Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 63000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴3560
₴10290
₴19168
₴16105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
city
-
-
-
664
pensions
-
-
-
5 796
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 260
regional
-
-
-
2 823
health
-
-
-
142
national
-
-
-
778
total
-
-
-
11 463
Employee
37 880
-
56 387
-
city
407
-
606
-
regional
1 240
-
2 431
-
health
86
-
127
-
pensions
3 182
-
4 737
-
unemployment
-
-
-
-
national
179
-
633
-
total
5 094
-
8 534
-
Employer
37 880
-
56 387
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

757
-
1 128
-
unemployment
-
-
-
-
pensions
3 182
-
4 737
-
health
86
-
127
-
total
4 025
-
5 992
-
Corporate
20 678
63 000
-
-
regional
4 374
13 324
-
-
national
1 757
5 355
-
-
total
6 131
18 679
-
-
Dividends
14 547
44 321
-
-
withholding
5 091
15 512
-
-
total
5 091
15 512
-
-
Income
63 000
63 000
63 000
63 000
Total tax
20 341
34 191
14 526
11 463
After tax
42 659
28 809
48 474
51 537
Living cost
32 369
32 369
32 369
32 369
Free-cash
10 290
-3 560
16 105
19 168

Estimated living cost  is ₴32369 per week

₴21049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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