Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 72000
per

Your estimated
City
free-cash

Andorra , Andorra
₴42204
₴53181
₴44117
₴54349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
15 840
income
-
-
-
3 505
total
-
-
-
19 345
Employee
11 178
-
62 337
-
social contributions
726
-
4 052
-
income
-
-
3 717
-
total
726
-
7 769
-
Employer
11 178
-
62 337
-
social contributions
1 733
-
9 663
-
total
1 733
-
9 663
-
Corporate
59 090
72 000
-
-
income
5 909
7 200
-
-
total
5 909
7 200
-
-
Dividends
53 181
64 800
-
-
total
-
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
8 368
7 200
17 432
19 345
After tax
63 632
64 800
54 568
52 655
Living cost
10 451
10 451
10 451
10 451
Free-cash
53 181
54 349
44 117
42 204

Estimated living cost  is ₴10451 per week

₴6758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴25961
₴28508
₴7866
₴28679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
-
unemployment
-
-
-
2 132
health
-
-
-
3 107
chamber of commerce
-
-
-
288
pensions
-
-
-
7 514
income
-
-
-
21 906
total
-
-
-
34 947
Employee
15 198
13 856
58 970
-
unemployment
456
416
1 219
-
other
152
139
406
-
income
1 354
1 022
18 243
-
pensions
1 556
1 419
4 159
-
health
588
536
1 572
-
total
4 106
3 532
25 599
-
Employer
15 198
13 856
58 970
-
pensions
1 907
1 739
5 098
-
surtax
-
-
-
-
payroll
456
416
1 769
-
other
722
658
2 645
-
health
575
524
1 535
-
accident
197
180
528
-
unemployment
456
416
1 219
-
chamber of commerce
61
55
236
-
total
4 374
3 988
13 030
-
Corporate
52 428
54 157
57 651
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 107
13 539
14 413
-
total
13 107
13 539
14 413
-
Dividends
39 321
40 618
-
-
withholding
10 813
11 170
-
-
total
10 813
11 170
-
-
Income
72 000
72 000
72 000
72 000
Total tax
32 400
32 229
53 042
34 947
After tax
39 600
39 771
18 958
37 053
Living cost
11 092
11 092
11 092
11 092
Free-cash
28 508
28 679
7 866
25 961

Estimated living cost  is ₴11092 per week

₴6654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴24733
₴26947
₴6690
₴27482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
69
unemployment
-
-
-
2 132
health
-
-
-
3 107
chamber of commerce
-
-
-
288
pensions
-
-
-
7 514
income
-
-
-
21 906
total
-
-
-
35 016
Employee
17 376
13 856
58 907
-
unemployment
521
416
1 219
-
other
174
139
406
-
income
1 978
1 022
18 212
-
pensions
1 779
1 419
4 159
-
health
672
536
1 572
-
total
5 124
3 532
25 568
-
Employer
17 376
13 856
58 907
-
pensions
2 181
1 739
5 098
-
surtax
69
69
69
-
payroll
521
416
1 767
-
other
825
658
2 642
-
health
656
524
1 535
-
accident
226
180
528
-
unemployment
521
416
1 219
-
chamber of commerce
69
55
236
-
total
5 068
4 057
13 094
-
Corporate
49 556
54 088
57 587
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 389
13 522
14 397
-
total
12 389
13 522
14 397
-
Dividends
37 167
40 566
-
-
withholding
10 221
11 156
-
-
total
10 221
11 156
-
-
Income
72 000
72 000
72 000
72 000
Total tax
32 802
32 267
53 059
35 016
After tax
39 198
39 733
18 941
36 984
Living cost
12 251
12 251
12 251
12 251
Free-cash
26 947
27 482
6 690
24 733

Estimated living cost  is ₴12251 per week

₴8171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴18607
₴22355
₴12072
₴27181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
28 248
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 800
social contributions
-
-
-
8 668
total
-
-
-
40 716
Employee

The minimum management director salary is set at €45,000 per year.

24 870
-
55 766
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
485
-
national
7 646
-
20 821
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 297
-
2 909
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 865
-
4 182
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 168
-
2 621
-
total
12 192
-
31 018
-
Employer

The minimum management director salary is set at €45,000 per year.

24 870
-
55 766
-
surtax
2 820
-
6 323
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 204
-
4 941
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 529
-
3 430
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

323
-
725
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
814
-
total
7 239
-
16 233
-
Corporate
39 891
72 000
-
-
income
7 978
14 942
-
-
surtax
160
299
-
-
total
8 138
15 241
-
-
Dividends
31 753
56 759
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 399
16 901
-
-
total
9 399
16 901
-
-
Income
72 000
72 000
72 000
72 000
Total tax
36 968
32 142
47 251
40 716
After tax
35 032
39 858
24 749
31 284
Living cost
12 677
12 677
12 677
12 677
Free-cash
22 355
27 181
12 072
18 607

Estimated living cost  is ₴12677 per week

₴8166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴51974
₴53459
₴54913
₴55578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
10 800
total
-
-
-
14 044
Employee
7 921
-
69 617
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
6 962
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 067
-
health
364
-
559
-
total
1 938
-
8 722
-
Employer
7 921
-
69 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
547
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 555
-
2 383
-
Corporate
62 525
72 000
-
-
income
6 252
7 200
-
-
total
6 252
7 200
-
-
Dividends
56 273
64 800
-
-
withholding
2 814
3 240
-
-
total
2 814
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
12 559
10 440
11 105
14 044
After tax
59 441
61 560
60 895
57 956
Living cost
5 982
5 982
5 982
5 982
Free-cash
53 459
55 578
54 913
51 974

Estimated living cost  is ₴5982 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴53397
₴55386
₴56336
₴57001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
10 800
total
-
-
-
14 044
Employee
6 037
-
69 617
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
6 962
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 067
-
health
278
-
559
-
total
1 478
-
8 722
-
Employer
6 037
-
69 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
64 778
72 000
-
-
income
6 478
7 200
-
-
total
6 478
7 200
-
-
Dividends
58 301
64 800
-
-
withholding
2 915
3 240
-
-
total
2 915
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
12 055
10 440
11 105
14 044
After tax
59 945
61 560
60 895
57 956
Living cost
4 559
4 559
4 559
4 559
Free-cash
55 386
57 001
56 336
53 397

Estimated living cost  is ₴4559 per week

₴2662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴40624
₴42547
₴40019
₴44439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
1 836
social contributions
-
-
-
5 625
income
-
-
-
15 865
total
-
-
-
23 326
Employee
26 735
26 735
67 754
-
income
2 911
2 475
15 539
-
social contributions
1 011
2 219
2 993
-
health
207
455
1 152
-
total
4 129
5 149
19 684
-
Employer
26 735
26 735
67 754
-
social contributions
1 011
2 219
2 993
-
health
225
495
1 254
-
total
1 236
2 714
4 247
-
Corporate
58 585
42 551
-
-
income
7 323
5 319
-
-
total
7 323
5 319
-
-
Dividends
51 262
37 233
-
-
withholding
8 715
6 329
-
-
total
8 715
6 329
-
-
Income
72 000
72 000
72 000
72 000
Total tax
21 403
19 511
23 931
23 326
After tax
50 597
52 489
48 069
48 674
Living cost
8 050
8 050
8 050
8 050
Free-cash
42 547
44 439
40 019
40 624

Estimated living cost  is ₴8050 per week

₴4824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴37397
₴39771
₴36792
₴41212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
1 836
social contributions
-
-
-
5 625
income
-
-
-
15 865
total
-
-
-
23 326
Employee
26 735
26 735
67 754
-
income
2 807
2 475
15 539
-
social contributions
1 299
2 219
2 993
-
health
266
455
1 152
-
total
4 372
5 149
19 684
-
Employer
26 735
26 735
67 754
-
social contributions
1 299
2 219
2 993
-
health
290
495
1 254
-
total
1 589
2 714
4 247
-
Corporate
54 762
42 551
-
-
income
6 845
5 319
-
-
total
6 845
5 319
-
-
Dividends
47 916
37 233
-
-
withholding
8 146
6 329
-
-
total
8 146
6 329
-
-
Income
72 000
72 000
72 000
72 000
Total tax
20 952
19 511
23 931
23 326
After tax
51 048
52 489
48 069
48 674
Living cost
11 277
11 277
11 277
11 277
Free-cash
39 771
41 212
36 792
37 397

Estimated living cost  is ₴11277 per week

₴7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴34286
₴38663
₴31159
₴41531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
9 720
social contributions
-
-
-
11 571
income
-
-
-
7 606
solidarity contribution
-
-
-
776
total
-
-
-
29 673
Employee
11 826
-
56 966
-
income
1 419
-
7 005
-
social contributions
769
-
2 576
-
health
1 596
-
7 690
-
solidarity contribution
-
-
495
-
total
3 784
-
17 766
-
Employer
11 826
-
56 966
-
social contributions
2 956
-
9 907
-
health
1 064
-
5 127
-
total
4 020
-
15 034
-
Corporate
56 154
72 000
-
-
income
10 669
13 680
-
-
total
10 669
13 680
-
-
Dividends
45 484
58 320
-
-
withholding
6 823
8 748
-
-
total
6 823
8 748
-
-
Income
72 000
72 000
72 000
72 000
Total tax
25 296
22 428
32 800
29 673
After tax
46 704
49 572
39 200
42 327
Living cost
8 041
8 041
8 041
8 041
Free-cash
38 663
41 531
31 159
34 286

Estimated living cost  is ₴8041 per week

₴5586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴32418
₴36129
₴29291
₴39663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
9 720
social contributions
-
-
-
11 571
income
-
-
-
7 606
solidarity contribution
-
-
-
776
total
-
-
-
29 673
Employee
14 572
-
56 966
-
income
1 749
-
7 005
-
social contributions
947
-
2 576
-
health
1 967
-
7 690
-
solidarity contribution
-
-
495
-
total
4 663
-
17 766
-
Employer
14 572
-
56 966
-
social contributions
3 643
-
9 907
-
health
1 311
-
5 127
-
total
4 954
-
15 034
-
Corporate
52 473
72 000
-
-
income
9 970
13 680
-
-
total
9 970
13 680
-
-
Dividends
42 503
58 320
-
-
withholding
6 375
8 748
-
-
total
6 375
8 748
-
-
Income
72 000
72 000
72 000
72 000
Total tax
25 962
22 428
32 800
29 673
After tax
46 038
49 572
39 200
42 327
Living cost
9 909
9 909
9 909
9 909
Free-cash
36 129
39 663
29 291
32 418

Estimated living cost  is ₴9909 per week

₴7369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴25063
-₴3959
-₴3959
-₴3959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
8 797
pensions
-
-
-
302
municipal
-
-
-
15 312
labour market
-
-
-
5 736
total
-
-
-
30 147
Employee
70 867
70 867
70 867
-
municipal
15 091
15 091
15 091
-
national
8 658
8 658
8 658
-
pensions
101
101
101
-
labour market
5 661
5 661
5 661
-
total
29 511
29 511
29 511
-
Employer
70 867
70 867
70 867
-
pensions
201
201
201
-
labour market
5 669
5 669
5 669
-
municipal
15 115
15 115
15 115
-
national
8 673
8 673
8 673
-
total
29 658
29 658
29 658
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
59 169
59 169
59 169
30 147
After tax
12 831
12 831
12 831
41 853
Living cost
16 790
16 790
16 790
16 790
Free-cash
-3 959
-3 959
-3 959
25 063

Estimated living cost  is ₴16790 per week

₴11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴30194
₴47042
₴33102
₴49202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
health
-
-
-
9 360
pensions
-
-
-
14 400
income
-
-
-
9 648
total
-
-
-
33 408
Employee
9 863
-
53 812
-
unemployment
158
-
861
-
income
1 110
-
10 375
-
pensions
197
-
1 076
-
total
1 465
-
12 312
-
Employer
9 863
-
53 812
-
pensions
1 973
-
10 762
-
health
1 282
-
6 996
-
unemployment
79
-
430
-
total
3 334
-
18 188
-
Corporate
58 803
72 000
-
-
income
11 761
14 400
-
-
total
11 761
14 400
-
-
Dividends
47 042
57 600
-
-
total
-
-
-
-
Income
72 000
72 000
72 000
72 000
Total tax
16 560
14 400
30 500
33 408
After tax
55 440
57 600
41 500
38 592
Living cost
8 398
8 398
8 398
8 398
Free-cash
47 042
49 202
33 102
30 194

Estimated living cost  is ₴8398 per week

₴5760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴31527
₴32176
₴23280
₴31100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
72 000
national
-
-
-
13 374
health
-
-
-
964
municipal
-
-
-
12 787
total
-
-
-
27 125
Employee
18 292
-
60 570
-
unemployment
274
-
909
-
municipal
2 996
-
9 861
-
national
302
-
8 295
-
pensions
1 234
-
4 089
-
health
137
-
788
-
total
4 943
-
23 942
-
Employer
18 292
-
60 570
-
pensions
3 174
-
10 509
-
health
141
-
466
-
accident
18
-
61
-
unemployment
119
-
394
-
total
3 452
-
11 430
-
Corporate
50 256
72 000
-
-
income
10 051
14 400
-
-
total
10 051
14 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

30 154
43 200
-
-
municipal
5 427
7 776
-
-
national
2 603
5 376
-
-
total
8 030
13 152
-
-
Income
72 000
72 000
72 000
72 000
Total tax
26 476
27 552
35 372
27 125
After tax
45 524
44 448
36 628
44 875
Living cost
13 348
13 348
13 348
13 348
Free-cash
32 176
31 100
23 280
31 527

Estimated living cost  is ₴13348 per week

₴8719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴29220
₴27500
₴27507
₴25571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
-
health
-
-
-
3 381
pensions
-
-
-
11 814
social contributions
-
-
-
2 051
income
-
-
-
12 585
other
-
-
-
2 232
total
-
-
-
32 063
Employee
13 283
-
55 191
-
income
685
-
11 336
-
surtax
-
-
-
-
social contributions
379
-
1 572
-
pensions
1 502
-
4 059
-
total
2 566
-
16 967
-
Employer
13 283
-
55 191
-
pensions
2 183
-
6 793
-
social contributions
40
-
166
-
other
459
-
2 247
-
health
930
-
5 368
-
unemployment
538
-
2 235
-
total
4 150
-
16 809
-
Corporate
54 569
72 000
-
-
income
15 280
20 160
-
-
surtax
-
-
-
-
total
15 280
20 160
-
-
Dividends
39 290
51 840
-
-
withholding
5 029
6 636
-
-
social contributions
6 758
8 916
-
-
surtax
-
-
-
-
total
11 787
15 552
-
-
Income
72 000
72 000
72 000
72 000
Total tax
33 783
35 712
33 776
32 063
After tax
38 217
36 288
38 224
39 937
Living cost
10 717
10 717
10 717
10 717
Free-cash
27 500
25 571
27 507
29 220

Estimated living cost  is ₴10717 per week

₴6215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴28042
₴26448
₴26329
₴24393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
-
health
-
-
-
3 381
pensions
-
-
-
11 814
social contributions
-
-
-
2 051
income
-
-
-
12 585
other
-
-
-
2 232
total
-
-
-
32 063
Employee
14 880
-
55 191
-
income
878
-
11 336
-
surtax
-
-
-
-
social contributions
424
-
1 572
-
pensions
1 682
-
4 059
-
total
2 984
-
16 967
-
Employer
14 880
-
55 191
-
pensions
2 445
-
6 793
-
social contributions
45
-
166
-
other
513
-
2 247
-
health
1 042
-
5 368
-
unemployment
602
-
2 235
-
total
4 647
-
16 809
-
Corporate
52 473
72 000
-
-
income
14 692
20 160
-
-
surtax
-
-
-
-
total
14 692
20 160
-
-
Dividends
37 780
51 840
-
-
withholding
4 836
6 636
-
-
social contributions
6 498
8 916
-
-
surtax
-
-
-
-
total
11 334
15 552
-
-
Income
72 000
72 000
72 000
72 000
Total tax
33 657
35 712
33 776
32 063
After tax
38 343
36 288
38 224
39 937
Living cost
11 895
11 895
11 895
11 895
Free-cash
26 448
24 393
26 329
28 042

Estimated living cost  is ₴11895 per week

₴7501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴23144
₴21885
₴21431
₴19495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
-
health
-
-
-
3 381
pensions
-
-
-
11 814
social contributions
-
-
-
2 051
income
-
-
-
12 585
other
-
-
-
2 232
total
-
-
-
32 063
Employee
21 776
-
55 191
-
income
1 900
-
11 336
-
surtax
-
-
-
-
social contributions
620
-
1 572
-
pensions
2 463
-
4 059
-
total
4 983
-
16 967
-
Employer
21 776
-
55 191
-
pensions
3 578
-
6 793
-
social contributions
65
-
166
-
other
752
-
2 247
-
health
1 524
-
5 368
-
unemployment
882
-
2 235
-
total
6 801
-
16 809
-
Corporate
43 423
72 000
-
-
income
12 159
20 160
-
-
surtax
-
-
-
-
total
12 159
20 160
-
-
Dividends
31 264
51 840
-
-
withholding
4 002
6 636
-
-
social contributions
5 377
8 916
-
-
surtax
-
-
-
-
total
9 379
15 552
-
-
Income
72 000
72 000
72 000
72 000
Total tax
33 322
35 712
33 776
32 063
After tax
38 678
36 288
38 224
39 937
Living cost
16 793
16 793
16 793
16 793
Free-cash
21 885
19 495
21 431
23 144

Estimated living cost  is ₴16793 per week

₴11365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴69053
₴65755
₴55373
₴66173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
72 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
720
total
-
-
-
720
Employee
2 784
-
72 000
-
income
557
-
14 400
-
total
557
-
14 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

69 216
72 000
-
-
total
-
-
-
-
Dividends
69 216
72 000
-
-
withholding
3 461
3 600
-
-
total
3 461
3 600
-
-
Income
72 000
72 000
72 000
72 000
Total tax
4 018
3 600
14 400
720
After tax
67 982
68 400
57 600
71 280
Living cost
2 227
2 227
2 227
2 227
Free-cash
65 755
66 173
55 373
69 053

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴67809
₴64278
₴54129
₴64929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
72 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
720
total
-
-
-
720
Employee
4 339
-
72 000
-
income
868
-
14 400
-
total
868
-
14 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 661
72 000
-
-
total
-
-
-
-
Dividends
67 661
72 000
-
-
withholding
3 383
3 600
-
-
total
3 383
3 600
-
-
Income
72 000
72 000
72 000
72 000
Total tax
4 251
3 600
14 400
720
After tax
67 749
68 400
57 600
71 280
Living cost
3 471
3 471
3 471
3 471
Free-cash
64 278
64 929
54 129
67 809

Estimated living cost  is ₴3471 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴23450
₴28162
₴31463
₴23614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 290
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 449
trade
-
-
-
8 013
total
-
-
-
35 127
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 299
-
72 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 423
-
23 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
1 290
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 877
-
27 114
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 701
72 000
-
-
trade
7 850
10 332
-
-
income
8 205
10 800
-
-
chamber of commerce
133
158
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

451
594
-
-
total
16 639
21 884
-
-
Dividends
38 061
50 116
-
-
withholding
9 383
12 397
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

516
682
-
-
total
9 899
13 079
-
-
Income
72 000
72 000
72 000
72 000
Total tax
30 415
34 963
27 114
35 127
After tax
41 585
37 037
44 886
36 873
Living cost
13 423
13 423
13 423
13 423
Free-cash
28 162
23 614
31 463
23 450

Estimated living cost  is ₴13423 per week

₴9260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴25561
₴29613
₴34355
₴25766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 290
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 449
trade
-
-
-
8 794
total
-
-
-
35 908
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 298
-
72 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

371
-
23 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 290
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
2 766
-
27 114
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
58 702
72 000
-
-
trade
9 246
11 340
-
-
income
8 805
10 800
-
-
chamber of commerce
137
156
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

484
594
-
-
total
18 672
22 890
-
-
Dividends
40 030
49 110
-
-
withholding
9 875
12 145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

543
668
-
-
total
10 418
12 813
-
-
Income
72 000
72 000
72 000
72 000
Total tax
31 856
35 703
27 114
35 908
After tax
40 144
36 297
44 886
36 092
Living cost
10 531
10 531
10 531
10 531
Free-cash
29 613
25 766
34 355
25 561

Estimated living cost  is ₴10531 per week

₴6624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2482
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴22043
₴27154
₴31228
₴22269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 290
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 449
trade
-
-
-
9 185
total
-
-
-
36 299
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 632
-
72 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 515
-
23 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
1 290
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 973
-
27 114
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 368
72 000
-
-
trade
8 944
11 844
-
-
income
8 155
10 800
-
-
chamber of commerce
130
155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

449
594
-
-
total
17 678
23 393
-
-
Dividends
36 691
48 607
-
-
withholding
9 040
12 019
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

497
661
-
-
total
9 537
12 680
-
-
Income
72 000
72 000
72 000
72 000
Total tax
31 188
36 073
27 114
36 299
After tax
40 812
35 927
44 886
35 701
Living cost
13 658
13 658
13 658
13 658
Free-cash
27 154
22 269
31 228
22 043

Estimated living cost  is ₴13658 per week

₴9135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴19382
₴25266
₴28958
₴19628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
72 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 290
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 449
trade
-
-
-
9 576
total
-
-
-
36 690
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 895
-
72 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 457
-
23 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
1 290
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
4 967
-
27 114
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 105
72 000
-
-
trade
8 765
12 348
-
-
income
7 665
10 800
-
-
chamber of commerce
125
154
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

422
594
-
-
total
16 977
23 896
-
-
Dividends
34 128
48 104
-
-
withholding
8 400
11 894
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

462
654
-
-
total
8 862
12 548
-
-
Income
72 000
72 000
72 000
72 000
Total tax
30 806
36 444
27 114
36 690
After tax
41 194
35 556
44 886
35 310
Living cost
15 928
15 928
15 928
15 928
Free-cash
25 266
19 628
28 958
19 382

Estimated living cost  is ₴15928 per week

₴11633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴26121
₴36374
₴23993
₴37479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
3 593
unemployment
-
-
-
79
health
-
-
-
3 294
pensions
-
-
-
9 281
income
-
-
-
21 823
other
-
-
-
-
total
-
-
-
38 070
Employee
11 709
-
62 232
-
unemployment
815
-
3 230
-
other
-
-
-
-
income
1 963
-
19 744
-
surtax
42
-
3 178
-
pensions
781
-
3 095
-
health
299
-
1 183
-
total
3 900
-
30 430
-
Employer
11 709
-
62 232
-
pensions
1 561
-
6 186
-
other
-
-
-
-
health
532
-
2 111
-
unemployment
371
-
1 471
-
total
2 464
-
9 768
-
Corporate
57 826
72 000
-
-
income
15 035
18 720
-
-
total
15 035
18 720
-
-
Dividends
42 792
53 280
-
-
withholding
6 418
7 992
-
-
total
6 418
7 992
-
-
Income
72 000
72 000
72 000
72 000
Total tax
27 817
26 712
40 198
38 070
After tax
44 183
45 288
31 802
33 930
Living cost
7 809
7 809
7 809
7 809
Free-cash
36 374
37 479
23 993
26 121

Estimated living cost  is ₴7809 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴679
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴26258
₴36534
₴24130
₴37616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
surtax
-
-
-
3 593
unemployment
-
-
-
79
health
-
-
-
3 294
pensions
-
-
-
9 281
income
-
-
-
21 823
other
-
-
-
-
total
-
-
-
38 070
Employee
11 498
-
62 232
-
unemployment
800
-
3 230
-
other
-
-
-
-
income
1 927
-
19 744
-
surtax
38
-
3 178
-
pensions
767
-
3 095
-
health
294
-
1 183
-
total
3 826
-
30 430
-
Employer
11 498
-
62 232
-
pensions
1 533
-
6 186
-
other
-
-
-
-
health
523
-
2 111
-
unemployment
364
-
1 471
-
total
2 420
-
9 768
-
Corporate
58 082
72 000
-
-
income
15 101
18 720
-
-
total
15 101
18 720
-
-
Dividends
42 981
53 280
-
-
withholding
6 447
7 992
-
-
total
6 447
7 992
-
-
Income
72 000
72 000
72 000
72 000
Total tax
27 794
26 712
40 198
38 070
After tax
44 206
45 288
31 802
33 930
Living cost
7 672
7 672
7 672
7 672
Free-cash
36 534
37 616
24 130
26 258

Estimated living cost  is ₴7672 per week

₴4691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴42925
₴33627
₴34785
₴33484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
1 080
health
-
-
-
5 040
pensions
-
-
-
7 200
income
-
-
-
8 802
total
-
-
-
22 122
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
60 251
-
unemployment
151
60
904
-
income
1 227
488
7 366
-
pensions
1 004
399
6 025
-
health
703
280
4 218
-
total
3 085
1 227
18 513
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
60 251
-
pensions
1 957
779
11 749
-
total
1 957
779
11 749
-
Corporate
60 006
67 227
-
-
income
5 401
6 050
-
-
total
5 401
6 050
-
-
Dividends
54 606
61 176
-
-
withholding
10 375
11 623
-
-
social contributions
10 602
11 884
-
-
total
20 977
23 507
-
-
Income
72 000
72 000
72 000
72 000
Total tax
31 420
31 563
30 262
22 122
After tax
40 580
40 437
41 738
49 878
Living cost
6 953
6 953
6 953
6 953
Free-cash
33 627
33 484
34 785
42 925

Estimated living cost  is ₴6953 per week

₴4745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴24408
₴27858
₴24794
₴28138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
13 404
pensions
-
-
-
8 640
social contributions
-
-
-
774
municipal
-
-
-
7 984
total
-
-
-
30 802
Employee
26 027
-
62 243
-
municipal
3 215
-
8 263
-
national
4 982
-
14 015
-
pensions
1 041
-
2 490
-
total
9 238
-
24 768
-
Employer
26 027
-
62 243
-
pensions
2 082
-
4 979
-
social contributions
280
-
669
-
total
2 362
-
5 648
-
Corporate
41 893
72 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 379
14 400
-
-
total
8 379
14 400
-
-
Dividends
33 515
57 600
-
-
withholding
7 373
12 672
-
-
total
7 373
12 672
-
-
Income
72 000
72 000
72 000
72 000
Total tax
27 352
27 072
30 416
30 802
After tax
44 648
44 928
41 584
41 198
Living cost
16 790
16 790
16 790
16 790
Free-cash
27 858
28 138
24 794
24 408

Estimated living cost  is ₴16790 per week

₴11412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴16880
₴31363
₴16880
₴30594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
social contributions
-
-
-
12 261
income
-
-
-
23 053
total
-
-
-
35 314
Employee
27 197
-
72 000
-
social contributions
2 259
-
12 261
-
income
5 132
-
23 053
-
total
7 391
-
35 314
-
Employer
27 197
-
72 000
-
total
-
-
-
-
Corporate
44 803
72 000
-
-
income
5 600
9 000
-
-
total
5 600
9 000
-
-
Dividends
39 203
63 000
-
-
withholding
7 840
12 600
-
-
total
7 840
12 600
-
-
Income
72 000
72 000
72 000
72 000
Total tax
20 831
21 600
35 314
35 314
After tax
51 169
50 400
36 686
36 686
Living cost
19 806
19 806
19 806
19 806
Free-cash
31 363
30 594
16 880
16 880

Estimated living cost  is ₴19806 per week

₴15068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴19639
₴21929
₴16685
₴23744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
18 971
regional
-
-
-
881
social contributions
-
-
-
17 401
municipal
-
-
-
437
total
-
-
-
37 690
Employee
30 900
-
72 000
-
municipal
164
-
393
-
national
5 354
-
16 650
-
social contributions
10 419
-
22 814
-
regional
292
-
787
-
total
16 229
-
40 644
-
Employer
30 900
-
72 000
-
total
-
-
-
-
Corporate
41 100
72 000
-
-
nationa
9 864
17 280
-
-
municipal
1 603
2 808
-
-
total
11 467
20 088
-
-
Dividends
29 634
51 912
-
-
withholding
7 704
13 497
-
-
total
7 704
13 497
-
-
Income
72 000
72 000
72 000
72 000
Total tax
35 400
33 585
40 644
37 690
After tax
36 600
38 415
31 356
34 310
Living cost
14 671
14 671
14 671
14 671
Free-cash
21 929
23 744
16 685
19 639

Estimated living cost  is ₴14671 per week

₴10227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴24717
₴27705
₴21778
₴28478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
national
-
-
-
18 971
regional
-
-
-
1 108
social contributions
-
-
-
17 401
municipal
-
-
-
437
total
-
-
-
37 917
Employee
19 286
-
72 000
-
municipal
102
-
393
-
national
3 056
-
16 650
-
social contributions
6 504
-
22 814
-
regional
260
-
999
-
total
9 922
-
40 856
-
Employer
19 286
-
72 000
-
total
-
-
-
-
Corporate
52 714
72 000
-
-
nationa
12 652
17 280
-
-
municipal
2 620
3 579
-
-