Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 77500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴20563
₴17954
₴24772
₴30845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 500
income
-
-
-
24 643
pensions
-
-
-
4 990
health
-
-
-
5 252
total
-
-
-
34 885
Employee
36 372
36 372
69 585
-
health
5 583
4 749
5 252
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 954
5 954
10 654
-
pensions
6 547
4 990
4 990
-
total
18 084
15 693
20 896
-
Employer
36 372
36 372
69 585
-
unemployment
1 309
1 309
1 627
-
pensions
2 532
2 532
3 147
-
health
2 528
2 528
3 142
-
total
6 369
6 369
7 916
-
Corporate
35 205
34 758
-
-
income
7 041
6 952
-
-
total
7 041
6 952
-
-
Dividends
28 164
27 806
-
-
income
5 984
5 909
-
-
withholding
4 225
4 171
-
-
total
10 209
10 080
-
-
Income
77 500
77 500
77 500
77 500
Total tax
41 703
39 094
28 812
34 885
After tax
35 797
38 406
48 688
42 615
Living cost
17 843
17 843
17 843
17 843
Free-cash
17 954
20 563
30 845
24 772

Estimated living cost  is ₴17843 per week

₴12645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1608
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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