Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 49000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴5863
₴3230
₴9973
₴7584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
income
-
-
-
10 696
pensions
-
-
-
5 034
health
-
-
-
5 298
total
-
-
-
21 028
Employee
36 691
36 691
41 699
-
health
5 632
4 790
5 076
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

6 006
6 006
6 006
-
pensions
6 604
5 034
5 034
-
total
18 242
15 830
16 116
-
Employer
36 691
36 691
41 699
-
unemployment
1 321
1 321
1 501
-
pensions
2 554
2 554
2 902
-
health
2 550
2 550
2 898
-
total
6 425
6 425
7 301
-
Corporate
6 335
5 884
-
-
income
1 267
1 177
-
-
total
1 267
1 177
-
-
Dividends
5 067
4 708
-
-
income
1 077
1 000
-
-
withholding
760
706
-
-
total
1 837
1 706
-
-
Income
49 000
49 000
49 000
49 000
Total tax
27 771
25 138
23 417
21 028
After tax
21 229
23 862
25 583
27 972
Living cost
17 999
17 999
17 999
17 999
Free-cash
3 230
5 863
7 584
9 973

Estimated living cost  is ₴17999 per week

₴12755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴286
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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