Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 80500
per

Your estimated
City
free-cash

Varna , Bulgaria
₴60784
₴62781
₴64162
₴64363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
unemployment
-
-
-
48
health
-
-
-
1 368
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 760
income
-
-
-
12 075
total
-
-
-
15 251
Employee
5 912
-
78 166
-
accident

We are using the highest rate at 1.1%.

65
-
131
-
income
591
-
7 817
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

519
-
1 044
-
health
272
-
547
-
total
1 447
-
9 539
-
Employer
5 912
-
78 166
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

652
-
1 311
-
health
408
-
821
-
accident

We are using the highest rate at 1.1%.

65
-
131
-
unemployment
35
-
71
-
total
1 160
-
2 334
-
Corporate
73 428
80 500
-
-
income
7 343
8 050
-
-
total
7 343
8 050
-
-
Dividends
66 086
72 450
-
-
withholding
3 304
3 622
-
-
total
3 304
3 622
-
-
Income
80 500
80 500
80 500
80 500
Total tax
13 254
11 672
11 873
15 251
After tax
67 246
68 828
68 627
65 249
Living cost
4 465
4 465
4 465
4 465
Free-cash
62 781
64 363
64 162
60 784

Estimated living cost  is ₴4465 per week

₴2606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴319
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴118
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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