Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Varna , Bulgaria
₴39421
₴39757
₴37716
₴40851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 592
unemployment
-
-
-
43
income
-
-
-
7 875
health
-
-
-
1 237
total
-
-
-
10 747
Employee
5 345
-
50 390
-
health
246
-
495
-
accident

We are using the highest rate at 1.1%.

59
-
118
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

469
-
944
-
income
534
-
5 039
-
total
1 308
-
6 596
-
Employer
5 345
-
50 390
-
health
369
-
742
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

589
-
1 185
-
accident

We are using the highest rate at 1.1%.

59
-
118
-
unemployment
32
-
65
-
total
1 049
-
2 110
-
Corporate
46 106
52 500
-
-
income
4 610
5 250
-
-
total
4 610
5 250
-
-
Dividends
41 495
47 250
-
-
withholding
2 075
2 362
-
-
total
2 075
2 362
-
-
Income
52 500
52 500
52 500
52 500
Total tax
9 042
7 612
8 706
10 747
After tax
43 458
44 888
43 794
41 753
Living cost
4 037
4 037
4 037
4 037
Free-cash
39 421
40 851
39 757
37 716

Estimated living cost  is ₴4037 per week

₴2357
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴107
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1285
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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