Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 59000
per

Your estimated
City
free-cash

Valencia , Spain
₴29551
₴23407
₴24684
₴30895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
unemployment
-
-
-
197
income
-
-
-
17 489
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
25 949
Employee
11 251
-
50 009
-
unemployment
174
-
437
-
pensions
529
-
1 326
-
income
2 169
-
16 444
-
other
11
-
28
-
total
2 883
-
18 235
-
Employer
11 251
-
50 009
-
pensions
2 655
-
6 656
-
accident
223
-
558
-
unemployment
619
-
1 551
-
other
90
-
226
-
total
3 587
-
8 991
-
Corporate
44 162
59 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 625
8 850
-
-
total
6 625
8 850
-
-
Dividends
37 538
50 150
-
-
withholding
7 987
10 888
-
-
total
7 987
10 888
-
-
Income
59 000
59 000
59 000
59 000
Total tax
21 082
19 738
27 226
25 949
After tax
37 918
39 262
31 774
33 051
Living cost
8 367
8 367
8 367
8 367
Free-cash
29 551
30 895
23 407
24 684

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴33185
₴25415
₴25925
₴35239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 105
income
-
-
-
9 628
other
-
-
-
2 198
health
-
-
-
2 036
total
-
-
-
24 967
Employee
11 048
-
47 332
-
health
155
-
648
-
unemployment
110
-
463
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
3 239
-
income
1 902
-
9 458
-
total
2 940
-
13 808
-
Employer
11 048
-
47 332
-
health
155
-
648
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
7 866
-
accident
88
-
379
-
unemployment
110
-
463
-
other
553
-
2 313
-
total
2 784
-
11 669
-
Corporate
45 168
59 000
-
-
income
9 485
12 390
-
-
total
9 485
12 390
-
-
Dividends
35 683
46 610
-
-
withholding
2 498
3 263
-
-
total
2 498
3 263
-
-
Income
59 000
59 000
59 000
59 000
Total tax
17 707
15 653
25 477
24 967
After tax
41 293
43 347
33 523
34 033
Living cost
8 108
8 108
8 108
8 108
Free-cash
33 185
35 239
25 415
25 925

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴45044
₴45697
₴43327
₴46458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
8 850
health
-
-
-
1 222
total
-
-
-
11 686
Employee
5 280
-
56 916
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
5 692
-
total
1 293
-
7 231
-
Employer
5 280
-
56 916
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
52 684
59 000
-
-
income
5 269
5 900
-
-
total
5 269
5 900
-
-
Dividends
47 415
53 100
-
-
withholding
2 371
2 655
-
-
total
2 371
2 655
-
-
Income
59 000
59 000
59 000
59 000
Total tax
9 969
8 555
9 316
11 686
After tax
49 031
50 445
49 684
47 314
Living cost
3 987
3 987
3 987
3 987
Free-cash
45 044
46 458
45 697
43 327

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴21125
₴21399
₴22694
₴19326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
income
-
-
-
9 717
other
-
-
-
1 829
health
-
-
-
2 664
social contributions
-
-
-
1 681
pensions
-
-
-
10 005
surtax
-
-
-
-
total
-
-
-
25 896
Employee
13 022
-
45 416
-
pensions
1 472
-
3 261
-
income
769
-
9 052
-
social contributions
371
-
1 294
-
surtax
-
-
-
-
total
2 612
-
13 607
-
Employer
13 022
-
45 416
-
health
912
-
4 323
-
social contributions
39
-
136
-
pensions
2 139
-
5 470
-
unemployment
527
-
1 840
-
other
449
-
1 815
-
total
4 066
-
13 584
-
Corporate
41 911
59 000
-
-
income
11 735
16 520
-
-
surtax
-
-
-
-
total
11 735
16 520
-
-
Dividends
30 176
42 480
-
-
social contributions
5 190
7 307
-
-
surtax
-
-
-
-
withholding
3 862
5 437
-
-
total
9 052
12 744
-
-
Income
59 000
59 000
59 000
59 000
Total tax
27 465
29 264
27 191
25 896
After tax
31 535
29 736
31 809
33 104
Living cost
10 410
10 410
10 410
10 410
Free-cash
21 125
19 326
21 399
22 694

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴14682
₴24703
₴19451
₴16547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
pensions
-
-
-
3 565
income
-
-
-
19 486
health
-
-
-
3 752
total
-
-
-
26 803
Employee
25 983
25 983
53 345
-
health
3 988
3 392
3 752
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
8 580
-
total
12 918
11 210
15 897
-
Employer
25 983
25 983
53 345
-
health
1 806
1 806
2 244
-
pensions
1 808
1 808
2 248
-
unemployment
935
935
1 162
-
total
4 549
4 549
5 654
-
Corporate
28 785
28 467
-
-
income
5 757
5 693
-
-
total
5 757
5 693
-
-
Dividends
23 028
22 773
-
-
income
4 894
4 839
-
-
withholding
3 454
3 416
-
-
total
8 348
8 255
-
-
Income
59 000
59 000
59 000
59 000
Total tax
31 572
29 707
21 551
26 803
After tax
27 428
29 293
37 449
32 197
Living cost
12 746
12 746
12 746
12 746
Free-cash
14 682
16 547
24 703
19 451

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴23897
₴27832
₴20767
₴20533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
59 000
trade
-
-
-
7 065
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 837
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 036
total
-
-
-
29 017
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
59 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
18 837
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 036
-
total
2 422
-
21 952
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 362
59 000
-
-
income
7 104
8 850
-
-
trade
7 460
9 292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
487
-
-
chamber of commerce
114
131
-
-
total
15 069
18 760
-
-
Dividends
32 293
40 240
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

438
547
-
-
withholding
7 958
9 944
-
-
total
8 396
10 491
-
-
Income
59 000
59 000
59 000
59 000
Total tax
25 887
29 251
21 952
29 017
After tax
33 113
29 749
37 048
29 983
Living cost
9 216
9 216
9 216
9 216
Free-cash
23 897
20 533
27 832
20 767

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴34322
₴32507
₴33010
₴35978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
income
-
-
-
12 517
health
-
-
-
1 505
social contributions
-
-
-
4 923
total
-
-
-
18 945
Employee
23 397
23 397
55 357
-
health
181
398
941
-
income
2 548
2 166
12 245
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
15 805
-
Employer
23 397
23 397
55 357
-
health
197
433
1 024
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
3 643
-
Corporate
47 260
33 228
-
-
income
5 907
4 153
-
-
total
5 907
4 153
-
-
Dividends
41 353
29 075
-
-
withholding
7 030
4 943
-
-
total
7 030
4 943
-
-
Income
59 000
59 000
59 000
59 000
Total tax
17 633
15 977
19 448
18 945
After tax
41 367
43 023
39 552
40 055
Living cost
7 045
7 045
7 045
7 045
Free-cash
34 322
35 978
32 507
33 010

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴23708
₴17233
₴21706
₴24015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
59 000
income
-
-
-
7 247
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
20 503
surtax
-
-
-
-
total
-
-
-
27 750
Employee
13 994
-
47 676
-
income
2 911
-
15 655
-
social contributions
1 539
-
5 245
-
surtax
-
-
-
-
total
4 450
-
20 900
-
Employer
13 994
-
47 676
-
social contributions
3 324
-
11 323
-
total
3 324
-
11 323
-
Corporate
41 682
59 000
-
-
income
8 754
12 390
-
-
surtax
-
-
-
-
total
8 754
12 390
-
-
Dividends
32 929
46 610
-
-
withholding
9 220
13 051
-
-
total
9 220
13 051
-
-
Income
59 000
59 000
59 000
59 000
Total tax
25 748
25 441
32 223
27 750
After tax
33 252
33 559
26 777
31 250
Living cost
9 544
9 544
9 544
9 544
Free-cash
23 708
24 015
17 233
21 706

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴53250
₴44842
₴56052
₴53692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
59 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
590
total
-
-
-
590
Employee
2 948
-
59 000
-
income
589
-
11 800
-
total
589
-
11 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

56 052
59 000
-
-
total
-
-
-
-
Dividends
56 052
59 000
-
-
withholding
2 803
2 950
-
-
total
2 803
2 950
-
-
Income
59 000
59 000
59 000
59 000
Total tax
3 392
2 950
11 800
590
After tax
55 608
56 050
47 200
58 410
Living cost
2 358
2 358
2 358
2 358
Free-cash
53 250
53 692
44 842
56 052

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴29915
₴18817
₴20229
₴32460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
59 000
pensions
-
-
-
10 775
unemployment
-
-
-
88
income
-
-
-
13 942
health
-
-
-
5 805
total
-
-
-
30 610
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
51 051
-
health
869
-
3 298
-
unemployment
19
-
72
-
pensions
2 086
-
7 913
-
income
2 320
-
12 790
-
total
5 294
-
24 073
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
51 051
-
health
896
-
3 400
-
pensions
1 191
-
4 518
-
unemployment
8
-
31
-
total
2 095
-
7 949
-
Corporate
43 450
59 000
-
-
income
8 256
11 210
-
-
total
8 256
11 210
-
-
Dividends
35 194
47 790
-
-
withholding
5 279
7 169
-
-
total
5 279
7 169
-
-
Income
59 000
59 000
59 000
59 000
Total tax
20 924
18 379
32 022
30 610
After tax
38 076
40 621
26 978
28 390
Living cost
8 161
8 161
8 161
8 161
Free-cash
29 915
32 460
18 817
20 229

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴26761
₴30575
₴37181
₴25697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
59 000
income
-
-
-
8 850
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
10 774
Employee
13 958
-
57 600
-
social contributions
1 398
-
1 400
-
income
1 515
-
14 580
-
total
2 913
-
15 980
-
Employer
13 958
-
57 600
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
43 643
59 000
-
-
income
15 275
20 650
-
-
total
15 275
20 650
-
-
Dividends
28 368
38 350
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
59 000
59 000
59 000
59 000
Total tax
21 194
22 258
17 380
10 774
After tax
37 806
36 742
41 620
48 226
Living cost
11 045
11 045
11 045
11 045
Free-cash
26 761
25 697
30 575
37 181

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴29701
₴30063
₴31438
₴29542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
income
-
-
-
8 850
health
-
-
-
4 118
social contributions
-
-
-
8 142
total
-
-
-
21 110
Employee
10 317
-
59 000
-
health
720
-
4 118
-
income
1 721
-
10 225
-
social contributions
1 424
-
8 142
-
total
3 865
-
22 485
-
Employer
10 317
-
59 000
-
total
-
-
-
-
Corporate
48 683
59 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 434
2 950
-
-
total
2 434
2 950
-
-
Dividends
46 249
56 050
-
-
social contributions
6 382
7 735
-
-
withholding
6 938
8 408
-
-
health
3 228
3 913
-
-
total
16 548
20 056
-
-
Income
59 000
59 000
59 000
59 000
Total tax
22 847
23 006
22 485
21 110
After tax
36 153
35 994
36 515
37 890
Living cost
6 452
6 452
6 452
6 452
Free-cash
29 701
29 542
30 063
31 438

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴29067
₴23391
₴25917
₴32104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
income
-
-
-
6 163
health
-
-
-
7 965
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
492
total
-
-
-
24 566
Employee
12 525
-
46 316
-
health
1 691
-
6 253
-
solidarity contribution
-
-
265
-
income
1 503
-
5 677
-
social contributions
814
-
2 214
-
total
4 008
-
14 409
-
Employer
12 525
-
46 316
-
health
1 127
-
4 168
-
social contributions
3 131
-
8 515
-
total
4 258
-
12 683
-
Corporate
42 216
59 000
-
-
income
8 021
11 210
-
-
total
8 021
11 210
-
-
Dividends
34 195
47 790
-
-
withholding
5 129
7 169
-
-
total
5 129
7 169
-
-
Income
59 000
59 000
59 000
59 000
Total tax
21 416
18 379
27 092
24 566
After tax
37 584
40 621
31 908
34 434
Living cost
8 517
8 517
8 517
8 517
Free-cash
29 067
32 104
23 391
25 917

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴51686
₴43525
₴54735
₴52375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
59 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
590
total
-
-
-
590
Employee
4 594
-
59 000
-
income
919
-
11 800
-
total
919
-
11 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

54 406
59 000
-
-
total
-
-
-
-
Dividends
54 406
59 000
-
-
withholding
2 720
2 950
-
-
total
2 720
2 950
-
-
Income
59 000
59 000
59 000
59 000
Total tax
3 639
2 950
11 800
590
After tax
55 361
56 050
47 200
58 410
Living cost
3 675
3 675
3 675
3 675
Free-cash
51 686
52 375
43 525
54 735

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴17133
₴17113
₴18408
₴15040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
income
-
-
-
9 717
other
-
-
-
1 829
health
-
-
-
2 664
social contributions
-
-
-
1 681
pensions
-
-
-
10 005
surtax
-
-
-
-
total
-
-
-
25 896
Employee
19 057
-
45 416
-
pensions
2 155
-
3 261
-
income
1 663
-
9 052
-
social contributions
543
-
1 294
-
surtax
-
-
-
-
total
4 361
-
13 607
-
Employer
19 057
-
45 416
-
health
1 334
-
4 323
-
social contributions
57
-
136
-
pensions
3 131
-
5 470
-
unemployment
772
-
1 840
-
other
658
-
1 815
-
total
5 952
-
13 584
-
Corporate
33 991
59 000
-
-
income
9 517
16 520
-
-
surtax
-
-
-
-
total
9 517
16 520
-
-
Dividends
24 474
42 480
-
-
social contributions
4 209
7 307
-
-
surtax
-
-
-
-
withholding
3 132
5 437
-
-
total
7 341
12 744
-
-
Income
59 000
59 000
59 000
59 000
Total tax
27 171
29 264
27 191
25 896
After tax
31 829
29 736
31 809
33 104
Living cost
14 696
14 696
14 696
14 696
Free-cash
17 133
15 040
17 113
18 408

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴35891
₴31796
₴31797
₴37381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
59 000
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
13 483
health
-
-
-
2 309
total
-
-
-
21 957
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
54 987
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
13 483
-
total
2 664
-
17 945
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
54 987
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
49 673
59 000
-
-
income
7 451
8 850
-
-
total
7 451
8 850
-
-
Dividends
42 222
50 150
-
-
withholding
6 333
7 523
-
-
total
6 333
7 523
-
-
Income
59 000
59 000
59 000
59 000
Total tax
17 863
16 373
21 958
21 957
After tax
41 137
42 627
37 042
37 043
Living cost
5 246
5 246
5 246
5 246
Free-cash
35 891
37 381
31 796
31 797

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴15142
₴23991
₴26213
₴6290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
pensions
-
-
-
5 428
city
-
-
-
622
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 180
health
-
-
-
133
regional
-
-
-
3 266
national
-
-
-
1 469
total
-
-
-
12 098
Employee
24 212
-
53 062
-
health
55
-
120
-
unemployment
-
-
-
-
city
260
-
573
-
pensions
2 034
-
4 173
-
regional
793
-
2 900
-
national
115
-
1 200
-
total
3 257
-
8 966
-
Employer
24 212
-
53 062
-
health
55
-
120
-
pensions
2 034
-
4 173
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
1 061
-
total
2 573
-
5 354
-
Corporate
31 949
59 000
-
-
regional
6 757
12 479
-
-
national
2 716
5 015
-
-
total
9 473
17 494
-
-
Dividends
22 476
41 506
-
-
withholding
7 866
14 527
-
-
total
7 866
14 527
-
-
Income
59 000
59 000
59 000
59 000
Total tax
23 169
32 021
14 320
12 098
After tax
35 831
26 979
44 680
46 902
Living cost
20 689
20 689
20 689
20 689
Free-cash
15 142
6 290
23 991
26 213

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴25849
₴18830
₴25587
₴24953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
59 000
municipal
-
-
-
10 479
health
-
-
-
782
national
-
-
-
10 470
total
-
-
-
21 731
Employee
16 008
-
49 634
-
health
120
-
637
-
unemployment
240
-
744
-
pensions
1 080
-
3 350
-
national
264
-
6 308
-
municipal
2 622
-
8 083
-
total
4 326
-
19 122
-
Employer
16 008
-
49 634
-
health
123
-
382
-
pensions
2 777
-
8 611
-
accident
16
-
50
-
unemployment
104
-
323
-
total
3 020
-
9 366
-
Corporate
39 971
59 000
-
-
income
7 994
11 800
-
-
total
7 994
11 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

23 983
35 400
-
-
municipal
4 317
6 372
-
-
national
1 812
4 193
-
-
total
6 129
10 565
-
-
Income
59 000
59 000
59 000
59 000
Total tax
21 469
22 365
28 488
21 731
After tax
37 531
36 635
30 512
37 269
Living cost
11 682
11 682
11 682
11 682
Free-cash
25 849
24 953
18 830
25 587

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴17328
₴9375
₴14520
₴21811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 085
social contributions
-
-
-
7 586
national
-
-
-
22 715
total
-
-
-
33 386
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
45 698
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
2 148
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
2 384
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
398
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
3 428
-
national
6 691
-
16 871
-
total
10 670
-
25 229
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
45 698
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
2 810
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
4 049
-
surtax
2 468
-
5 182
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
594
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
667
-
total
6 336
-
13 302
-
Corporate
30 900
59 000
-
-
income
6 180
11 913
-
-
surtax
124
238
-
-
total
6 304
12 151
-
-
Dividends
24 596
46 848
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 268
13 944
-
-
total
7 268
13 944
-
-
Income
59 000
59 000
59 000
59 000
Total tax
30 578
26 095
38 531
33 386
After tax
28 422
32 905
20 469
25 614
Living cost
11 094
11 094
11 094
11 094
Free-cash
17 328
21 811
9 375
14 520

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴18712
₴16727
₴17047
₴19009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
unemployment
-
-
-
29
municipal
-
-
-
15 094
other
-
-
-
3 363
health
-
-
-
1 806
national
-
-
-
5 269
accident
-
-
-
58
pensions
-
-
-
3 129
total
-
-
-
28 748
Employee
18 816
-
49 907
-
national
-
-
5 092
-
municipal
5 611
-
14 882
-
total
5 611
-
19 974
-
Employer
18 816
-
49 907
-
health
1 157
-
1 780
-
pensions
2 034
-
3 129
-
accident
38
-
58
-
unemployment
497
-
764
-
other
2 186
-
3 363
-
total
5 912
-
9 094
-
Corporate
34 272
59 000
-
-
income
7 540
12 980
-
-
total
7 540
12 980
-
-
Dividends
26 732
46 020
-
-
withholding
8 020
13 806
-
-
total
8 020
13 806
-
-
Income
59 000
59 000
59 000
59 000
Total tax
27 083
26 786
29 068
28 748
After tax
31 917
32 214
29 932
30 252
Living cost
13 205
13 205
13 205
13 205
Free-cash
18 712
19 009
16 727
17 047

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴4979
₴39811
₴26068
₴21190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
income
-
-
-
11 500
social contributions
-
-
-
6 726
total
-
-
-
18 226
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
8 183
59 000
-
-
income
1 800
12 980
-
-
total
1 800
12 980
-
-
Dividends
6 383
46 020
-
-
income
1 404
10 124
-
-
total
1 404
10 124
-
-
Income
59 000
59 000
59 000
59 000
Total tax
39 315
23 104
4 483
18 226
After tax
19 685
35 896
54 517
40 774
Living cost
14 706
14 706
14 706
14 706
Free-cash
4 979
21 190
39 811
26 068

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴31893
₴29683
₴30186
₴33154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
income
-
-
-
12 517
health
-
-
-
1 505
social contributions
-
-
-
4 923
total
-
-
-
18 945
Employee
23 397
23 397
55 357
-
health
233
398
941
-
income
2 457
2 166
12 245
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
15 805
-
Employer
23 397
23 397
55 357
-
health
253
433
1 024
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
3 643
-
Corporate
43 914
33 228
-
-
income
5 489
4 153
-
-
total
5 489
4 153
-
-
Dividends
38 425
29 075
-
-
withholding
6 532
4 943
-
-
total
6 532
4 943
-
-
Income
59 000
59 000
59 000
59 000
Total tax
17 238
15 977
19 448
18 945
After tax
41 762
43 023
39 552
40 055
Living cost
9 869
9 869
9 869
9 869
Free-cash
31 893
33 154
29 683
30 186

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴28662
₴22359
₴27660
₴26921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
income
-
-
-
17 626
pensions
-
-
-
2 790
total
-
-
-
20 416
Employee
14 994
-
51 473
-
health
196
-
718
-
pensions
1 144
-
3 379
-
income
2 731
-
14 093
-
total
4 071
-
18 190
-
Employer
14 994
-
51 473
-
health
285
-
978
-
pensions
1 515
-
6 549
-
total
1 800
-
7 527
-
Corporate
42 206
59 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

8 019
11 210
-
-
total
8 019
11 210
-
-
Dividends
34 187
47 790
-
-
withholding
5 524
9 945
-
-
total
5 524
9 945
-
-
Income
59 000
59 000
59 000
59 000
Total tax
19 414
21 155
25 717
20 416
After tax
39 586
37 845
33 283
38 584
Living cost
10 924
10 924
10 924
10 924
Free-cash
28 662
26 921
22 359
27 660

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴17572
₴12472
₴15051
₴18956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
municipal
-
-
-
394
regional
-
-
-
1 358
social contributions
-
-
-
15 175
national
-
-
-
14 901
total
-
-
-
31 828
Employee
25 640
-
59 000
-
social contributions
8 646
-
19 895
-
regional
387
-
1 205
-
national
4 333
-
12 955
-
municipal
153
-
352
-
total
13 519
-
34 407
-
Employer
25 640
-
59 000
-
total
-
-
-
-
Corporate
33 360
59 000
-
-
nationa
8 006
14 160
-
-
municipal
1 608
2 844
-
-
total
9 614
17 004
-
-
Dividends
23 746
41 996
-
-
withholding
6 174
10 919
-
-
total
6 174
10 919
-
-
Income
59 000
59 000
59 000
59 000
Total tax
29 307
27 923
34 407
31 828
After tax
29 693
31 077
24 593
27 172
Living cost
12 121
12 121
12 121
12 121
Free-cash
17 572
18 956
12 472
15 051

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴3783
₴25795
₴33810
-₴1719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
pensions
-
-
-
1 229
income
-
-
-
16 635
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
18 692
Employee
10 222
-
53 540
-
health
1 170
-
6 130
-
pensions
1 151
-
2 253
-
income
1 402
-
12 864
-
total
3 723
-
21 247
-
Employer
10 222
-
53 540
-
pensions
1 662
-
3 254
-
accident
171
-
894
-
unemployment
250
-
1 312
-
total
2 083
-
5 460
-
Corporate
46 695
59 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

42 026
53 100
-
-
total
42 026
53 100
-
-
Dividends
4 669
5 900
-
-
withholding
887
1 121
-
-
total
887
1 121
-
-
Income
59 000
59 000
59 000
59 000
Total tax
48 719
54 221
26 707
18 692
After tax
10 281
4 779
32 293
40 308
Living cost
6 498
6 498
6 498
6 498
Free-cash
3 783
-1 719
25 795
33 810

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴22589
₴25301
₴18865
₴18608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
59 000
trade
-
-
-
6 436
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 837
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 036
total
-
-
-
28 388
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
59 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
18 837
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 036
-
total
3 393
-
21 952
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 861
59 000
-
-
income
6 579
8 850
-
-
trade
6 294
8 467
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

362
487
-
-
chamber of commerce
110
133
-
-
total
13 345
17 937
-
-
Dividends
30 516
41 064
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

413
558
-
-
withholding
7 513
10 150
-
-
total
7 926
10 708
-
-
Income
59 000
59 000
59 000
59 000
Total tax
24 664
28 645
21 952
28 388
After tax
34 336
30 355
37 048
30 612
Living cost
11 747
11 747
11 747
11 747
Free-cash
22 589
18 608
25 301
18 865

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴38373
₴18824
₴14494
₴40870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
59 000
income
-
-
-
11 473
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
15 045
total
-
-
-
38 176
Employee
8 891
-
45 283
-
income
1 583
-
9 574
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 989
-
surtax
-
-
6 566
-
total
2 561
-
20 129
-
Employer
8 891
-
45 283
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
8 736
-
surtax
-
-
4 981
-
total
2 142
-
13 717
-
Corporate
47 967
59 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 594
11 800
-
-
total
9 594
11 800
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

38 374
47 200
-
-
total
-
-
-
-
Income
59 000
59 000
59 000
59 000
Total tax
14 297
11 800
33 846
38 176
After tax
44 703
47 200
25 154
20 824
Living cost
6 330
6 330
6 330
6 330
Free-cash
38 373
40 870
18 824
14 494

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴32411
₴32075
₴32346
₴33033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
income
-
-
-
18 112
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
22 871
Employee
5 761
-
55 896
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
17 967
-
total
1 980
-
20 037
-
Employer
5 761
-
55 896
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
51 942
59 000
-
-
income
11 427
12 980
-
-
total
11 427
12 980
-
-
Dividends
40 515
46 020
-
-
withholding
8 103
9 204
-
-
total
8 103
9 204
-
-
Income
59 000
59 000
59 000
59 000
Total tax
22 806
22 184
23 142
22 871
After tax
36 194
36 816
35 858
36 129
Living cost
3 783
3 783
3 783
3 783
Free-cash
32 411
33 033
32 075
32 346

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴29309
₴19154
₴21014
₴30277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
pensions
-
-
-
8 122
unemployment
-
-
-
69
income
-
-
-
17 294
other
-
-
-
-
health
-
-
-
2 883
surtax
-
-
-
2 784
total
-
-
-
31 152
Employee
10 247
-
50 452
-
health
262
-
1 035
-
unemployment
713
-
2 826
-
pensions
684
-
2 709
-
income
1 718
-
15 474
-
other
-
-
-
-
surtax
36
-
2 420
-
total
3 413
-
24 464
-
Employer
10 247
-
50 452
-
health
466
-
1 848
-
pensions
1 366
-
5 413
-
unemployment
325
-
1 287
-
other
-
-
-
-
total
2 157
-
8 548
-
Corporate
46 596
59 000
-
-
income
12 115
15 340
-
-
total
12 115
15 340
-
-
Dividends
34 481
43 660
-
-
withholding
5 172
6 549
-
-
total
5 172
6 549
-
-
Income
59 000
59 000
59 000
59 000
Total tax
22 857
21 889
33 012
31 152
After tax
36 143
37 111
25 988
27 848
Living cost
6 834
6 834
6 834
6 834
Free-cash
29 309
30 277
19 154
21 014

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴22768
₴5876
₴20650
₴22919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
59 000
pensions
-
-
-
6 576
chamber of commerce
-
-
-
236
unemployment
-
-
-
1 866
income
-