Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 68000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴15612
₴12988
₴20116
₴23734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
income
-
-
-
19 641
pensions
-
-
-
5 018
health
-
-
-
5 282
total
-
-
-
29 941
Employee
36 577
36 577
60 040
-
health
5 614
4 775
5 282
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 987
5 987
8 064
-
pensions
6 584
5 018
5 018
-
total
18 185
15 780
18 364
-
Employer
36 577
36 577
60 040
-
unemployment
1 317
1 317
1 636
-
pensions
2 546
2 546
3 164
-
health
2 542
2 542
3 159
-
total
6 405
6 405
7 959
-
Corporate
25 467
25 018
-
-
income
5 093
5 004
-
-
total
5 093
5 004
-
-
Dividends
20 374
20 015
-
-
income
4 330
4 253
-
-
withholding
3 056
3 003
-
-
total
7 386
7 256
-
-
Income
68 000
68 000
68 000
68 000
Total tax
37 069
34 445
26 323
29 941
After tax
30 931
33 555
41 677
38 059
Living cost
17 943
17 943
17 943
17 943
Free-cash
12 988
15 612
23 734
20 116

Estimated living cost  is ₴17943 per week

₴12716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴285
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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