Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 70000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴669
₴13314
₴24286
₴20928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
city
-
-
-
738
pensions
-
-
-
6 440
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 400
regional
-
-
-
3 311
health
-
-
-
158
national
-
-
-
989
total
-
-
-
13 036
Employee
38 242
-
62 654
-
city
410
-
673
-
regional
1 252
-
2 868
-
health
86
-
141
-
pensions
3 213
-
5 263
-
unemployment
-
-
-
-
national
181
-
792
-
total
5 142
-
9 737
-
Employer
38 242
-
62 654
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

765
-
1 253
-
unemployment
-
-
-
-
pensions
3 213
-
5 263
-
health
86
-
141
-
total
4 064
-
6 657
-
Corporate
27 273
70 000
-
-
regional
5 769
14 805
-
-
national
2 318
5 950
-
-
total
8 087
20 755
-
-
Dividends
19 187
49 245
-
-
withholding
6 715
17 236
-
-
total
6 715
17 236
-
-
Income
70 000
70 000
70 000
70 000
Total tax
24 008
37 991
16 394
13 036
After tax
45 992
32 009
53 606
56 964
Living cost
32 678
32 678
32 678
32 678
Free-cash
13 314
-669
20 928
24 286

Estimated living cost  is ₴32678 per week

₴21250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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