Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 77000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₴41497
₴37904
₴26019
₴23981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
77 000
income
-
-
-
17 707
pensions
-
-
-
14 063
unemployment
-
-
-
116
health
-
-
-
7 577
total
-
-
-
39 463
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

18 990
-
66 627
-
health
1 226
-
4 304
-
income
3 275
-
16 404
-
pensions
2 944
-
10 327
-
unemployment
27
-
93
-
total
7 472
-
31 128
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

18 990
-
66 627
-
unemployment
11
-
40
-
pensions
1 680
-
5 896
-
health
1 265
-
4 437
-
total
2 956
-
10 373
-
Corporate
55 054
77 000
-
-
income
10 461
14 630
-
-
total
10 461
14 630
-
-
Dividends
44 593
62 370
-
-
withholding
6 689
9 355
-
-
total
6 689
9 355
-
-
Income
77 000
77 000
77 000
77 000
Total tax
27 578
23 985
41 501
39 463
After tax
49 422
53 015
35 499
37 537
Living cost
11 518
11 518
11 518
11 518
Free-cash
37 904
41 497
23 981
26 019

Estimated living cost  is ₴11518 per week

₴7905
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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