Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 68000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴1274
₴12577
₴23058
₴19756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
city
-
-
-
717
pensions
-
-
-
6 256
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 360
regional
-
-
-
3 177
health
-
-
-
153
national
-
-
-
910
total
-
-
-
12 573
Employee
37 880
-
60 864
-
city
407
-
653
-
regional
1 240
-
2 754
-
health
86
-
137
-
pensions
3 182
-
5 112
-
unemployment
-
-
-
-
national
179
-
753
-
total
5 094
-
9 409
-
Employer
37 880
-
60 864
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

757
-
1 217
-
unemployment
-
-
-
-
pensions
3 182
-
5 112
-
health
86
-
137
-
total
4 025
-
6 466
-
Corporate
25 678
68 000
-
-
regional
5 431
14 382
-
-
national
2 182
5 780
-
-
total
7 613
20 162
-
-
Dividends
18 065
47 838
-
-
withholding
6 322
16 743
-
-
total
6 322
16 743
-
-
Income
68 000
68 000
68 000
68 000
Total tax
23 054
36 905
15 875
12 573
After tax
44 946
31 095
52 125
55 427
Living cost
32 369
32 369
32 369
32 369
Free-cash
12 577
-1 274
19 756
23 058

Estimated living cost  is ₴32369 per week

₴21049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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