Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 53500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴8213
₴5768
₴11492
₴8845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
city
-
-
-
564
pensions
-
-
-
4 922
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 070
regional
-
-
-
2 134
health
-
-
-
120
national
-
-
-
520
total
-
-
-
9 330
Employee
38 242
-
47 886
-
city
410
-
514
-
regional
1 252
-
1 840
-
health
86
-
107
-
pensions
3 213
-
4 022
-
unemployment
-
-
-
-
national
181
-
407
-
total
5 142
-
6 890
-
Employer
38 242
-
47 886
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

765
-
958
-
unemployment
-
-
-
-
pensions
3 213
-
4 022
-
health
86
-
107
-
total
4 064
-
5 087
-
Corporate
10 773
53 500
-
-
regional
2 279
11 315
-
-
national
916
4 547
-
-
total
3 195
15 862
-
-
Dividends
7 579
37 637
-
-
withholding
2 653
13 173
-
-
total
2 653
13 173
-
-
Income
53 500
53 500
53 500
53 500
Total tax
15 054
29 035
11 977
9 330
After tax
38 446
24 465
41 523
44 170
Living cost
32 678
32 678
32 678
32 678
Free-cash
5 768
-8 213
8 845
11 492

Estimated living cost  is ₴32678 per week

₴21250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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