Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 54000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴7679
₴6171
₴12163
₴9499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 000
city
-
-
-
570
pensions
-
-
-
4 968
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 080
regional
-
-
-
2 185
health
-
-
-
121
national
-
-
-
541
total
-
-
-
9 465
Employee
37 883
-
48 332
-
city
407
-
519
-
regional
1 240
-
1 879
-
health
86
-
109
-
pensions
3 183
-
4 061
-
unemployment
-
-
-
-
national
179
-
424
-
total
5 095
-
6 992
-
Employer
37 883
-
48 332
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

757
-
967
-
unemployment
-
-
-
-
pensions
3 183
-
4 061
-
health
86
-
109
-
total
4 026
-
5 137
-
Corporate
11 674
54 000
-
-
regional
2 469
11 421
-
-
national
993
4 590
-
-
total
3 462
16 011
-
-
Dividends
8 212
37 988
-
-
withholding
2 874
13 296
-
-
total
2 874
13 296
-
-
Income
54 000
54 000
54 000
54 000
Total tax
15 457
29 307
12 129
9 465
After tax
38 543
24 693
41 871
44 535
Living cost
32 372
32 372
32 372
32 372
Free-cash
6 171
-7 679
9 499
12 163

Estimated living cost  is ₴32372 per week

₴21051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2905
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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