Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 79500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴3897
₴17783
₴31496
₴27949
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
city
-
-
-
838
pensions
-
-
-
7 314
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 590
regional
-
-
-
4 084
health
-
-
-
179
national
-
-
-
1 542
total
-
-
-
15 547
Employee
37 983
-
71 177
-
city
408
-
765
-
regional
1 244
-
3 531
-
health
86
-
160
-
pensions
3 191
-
5 956
-
unemployment
-
-
-
-
national
180
-
1 142
-
total
5 109
-
11 554
-
Employer
37 983
-
71 177
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

759
-
1 424
-
unemployment
-
-
-
-
pensions
3 191
-
5 956
-
health
86
-
160
-
total
4 036
-
7 540
-
Corporate
37 063
79 500
-
-
regional
7 839
16 814
-
-
national
3 150
6 757
-
-
total
10 989
23 571
-
-
Dividends
26 074
55 929
-
-
withholding
9 126
19 575
-
-
total
9 126
19 575
-
-
Income
79 500
79 500
79 500
79 500
Total tax
29 260
43 146
19 094
15 547
After tax
50 240
36 354
60 406
63 953
Living cost
32 457
32 457
32 457
32 457
Free-cash
17 783
3 897
27 949
31 496

Estimated living cost  is ₴32457 per week

₴21106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2913
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8039
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close