Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 59500
per

Your estimated
City
free-cash

Valencia , Spain
₴29888
₴23691
₴24967
₴31231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
unemployment
-
-
-
197
income
-
-
-
17 724
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 972
total
-
-
-
26 175
Employee
11 238
-
50 519
-
unemployment
174
-
437
-
pensions
528
-
1 324
-
income
2 167
-
16 681
-
other
11
-
28
-
total
2 880
-
18 470
-
Employer
11 238
-
50 519
-
pensions
2 652
-
6 648
-
accident
223
-
558
-
unemployment
618
-
1 549
-
other
90
-
226
-
total
3 583
-
8 981
-
Corporate
44 679
59 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 702
8 925
-
-
total
6 702
8 925
-
-
Dividends
37 978
50 575
-
-
withholding
8 089
10 986
-
-
total
8 089
10 986
-
-
Income
59 500
59 500
59 500
59 500
Total tax
21 254
19 911
27 451
26 175
After tax
38 246
39 589
32 049
33 325
Living cost
8 358
8 358
8 358
8 358
Free-cash
29 888
31 231
23 691
24 967

Estimated living cost  is ₴8358 per week

₴5641
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴803
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴146
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴33564
₴25811
₴26322
₴35617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 092
income
-
-
-
9 759
other
-
-
-
2 195
health
-
-
-
2 034
total
-
-
-
25 080
Employee
11 035
-
47 840
-
health
155
-
647
-
unemployment
110
-
462
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

772
-
3 235
-
income
1 900
-
9 588
-
total
2 937
-
13 932
-
Employer
11 035
-
47 840
-
health
155
-
647
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 876
-
7 857
-
accident
88
-
383
-
unemployment
110
-
462
-
other
552
-
2 310
-
total
2 781
-
11 659
-
Corporate
45 684
59 500
-
-
income
9 594
12 495
-
-
total
9 594
12 495
-
-
Dividends
36 090
47 005
-
-
withholding
2 526
3 290
-
-
total
2 526
3 290
-
-
Income
59 500
59 500
59 500
59 500
Total tax
17 838
15 785
25 591
25 080
After tax
41 662
43 715
33 909
34 420
Living cost
8 098
8 098
8 098
8 098
Free-cash
33 564
35 617
25 811
26 322

Estimated living cost  is ₴8098 per week

₴5722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴45481
₴46159
₴43762
₴46892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 570
unemployment
-
-
-
42
income
-
-
-
8 925
health
-
-
-
1 220
total
-
-
-
11 757
Employee
5 271
-
57 419
-
health
242
-
488
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

463
-
931
-
income
527
-
5 742
-
total
1 290
-
7 278
-
Employer
5 271
-
57 419
-
health
364
-
732
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

581
-
1 169
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 035
-
2 082
-
Corporate
53 194
59 500
-
-
income
5 319
5 950
-
-
total
5 319
5 950
-
-
Dividends
47 875
53 550
-
-
withholding
2 394
2 677
-
-
total
2 394
2 677
-
-
Income
59 500
59 500
59 500
59 500
Total tax
10 038
8 627
9 360
11 757
After tax
49 462
50 873
50 140
47 743
Living cost
3 981
3 981
3 981
3 981
Free-cash
45 481
46 892
46 159
43 762

Estimated living cost  is ₴3981 per week

₴2324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴105
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1267
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴21383
₴21624
₴22930
₴19589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
9 889
other
-
-
-
1 844
health
-
-
-
2 702
social contributions
-
-
-
1 696
pensions
-
-
-
10 041
surtax
-
-
-
-
total
-
-
-
26 172
Employee
13 007
-
45 773
-
pensions
1 471
-
3 297
-
income
768
-
9 150
-
social contributions
371
-
1 304
-
surtax
-
-
-
-
total
2 610
-
13 751
-
Employer
13 007
-
45 773
-
health
911
-
4 371
-
social contributions
39
-
137
-
pensions
2 137
-
5 531
-
unemployment
527
-
1 854
-
other
449
-
1 834
-
total
4 063
-
13 727
-
Corporate
42 430
59 500
-
-
income
11 881
16 660
-
-
surtax
-
-
-
-
total
11 881
16 660
-
-
Dividends
30 550
42 840
-
-
social contributions
5 255
7 369
-
-
surtax
-
-
-
-
withholding
3 910
5 484
-
-
total
9 165
12 853
-
-
Income
59 500
59 500
59 500
59 500
Total tax
27 719
29 513
27 478
26 172
After tax
31 781
29 987
32 022
33 328
Living cost
10 398
10 398
10 398
10 398
Free-cash
21 383
19 589
21 624
22 930

Estimated living cost  is ₴10398 per week

₴6557
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴14954
₴25089
₴19701
₴16817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
3 561
income
-
-
-
19 758
health
-
-
-
3 748
total
-
-
-
27 067
Employee
25 954
25 954
53 852
-
health
3 984
3 388
3 748
-
pensions
4 672
3 561
3 561
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 248
4 248
8 722
-
total
12 904
11 197
16 031
-
Employer
25 954
25 954
53 852
-
health
1 804
1 804
2 242
-
pensions
1 806
1 806
2 245
-
unemployment
934
934
1 161
-
total
4 544
4 544
5 648
-
Corporate
29 320
29 001
-
-
income
5 864
5 800
-
-
total
5 864
5 800
-
-
Dividends
23 456
23 201
-
-
income
4 984
4 930
-
-
withholding
3 518
3 480
-
-
total
8 502
8 410
-
-
Income
59 500
59 500
59 500
59 500
Total tax
31 814
29 951
21 679
27 067
After tax
27 686
29 549
37 821
32 433
Living cost
12 732
12 732
12 732
12 732
Free-cash
14 954
16 817
25 089
19 701

Estimated living cost  is ₴12732 per week

₴9023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2359
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴24156
₴28116
₴20970
₴20795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
59 500
trade
-
-
-
7 146
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 054
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 076
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 048
total
-
-
-
29 324
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 624
-
59 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 076
-
2 076
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
19 054
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 048
-
total
2 419
-
22 178
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 876
59 500
-
-
income
7 181
8 925
-
-
trade
7 540
9 371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

395
491
-
-
chamber of commerce
115
131
-
-
total
15 231
18 918
-
-
Dividends
32 644
40 581
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

442
551
-
-
withholding
8 046
10 030
-
-
total
8 488
10 581
-
-
Income
59 500
59 500
59 500
59 500
Total tax
26 138
29 499
22 178
29 324
After tax
33 362
30 001
37 322
30 176
Living cost
9 206
9 206
9 206
9 206
Free-cash
24 156
20 795
28 116
20 970

Estimated living cost  is ₴9206 per week

₴5791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴34694
₴32826
₴33334
₴36349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
12 695
health
-
-
-
1 517
social contributions
-
-
-
4 917
total
-
-
-
19 129
Employee
23 370
23 370
55 851
-
health
181
397
949
-
income
2 545
2 163
12 423
-
social contributions
884
1 940
2 616
-
total
3 610
4 500
15 988
-
Employer
23 370
23 370
55 851
-
health
197
433
1 033
-
social contributions
884
1 940
2 616
-
total
1 081
2 373
3 649
-
Corporate
47 774
33 758
-
-
income
5 972
4 220
-
-
total
5 972
4 220
-
-
Dividends
41 802
29 538
-
-
withholding
7 106
5 021
-
-
total
7 106
5 021
-
-
Income
59 500
59 500
59 500
59 500
Total tax
17 769
16 114
19 637
19 129
After tax
41 731
43 386
39 863
40 371
Living cost
7 037
7 037
7 037
7 037
Free-cash
34 694
36 349
32 826
33 334

Estimated living cost  is ₴7037 per week

₴4217
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴690
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1974
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴24005
₴17438
₴21949
₴24311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
59 500
income
-
-
-
7 342
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
20 676
surtax
-
-
-
-
total
-
-
-
28 018
Employee
13 978
-
48 081
-
income
2 907
-
15 821
-
social contributions
1 538
-
5 289
-
surtax
-
-
-
-
total
4 445
-
21 110
-
Employer
13 978
-
48 081
-
social contributions
3 320
-
11 419
-
total
3 320
-
11 419
-
Corporate
42 202
59 500
-
-
income
8 862
12 495
-
-
surtax
-
-
-
-
total
8 862
12 495
-
-
Dividends
33 340
47 005
-
-
withholding
9 335
13 161
-
-
total
9 335
13 161
-
-
Income
59 500
59 500
59 500
59 500
Total tax
25 962
25 656
32 529
28 018
After tax
33 538
33 844
26 971
31 482
Living cost
9 533
9 533
9 533
9 533
Free-cash
24 005
24 311
17 438
21 949

Estimated living cost  is ₴9533 per week

₴7133
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1679
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴53793
₴45299
₴56604
₴54224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
59 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
595
total
-
-
-
595
Employee
2 876
-
59 500
-
income
575
-
11 900
-
total
575
-
11 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

56 624
59 500
-
-
total
-
-
-
-
Dividends
56 624
59 500
-
-
withholding
2 831
2 975
-
-
total
2 831
2 975
-
-
Income
59 500
59 500
59 500
59 500
Total tax
3 406
2 975
11 900
595
After tax
56 094
56 525
47 600
58 905
Living cost
2 301
2 301
2 301
2 301
Free-cash
53 793
54 224
45 299
56 604

Estimated living cost  is ₴2301 per week

₴1426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴620
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴30272
₴19029
₴20408
₴32814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
59 500
pensions
-
-
-
10 866
unemployment
-
-
-
89
income
-
-
-
14 130
health
-
-
-
5 855
total
-
-
-
30 940
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 440
-
51 484
-
health
868
-
3 326
-
unemployment
19
-
72
-
pensions
2 083
-
7 980
-
income
2 318
-
12 925
-
total
5 288
-
24 303
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 440
-
51 484
-
health
895
-
3 429
-
pensions
1 189
-
4 556
-
unemployment
8
-
31
-
total
2 092
-
8 016
-
Corporate
43 968
59 500
-
-
income
8 354
11 305
-
-
total
8 354
11 305
-
-
Dividends
35 614
48 195
-
-
withholding
5 342
7 229
-
-
total
5 342
7 229
-
-
Income
59 500
59 500
59 500
59 500
Total tax
21 076
18 534
32 319
30 940
After tax
38 424
40 966
27 181
28 560
Living cost
8 152
8 152
8 152
8 152
Free-cash
30 272
32 814
19 029
20 408

Estimated living cost  is ₴8152 per week

₴5594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴27099
₴30909
₴37635
₴26037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
59 500
income
-
-
-
8 925
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 908
total
-
-
-
10 833
Employee
13 942
-
58 102
-
social contributions
1 397
-
1 398
-
income
1 513
-
14 763
-
total
2 910
-
16 161
-
Employer
13 942
-
58 102
-
social contributions
1 397
-
1 398
-
total
1 397
-
1 398
-
Corporate
44 161
59 500
-
-
income
15 456
20 825
-
-
total
15 456
20 825
-
-
Dividends
28 705
38 675
-
-
social contributions
1 606
1 606
-
-
total
1 606
1 606
-
-
Income
59 500
59 500
59 500
59 500
Total tax
21 369
22 431
17 559
10 833
After tax
38 131
37 069
41 941
48 667
Living cost
11 032
11 032
11 032
11 032
Free-cash
27 099
26 037
30 909
37 635

Estimated living cost  is ₴11032 per week

₴7267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴30014
₴30364
₴31766
₴29854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
8 925
health
-
-
-
4 153
social contributions
-
-
-
8 211
total
-
-
-
21 289
Employee
10 305
-
59 500
-
health
719
-
4 153
-
income
1 719
-
10 327
-
social contributions
1 422
-
8 211
-
total
3 860
-
22 691
-
Employer
10 305
-
59 500
-
total
-
-
-
-
Corporate
49 195
59 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 460
2 975
-
-
total
2 460
2 975
-
-
Dividends
46 735
56 525
-
-
social contributions
6 449
7 801
-
-
withholding
7 010
8 479
-
-
health
3 262
3 946
-
-
total
16 721
20 226
-
-
Income
59 500
59 500
59 500
59 500
Total tax
23 041
23 201
22 691
21 289
After tax
36 459
36 299
36 809
38 211
Living cost
6 445
6 445
6 445
6 445
Free-cash
30 014
29 854
30 364
31 766

Estimated living cost  is ₴6445 per week

₴4313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴29417
₴23707
₴26262
₴32454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
6 229
health
-
-
-
8 033
social contributions
-
-
-
9 940
solidarity contribution
-
-
-
524
total
-
-
-
24 726
Employee
12 517
-
46 780
-
health
1 690
-
6 315
-
solidarity contribution
-
-
295
-
income
1 502
-
5 738
-
social contributions
814
-
2 213
-
total
4 006
-
14 561
-
Employer
12 517
-
46 780
-
health
1 127
-
4 210
-
social contributions
3 129
-
8 510
-
total
4 256
-
12 720
-
Corporate
42 727
59 500
-
-
income
8 118
11 305
-
-
total
8 118
11 305
-
-
Dividends
34 609
48 195
-
-
withholding
5 191
7 229
-
-
total
5 191
7 229
-
-
Income
59 500
59 500
59 500
59 500
Total tax
21 571
18 534
27 281
24 726
After tax
37 929
40 966
32 219
34 774
Living cost
8 512
8 512
8 512
8 512
Free-cash
29 417
32 454
23 707
26 262

Estimated living cost  is ₴8512 per week

₴6330
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴52267
₴44014
₴55319
₴52939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
59 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
595
total
-
-
-
595
Employee
4 482
-
59 500
-
income
896
-
11 900
-
total
896
-
11 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

55 018
59 500
-
-
total
-
-
-
-
Dividends
55 018
59 500
-
-
withholding
2 751
2 975
-
-
total
2 751
2 975
-
-
Income
59 500
59 500
59 500
59 500
Total tax
3 647
2 975
11 900
595
After tax
55 853
56 525
47 600
58 905
Living cost
3 586
3 586
3 586
3 586
Free-cash
52 267
52 939
44 014
55 319

Estimated living cost  is ₴3586 per week

₴2426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴17399
₴17343
₴18649
₴15308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
9 889
other
-
-
-
1 844
health
-
-
-
2 702
social contributions
-
-
-
1 696
pensions
-
-
-
10 041
surtax
-
-
-
-
total
-
-
-
26 172
Employee
19 035
-
45 773
-
pensions
2 153
-
3 297
-
income
1 661
-
9 150
-
social contributions
542
-
1 304
-
surtax
-
-
-
-
total
4 356
-
13 751
-
Employer
19 035
-
45 773
-
health
1 332
-
4 371
-
social contributions
57
-
137
-
pensions
3 128
-
5 531
-
unemployment
771
-
1 854
-
other
657
-
1 834
-
total
5 945
-
13 727
-
Corporate
34 520
59 500
-
-
income
9 665
16 660
-
-
surtax
-
-
-
-
total
9 665
16 660
-
-
Dividends
24 854
42 840
-
-
social contributions
4 275
7 369
-
-
surtax
-
-
-
-
withholding
3 181
5 484
-
-
total
7 456
12 853
-
-
Income
59 500
59 500
59 500
59 500
Total tax
27 422
29 513
27 478
26 172
After tax
32 078
29 987
32 022
33 328
Living cost
14 679
14 679
14 679
14 679
Free-cash
17 399
15 308
17 343
18 649

Estimated living cost  is ₴14679 per week

₴9935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1201
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴36261
₴32193
₴32194
₴37752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
59 500
pensions
-
-
-
5 818
unemployment
-
-
-
336
income
-
-
-
13 610
health
-
-
-
2 305
total
-
-
-
22 069
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 897
-
55 494
-
health
407
-
1 153
-
unemployment
59
-
168
-
pensions
1 106
-
3 133
-
income
1 089
-
13 610
-
total
2 661
-
18 064
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 897
-
55 494
-
health
407
-
1 153
-
pensions
948
-
2 685
-
unemployment
59
-
168
-
total
1 414
-
4 006
-
Corporate
50 190
59 500
-
-
income
7 528
8 925
-
-
total
7 528
8 925
-
-
Dividends
42 661
50 575
-
-
withholding
6 399
7 586
-
-
total
6 399
7 586
-
-
Income
59 500
59 500
59 500
59 500
Total tax
18 002
16 511
22 070
22 069
After tax
41 498
42 989
37 430
37 431
Living cost
5 237
5 237
5 237
5 237
Free-cash
36 261
37 752
32 193
32 194

Estimated living cost  is ₴5237 per week

₴3526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴15367
₴24354
₴26578
₴6515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
5 474
city
-
-
-
627
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 190
health
-
-
-
134
regional
-
-
-
3 306
national
-
-
-
1 498
total
-
-
-
12 229
Employee
24 216
-
53 523
-
health
55
-
121
-
unemployment
-
-
-
-
city
260
-
579
-
pensions
2 035
-
4 197
-
regional
793
-
2 939
-
national
115
-
1 229
-
total
3 258
-
9 065
-
Employer
24 216
-
53 523
-
health
55
-
121
-
pensions
2 035
-
4 197
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
1 070
-
total
2 574
-
5 388
-
Corporate
32 444
59 500
-
-
regional
6 862
12 584
-
-
national
2 758
5 058
-
-
total
9 620
17 642
-
-
Dividends
22 824
41 858
-
-
withholding
7 988
14 650
-
-
total
7 988
14 650
-
-
Income
59 500
59 500
59 500
59 500
Total tax
23 440
32 292
14 453
12 229
After tax
36 060
27 208
45 047
47 271
Living cost
20 693
20 693
20 693
20 693
Free-cash
15 367
6 515
24 354
26 578

Estimated living cost  is ₴20693 per week

₴13457
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5126
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴26153
₴19026
₴25841
₴25245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
59 500
municipal
-
-
-
10 568
health
-
-
-
790
national
-
-
-
10 633
total
-
-
-
21 991
Employee
15 990
-
50 055
-
health
119
-
644
-
unemployment
240
-
751
-
pensions
1 079
-
3 379
-
national
264
-
6 436
-
municipal
2 619
-
8 151
-
total
4 321
-
19 361
-
Employer
15 990
-
50 055
-
health
123
-
385
-
pensions
2 774
-
8 685
-
accident
16
-
50
-
unemployment
104
-
325
-
total
3 017
-
9 445
-
Corporate
40 493
59 500
-
-
income
8 099
11 900
-
-
total
8 099
11 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

24 296
35 700
-
-
municipal
4 373
6 426
-
-
national
1 869
4 261
-
-
total
6 242
10 687
-
-
Income
59 500
59 500
59 500
59 500
Total tax
21 679
22 587
28 806
21 991
After tax
37 821
36 913
30 694
37 509
Living cost
11 668
11 668
11 668
11 668
Free-cash
26 153
25 245
19 026
25 841

Estimated living cost  is ₴11668 per week

₴7622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1122
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2739
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴17625
₴9537
₴14753
₴22067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 116
social contributions
-
-
-
7 577
national
-
-
-
22 973
total
-
-
-
33 666
Employee

The minimum management director salary is set at €45,000 per year.

21 740
-
46 084
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 021
-
2 166
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 134
-
2 403
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
401
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 630
-
3 456
-
national
6 684
-
17 042
-
total
10 658
-
25 468
-
Employer

The minimum management director salary is set at €45,000 per year.

21 740
-
46 084
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 337
-
2 834
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 926
-
4 083
-
surtax
2 465
-
5 225
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
599
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

317
-
673
-
total
6 328
-
13 414
-
Corporate
31 432
59 500
-
-
income
6 287
12 064
-
-
surtax
126
241
-
-
total
6 413
12 305
-
-
Dividends
25 020
47 194
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 395
14 047
-
-
total
7 395
14 047
-
-
Income
59 500
59 500
59 500
59 500
Total tax
30 794
26 352
38 882
33 666
After tax
28 706
33 148
20 618
25 834
Living cost
11 081
11 081
11 081
11 081
Free-cash
17 625
22 067
9 537
14 753

Estimated living cost  is ₴11081 per week

₴7138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴19049
₴16999
₴17318
₴19343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
unemployment
-
-
-
29
municipal
-
-
-
15 254
other
-
-
-
3 347
health
-
-
-
1 797
national
-
-
-
5 439
accident
-
-
-
58
pensions
-
-
-
3 114
total
-
-
-
29 038
Employee
18 728
-
50 449
-
national
-
-
5 262
-
municipal
5 585
-
15 044
-
total
5 585
-
20 306
-
Employer
18 728
-
50 449
-
health
1 152
-
1 772
-
pensions
2 024
-
3 114
-
accident
37
-
58
-
unemployment
494
-
760
-
other
2 176
-
3 347
-
total
5 883
-
9 051
-
Corporate
34 887
59 500
-
-
income
7 675
13 090
-
-
total
7 675
13 090
-
-
Dividends
27 212
46 410
-
-
withholding
8 164
13 923
-
-
total
8 164
13 923
-
-
Income
59 500
59 500
59 500
59 500
Total tax
27 307
27 013
29 357
29 038
After tax
32 193
32 487
30 143
30 462
Living cost
13 144
13 144
13 144
13 144
Free-cash
19 049
19 343
16 999
17 318

Estimated living cost  is ₴13144 per week

₴8711
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴5485
₴40437
₴26510
₴21591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
11 598
social contributions
-
-
-
6 783
total
-
-
-
18 381
Employee
20 948
-
-
-
income
4 621
-
-
-
social contributions
1 718
-
245
-
total
6 339
-
245
-
Employer
20 948
-
-
-
social contributions
29 536
-
4 209
-
total
29 536
-
4 209
-
Corporate
9 016
59 500
-
-
income
1 984
13 090
-
-
total
1 984
13 090
-
-
Dividends
7 033
46 410
-
-
income
1 547
10 210
-
-
total
1 547
10 210
-
-
Income
59 500
59 500
59 500
59 500
Total tax
39 406
23 300
4 454
18 381
After tax
20 094
36 200
55 046
41 119
Living cost
14 609
14 609
14 609
14 609
Free-cash
5 485
21 591
40 437
26 510

Estimated living cost  is ₴14609 per week

₴9479
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴32268
₴30005
₴30513
₴33528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
12 695
health
-
-
-
1 517
social contributions
-
-
-
4 917
total
-
-
-
19 129
Employee
23 370
23 370
55 851
-
health
232
397
949
-
income
2 454
2 163
12 423
-
social contributions
1 136
1 940
2 616
-
total
3 822
4 500
15 988
-
Employer
23 370
23 370
55 851
-
health
253
433
1 033
-
social contributions
1 136
1 940
2 616
-
total
1 389
2 373
3 649
-
Corporate
44 431
33 758
-
-
income
5 554
4 220
-
-
total
5 554
4 220
-
-
Dividends
38 877
29 538
-
-
withholding
6 609
5 021
-
-
total
6 609
5 021
-
-
Income
59 500
59 500
59 500
59 500
Total tax
17 374
16 114
19 637
19 129
After tax
42 126
43 386
39 863
40 371
Living cost
9 858
9 858
9 858
9 858
Free-cash
32 268
33 528
30 005
30 513

Estimated living cost  is ₴9858 per week

₴6739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴28970
₴22677
₴28018
₴27243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
17 872
pensions
-
-
-
2 785
total
-
-
-
20 657
Employee
14 859
-
51 901
-
health
194
-
721
-
pensions
1 134
-
3 367
-
income
2 706
-
14 311
-
total
4 034
-
18 399
-
Employer
14 859
-
51 901
-
health
282
-
986
-
pensions
1 501
-
6 613
-
total
1 783
-
7 599
-
Corporate
42 857
59 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

8 142
11 305
-
-
total
8 142
11 305
-
-
Dividends
34 714
48 195
-
-
withholding
5 746
10 127
-
-
total
5 746
10 127
-
-
Income
59 500
59 500
59 500
59 500
Total tax
19 705
21 432
25 998
20 657
After tax
39 795
38 068
33 502
38 843
Living cost
10 825
10 825
10 825
10 825
Free-cash
28 970
27 243
22 677
28 018

Estimated living cost  is ₴10825 per week

₴7426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴996
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴135
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴17850
₴12729
₴15303
₴19233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
municipal
-
-
-
399
regional
-
-
-
1 374
social contributions
-
-
-
15 211
national
-
-
-
15 105
total
-
-
-
32 089
Employee
25 610
-
59 500
-
social contributions
8 636
-
19 942
-
regional
387
-
1 220
-
national
4 328
-
13 145
-
municipal
153
-
356
-
total
13 504
-
34 663
-
Employer
25 610
-
59 500
-
total
-
-
-
-
Corporate
33 890
59 500
-
-
nationa
8 133
14 280
-
-
municipal
1 633
2 868
-
-
total
9 766
17 148
-
-
Dividends
24 123
42 352
-
-
withholding
6 272
11 011
-
-
total
6 272
11 011
-
-
Income
59 500
59 500
59 500
59 500
Total tax
29 542
28 159
34 663
32 089
After tax
29 958
31 341
24 837
27 411
Living cost
12 108
12 108
12 108
12 108
Free-cash
17 850
19 233
12 729
15 303

Estimated living cost  is ₴12108 per week

₴8505
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴3821
₴26080
₴34146
-₴1681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
1 230
income
-
-
-
16 794
other
-
-
-
110
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
18 853
Employee
10 227
-
54 019
-
health
1 171
-
6 185
-
pensions
1 152
-
2 255
-
income
1 403
-
12 998
-
total
3 726
-
21 438
-
Employer
10 227
-
54 019
-
pensions
1 663
-
3 256
-
accident
171
-
902
-
unemployment
251
-
1 323
-
total
2 085
-
5 481
-
Corporate
47 189
59 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

42 470
53 550
-
-
total
42 470
53 550
-
-
Dividends
4 719
5 950
-
-
withholding
897
1 130
-
-
total
897
1 130
-
-
Income
59 500
59 500
59 500
59 500
Total tax
49 178
54 680
26 919
18 853
After tax
10 322
4 820
32 581
40 647
Living cost
6 501
6 501
6 501
6 501
Free-cash
3 821
-1 681
26 080
34 146

Estimated living cost  is ₴6501 per week

₴4765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴22855
₴25588
₴19078
₴18879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
59 500
trade
-
-
-
6 510
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 054
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 076
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 048
total
-
-
-
28 688
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 122
-
59 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 076
-
2 076
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 243
-
19 054
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 048
-
total
3 388
-
22 178
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 378
59 500
-
-
income
6 657
8 925
-
-
trade
6 368
8 538
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

366
491
-
-
chamber of commerce
111
133
-
-
total
13 502
18 087
-
-
Dividends
30 875
41 412
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

418
563
-
-
withholding
7 603
10 237
-
-
total
8 021
10 800
-
-
Income
59 500
59 500
59 500
59 500
Total tax
24 911
28 887
22 178
28 688
After tax
34 589
30 613
37 322
30 812
Living cost
11 734
11 734
11 734
11 734
Free-cash
22 855
18 879
25 588
19 078

Estimated living cost  is ₴11734 per week

₴8094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴38784
₴19079
₴14721
₴41277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
59 500
income
-
-
-
11 638
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 645
surtax
-
-
-
15 173
total
-
-
-
38 456
Employee
8 881
-
45 743
-
income
1 581
-
9 723
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

977
-
3 984
-
surtax
-
-
6 633
-
total
2 558
-
20 340
-
Employer
8 881
-
45 743
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 139
-
8 726
-
surtax
-
-
5 032
-
total
2 139
-
13 758
-
Corporate
48 480
59 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 696
11 900
-
-
total
9 696
11 900
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

38 784
47 600
-
-
total
-
-
-
-
Income
59 500
59 500
59 500
59 500
Total tax
14 393
11 900
34 098
38 456
After tax
45 107
47 600
25 402
21 044
Living cost
6 323
6 323
6 323
6 323
Free-cash
38 784
41 277
19 079
14 721

Estimated living cost  is ₴6323 per week

₴4034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1543
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴32749
₴32437
₴32704
₴33366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
income
-
-
-
18 301
health
-
-
-
1 989
pensions
-
-
-
2 744
total
-
-
-
23 034
Employee
5 729
-
56 413
-
health
286
-
686
-
unemployment
57
-
137
-
pensions
516
-
1 235
-
income
1 108
-
18 157
-
total
1 967
-
20 215
-
Employer
5 729
-
56 413
-
health
544
-
1 303
-
pensions
630
-
1 509
-
unemployment
115
-
274
-
total
1 289
-
3 086
-
Corporate
52 481
59 500
-
-
income
11 546
13 090
-
-
total
11 546
13 090
-
-
Dividends
40 935
46 410
-
-
withholding
8 187
9 282
-
-
total
8 187
9 282
-
-
Income
59 500
59 500
59 500
59 500
Total tax
22 989
22 372
23 301
23 034
After tax
36 511
37 128
36 199
36 466
Living cost
3 762
3 762
3 762
3 762
Free-cash
32 749
33 366
32 437
32 704

Estimated living cost  is ₴3762 per week

₴2235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴86
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴29634
₴19393
₴21251
₴30600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
8 113
unemployment
-
-
-
69
income
-
-
-
17 529
other
-
-
-
-
health
-
-
-
2 880
surtax
-
-
-
2 832
total
-
-
-
31 423
Employee
10 235
-
50 962
-
health
261
-
1 034
-
unemployment
712
-
2 823
-
pensions
683
-
2 706
-
income
1 716
-
15 711
-
other
-
-
-
-
surtax
36
-
2 468
-
total
3 408
-
24 742
-
Employer
10 235
-
50 962
-
health
465
-
1 846
-
pensions
1 365
-
5 407
-
unemployment
325
-
1 286
-
other
-
-
-
-
total
2 155
-
8 539
-
Corporate
47 110
59 500
-
-
income
12 248
15 470
-
-
total
12 248
15 470
-
-
Dividends
34 862
44 030
-
-
withholding
5 229
6 604
-
-
total
5 229
6 604
-
-
Income
59 500
59 500
59 500
59 500
Total tax
23 040
22 074
33 281
31 423
After tax
36 460
37 426
26 219
28 077
Living cost
6 826
6 826
6 826
6 826
Free-cash
29 634
30 600
19 393
21 251

Estimated living cost  is ₴6826 per week

₴4121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴23050
₴6013
₴20918
₴23203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 500
pensions
-
-
-
6 569
chamber of commerce
-
-
-
238
unemployment
-
-
-
1 864
income
-