Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 6500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴29825
-₴35537
-₴27200
-₴28457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
6 500
city
-
-
-
67
pensions
-
-
-
598
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
130
regional
-
-
-
1
health
-
-
-
107
national
-
-
-
-
total
-
-
-
903
Employee
38 381
-
5 333
-
city
412
-
51
-
regional
1 257
-
-
-
health
87
-
12
-
pensions
3 224
-
989
-
unemployment
-
-
-
-
national
182
-
-
-
total
5 162
-
1 052
-
Employer
38 381
-
5 333
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

767
-
107
-
unemployment
-
-
-
-
pensions
3 224
-
989
-
health
87
-
12
-
total
4 078
-
1 108
-
Corporate
-
6 500
-
-
regional
-
1 375
-
-
national
-
553
-
-
total
-
1 928
-
-
Dividends
-
4 573
-
-
withholding
-
1 600
-
-
total
-
1 600
-
-
Income
6 500
6 500
6 500
6 500
Total tax
9 240
3 528
2 160
903
After tax
-2 740
2 972
4 340
5 597
Living cost
32 797
32 797
32 797
32 797
Free-cash
-35 537
-29 825
-28 457
-27 200

Estimated living cost  is ₴32797 per week

₴21327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2943
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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