Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 66000
per

Your estimated
City
free-cash

Valencia , Spain
₴34133
₴27256
₴28534
₴35477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
unemployment
-
-
-
197
income
-
-
-
20 639
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
29 099
Employee
11 251
-
57 009
-
unemployment
174
-
437
-
pensions
529
-
1 326
-
income
2 169
-
19 595
-
other
11
-
28
-
total
2 883
-
21 386
-
Employer
11 251
-
57 009
-
pensions
2 655
-
6 656
-
accident
223
-
558
-
unemployment
619
-
1 551
-
other
90
-
226
-
total
3 587
-
8 991
-
Corporate
51 162
66 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 674
9 900
-
-
total
7 674
9 900
-
-
Dividends
43 488
56 100
-
-
withholding
9 356
12 256
-
-
total
9 356
12 256
-
-
Income
66 000
66 000
66 000
66 000
Total tax
23 500
22 156
30 377
29 099
After tax
42 500
43 844
35 623
36 901
Living cost
8 367
8 367
8 367
8 367
Free-cash
34 133
35 477
27 256
28 534

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴38328
₴30624
₴31175
₴40382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 105
income
-
-
-
11 378
other
-
-
-
2 198
health
-
-
-
2 036
total
-
-
-
26 717
Employee
11 048
-
54 276
-
health
155
-
648
-
unemployment
110
-
463
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
3 239
-
income
1 902
-
11 194
-
total
2 940
-
15 544
-
Employer
11 048
-
54 276
-
health
155
-
648
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
7 866
-
accident
88
-
434
-
unemployment
110
-
463
-
other
553
-
2 313
-
total
2 784
-
11 724
-
Corporate
52 168
66 000
-
-
income
10 955
13 860
-
-
total
10 955
13 860
-
-
Dividends
41 213
52 140
-
-
withholding
2 885
3 650
-
-
total
2 885
3 650
-
-
Income
66 000
66 000
66 000
66 000
Total tax
19 564
17 510
27 268
26 717
After tax
46 436
48 490
38 732
39 283
Living cost
8 108
8 108
8 108
8 108
Free-cash
38 328
40 382
30 624
31 175

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴51030
₴51997
₴49277
₴52443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
9 900
health
-
-
-
1 222
total
-
-
-
12 736
Employee
5 280
-
63 916
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
6 392
-
total
1 293
-
7 931
-
Employer
5 280
-
63 916
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
59 684
66 000
-
-
income
5 968
6 600
-
-
total
5 968
6 600
-
-
Dividends
53 716
59 400
-
-
withholding
2 686
2 970
-
-
total
2 686
2 970
-
-
Income
66 000
66 000
66 000
66 000
Total tax
10 983
9 570
10 016
12 736
After tax
55 017
56 430
55 984
53 264
Living cost
3 987
3 987
3 987
3 987
Free-cash
51 030
52 443
51 997
49 277

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴24652
₴24143
₴25918
₴22855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
11 981
other
-
-
-
2 046
health
-
-
-
3 178
social contributions
-
-
-
1 881
pensions
-
-
-
10 586
surtax
-
-
-
-
total
-
-
-
29 672
Employee
13 022
-
50 449
-
pensions
1 472
-
3 769
-
income
769
-
10 692
-
social contributions
371
-
1 437
-
surtax
-
-
-
-
total
2 612
-
15 898
-
Employer
13 022
-
50 449
-
health
912
-
4 977
-
social contributions
39
-
151
-
pensions
2 139
-
6 299
-
unemployment
527
-
2 043
-
other
449
-
2 079
-
total
4 066
-
15 549
-
Corporate
48 911
66 000
-
-
income
13 695
18 480
-
-
surtax
-
-
-
-
total
13 695
18 480
-
-
Dividends
35 216
47 520
-
-
social contributions
6 057
8 173
-
-
surtax
-
-
-
-
withholding
4 508
6 082
-
-
total
10 565
14 255
-
-
Income
66 000
66 000
66 000
66 000
Total tax
30 938
32 735
31 447
29 672
After tax
35 062
33 265
34 553
36 328
Living cost
10 410
10 410
10 410
10 410
Free-cash
24 652
22 855
24 143
25 918

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴18252
₴29469
₴22828
₴20117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
pensions
-
-
-
3 565
income
-
-
-
23 109
health
-
-
-
3 752
total
-
-
-
30 426
Employee
25 983
25 983
60 345
-
health
3 988
3 392
3 752
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
10 814
-
total
12 918
11 210
18 131
-
Employer
25 983
25 983
60 345
-
health
1 806
1 806
2 244
-
pensions
1 808
1 808
2 248
-
unemployment
935
935
1 162
-
total
4 549
4 549
5 654
-
Corporate
35 785
35 467
-
-
income
7 157
7 093
-
-
total
7 157
7 093
-
-
Dividends
28 628
28 373
-
-
income
6 084
6 029
-
-
withholding
4 294
4 256
-
-
total
10 378
10 285
-
-
Income
66 000
66 000
66 000
66 000
Total tax
35 002
33 137
23 785
30 426
After tax
30 998
32 863
42 215
35 574
Living cost
12 746
12 746
12 746
12 746
Free-cash
18 252
20 117
29 469
22 828

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴27416
₴31730
₴23563
₴24052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
66 000
trade
-
-
-
8 167
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 777
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 198
total
-
-
-
33 221
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
66 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
21 777
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 198
-
total
2 422
-
25 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 362
66 000
-
-
income
8 154
9 900
-
-
trade
8 562
10 395
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

449
544
-
-
chamber of commerce
124
141
-
-
total
17 289
20 980
-
-
Dividends
37 073
45 019
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

504
613
-
-
withholding
9 153
11 139
-
-
total
9 657
11 752
-
-
Income
66 000
66 000
66 000
66 000
Total tax
29 368
32 732
25 054
33 221
After tax
36 632
33 268
40 946
32 779
Living cost
9 216
9 216
9 216
9 216
Free-cash
27 416
24 052
31 730
23 563

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴39405
₴36898
₴37445
₴41061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
14 904
health
-
-
-
1 683
social contributions
-
-
-
4 923
total
-
-
-
21 510
Employee
23 397
23 397
62 230
-
health
181
398
1 058
-
income
2 548
2 166
14 610
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
18 287
-
Employer
23 397
23 397
62 230
-
health
197
433
1 151
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
3 770
-
Corporate
54 260
40 228
-
-
income
6 783
5 029
-
-
total
6 783
5 029
-
-
Dividends
47 478
35 200
-
-
withholding
8 071
5 984
-
-
total
8 071
5 984
-
-
Income
66 000
66 000
66 000
66 000
Total tax
19 550
17 894
22 057
21 510
After tax
46 450
48 106
43 943
44 490
Living cost
7 045
7 045
7 045
7 045
Free-cash
39 405
41 061
36 898
37 445

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴27690
₴19943
₴25006
₴27997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
66 000
income
-
-
-
8 515
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
22 935
surtax
-
-
-
-
total
-
-
-
31 450
Employee
13 994
-
53 333
-
income
2 911
-
17 948
-
social contributions
1 539
-
5 866
-
surtax
-
-
32
-
total
4 450
-
23 846
-
Employer
13 994
-
53 333
-
social contributions
3 324
-
12 667
-
total
3 324
-
12 667
-
Corporate
48 682
66 000
-
-
income
10 223
13 860
-
-
surtax
-
-
-
-
total
10 223
13 860
-
-
Dividends
38 459
52 140
-
-
withholding
10 769
14 599
-
-
total
10 769
14 599
-
-
Income
66 000
66 000
66 000
66 000
Total tax
28 766
28 459
36 513
31 450
After tax
37 234
37 541
29 487
34 550
Living cost
9 544
9 544
9 544
9 544
Free-cash
27 690
27 997
19 943
25 006

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴59900
₴50442
₴62982
₴60342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
66 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
660
total
-
-
-
660
Employee
2 948
-
66 000
-
income
589
-
13 200
-
total
589
-
13 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

63 052
66 000
-
-
total
-
-
-
-
Dividends
63 052
66 000
-
-
withholding
3 153
3 300
-
-
total
3 153
3 300
-
-
Income
66 000
66 000
66 000
66 000
Total tax
3 742
3 300
13 200
660
After tax
62 258
62 700
52 800
65 340
Living cost
2 358
2 358
2 358
2 358
Free-cash
59 900
60 342
50 442
62 982

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴34734
₴21307
₴22739
₴37280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
66 000
pensions
-
-
-
12 053
unemployment
-
-
-
99
income
-
-
-
16 454
health
-
-
-
6 494
total
-
-
-
35 100
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
57 108
-
health
869
-
3 689
-
unemployment
19
-
80
-
pensions
2 086
-
8 852
-
income
2 320
-
15 020
-
total
5 294
-
27 641
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
57 108
-
health
896
-
3 803
-
pensions
1 191
-
5 054
-
unemployment
8
-
34
-
total
2 095
-
8 891
-
Corporate
50 450
66 000
-
-
income
9 586
12 540
-
-
total
9 586
12 540
-
-
Dividends
40 865
53 460
-
-
withholding
6 130
8 019
-
-
total
6 130
8 019
-
-
Income
66 000
66 000
66 000
66 000
Total tax
23 105
20 559
36 532
35 100
After tax
42 895
45 441
29 468
30 900
Living cost
8 161
8 161
8 161
8 161
Free-cash
34 734
37 280
21 307
22 739

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴31311
₴35125
₴43131
₴30247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
66 000
income
-
-
-
9 900
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
11 824
Employee
13 958
-
64 600
-
social contributions
1 398
-
1 400
-
income
1 515
-
17 030
-
total
2 913
-
18 430
-
Employer
13 958
-
64 600
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
50 643
66 000
-
-
income
17 725
23 100
-
-
total
17 725
23 100
-
-
Dividends
32 918
42 900
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
66 000
66 000
66 000
66 000
Total tax
23 644
24 708
19 830
11 824
After tax
42 356
41 292
46 170
54 176
Living cost
11 045
11 045
11 045
11 045
Free-cash
31 311
30 247
35 125
43 131

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴33971
₴34207
₴35933
₴33815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
9 900
health
-
-
-
4 607
social contributions
-
-
-
9 108
total
-
-
-
23 615
Employee
10 317
-
66 000
-
health
720
-
4 607
-
income
1 721
-
11 626
-
social contributions
1 424
-
9 108
-
total
3 865
-
25 341
-
Employer
10 317
-
66 000
-
total
-
-
-
-
Corporate
55 683
66 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 784
3 300
-
-
total
2 784
3 300
-
-
Dividends
52 899
62 700
-
-
social contributions
7 300
8 652
-
-
withholding
7 935
9 405
-
-
health
3 693
4 376
-
-
total
18 928
22 433
-
-
Income
66 000
66 000
66 000
66 000
Total tax
25 577
25 733
25 341
23 615
After tax
40 423
40 267
40 659
42 385
Living cost
6 452
6 452
6 452
6 452
Free-cash
33 971
33 815
34 207
35 933

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴33886
₴27723
₴30639
₴36924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
7 072
health
-
-
-
8 910
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
916
total
-
-
-
26 844
Employee
12 525
-
52 738
-
health
1 691
-
7 120
-
solidarity contribution
-
-
654
-
income
1 503
-
6 511
-
social contributions
814
-
2 214
-
total
4 008
-
16 499
-
Employer
12 525
-
52 738
-
health
1 127
-
4 746
-
social contributions
3 131
-
8 515
-
total
4 258
-
13 261
-
Corporate
49 216
66 000
-
-
income
9 351
12 540
-
-
total
9 351
12 540
-
-
Dividends
39 865
53 460
-
-
withholding
5 980
8 019
-
-
total
5 980
8 019
-
-
Income
66 000
66 000
66 000
66 000
Total tax
23 597
20 559
29 760
26 844
After tax
42 403
45 441
36 240
39 156
Living cost
8 517
8 517
8 517
8 517
Free-cash
33 886
36 924
27 723
30 639

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴58336
₴49125
₴61665
₴59025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
66 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
660
total
-
-
-
660
Employee
4 594
-
66 000
-
income
919
-
13 200
-
total
919
-
13 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

61 406
66 000
-
-
total
-
-
-
-
Dividends
61 406
66 000
-
-
withholding
3 070
3 300
-
-
total
3 070
3 300
-
-
Income
66 000
66 000
66 000
66 000
Total tax
3 989
3 300
13 200
660
After tax
62 011
62 700
52 800
65 340
Living cost
3 675
3 675
3 675
3 675
Free-cash
58 336
59 025
49 125
61 665

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴20658
₴19857
₴21632
₴18569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
11 981
other
-
-
-
2 046
health
-
-
-
3 178
social contributions
-
-
-
1 881
pensions
-
-
-
10 586
surtax
-
-
-
-
total
-
-
-
29 672
Employee
19 057
-
50 449
-
pensions
2 155
-
3 769
-
income
1 663
-
10 692
-
social contributions
543
-
1 437
-
surtax
-
-
-
-
total
4 361
-
15 898
-
Employer
19 057
-
50 449
-
health
1 334
-
4 977
-
social contributions
57
-
151
-
pensions
3 131
-
6 299
-
unemployment
772
-
2 043
-
other
658
-
2 079
-
total
5 952
-
15 549
-
Corporate
40 991
66 000
-
-
income
11 478
18 480
-
-
surtax
-
-
-
-
total
11 478
18 480
-
-
Dividends
29 513
47 520
-
-
social contributions
5 077
8 173
-
-
surtax
-
-
-
-
withholding
3 778
6 082
-
-
total
8 855
14 255
-
-
Income
66 000
66 000
66 000
66 000
Total tax
30 646
32 735
31 447
29 672
After tax
35 354
33 265
34 553
36 328
Living cost
14 696
14 696
14 696
14 696
Free-cash
20 658
18 569
19 857
21 632

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴40948
₴37046
₴37047
₴42439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
66 000
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
15 233
health
-
-
-
2 309
total
-
-
-
23 707
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
61 987
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
15 233
-
total
2 664
-
19 695
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
61 987
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
56 673
66 000
-
-
income
8 501
9 900
-
-
total
8 501
9 900
-
-
Dividends
48 172
56 100
-
-
withholding
7 226
8 415
-
-
total
7 226
8 415
-
-
Income
66 000
66 000
66 000
66 000
Total tax
19 806
18 315
23 708
23 707
After tax
46 194
47 685
42 292
42 293
Living cost
5 246
5 246
5 246
5 246
Free-cash
40 948
42 439
37 046
37 047

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴18343
₴29179
₴31272
₴9491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
pensions
-
-
-
6 072
city
-
-
-
696
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 320
health
-
-
-
148
regional
-
-
-
3 849
national
-
-
-
1 954
total
-
-
-
14 039
Employee
24 212
-
59 531
-
health
55
-
134
-
unemployment
-
-
-
-
city
260
-
646
-
pensions
2 034
-
4 490
-
regional
793
-
3 446
-
national
115
-
1 601
-
total
3 257
-
10 317
-
Employer
24 212
-
59 531
-
health
55
-
134
-
pensions
2 034
-
4 490
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
1 191
-
total
2 573
-
5 815
-
Corporate
38 949
66 000
-
-
regional
8 238
13 959
-
-
national
3 310
5 610
-
-
total
11 548
19 569
-
-
Dividends
27 401
46 431
-
-
withholding
9 590
16 251
-
-
total
9 590
16 251
-
-
Income
66 000
66 000
66 000
66 000
Total tax
26 968
35 820
16 132
14 039
After tax
39 032
30 180
49 868
51 961
Living cost
20 689
20 689
20 689
20 689
Free-cash
18 343
9 491
29 179
31 272

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴29846
₴21526
₴29086
₴28904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
66 000
municipal
-
-
-
11 720
health
-
-
-
889
national
-
-
-
12 623
total
-
-
-
25 232
Employee
16 008
-
55 523
-
health
120
-
728
-
unemployment
240
-
833
-
pensions
1 080
-
3 748
-
national
264
-
7 968
-
municipal
2 622
-
9 039
-
total
4 326
-
22 316
-
Employer
16 008
-
55 523
-
health
123
-
427
-
pensions
2 777
-
9 633
-
accident
16
-
55
-
unemployment
104
-
361
-
total
3 020
-
10 476
-
Corporate
46 971
66 000
-
-
income
9 394
13 200
-
-
total
9 394
13 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

28 183
39 600
-
-
municipal
5 073
7 128
-
-
national
2 659
5 086
-
-
total
7 732
12 214
-
-
Income
66 000
66 000
66 000
66 000
Total tax
24 472
25 414
32 792
25 232
After tax
41 528
40 586
33 208
40 768
Living cost
11 682
11 682
11 682
11 682
Free-cash
29 846
28 904
21 526
29 086

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴21229
₴11450
₴17599
₴25261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 505
social contributions
-
-
-
7 586
national
-
-
-
26 216
total
-
-
-
37 307
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
51 119
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
2 403
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
2 666
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
445
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
3 834
-
national
6 691
-
19 227
-
total
10 670
-
28 575
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
51 119
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
3 143
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
4 529
-
surtax
2 468
-
5 797
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
665
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
747
-
total
6 336
-
14 881
-
Corporate
37 900
66 000
-
-
income
7 580
13 943
-
-
surtax
152
279
-
-
total
7 732
14 222
-
-
Dividends
30 168
51 778
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 939
15 423
-
-
total
8 939
15 423
-
-
Income
66 000
66 000
66 000
66 000
Total tax
33 677
29 645
43 456
37 307
After tax
32 323
36 355
22 544
28 693
Living cost
11 094
11 094
11 094
11 094
Free-cash
21 229
25 261
11 450
17 599

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴22534
₴19889
₴20210
₴22831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
unemployment
-
-
-
29
municipal
-
-
-
17 181
other
-
-
-
3 363
health
-
-
-
1 806
national
-
-
-
7 019
accident
-
-
-
58
pensions
-
-
-
3 129
total
-
-
-
32 585
Employee
18 816
-
56 907
-
national
-
-
6 842
-
municipal
5 611
-
16 970
-
total
5 611
-
23 812
-
Employer
18 816
-
56 907
-
health
1 157
-
1 780
-
pensions
2 034
-
3 129
-
accident
38
-
58
-
unemployment
497
-
764
-
other
2 186
-
3 363
-
total
5 912
-
9 094
-
Corporate
41 272
66 000
-
-
income
9 080
14 520
-
-
total
9 080
14 520
-
-
Dividends
32 192
51 480
-
-
withholding
9 658
15 444
-
-
total
9 658
15 444
-
-
Income
66 000
66 000
66 000
66 000
Total tax
30 261
29 964
32 906
32 585
After tax
35 739
36 036
33 094
33 415
Living cost
13 205
13 205
13 205
13 205
Free-cash
22 534
22 831
19 889
20 210

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴9238
₴46811
₴30905
₴25448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
12 865
social contributions
-
-
-
7 524
total
-
-
-
20 389
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
15 183
66 000
-
-
income
3 340
14 520
-
-
total
3 340
14 520
-
-
Dividends
11 843
51 480
-
-
income
2 605
11 326
-
-
total
2 605
11 326
-
-
Income
66 000
66 000
66 000
66 000
Total tax
42 056
25 846
4 483
20 389
After tax
23 944
40 154
61 517
45 611
Living cost
14 706
14 706
14 706
14 706
Free-cash
9 238
25 448
46 811
30 905

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴36977
₴34074
₴34621
₴38237
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
14 904
health
-
-
-
1 683
social contributions
-
-
-
4 923
total
-
-
-
21 510
Employee
23 397
23 397
62 230
-
health
233
398
1 058
-
income
2 457
2 166
14 610
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
18 287
-
Employer
23 397
23 397
62 230
-
health
253
433
1 151
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
3 770
-
Corporate
50 914
40 228
-
-
income
6 364
5 029
-
-
total
6 364
5 029
-
-
Dividends
44 550
35 200
-
-
withholding
7 573
5 984
-
-
total
7 573
5 984
-
-
Income
66 000
66 000
66 000
66 000
Total tax
19 154
17 894
22 057
21 510
After tax
46 846
48 106
43 943
44 490
Living cost
9 869
9 869
9 869
9 869
Free-cash
36 977
38 237
34 074
34 621

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴32488
₴25881
₴31775
₴30747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
20 371
pensions
-
-
-
2 930
total
-
-
-
23 301
Employee
14 994
-
57 523
-
health
196
-
779
-
pensions
1 144
-
3 500
-
income
2 731
-
16 440
-
total
4 071
-
20 719
-
Employer
14 994
-
57 523
-
health
285
-
1 093
-
pensions
1 515
-
7 383
-
total
1 800
-
8 476
-
Corporate
49 206
66 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

9 349
12 540
-
-
total
9 349
12 540
-
-
Dividends
39 857
53 460
-
-
withholding
7 368
11 789
-
-
total
7 368
11 789
-
-
Income
66 000
66 000
66 000
66 000
Total tax
22 588
24 329
29 195
23 301
After tax
43 412
41 671
36 805
42 699
Living cost
10 924
10 924
10 924
10 924
Free-cash
32 488
30 747
25 881
31 775

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴21259
₴16217
₴18716
₴22643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
municipal
-
-
-
457
regional
-
-
-
1 589
social contributions
-
-
-
15 229
national
-
-
-
17 888
total
-
-
-
35 163
Employee
25 640
-
66 000
-
social contributions
8 646
-
19 965
-
regional
387
-
1 431
-
national
4 333
-
15 851
-
municipal
153
-
415
-
total
13 519
-
37 662
-
Employer
25 640
-
66 000
-
total
-
-
-
-
Corporate
40 360
66 000
-
-
nationa
9 687
15 840
-
-
municipal
1 945
3 181
-
-
total
11 632
19 021
-
-
Dividends
28 728
46 979
-
-
withholding
7 469
12 215
-
-
total
7 469
12 215
-
-
Income
66 000
66 000
66 000
66 000
Total tax
32 620
31 236
37 662
35 163
After tax
33 380
34 764
28 338
30 837
Living cost
12 121
12 121
12 121
12 121
Free-cash
21 259
22 643
16 217
18 716

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴4350
₴29844
₴38570
-₴1152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
pensions
-
-
-
1 229
income
-
-
-
18 875
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
20 932
Employee
10 222
-
60 263
-
health
1 170
-
6 900
-
pensions
1 151
-
2 253
-
income
1 402
-
14 769
-
total
3 723
-
23 922
-
Employer
10 222
-
60 263
-
pensions
1 662
-
3 254
-
accident
171
-
1 006
-
unemployment
250
-
1 476
-
total
2 083
-
5 736
-
Corporate
53 695
66 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

48 326
59 400
-
-
total
48 326
59 400
-
-
Dividends
5 370
6 600
-
-
withholding
1 020
1 254
-
-
total
1 020
1 254
-
-
Income
66 000
66 000
66 000
66 000
Total tax
55 152
60 654
29 658
20 932
After tax
10 848
5 346
36 342
45 068
Living cost
6 498
6 498
6 498
6 498
Free-cash
4 350
-1 152
29 844
38 570

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴26179
₴29199
₴21758
₴22200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
66 000
trade
-
-
-
7 441
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 777
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 198
total
-
-
-
32 495
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
66 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
21 777
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 198
-
total
3 393
-
25 054
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 861
66 000
-
-
income
7 629
9 900
-
-
trade
7 298
9 471
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

420
544
-
-
chamber of commerce
121
143
-
-
total
15 468
20 058
-
-
Dividends
35 392
45 941
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

480
625
-
-
withholding
8 733
11 370
-
-
total
9 213
11 995
-
-
Income
66 000
66 000
66 000
66 000
Total tax
28 074
32 053
25 054
32 495
After tax
37 926
33 947
40 946
33 505
Living cost
11 747
11 747
11 747
11 747
Free-cash
26 179
22 200
29 199
21 758

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴43974
₴22236
₴17511
₴46470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
66 000
income
-
-
-
13 671
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
16 830
total
-
-
-
42 159
Employee
8 891
-
51 590
-
income
1 583
-
11 554
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 989
-
surtax
-
-
7 480
-
total
2 561
-
23 023
-
Employer
8 891
-
51 590
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
8 736
-
surtax
-
-
5 675
-
total
2 142
-
14 411
-
Corporate
54 967
66 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

10 993
13 200
-
-
total
10 993
13 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

43 974
52 800
-
-
total
-
-
-
-
Income
66 000
66 000
66 000
66 000
Total tax
15 696
13 200
37 434
42 159
After tax
50 304
52 800
28 566
23 841
Living cost
6 330
6 330
6 330
6 330
Free-cash
43 974
46 470
22 236
17 511

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴36779
₴36625
₴36896
₴37401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
20 562
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
25 321
Employee
5 761
-
62 896
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
20 417
-
total
1 980
-
22 487
-
Employer
5 761
-
62 896
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
58 942
66 000
-
-
income
12 967
14 520
-
-
total
12 967
14 520
-
-
Dividends
45 975
51 480
-
-
withholding
9 195
10 296
-
-
total
9 195
10 296
-
-
Income
66 000
66 000
66 000
66 000
Total tax
25 438
24 816
25 592
25 321
After tax
40 562
41 184
40 408
40 679
Living cost
3 783
3 783
3 783
3 783
Free-cash
36 779
37 401
36 625
36 896

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴33712
₴22374
₴24234
₴34680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
pensions
-
-
-
8 122
unemployment
-
-
-
69
income
-
-
-
20 444
other
-
-
-
-
health
-
-
-
2 883
surtax
-
-
-
3 414
total
-
-
-
34 932
Employee
10 247
-
57 452
-
health
262
-
1 035
-
unemployment
713
-
2 826
-
pensions
684
-
2 709
-
income
1 718
-
18 624
-
other
-
-
-
-
surtax
36
-
3 050
-
total
3 413
-
28 244
-
Employer
10 247
-
57 452
-
health
466
-
1 848
-
pensions
1 366
-
5 413
-
unemployment
325
-
1 287
-
other
-
-
-
-
total
2 157
-
8 548
-
Corporate
53 596
66 000
-
-
income
13 935
17 160
-
-
total
13 935
17 160
-
-
Dividends
39 661
48 840
-
-
withholding
5 949
7 326
-
-
total
5 949
7 326
-
-
Income
66 000
66 000
66 000
66 000
Total tax
25 454
24 486
36 792
34 932
After tax
40 546
41 514
29 208
31 068
Living cost
6 834
6 834
6 834
6 834
Free-cash
33 712
34 680
22 374
24 234

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴26574
₴7637
₴24204
₴26725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
pensions
-
-
-
6 576
chamber of commerce
-
-
-
264
unemployment
-
-
-
1 866
income