Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 81000
per

Your estimated
City
free-cash

Andorra , Andorra
₴48588
₴61373
₴50741
₴62532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
social contributions
-
-
-
17 820
income
-
-
-
4 224
total
-
-
-
22 044
Employee
11 089
-
70 130
-
social contributions
721
-
4 558
-
income
-
-
4 463
-
total
721
-
9 021
-
Employer
11 089
-
70 130
-
social contributions
1 719
-
10 870
-
total
1 719
-
10 870
-
Corporate
68 192
81 000
-
-
income
6 819
8 100
-
-
total
6 819
8 100
-
-
Dividends
61 373
72 900
-
-
total
-
-
-
-
Income
81 000
81 000
81 000
81 000
Total tax
9 259
8 100
19 891
22 044
After tax
71 741
72 900
61 109
58 956
Living cost
10 368
10 368
10 368
10 368
Free-cash
61 373
62 532
50 741
48 588

Estimated living cost  is ₴10368 per week

₴6704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴30504
₴33488
₴10187
₴33657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
-
unemployment
-
-
-
2 115
health
-
-
-
3 082
chamber of commerce
-
-
-
324
pensions
-
-
-
7 455
income
-
-
-
26 516
total
-
-
-
39 492
Employee
15 077
13 745
67 423
-
unemployment
452
412
1 209
-
other
151
137
403
-
income
1 343
1 014
22 405
-
pensions
1 544
1 407
4 126
-
health
583
532
1 559
-
total
4 073
3 502
29 702
-
Employer
15 077
13 745
67 423
-
pensions
1 892
1 725
5 057
-
surtax
-
-
-
-
payroll
452
412
2 023
-
other
716
653
2 972
-
health
570
520
1 523
-
accident
196
179
524
-
unemployment
452
412
1 209
-
chamber of commerce
60
55
270
-
total
4 338
3 956
13 578
-
Corporate
61 584
63 299
66 114
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 396
15 825
16 529
-
total
15 396
15 825
16 529
-
Dividends
46 188
47 474
-
-
withholding
12 701
13 056
-
-
total
12 701
13 056
-
-
Income
81 000
81 000
81 000
81 000
Total tax
36 508
36 339
59 809
39 492
After tax
44 492
44 661
21 191
41 508
Living cost
11 004
11 004
11 004
11 004
Free-cash
33 488
33 657
10 187
30 504

Estimated living cost  is ₴11004 per week

₴6601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴29286
₴31938
₴9022
₴32471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
68
unemployment
-
-
-
2 115
health
-
-
-
3 082
chamber of commerce
-
-
-
324
pensions
-
-
-
7 455
income
-
-
-
26 516
total
-
-
-
39 560
Employee
17 237
13 745
67 359
-
unemployment
517
412
1 209
-
other
172
137
403
-
income
1 962
1 014
22 373
-
pensions
1 765
1 407
4 126
-
health
667
532
1 559
-
total
5 083
3 502
29 670
-
Employer
17 237
13 745
67 359
-
pensions
2 163
1 725
5 057
-
surtax
68
68
68
-
payroll
517
412
2 021
-
other
819
653
2 969
-
health
651
520
1 523
-
accident
224
179
524
-
unemployment
517
412
1 209
-
chamber of commerce
69
55
270
-
total
5 028
4 024
13 641
-
Corporate
58 734
63 230
66 051
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 683
15 808
16 513
-
total
14 683
15 808
16 513
-
Dividends
44 051
47 423
-
-
withholding
12 114
13 041
-
-
total
12 114
13 041
-
-
Income
81 000
81 000
81 000
81 000
Total tax
36 908
36 375
59 824
39 560
After tax
44 092
44 625
21 176
41 440
Living cost
12 154
12 154
12 154
12 154
Free-cash
31 938
32 471
9 022
29 286

Estimated living cost  is ₴12154 per week

₴8106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴22672
₴27511
₴14810
₴31684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
32 809
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 344
social contributions
-
-
-
8 599
total
-
-
-
45 752
Employee

The minimum management director salary is set at €45,000 per year.

24 672
-
62 738
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
546
-
national
7 585
-
23 878
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 287
-
3 272
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 850
-
4 706
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 159
-
2 949
-
total
12 096
-
35 351
-
Employer

The minimum management director salary is set at €45,000 per year.

24 672
-
62 738
-
surtax
2 798
-
7 115
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 186
-
5 558
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 517
-
3 858
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
816
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

360
-
916
-
total
7 182
-
18 263
-
Corporate
49 146
81 000
-
-
income
9 829
17 599
-
-
surtax
196
352
-
-
total
10 025
17 951
-
-
Dividends
39 121
63 048
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 610
18 789
-
-
total
11 610
18 789
-
-
Income
81 000
81 000
81 000
81 000
Total tax
40 913
36 740
53 614
45 752
After tax
40 087
44 260
27 386
35 248
Living cost
12 576
12 576
12 576
12 576
Free-cash
27 511
31 684
14 810
22 672

Estimated living cost  is ₴12576 per week

₴8101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴59704
₴61226
₴63100
₴63324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
unemployment
-
-
-
48
health
-
-
-
1 385
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 782
income
-
-
-
12 150
total
-
-
-
15 365
Employee
7 853
-
78 637
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
income
785
-
7 864
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

689
-
1 057
-
health
361
-
554
-
total
1 921
-
9 607
-
Employer
7 853
-
78 637
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

865
-
1 327
-
health
542
-
831
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
unemployment
47
-
72
-
total
1 540
-
2 362
-
Corporate
71 606
81 000
-
-
income
7 160
8 100
-
-
total
7 160
8 100
-
-
Dividends
64 445
72 900
-
-
withholding
3 222
3 645
-
-
total
3 222
3 645
-
-
Income
81 000
81 000
81 000
81 000
Total tax
13 843
11 745
11 969
15 365
After tax
67 157
69 255
69 031
65 635
Living cost
5 931
5 931
5 931
5 931
Free-cash
61 226
63 324
63 100
59 704

Estimated living cost  is ₴5931 per week

₴3923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴61115
₴63133
₴64511
₴64735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
unemployment
-
-
-
48
health
-
-
-
1 385
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 782
income
-
-
-
12 150
total
-
-
-
15 365
Employee
5 986
-
78 637
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
income
598
-
7 864
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

526
-
1 057
-
health
275
-
554
-
total
1 465
-
9 607
-
Employer
5 986
-
78 637
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

660
-
1 327
-
health
413
-
831
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
unemployment
36
-
72
-
total
1 175
-
2 362
-
Corporate
73 840
81 000
-
-
income
7 384
8 100
-
-
total
7 384
8 100
-
-
Dividends
66 456
72 900
-
-
withholding
3 323
3 645
-
-
total
3 323
3 645
-
-
Income
81 000
81 000
81 000
81 000
Total tax
13 347
11 745
11 969
15 365
After tax
67 653
69 255
69 031
65 635
Living cost
4 520
4 520
4 520
4 520
Free-cash
63 133
64 735
64 511
61 115

Estimated living cost  is ₴4520 per week

₴2639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴46363
₴49160
₴45706
₴51039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
2 066
social contributions
-
-
-
5 581
income
-
-
-
19 004
total
-
-
-
26 651
Employee
26 522
26 522
76 614
-
income
2 888
2 455
18 650
-
social contributions
1 003
2 201
2 969
-
health
206
451
1 303
-
total
4 097
5 107
22 922
-
Employer
26 522
26 522
76 614
-
social contributions
1 003
2 201
2 969
-
health
223
491
1 417
-
total
1 226
2 692
4 386
-
Corporate
67 692
51 785
-
-
income
8 461
6 473
-
-
total
8 461
6 473
-
-
Dividends
59 231
45 312
-
-
withholding
10 070
7 703
-
-
total
10 070
7 703
-
-
Income
81 000
81 000
81 000
81 000
Total tax
23 854
21 975
27 308
26 651
After tax
57 146
59 025
53 692
54 349
Living cost
7 986
7 986
7 986
7 986
Free-cash
49 160
51 039
45 706
46 363

Estimated living cost  is ₴7986 per week

₴4786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴43162
₴46407
₴42505
₴47838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
2 066
social contributions
-
-
-
5 581
income
-
-
-
19 004
total
-
-
-
26 651
Employee
26 522
26 522
76 614
-
income
2 785
2 455
18 650
-
social contributions
1 289
2 201
2 969
-
health
264
451
1 303
-
total
4 338
5 107
22 922
-
Employer
26 522
26 522
76 614
-
social contributions
1 289
2 201
2 969
-
health
287
491
1 417
-
total
1 576
2 692
4 386
-
Corporate
63 899
51 785
-
-
income
7 987
6 473
-
-
total
7 987
6 473
-
-
Dividends
55 911
45 312
-
-
withholding
9 505
7 703
-
-
total
9 505
7 703
-
-
Income
81 000
81 000
81 000
81 000
Total tax
23 406
21 975
27 308
26 651
After tax
57 594
59 025
53 692
54 349
Living cost
11 187
11 187
11 187
11 187
Free-cash
46 407
47 838
42 505
43 162

Estimated living cost  is ₴11187 per week

₴7648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴40501
₴44967
₴36864
₴47807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
10 935
social contributions
-
-
-
11 456
income
-
-
-
8 791
solidarity contribution
-
-
-
1 356
total
-
-
-
32 538
Employee
11 708
-
65 314
-
income
1 405
-
8 092
-
social contributions
761
-
2 550
-
health
1 581
-
8 817
-
solidarity contribution
-
-
1 030
-
total
3 747
-
20 489
-
Employer
11 708
-
65 314
-
social contributions
2 927
-
9 808
-
health
1 054
-
5 878
-
total
3 981
-
15 686
-
Corporate
65 312
81 000
-
-
income
12 409
15 390
-
-
total
12 409
15 390
-
-
Dividends
52 903
65 610
-
-
withholding
7 935
9 842
-
-
total
7 935
9 842
-
-
Income
81 000
81 000
81 000
81 000
Total tax
28 072
25 232
36 175
32 538
After tax
52 928
55 768
44 825
48 462
Living cost
7 961
7 961
7 961
7 961
Free-cash
44 967
47 807
36 864
40 501

Estimated living cost  is ₴7961 per week

₴5530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴38652
₴42458
₴35015
₴45958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
10 935
social contributions
-
-
-
11 456
income
-
-
-
8 791
solidarity contribution
-
-
-
1 356
total
-
-
-
32 538
Employee
14 427
-
65 314
-
income
1 731
-
8 092
-
social contributions
938
-
2 550
-
health
1 948
-
8 817
-
solidarity contribution
-
-
1 030
-
total
4 617
-
20 489
-
Employer
14 427
-
65 314
-
social contributions
3 607
-
9 808
-
health
1 298
-
5 878
-
total
4 905
-
15 686
-
Corporate
61 668
81 000
-
-
income
11 717
15 390
-
-
total
11 717
15 390
-
-
Dividends
49 951
65 610
-
-
withholding
7 493
9 842
-
-
total
7 493
9 842
-
-
Income
81 000
81 000
81 000
81 000
Total tax
28 732
25 232
36 175
32 538
After tax
52 268
55 768
44 825
48 462
Living cost
9 810
9 810
9 810
9 810
Free-cash
42 458
45 958
35 015
38 652

Estimated living cost  is ₴9810 per week

₴7296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴29952
₴3203
₴5624
₴5624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
10 163
pensions
-
-
-
300
municipal
-
-
-
17 468
labour market
-
-
-
6 456
total
-
-
-
34 387
Employee
70 323
70 323
70 323
-
municipal
14 975
14 975
14 975
-
national
8 591
8 591
8 591
-
pensions
100
100
100
-
labour market
5 618
5 618
5 618
-
total
29 284
29 284
29 284
-
Employer
70 323
70 323
70 323
-
pensions
200
200
200
-
labour market
5 626
5 626
5 626
-
municipal
14 999
14 999
14 999
-
national
8 606
8 606
8 606
-
total
29 431
29 431
29 431
-
Corporate
5 624
-
-
-
income
1 237
-
-
-
total
1 237
-
-
-
Dividends
4 387
-
-
-
withholding
1 184
-
-
-
total
1 184
-
-
-
Income
81 000
81 000
81 000
81 000
Total tax
61 136
58 715
58 715
34 387
After tax
19 864
22 285
22 285
46 613
Living cost
16 661
16 661
16 661
16 661
Free-cash
3 203
5 624
5 624
29 952

Estimated living cost  is ₴16661 per week

₴11403
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴35085
₴54325
₴38355
₴56469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
10 530
pensions
-
-
-
16 200
income
-
-
-
10 854
total
-
-
-
37 584
Employee
9 785
-
60 538
-
unemployment
156
-
969
-
income
1 102
-
11 672
-
pensions
196
-
1 211
-
total
1 454
-
13 852
-
Employer
9 785
-
60 538
-
pensions
1 957
-
12 108
-
health
1 272
-
7 870
-
unemployment
79
-
484
-
total
3 308
-
20 462
-
Corporate
67 908
81 000
-
-
income
13 582
16 200
-
-
total
13 582
16 200
-
-
Dividends
54 326
64 800
-
-
total
-
-
-
-
Income
81 000
81 000
81 000
81 000
Total tax
18 344
16 200
34 314
37 584
After tax
62 656
64 800
46 686
43 416
Living cost
8 331
8 331
8 331
8 331
Free-cash
54 325
56 469
38 355
35 085

Estimated living cost  is ₴8331 per week

₴5714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴36059
₴37324
₴26784
₴36257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
81 000
national
-
-
-
16 213
health
-
-
-
1 104
municipal
-
-
-
14 382
total
-
-
-
31 699
Employee
18 147
-
68 141
-
unemployment
272
-
1 022
-
municipal
2 972
-
11 091
-
national
300
-
10 499
-
pensions
1 225
-
4 599
-
health
135
-
905
-
total
4 904
-
28 116
-
Employer
18 147
-
68 141
-
pensions
3 148
-
11 822
-
health
139
-
525
-
accident
18
-
68
-
unemployment
118
-
443
-
total
3 423
-
12 858
-
Corporate
59 429
81 000
-
-
income
11 886
16 200
-
-
total
11 886
16 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

35 658
48 600
-
-
municipal
6 418
8 748
-
-
national
3 803
6 553
-
-
total
10 221
15 301
-
-
Income
81 000
81 000
81 000
81 000
Total tax
30 434
31 501
40 974
31 699
After tax
50 566
49 499
40 026
49 301
Living cost
13 242
13 242
13 242
13 242
Free-cash
37 324
36 257
26 784
36 059

Estimated living cost  is ₴13242 per week

₴8650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴33397
₴32111
₴30810
₴30191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
-
health
-
-
-
4 057
pensions
-
-
-
12 514
social contributions
-
-
-
2 308
income
-
-
-
15 581
other
-
-
-
2 511
total
-
-
-
36 971
Employee
13 177
-
61 634
-
income
679
-
13 716
-
surtax
-
-
-
-
social contributions
376
-
1 756
-
pensions
1 490
-
4 723
-
total
2 545
-
20 195
-
Employer
13 177
-
61 634
-
pensions
2 165
-
7 872
-
social contributions
39
-
185
-
other
455
-
2 590
-
health
922
-
6 220
-
unemployment
533
-
2 496
-
total
4 114
-
19 363
-
Corporate
63 708
81 000
-
-
income
17 838
22 680
-
-
surtax
-
-
-
-
total
17 838
22 680
-
-
Dividends
45 870
58 320
-
-
withholding
5 871
7 465
-
-
social contributions
7 889
10 032
-
-
surtax
-
-
-
-
total
13 760
17 497
-
-
Income
81 000
81 000
81 000
81 000
Total tax
38 257
40 177
39 558
36 971
After tax
42 743
40 823
41 442
44 029
Living cost
10 632
10 632
10 632
10 632
Free-cash
32 111
30 191
30 810
33 397

Estimated living cost  is ₴10632 per week

₴6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴32228
₴31060
₴29641
₴29022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
-
health
-
-
-
4 057
pensions
-
-
-
12 514
social contributions
-
-
-
2 308
income
-
-
-
15 581
other
-
-
-
2 511
total
-
-
-
36 971
Employee
14 762
-
61 634
-
income
871
-
13 716
-
surtax
-
-
-
-
social contributions
421
-
1 756
-
pensions
1 669
-
4 723
-
total
2 961
-
20 195
-
Employer
14 762
-
61 634
-
pensions
2 425
-
7 872
-
social contributions
45
-
185
-
other
509
-
2 590
-
health
1 034
-
6 220
-
unemployment
598
-
2 496
-
total
4 611
-
19 363
-
Corporate
61 628
81 000
-
-
income
17 256
22 680
-
-
surtax
-
-
-
-
total
17 256
22 680
-
-
Dividends
44 372
58 320
-
-
withholding
5 679
7 465
-
-
social contributions
7 632
10 032
-
-
surtax
-
-
-
-
total
13 311
17 497
-
-
Income
81 000
81 000
81 000
81 000
Total tax
38 139
40 177
39 558
36 971
After tax
42 861
40 823
41 442
44 029
Living cost
11 801
11 801
11 801
11 801
Free-cash
31 060
29 022
29 641
32 228

Estimated living cost  is ₴11801 per week

₴7441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴27370
₴26535
₴24783
₴24164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
-
health
-
-
-
4 057
pensions
-
-
-
12 514
social contributions
-
-
-
2 308
income
-
-
-
15 581
other
-
-
-
2 511
total
-
-
-
36 971
Employee
21 603
-
61 634
-
income
1 885
-
13 716
-
surtax
-
-
-
-
social contributions
615
-
1 756
-
pensions
2 443
-
4 723
-
total
4 943
-
20 195
-
Employer
21 603
-
61 634
-
pensions
3 550
-
7 872
-
social contributions
65
-
185
-
other
746
-
2 590
-
health
1 512
-
6 220
-
unemployment
875
-
2 496
-
total
6 748
-
19 363
-
Corporate
52 650
81 000
-
-
income
14 742
22 680
-
-
surtax
-
-
-
-
total
14 742
22 680
-
-
Dividends
37 908
58 320
-
-
withholding
4 852
7 465
-
-
social contributions
6 521
10 032
-
-
surtax
-
-
-
-
total
11 373
17 497
-
-
Income
81 000
81 000
81 000
81 000
Total tax
37 806
40 177
39 558
36 971
After tax
43 194
40 823
41 442
44 029
Living cost
16 659
16 659
16 659
16 659
Free-cash
26 535
24 164
24 783
27 370

Estimated living cost  is ₴16659 per week

₴11275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴77958
₴74300
₴62568
₴74718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
81 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
810
total
-
-
-
810
Employee
2 789
-
81 000
-
income
558
-
16 200
-
total
558
-
16 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

78 211
81 000
-
-
total
-
-
-
-
Dividends
78 211
81 000
-
-
withholding
3 910
4 050
-
-
total
3 910
4 050
-
-
Income
81 000
81 000
81 000
81 000
Total tax
4 468
4 050
16 200
810
After tax
76 532
76 950
64 800
80 190
Living cost
2 232
2 232
2 232
2 232
Free-cash
74 300
74 718
62 568
77 958

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴76713
₴72821
₴61323
₴73473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
81 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
810
total
-
-
-
810
Employee
4 347
-
81 000
-
income
869
-
16 200
-
total
869
-
16 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

76 653
81 000
-
-
total
-
-
-
-
Dividends
76 653
81 000
-
-
withholding
3 833
4 050
-
-
total
3 833
4 050
-
-
Income
81 000
81 000
81 000
81 000
Total tax
4 702
4 050
16 200
810
After tax
76 298
76 950
64 800
80 190
Living cost
3 477
3 477
3 477
3 477
Free-cash
72 821
73 473
61 323
76 713

Estimated living cost  is ₴3477 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴27222
₴32850
₴36544
₴28338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 501
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 283
trade
-
-
-
9 322
total
-
-
-
40 462
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 162
-
81 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 411
-
27 283
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
1 501
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 845
-
31 140
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 838
81 000
-
-
trade
9 161
11 623
-
-
income
9 576
12 150
-
-
chamber of commerce
146
171
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

527
668
-
-
total
19 410
24 612
-
-
Dividends
44 428
56 387
-
-
withholding
10 976
13 966
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

603
768
-
-
total
11 579
14 734
-
-
Income
81 000
81 000
81 000
81 000
Total tax
34 834
39 346
31 140
40 462
After tax
46 166
41 654
49 860
40 538
Living cost
13 316
13 316
13 316
13 316
Free-cash
32 850
28 338
36 544
27 222

Estimated living cost  is ₴13316 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴29181
₴34187
₴39413
₴30372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 501
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 283
trade
-
-
-
10 232
total
-
-
-
41 372
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 192
-
81 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
27 283
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 501
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
2 745
-
31 140
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 808
81 000
-
-
trade
10 680
12 758
-
-
income
10 171
12 150
-
-
chamber of commerce
150
169
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

560
668
-
-
total
21 561
25 745
-
-
Dividends
46 248
55 255
-
-
withholding
11 431
13 683
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

629
753
-
-
total
12 060
14 436
-
-
Income
81 000
81 000
81 000
81 000
Total tax
36 366
40 181
31 140
41 372
After tax
44 634
40 819
49 860
39 628
Living cost
10 447
10 447
10 447
10 447
Free-cash
34 187
30 372
39 413
29 181

Estimated living cost  is ₴10447 per week

₴6572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴25623
₴31700
₴36310
₴26853
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 501
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 283
trade
-
-
-
10 687
total
-
-
-
41 827
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 491
-
81 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 503
-
27 283
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

82
-
1 501
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 941
-
31 140
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 509
81 000
-
-
trade
10 447
13 325
-
-
income
9 526
12 150
-
-
chamber of commerce
143
168
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

524
668
-
-
total
20 640
26 311
-
-
Dividends
42 869
54 689
-
-
withholding
10 586
13 541
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

583
745
-
-
total
11 169
14 286
-
-
Income
81 000
81 000
81 000
81 000
Total tax
35 750
40 597
31 140
41 827
After tax
45 250
40 403
49 860
39 173
Living cost
13 550
13 550
13 550
13 550
Free-cash
31 700
26 853
36 310
25 623

Estimated living cost  is ₴13550 per week

₴9062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴22918
₴29778
₴34059
₴24187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 501
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 283
trade
-
-
-
11 141
total
-
-
-
42 281
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 729
-
81 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 438
-
27 283
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
1 501
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
4 928
-
31 140
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 271
81 000
-
-
trade
10 337
13 891
-
-
income
9 041
12 150
-
-
chamber of commerce
137
166
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

497
668
-
-
total
20 012
26 875
-
-
Dividends
40 259
54 124
-
-
withholding
9 934
13 400
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

547
737
-
-
total
10 481
14 137
-
-
Income
81 000
81 000
81 000
81 000
Total tax
35 421
41 012
31 140
42 281
After tax
45 579
39 988
49 860
38 719
Living cost
15 801
15 801
15 801
15 801
Free-cash
29 778
24 187
34 059
22 918

Estimated living cost  is ₴15801 per week

₴11540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴30316
₴42105
₴28207
₴43202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
4 426
unemployment
-
-
-
79
health
-
-
-
3 268
pensions
-
-
-
9 207
income
-
-
-
25 957
other
-
-
-
-
total
-
-
-
42 937
Employee
11 616
-
71 310
-
unemployment
808
-
3 204
-
other
-
-
-
-
income
1 947
-
23 894
-
surtax
41
-
4 014
-
pensions
775
-
3 070
-
health
297
-
1 174
-
total
3 868
-
35 356
-
Employer
11 616
-
71 310
-
pensions
1 549
-
6 136
-
other
-
-
-
-
health
528
-
2 095
-
unemployment
369
-
1 459
-
total
2 446
-
9 690
-
Corporate
66 939
81 000
-
-
income
17 404
21 060
-
-
total
17 404
21 060
-
-
Dividends
49 535
59 940
-
-
withholding
7 430
8 991
-
-
total
7 430
8 991
-
-
Income
81 000
81 000
81 000
81 000
Total tax
31 148
30 051
45 046
42 937
After tax
49 852
50 949
35 954
38 063
Living cost
7 747
7 747
7 747
7 747
Free-cash
42 105
43 202
28 207
30 316

Estimated living cost  is ₴7747 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴30452
₴42264
₴28343
₴43338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
surtax
-
-
-
4 426
unemployment
-
-
-
79
health
-
-
-
3 268
pensions
-
-
-
9 207
income
-
-
-
25 957
other
-
-
-
-
total
-
-
-
42 937
Employee
11 406
-
71 310
-
unemployment
794
-
3 204
-
other
-
-
-
-
income
1 912
-
23 894
-
surtax
37
-
4 014
-
pensions
761
-
3 070
-
health
291
-
1 174
-
total
3 795
-
35 356
-
Employer
11 406
-
71 310
-
pensions
1 521
-
6 136
-
other
-
-
-
-
health
519
-
2 095
-
unemployment
361
-
1 459
-
total
2 401
-
9 690
-
Corporate
67 193
81 000
-
-
income
17 470
21 060
-
-
total
17 470
21 060
-
-
Dividends
49 722
59 940
-
-
withholding
7 459
8 991
-
-
total
7 459
8 991
-
-
Income
81 000
81 000
81 000
81 000
Total tax
31 125
30 051
45 046
42 937
After tax
49 875
50 949
35 954
38 063
Living cost
7 611
7 611
7 611
7 611
Free-cash
42 264
43 338
28 343
30 452

Estimated living cost  is ₴7611 per week

₴4654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴49266
₴38767
₴40109
₴38625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
unemployment
-
-
-
1 215
health
-
-
-
5 670
pensions
-
-
-
8 100
income
-
-
-
9 902
total
-
-
-
24 887
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
67 782
-
unemployment
148
59
1 017
-
income
1 208
481
8 286
-
pensions
988
393
6 778
-
health
692
275
4 745
-
total
3 036
1 208
20 826
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
67 782
-
pensions
1 927
767
13 218
-
total
1 927
767
13 218
-
Corporate
69 189
76 299
-
-
income
6 227
6 867
-
-
total
6 227
6 867
-
-
Dividends
62 962
69 432
-
-
withholding
11 963
13 192
-
-
social contributions
12 233
13 494
-
-
total
24 196
26 686
-
-
Income
81 000
81 000
81 000
81 000
Total tax
35 386
35 528
34 044
24 887
After tax
45 614
45 472
46 956
56 113
Living cost
6 847
6 847
6 847
6 847
Free-cash
38 767
38 625
40 109
49 266

Estimated living cost  is ₴6847 per week

₴4673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴28944
₴33568
₴29378
₴33845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
15 730
pensions
-
-
-
9 720
social contributions
-
-
-
871
municipal
-
-
-
9 036
total
-
-
-
35 357
Employee
25 887
-
70 024
-
municipal
3 197
-
9 350
-
national
4 955
-
16 417
-
pensions
1 035
-
2 801
-
total
9 187
-
28 568
-
Employer
25 887
-
70 024
-
pensions
2 071
-
5 602
-
social contributions
278
-
753
-
total
2 349
-
6 355
-
Corporate
51 056
81 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 211
16 200
-
-
total
10 211
16 200
-
-
Dividends
40 845
64 800
-
-
withholding
8 986
14 256
-
-
total
8 986
14 256
-
-
Income
81 000
81 000
81 000
81 000
Total tax
30 733
30 456
34 923
35 357
After tax
50 267
50 544
46 077
45 643
Living cost
16 699
16 699
16 699
16 699
Free-cash
33 568
33 845
29 378
28 944

Estimated living cost  is ₴16699 per week

₴11350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴20670
₴37814
₴20670
₴37052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
social contributions
-
-
-
13 983
income
-
-
-
26 699
total
-
-
-
40 682
Employee
26 980
-
81 000
-
social contributions
2 241
-
13 983
-
income
5 091
-
26 699
-
total
7 332
-
40 682
-
Employer
26 980
-
81 000
-
total
-
-
-
-
Corporate
54 020
81 000
-
-
income
6 752
10 125
-
-
total
6 752
10 125
-
-
Dividends
47 268
70 875
-
-
withholding
9 454
14 175
-
-
total
9 454
14 175
-
-
Income
81 000
81 000
81 000
81 000
Total tax
23 538
24 300
40 682
40 682
After tax
57 462
56 700
40 318
40 318
Living cost
19 648
19 648
19 648
19 648
Free-cash
37 814
37 052
20 670
20 670

Estimated living cost  is ₴19648 per week

₴14948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2911
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴24696
₴26861
₴21773
₴28663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
22 937
regional
-
-
-
1 040
social contributions
-
-
-
17 263
municipal
-
-
-
510
total
-
-
-
41 750
Employee
30 654
-
81 000
-
municipal
162
-
467
-
national
5 312
-
20 627
-
social contributions
10 337
-
22 632
-
regional
289
-
947
-
total
16 100
-
44 673
-
Employer
30 654
-
81 000
-
total
-
-
-
-
Corporate
50 346
81 000
-
-
nationa
12 083
19 440
-
-
municipal
1 964
3 159
-
-
total
14 047
22 599
-
-
Dividends
36 299
58 401
-
-
withholding
9 438
15 184
-
-
total
9 438
15 184
-
-
Income
81 000
81 000
81 000
81 000
Total tax
39 585
37 783
44 673
41 750
After tax
41 415
43 217
36 327
39 250
Living cost
14 554
14 554
14 554
14 554
Free-cash
26 861
28 663
21 773
24 696

Estimated living cost  is ₴14554 per week

₴10145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴29705
₴32519
₴26798
₴33285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
national
-
-
-
22 937
regional
-
-
-
1 294
social contributions
-
-
-
17 263
municipal
-
-
-
510
total
-
-
-
42 004
Employee
19 133
-
81 000
-
municipal
101
-
467
-
national
3 031
-
20 627
-
social contributions
6 452
-
22 632
-
regional
258
-
1 185
-
total
9 842
-
44 911
-
Employer
19 133
-
81 000
-
total
-
-
-
-
Corporate
61 867
81 000
-
-
nationa
14 848
19 440
-
-
municipal
3 075
4 025
-
-