
₴32636
₴35969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
6 576
chamber of commerce
-
-
-
332
unemployment
-
-
-
1 866