Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 53500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴8218
₴5593
₴12824
₴11313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
53 500
income
-
-
-
12 435
pensions
-
-
-
5 018
health
-
-
-
5 281
total
-
-
-
22 734
Employee
36 574
36 574
45 541
-
health
5 614
4 775
5 281
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 987
5 987
5 987
-
pensions
6 583
5 018
5 018
-
total
18 184
15 780
16 286
-
Employer
36 574
36 574
45 541
-
unemployment
1 317
1 317
1 636
-
pensions
2 546
2 546
3 164
-
health
2 542
2 542
3 159
-
total
6 405
6 405
7 959
-
Corporate
10 970
10 521
-
-
income
2 194
2 104
-
-
total
2 194
2 104
-
-
Dividends
8 776
8 417
-
-
income
1 865
1 789
-
-
withholding
1 317
1 262
-
-
total
3 182
3 051
-
-
Income
53 500
53 500
53 500
53 500
Total tax
29 965
27 340
24 245
22 734
After tax
23 535
26 160
29 255
30 766
Living cost
17 942
17 942
17 942
17 942
Free-cash
5 593
8 218
11 313
12 824

Estimated living cost  is ₴17942 per week

₴12715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴285
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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