Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 77000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴20153
₴17520
₴24427
₴30265
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
24 257
pensions
-
-
-
5 031
health
-
-
-
5 295
total
-
-
-
34 583
Employee
36 672
36 672
69 019
-
health
5 629
4 788
5 295
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

6 003
6 003
10 438
-
pensions
6 601
5 031
5 031
-
total
18 233
15 822
20 764
-
Employer
36 672
36 672
69 019
-
unemployment
1 320
1 320
1 640
-
pensions
2 552
2 552
3 173
-
health
2 549
2 549
3 168
-
total
6 421
6 421
7 981
-
Corporate
34 356
33 906
-
-
income
6 872
6 781
-
-
total
6 872
6 781
-
-
Dividends
27 485
27 125
-
-
income
5 841
5 764
-
-
withholding
4 123
4 069
-
-
total
9 964
9 833
-
-
Income
77 000
77 000
77 000
77 000
Total tax
41 490
38 857
28 745
34 583
After tax
35 510
38 143
48 255
42 417
Living cost
17 990
17 990
17 990
17 990
Free-cash
17 520
20 153
30 265
24 427

Estimated living cost  is ₴17990 per week

₴12749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1622
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴286
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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