Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 76000
per

Your estimated
City
free-cash

Zurich , Switzerland
₴1951
₴15984
₴28630
₴25181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
city
-
-
-
801
pensions
-
-
-
6 992
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 520
regional
-
-
-
3 780
health
-
-
-
171
national
-
-
-
1 304
total
-
-
-
14 568
Employee
38 387
-
68 024
-
city
412
-
730
-
regional
1 257
-
3 249
-
health
87
-
153
-
pensions
3 225
-
5 714
-
unemployment
-
-
-
-
national
182
-
943
-
total
5 163
-
10 789
-
Employer
38 387
-
68 024
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

768
-
1 361
-
unemployment
-
-
-
-
pensions
3 225
-
5 714
-
health
87
-
153
-
total
4 080
-
7 228
-
Corporate
33 111
76 000
-
-
regional
7 003
16 074
-
-
national
2 815
6 460
-
-
total
9 818
22 534
-
-
Dividends
23 294
53 466
-
-
withholding
8 153
18 713
-
-
total
8 153
18 713
-
-
Income
76 000
76 000
76 000
76 000
Total tax
27 214
41 247
18 017
14 568
After tax
48 786
34 753
57 983
61 432
Living cost
32 802
32 802
32 802
32 802
Free-cash
15 984
1 951
25 181
28 630

Estimated living cost  is ₴32802 per week

₴21331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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