Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 76000
per

Your estimated
City
free-cash

Helsinki , Finland
₴33649
₴34666
₴24945
₴33623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
76 000
national
-
-
-
14 848
health
-
-
-
1 030
municipal
-
-
-
13 495
total
-
-
-
29 373
Employee
17 785
-
63 935
-
unemployment
267
-
959
-
municipal
2 913
-
10 407
-
national
294
-
9 487
-
pensions
1 200
-
4 315
-
health
133
-
844
-
total
4 807
-
26 012
-
Employer
17 785
-
63 935
-
pensions
3 086
-
11 093
-
health
137
-
492
-
accident
18
-
64
-
unemployment
115
-
416
-
total
3 356
-
12 065
-
Corporate
54 859
76 000
-
-
income
10 972
15 200
-
-
total
10 972
15 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

32 916
45 600
-
-
municipal
5 925
8 208
-
-
national
3 296
5 991
-
-
total
9 221
14 199
-
-
Income
76 000
76 000
76 000
76 000
Total tax
28 356
29 399
38 077
29 373
After tax
47 644
46 601
37 923
46 627
Living cost
12 978
12 978
12 978
12 978
Free-cash
34 666
33 623
24 945
33 649

Estimated living cost  is ₴12978 per week

₴8477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1248
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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