Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 77000
per

Your estimated
City
free-cash

Valencia , Spain
₴41350
₴33325
₴34599
₴42692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
unemployment
-
-
-
197
income
-
-
-
25 607
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 965
total
-
-
-
34 051
Employee
11 228
-
68 027
-
unemployment
174
-
436
-
pensions
528
-
1 323
-
income
2 165
-
24 565
-
other
11
-
28
-
total
2 878
-
26 352
-
Employer
11 228
-
68 027
-
pensions
2 650
-
6 643
-
accident
222
-
557
-
unemployment
618
-
1 548
-
other
90
-
225
-
total
3 580
-
8 973
-
Corporate
62 192
77 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 329
11 550
-
-
total
9 329
11 550
-
-
Dividends
52 863
65 450
-
-
withholding
11 513
14 408
-
-
total
11 513
14 408
-
-
Income
77 000
77 000
77 000
77 000
Total tax
27 300
25 958
35 325
34 051
After tax
49 700
51 042
41 675
42 949
Living cost
8 350
8 350
8 350
8 350
Free-cash
41 350
42 692
33 325
34 599

Estimated living cost  is ₴8350 per week

₴5636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴803
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴146
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴46432
₴38846
₴39463
₴48481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 083
income
-
-
-
14 138
other
-
-
-
2 193
health
-
-
-
2 032
total
-
-
-
29 446
Employee
11 026
-
65 211
-
health
154
-
647
-
unemployment
110
-
462
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

772
-
3 232
-
income
1 898
-
13 933
-
total
2 934
-
18 274
-
Employer
11 026
-
65 211
-
health
154
-
647
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 875
-
7 850
-
accident
88
-
522
-
unemployment
110
-
462
-
other
551
-
2 308
-
total
2 778
-
11 789
-
Corporate
63 196
77 000
-
-
income
13 271
16 170
-
-
total
13 271
16 170
-
-
Dividends
49 924
60 830
-
-
withholding
3 494
4 258
-
-
total
3 494
4 258
-
-
Income
77 000
77 000
77 000
77 000
Total tax
22 477
20 428
30 063
29 446
After tax
54 523
56 572
46 937
47 554
Living cost
8 091
8 091
8 091
8 091
Free-cash
46 432
48 481
38 846
39 463

Estimated living cost  is ₴8091 per week

₴5717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴60440
₴61905
₴58633
₴61851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 571
unemployment
-
-
-
42
income
-
-
-
11 550
health
-
-
-
1 220
total
-
-
-
14 383
Employee
5 275
-
74 918
-
health
243
-
488
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

463
-
932
-
income
527
-
7 492
-
total
1 291
-
9 029
-
Employer
5 275
-
74 918
-
health
364
-
732
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

581
-
1 169
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 035
-
2 082
-
Corporate
70 690
77 000
-
-
income
7 069
7 700
-
-
total
7 069
7 700
-
-
Dividends
63 621
69 300
-
-
withholding
3 181
3 465
-
-
total
3 181
3 465
-
-
Income
77 000
77 000
77 000
77 000
Total tax
12 576
11 165
11 111
14 383
After tax
64 424
65 835
65 889
62 617
Living cost
3 984
3 984
3 984
3 984
Free-cash
60 440
61 851
61 905
58 633

Estimated living cost  is ₴3984 per week

₴2326
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴30213
₴28187
₴30993
₴28420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
15 558
other
-
-
-
2 387
health
-
-
-
3 990
social contributions
-
-
-
2 194
pensions
-
-
-
11 489
surtax
-
-
-
-
total
-
-
-
35 618
Employee
12 996
-
58 353
-
pensions
1 469
-
4 572
-
income
767
-
13 543
-
social contributions
371
-
1 663
-
surtax
-
-
-
-
total
2 607
-
19 778
-
Employer
12 996
-
58 353
-
health
910
-
6 008
-
social contributions
39
-
175
-
pensions
2 135
-
7 605
-
unemployment
526
-
2 363
-
other
448
-
2 495
-
total
4 058
-
18 646
-
Corporate
59 945
77 000
-
-
income
16 785
21 560
-
-
surtax
-
-
-
-
total
16 785
21 560
-
-
Dividends
43 160
55 440
-
-
social contributions
7 423
9 535
-
-
surtax
-
-
-
-
withholding
5 525
7 096
-
-
total
12 948
16 631
-
-
Income
77 000
77 000
77 000
77 000
Total tax
36 398
38 191
38 424
35 618
After tax
40 602
38 809
38 576
41 382
Living cost
10 389
10 389
10 389
10 389
Free-cash
30 213
28 420
28 187
30 993

Estimated living cost  is ₴10389 per week

₴6551
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2817
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴23890
₴36508
₴28153
₴25750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
pensions
-
-
-
3 558
income
-
-
-
28 823
health
-
-
-
3 745
total
-
-
-
36 126
Employee
25 932
25 932
71 357
-
health
3 980
3 386
3 745
-
pensions
4 668
3 558
3 558
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 245
4 245
14 825
-
total
12 893
11 189
22 128
-
Employer
25 932
25 932
71 357
-
health
1 803
1 803
2 240
-
pensions
1 805
1 805
2 243
-
unemployment
934
934
1 160
-
total
4 542
4 542
5 643
-
Corporate
46 845
46 527
-
-
income
9 369
9 305
-
-
total
9 369
9 305
-
-
Dividends
37 477
37 222
-
-
income
7 964
7 910
-
-
withholding
5 621
5 583
-
-
total
13 585
13 493
-
-
Income
77 000
77 000
77 000
77 000
Total tax
40 389
38 529
27 771
36 126
After tax
36 611
38 471
49 229
40 874
Living cost
12 721
12 721
12 721
12 721
Free-cash
23 890
25 750
36 508
28 153

Estimated living cost  is ₴12721 per week

₴9015
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴32958
₴37865
₴27961
₴29600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
77 000
trade
-
-
-
9 904
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 409
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 075
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 453
total
-
-
-
39 841
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 615
-
77 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 075
-
2 075
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

324
-
26 409
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 453
-
total
2 417
-
29 937
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
65 385
77 000
-
-
income
9 808
11 550
-
-
trade
10 298
12 127
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

539
635
-
-
chamber of commerce
140
157
-
-
total
20 785
24 469
-
-
Dividends
44 600
52 531
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

607
716
-
-
withholding
11 035
13 017
-
-
total
11 642
13 733
-
-
Income
77 000
77 000
77 000
77 000
Total tax
34 844
38 202
29 937
39 841
After tax
42 156
38 798
47 063
37 159
Living cost
9 198
9 198
9 198
9 198
Free-cash
32 958
29 600
37 865
27 961

Estimated living cost  is ₴9198 per week

₴5786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴47412
₴43807
₴44422
₴49064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
18 671
health
-
-
-
1 963
social contributions
-
-
-
4 913
total
-
-
-
25 547
Employee
23 350
23 350
73 035
-
health
181
397
1 242
-
income
2 542
2 162
18 341
-
social contributions
883
1 938
2 614
-
total
3 606
4 497
22 197
-
Employer
23 350
23 350
73 035
-
health
197
432
1 351
-
social contributions
883
1 938
2 614
-
total
1 080
2 370
3 965
-
Corporate
65 284
51 280
-
-
income
8 160
6 410
-
-
total
8 160
6 410
-
-
Dividends
57 123
44 870
-
-
withholding
9 711
7 628
-
-
total
9 711
7 628
-
-
Income
77 000
77 000
77 000
77 000
Total tax
22 557
20 905
26 162
25 547
After tax
54 443
56 095
50 838
51 453
Living cost
7 031
7 031
7 031
7 031
Free-cash
47 412
49 064
43 807
44 422

Estimated living cost  is ₴7031 per week

₴4214
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴690
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴33966
₴23866
₴30204
₴34272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
77 000
income
-
-
-
10 514
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
26 757
surtax
-
-
-
-
total
-
-
-
37 271
Employee
13 966
-
62 222
-
income
2 905
-
21 755
-
social contributions
1 536
-
6 844
-
surtax
-
-
232
-
total
4 441
-
28 831
-
Employer
13 966
-
62 222
-
social contributions
3 317
-
14 778
-
total
3 317
-
14 778
-
Corporate
59 717
77 000
-
-
income
12 541
16 170
-
-
surtax
-
-
-
-
total
12 541
16 170
-
-
Dividends
47 176
60 830
-
-
withholding
13 210
17 033
-
-
total
13 210
17 033
-
-
Income
77 000
77 000
77 000
77 000
Total tax
33 509
33 203
43 609
37 271
After tax
43 491
43 797
33 391
39 729
Living cost
9 525
9 525
9 525
9 525
Free-cash
33 966
34 272
23 866
30 204

Estimated living cost  is ₴9525 per week

₴7127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴70460
₴59334
₴73964
₴70884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
77 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
770
total
-
-
-
770
Employee
2 832
-
77 000
-
income
566
-
15 400
-
total
566
-
15 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

74 168
77 000
-
-
total
-
-
-
-
Dividends
74 168
77 000
-
-
withholding
3 708
3 850
-
-
total
3 708
3 850
-
-
Income
77 000
77 000
77 000
77 000
Total tax
4 274
3 850
15 400
770
After tax
72 726
73 150
61 600
76 230
Living cost
2 266
2 266
2 266
2 266
Free-cash
70 460
70 884
59 334
73 964

Estimated living cost  is ₴2266 per week

₴1404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴62
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴42331
₴25015
₴26687
₴44869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
77 000
pensions
-
-
-
14 062
unemployment
-
-
-
115
income
-
-
-
20 414
health
-
-
-
7 577
total
-
-
-
42 168
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 428
-
66 626
-
health
867
-
4 304
-
unemployment
19
-
93
-
pensions
2 081
-
10 327
-
income
2 316
-
18 742
-
total
5 283
-
33 466
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 428
-
66 626
-
health
894
-
4 438
-
pensions
1 188
-
5 896
-
unemployment
8
-
40
-
total
2 090
-
10 374
-
Corporate
61 481
77 000
-
-
income
11 681
14 630
-
-
total
11 681
14 630
-
-
Dividends
49 800
62 370
-
-
withholding
7 470
9 356
-
-
total
7 470
9 356
-
-
Income
77 000
77 000
77 000
77 000
Total tax
26 524
23 986
43 840
42 168
After tax
50 476
53 014
33 160
34 832
Living cost
8 145
8 145
8 145
8 145
Free-cash
42 331
44 869
25 015
26 687

Estimated living cost  is ₴8145 per week

₴5590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴38483
₴42291
₴52488
₴37423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
77 000
income
-
-
-
11 550
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 939
total
-
-
-
13 489
Employee
13 930
-
75 603
-
social contributions
1 396
-
1 397
-
income
1 512
-
20 892
-
total
2 908
-
22 289
-
Employer
13 930
-
75 603
-
social contributions
1 396
-
1 397
-
total
1 396
-
1 397
-
Corporate
61 674
77 000
-
-
income
21 586
26 950
-
-
total
21 586
26 950
-
-
Dividends
40 088
50 050
-
-
social contributions
1 604
1 604
-
-
total
1 604
1 604
-
-
Income
77 000
77 000
77 000
77 000
Total tax
27 494
28 554
23 686
13 489
After tax
49 506
48 446
53 314
63 511
Living cost
11 023
11 023
11 023
11 023
Free-cash
38 483
37 423
42 291
52 488

Estimated living cost  is ₴11023 per week

₴7261
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴40696
₴40731
₴43010
₴40537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
11 550
health
-
-
-
5 375
social contributions
-
-
-
10 626
total
-
-
-
27 551
Employee
10 296
-
77 000
-
health
719
-
5 375
-
income
1 717
-
13 829
-
social contributions
1 421
-
10 626
-
total
3 857
-
29 830
-
Employer
10 296
-
77 000
-
total
-
-
-
-
Corporate
66 704
77 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

3 335
3 850
-
-
total
3 335
3 850
-
-
Dividends
63 369
73 150
-
-
social contributions
8 745
10 095
-
-
withholding
9 505
10 973
-
-
health
4 423
5 106
-
-
total
22 673
26 174
-
-
Income
77 000
77 000
77 000
77 000
Total tax
29 865
30 024
29 830
27 551
After tax
47 135
46 976
47 170
49 449
Living cost
6 439
6 439
6 439
6 439
Free-cash
40 696
40 537
40 731
43 010

Estimated living cost  is ₴6439 per week

₴4309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1584
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴41486
₴34563
₴38095
₴44518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
8 502
health
-
-
-
10 395
social contributions
-
-
-
9 922
solidarity contribution
-
-
-
1 589
total
-
-
-
30 408
Employee
12 495
-
62 849
-
health
1 687
-
8 485
-
solidarity contribution
-
-
1 272
-
income
1 499
-
7 823
-
social contributions
812
-
2 209
-
total
3 998
-
19 789
-
Employer
12 495
-
62 849
-
health
1 125
-
5 656
-
social contributions
3 124
-
8 495
-
total
4 249
-
14 151
-
Corporate
60 257
77 000
-
-
income
11 449
14 630
-
-
total
11 449
14 630
-
-
Dividends
48 808
62 370
-
-
withholding
7 321
9 355
-
-
total
7 321
9 355
-
-
Income
77 000
77 000
77 000
77 000
Total tax
27 017
23 985
33 940
30 408
After tax
49 983
53 015
43 060
46 592
Living cost
8 497
8 497
8 497
8 497
Free-cash
41 486
44 518
34 563
38 095

Estimated living cost  is ₴8497 per week

₴6319
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴68957
₴58069
₴72699
₴69619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
77 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
770
total
-
-
-
770
Employee
4 414
-
77 000
-
income
883
-
15 400
-
total
883
-
15 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 586
77 000
-
-
total
-
-
-
-
Dividends
72 586
77 000
-
-
withholding
3 629
3 850
-
-
total
3 629
3 850
-
-
Income
77 000
77 000
77 000
77 000
Total tax
4 512
3 850
15 400
770
After tax
72 488
73 150
61 600
76 230
Living cost
3 531
3 531
3 531
3 531
Free-cash
68 957
69 619
58 069
72 699

Estimated living cost  is ₴3531 per week

₴2389
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴118
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴875
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴26230
₴23909
₴26715
₴24142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
15 558
other
-
-
-
2 387
health
-
-
-
3 990
social contributions
-
-
-
2 194
pensions
-
-
-
11 489
surtax
-
-
-
-
total
-
-
-
35 618
Employee
19 019
-
58 353
-
pensions
2 151
-
4 572
-
income
1 659
-
13 543
-
social contributions
542
-
1 663
-
surtax
-
-
-
-
total
4 352
-
19 778
-
Employer
19 019
-
58 353
-
health
1 331
-
6 008
-
social contributions
57
-
175
-
pensions
3 125
-
7 605
-
unemployment
770
-
2 363
-
other
656
-
2 495
-
total
5 939
-
18 646
-
Corporate
52 041
77 000
-
-
income
14 571
21 560
-
-
surtax
-
-
-
-
total
14 571
21 560
-
-
Dividends
37 470
55 440
-
-
social contributions
6 445
9 535
-
-
surtax
-
-
-
-
withholding
4 796
7 096
-
-
total
11 241
16 631
-
-
Income
77 000
77 000
77 000
77 000
Total tax
36 103
38 191
38 424
35 618
After tax
40 897
38 809
38 576
41 382
Living cost
14 667
14 667
14 667
14 667
Free-cash
26 230
24 142
23 909
26 715

Estimated living cost  is ₴14667 per week

₴9926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1200
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴48914
₴45332
₴45333
₴50401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
77 000
pensions
-
-
-
5 812
unemployment
-
-
-
335
income
-
-
-
17 987
health
-
-
-
2 302
total
-
-
-
26 436
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 888
-
72 999
-
health
406
-
1 151
-
unemployment
59
-
168
-
pensions
1 104
-
3 130
-
income
1 087
-
17 987
-
total
2 656
-
22 436
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 888
-
72 999
-
health
406
-
1 151
-
pensions
947
-
2 682
-
unemployment
59
-
168
-
total
1 412
-
4 001
-
Corporate
67 700
77 000
-
-
income
10 155
11 550
-
-
total
10 155
11 550
-
-
Dividends
57 545
65 450
-
-
withholding
8 632
9 818
-
-
total
8 632
9 818
-
-
Income
77 000
77 000
77 000
77 000
Total tax
22 855
21 368
26 437
26 436
After tax
54 145
55 632
50 563
50 564
Living cost
5 231
5 231
5 231
5 231
Free-cash
48 914
50 401
45 332
45 333

Estimated living cost  is ₴5231 per week

₴3522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴23275
₴36915
₴38940
₴14351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
pensions
-
-
-
7 084
city
-
-
-
812
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 540
health
-
-
-
173
regional
-
-
-
4 806
national
-
-
-
2 785
total
-
-
-
17 200
Employee
24 411
-
69 682
-
health
55
-
157
-
unemployment
-
-
-
-
city
262
-
759
-
pensions
2 051
-
5 001
-
regional
799
-
4 362
-
national
116
-
2 394
-
total
3 283
-
12 673
-
Employer
24 411
-
69 682
-
health
55
-
157
-
pensions
2 051
-
5 001
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

488
-
1 394
-
total
2 594
-
6 552
-
Corporate
49 726
77 000
-
-
regional
10 517
16 285
-
-
national
4 227
6 545
-
-
total
14 744
22 830
-
-
Dividends
34 983
54 170
-
-
withholding
12 244
18 959
-
-
total
12 244
18 959
-
-
Income
77 000
77 000
77 000
77 000
Total tax
32 865
41 789
19 225
17 200
After tax
44 135
35 211
57 775
59 800
Living cost
20 860
20 860
20 860
20 860
Free-cash
23 275
14 351
36 915
38 940

Estimated living cost  is ₴20860 per week

₴13565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴36069
₴25769
₴34590
₴34896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
77 000
municipal
-
-
-
13 669
health
-
-
-
1 059
national
-
-
-
16 024
total
-
-
-
30 752
Employee
15 976
-
64 776
-
health
119
-
871
-
unemployment
240
-
972
-
pensions
1 078
-
4 373
-
national
264
-
10 592
-
municipal
2 617
-
10 541
-
total
4 318
-
27 349
-
Employer
15 976
-
64 776
-
health
123
-
499
-
pensions
2 772
-
11 239
-
accident
16
-
65
-
unemployment
104
-
421
-
total
3 015
-
12 224
-
Corporate
58 009
77 000
-
-
income
11 602
15 400
-
-
total
11 602
15 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

34 806
46 200
-
-
municipal
6 265
8 316
-
-
national
4 073
6 730
-
-
total
10 338
15 046
-
-
Income
77 000
77 000
77 000
77 000
Total tax
29 273
30 446
39 573
30 752
After tax
47 727
46 554
37 427
46 248
Living cost
11 658
11 658
11 658
11 658
Free-cash
36 069
34 896
25 769
34 590

Estimated living cost  is ₴11658 per week

₴7615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1121
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴27388
₴14724
₴22462
₴30697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 166
social contributions
-
-
-
7 571
national
-
-
-
31 729
total
-
-
-
43 466
Employee

The minimum management director salary is set at €45,000 per year.

21 721
-
59 639
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 021
-
2 803
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 133
-
3 111
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
519
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 629
-
4 473
-
national
6 678
-
22 937
-
total
10 650
-
33 843
-
Employer

The minimum management director salary is set at €45,000 per year.

21 721
-
59 639
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 336
-
3 668
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 925
-
5 284
-
surtax
2 463
-
6 763
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

282
-
775
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

317
-
871
-
total
6 323
-
17 361
-
Corporate
48 956
77 000
-
-
income
9 791
17 144
-
-
surtax
196
343
-
-
total
9 987
17 487
-
-
Dividends
38 969
59 513
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 580
17 744
-
-
total
11 580
17 744
-
-
Income
77 000
77 000
77 000
77 000
Total tax
38 540
35 231
51 204
43 466
After tax
38 460
41 769
25 796
33 534
Living cost
11 072
11 072
11 072
11 072
Free-cash
27 388
30 697
14 724
22 462

Estimated living cost  is ₴11072 per week

₴7132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2799
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴28655
₴24944
₴25262
₴28949
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
unemployment
-
-
-
29
municipal
-
-
-
20 482
other
-
-
-
3 334
health
-
-
-
1 791
national
-
-
-
9 850
accident
-
-
-
57
pensions
-
-
-
3 102
total
-
-
-
38 645
Employee
18 656
-
67 984
-
national
-
-
9 674
-
municipal
5 563
-
20 273
-
total
5 563
-
29 947
-
Employer
18 656
-
67 984
-
health
1 147
-
1 765
-
pensions
2 017
-
3 102
-
accident
37
-
57
-
unemployment
493
-
758
-
other
2 168
-
3 334
-
total
5 862
-
9 016
-
Corporate
52 482
77 000
-
-
income
11 546
16 940
-
-
total
11 546
16 940
-
-
Dividends
40 936
60 060
-
-
withholding
12 281
18 018
-
-
total
12 281
18 018
-
-
Income
77 000
77 000
77 000
77 000
Total tax
35 252
34 958
38 963
38 645
After tax
41 748
42 042
38 037
38 355
Living cost
13 093
13 093
13 093
13 093
Free-cash
28 655
28 949
24 944
25 262

Estimated living cost  is ₴13093 per week

₴8677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴16500
₴58165
₴38779
₴32413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
15 009
social contributions
-
-
-
8 778
total
-
-
-
23 787
Employee
20 697
-
-
-
income
4 565
-
-
-
social contributions
1 697
-
242
-
total
6 262
-
242
-
Employer
20 697
-
-
-
social contributions
29 183
-
4 159
-
total
29 183
-
4 159
-
Corporate
27 120
77 000
-
-
income
5 967
16 940
-
-
total
5 967
16 940
-
-
Dividends
21 154
60 060
-
-
income
4 654
13 213
-
-
total
4 654
13 213
-
-
Income
77 000
77 000
77 000
77 000
Total tax
46 066
30 153
4 401
23 787
After tax
30 934
46 847
72 599
53 213
Living cost
14 434
14 434
14 434
14 434
Free-cash
16 500
32 413
58 165
38 779

Estimated living cost  is ₴14434 per week

₴9366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴184
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴44987
₴40989
₴41604
₴46246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
18 671
health
-
-
-
1 963
social contributions
-
-
-
4 913
total
-
-
-
25 547
Employee
23 350
23 350
73 035
-
health
232
397
1 242
-
income
2 452
2 162
18 341
-
social contributions
1 135
1 938
2 614
-
total
3 819
4 497
22 197
-
Employer
23 350
23 350
73 035
-
health
253
432
1 351
-
social contributions
1 135
1 938
2 614
-
total
1 388
2 370
3 965
-
Corporate
61 944
51 280
-
-
income
7 743
6 410
-
-
total
7 743
6 410
-
-
Dividends
54 201
44 870
-
-
withholding
9 214
7 628
-
-
total
9 214
7 628
-
-
Income
77 000
77 000
77 000
77 000
Total tax
22 164
20 905
26 162
25 547
After tax
54 836
56 095
50 838
51 453
Living cost
9 849
9 849
9 849
9 849
Free-cash
44 987
46 246
40 989
41 604

Estimated living cost  is ₴9849 per week

₴6733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴38512
₴31432
₴38261
₴36776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
24 697
pensions
-
-
-
3 146
total
-
-
-
27 843
Employee
14 956
-
67 030
-
health
195
-
874
-
pensions
1 142
-
3 684
-
income
2 724
-
20 144
-
total
4 061
-
24 702
-
Employer
14 956
-
67 030
-
health
284
-
1 273
-
pensions
1 511
-
8 697
-
total
1 795
-
9 970
-
Corporate
60 249
77 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

11 448
14 630
-
-
total
11 448
14 630
-
-
Dividends
48 801
62 370
-
-
withholding
10 288
14 698
-
-
total
10 288
14 698
-
-
Income
77 000
77 000
77 000
77 000
Total tax
27 592
29 328
34 672
27 843
After tax
49 408
47 672
42 328
49 157
Living cost
10 896
10 896
10 896
10 896
Free-cash
38 512
36 776
31 432
38 261

Estimated living cost  is ₴10896 per week

₴7474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1002
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2282
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴27080
₴22060
₴24553
₴28462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
municipal
-
-
-
556
regional
-
-
-
1 957
social contributions
-
-
-
15 198
national
-
-
-
22 639
total
-
-
-
40 350
Employee
25 589
-
77 000
-
social contributions
8 628
-
19 925
-
regional
386
-
1 799
-
national
4 324
-
20 606
-
municipal
153
-
513
-
total
13 491
-
42 843
-
Employer
25 589
-
77 000
-
total
-
-
-
-
Corporate
51 411
77 000
-
-
nationa
12 339
18 480
-
-
municipal
2 478
3 711
-
-
total
14 817
22 191
-
-
Dividends
36 595
54 809
-
-
withholding
9 515
14 250
-
-
total
9 515
14 250
-
-
Income
77 000
77 000
77 000
77 000
Total tax
37 823
36 441
42 843
40 350
After tax
39 177
40 559
34 157
36 650
Living cost
12 097
12 097
12 097
12 097
Free-cash
27 080
28 462
22 060
24 553

Estimated living cost  is ₴12097 per week

₴8498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴5233
₴36132
₴45996
-₴317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
pensions
-
-
-
1 239
income
-
-
-
22 376
other
-
-
-
110
health
-
-
-
650
accident
-
-
-
75
total
-
-
-
24 450
Employee
10 309
-
70 801
-
health
1 180
-
8 107
-
pensions
1 161
-
2 273
-
income
1 414
-
17 735
-
total
3 755
-
28 115
-
Employer
10 309
-
70 801
-
pensions
1 676
-
3 282
-
accident
172
-
1 182
-
unemployment
253
-
1 735
-
total
2 101
-
6 199
-
Corporate
64 589
77 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

58 130
69 300
-
-
total
58 130
69 300
-
-
Dividends
6 459
7 700
-
-
withholding
1 227
1 463
-
-
total
1 227
1 463
-
-
Income
77 000
77 000
77 000
77 000
Total tax
65 213
70 763
34 314
24 450
After tax
11 787
6 237
42 686
52 550
Living cost
6 554
6 554
6 554
6 554
Free-cash
5 233
-317
36 132
45 996

Estimated living cost  is ₴6554 per week

₴4803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴31837
₴35339
₴26315
₴27865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
77 000
trade
-
-
-
9 024
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 409
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 075
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 453
total
-
-
-
38 961
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 109
-
77 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 075
-
2 075
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 242
-
26 409
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 453
-
total
3 386
-
29 937
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 891
77 000
-
-
income
9 284
11 550
-
-
trade
8 881
11 050
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

511
635
-
-
chamber of commerce
137
159
-
-
total
18 813
23 394
-
-
Dividends
43 079
53 606
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

586
731
-
-
withholding
10 654
13 286
-
-
total
11 240
14 017
-
-
Income
77 000
77 000
77 000
77 000
Total tax
33 439
37 411
29 937
38 961
After tax
43 561
39 589
47 063
38 039
Living cost
11 724
11 724
11 724
11 724
Free-cash
31 837
27 865
35 339
26 315

Estimated living cost  is ₴11724 per week

₴8087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴52791
₴27617
₴22273
₴55282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
77 000
income
-
-
-
17 139
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 635
surtax
-
-
-
19 635
total
-
-
-
48 409
Employee
8 873
-
61 515
-
income
1 580
-
14 680
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

976
-
3 981
-
surtax
-
-
8 920
-
total
2 556
-
27 581
-
Employer
8 873
-
61 515
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 137
-
8 718
-
surtax
-
-
6 766
-
total
2 137
-
15 484
-
Corporate
65 989
77 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

13 198
15 400
-
-
total
13 198
15 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

52 791
61 600
-
-
total
-
-
-
-
Income
77 000
77 000
77 000
77 000
Total tax
17 891
15 400
43 065
48 409
After tax
59 109
61 600
33 935
28 591
Living cost
6 318
6 318
6 318
6 318
Free-cash
52 791
55 282
27 617
22 273

Estimated living cost  is ₴6318 per week

₴4030
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴43564
₴43662
₴43936
₴44196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
income
-
-
-
24 365
health
-
-
-
2 037
pensions
-
-
-
2 810
total
-
-
-
29 212
Employee
5 867
-
73 839
-
health
293
-
702
-
unemployment
59
-
141
-
pensions
528
-
1 264
-
income
1 135
-
24 218
-
total
2 015
-
26 325
-
Employer
5 867
-
73 839
-
health
557
-
1 335
-
pensions
645
-
1 545
-
unemployment
117
-
281
-
total
1 319
-
3 161
-
Corporate
69 813
77 000
-
-
income
15 359
16 940
-
-
total
15 359
16 940
-
-
Dividends
54 454
60 060
-
-
withholding
10 891
12 012
-
-
total
10 891
12 012
-
-
Income
77 000
77 000
77 000
77 000
Total tax
29 584
28 952
29 486
29 212
After tax
47 416
48 048
47 514
47 788
Living cost
3 852
3 852
3 852
3 852
Free-cash
43 564
44 196
43 662
43 936

Estimated living cost  is ₴3852 per week

₴2289
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴88
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1162
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴40648
₴27451
₴29306
₴41612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
pensions
-
-
-
8 106
unemployment
-
-
-
69
income
-
-
-
25 412
other
-
-
-
-
health
-
-
-
2 877
surtax
-
-
-
4 409
total
-
-
-
40 873
Employee
10 226
-
68 469
-
health
261
-
1 033
-
unemployment
712
-
2 821
-
pensions
682
-
2 703
-
income
1 714
-
23 596
-
other
-
-
-
-
surtax
36
-
4 045
-
total
3 405
-
34 198
-
Employer
10 226
-
68 469
-
health
465
-
1 844
-
pensions
1 363
-
5 402
-
unemployment
324
-
1 284
-
other
-
-
-
-
total
2 152
-
8 530
-
Corporate
64 621
77 000
-
-
income
16 801
20 020
-
-
total
16 801
20 020
-
-
Dividends
47 819
56 980
-
-
withholding
7 173
8 547
-
-
total
7 173
8 547
-
-
Income
77 000
77 000
77 000
77 000
Total tax
29 531
28 567
42 728
40 873
After tax
47 469
48 433
34 272
36 127
Living cost
6 821
6 821
6 821
6 821
Free-cash
40 648
41 612
27 451
29 306

Estimated living cost  is ₴6821 per week

₴4118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴32576
₴10294
₴29677
₴32724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
pensions
-
-
-
6 563
chamber of commerce
-
-
-
308
unemployment
-
-
-
1 862
income