Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 53500
per

Your estimated
City
free-cash

Helsinki , Finland
₴18272
₴18328
₴20315
₴12977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
53 500
municipal
-
-
-
9 514
health
-
-
-
645
national
-
-
-
6 530
total
-
-
-
16 689
Employee
22 605
-
45 007
-
health
169
-
514
-
municipal
3 703
-
7 341
-
pensions
1 526
-
3 038
-
unemployment
339
-
675
-
national
373
-
3 965
-
total
6 110
-
15 533
-
Employer
22 605
-
45 007
-
accident
23
-
45
-
unemployment
147
-
293
-
pensions
3 922
-
7 809
-
health
174
-
347
-
total
4 266
-
8 494
-
Corporate
26 630
53 500
-
-
income
5 326
10 700
-
-
total
5 326
10 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

15 978
32 100
-
-
national
98
2 254
-
-
municipal
2 876
5 778
-
-
total
2 974
8 032
-
-
Income
53 500
53 500
53 500
53 500
Total tax
18 676
18 732
24 027
16 689
After tax
34 824
34 768
29 473
36 811
Living cost
16 496
16 496
16 496
16 496
Free-cash
18 328
18 272
12 977
20 315

Estimated living cost  is ₴16496 per week

₴10775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴263
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3872
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close