Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 74500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴1696
₴15545
₴27883
₴24494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 500
city
-
-
-
785
pensions
-
-
-
6 853
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 490
regional
-
-
-
3 691
health
-
-
-
168
national
-
-
-
1 258
total
-
-
-
14 245
Employee
37 883
-
66 682
-
city
407
-
717
-
regional
1 240
-
3 174
-
health
86
-
150
-
pensions
3 183
-
5 600
-
unemployment
-
-
-
-
national
179
-
909
-
total
5 095
-
10 550
-
Employer
37 883
-
66 682
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

757
-
1 334
-
unemployment
-
-
-
-
pensions
3 183
-
5 600
-
health
86
-
150
-
total
4 026
-
7 084
-
Corporate
32 174
74 500
-
-
regional
6 805
15 756
-
-
national
2 735
6 332
-
-
total
9 540
22 088
-
-
Dividends
22 635
52 412
-
-
withholding
7 922
18 344
-
-
total
7 922
18 344
-
-
Income
74 500
74 500
74 500
74 500
Total tax
26 583
40 432
17 634
14 245
After tax
47 917
34 068
56 866
60 255
Living cost
32 372
32 372
32 372
32 372
Free-cash
15 545
1 696
24 494
27 883

Estimated living cost  is ₴32372 per week

₴21051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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