Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 78500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴3219
₴17201
₴30578
₴27033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
city
-
-
-
828
pensions
-
-
-
7 222
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 570
regional
-
-
-
3 988
health
-
-
-
176
national
-
-
-
1 462
total
-
-
-
15 246
Employee
38 240
-
70 263
-
city
410
-
754
-
regional
1 252
-
3 439
-
health
86
-
158
-
pensions
3 213
-
5 902
-
unemployment
-
-
-
-
national
181
-
1 073
-
total
5 142
-
11 326
-
Employer
38 240
-
70 263
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

765
-
1 405
-
unemployment
-
-
-
-
pensions
3 213
-
5 902
-
health
86
-
158
-
total
4 064
-
7 465
-
Corporate
35 776
78 500
-
-
regional
7 567
16 603
-
-
national
3 041
6 673
-
-
total
10 608
23 276
-
-
Dividends
25 169
55 224
-
-
withholding
8 809
19 329
-
-
total
8 809
19 329
-
-
Income
78 500
78 500
78 500
78 500
Total tax
28 623
42 605
18 791
15 246
After tax
49 877
35 895
59 709
63 254
Living cost
32 676
32 676
32 676
32 676
Free-cash
17 201
3 219
27 033
30 578

Estimated living cost  is ₴32676 per week

₴21249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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