Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 48000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴10852
₴3180
₴7037
₴4655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
city
-
-
-
506
pensions
-
-
-
4 416
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
960
regional
-
-
-
1 786
health
-
-
-
108
national
-
-
-
385
total
-
-
-
8 161
Employee
38 387
-
42 962
-
city
412
-
462
-
regional
1 257
-
1 524
-
health
87
-
97
-
pensions
3 225
-
3 609
-
unemployment
-
-
-
-
national
182
-
286
-
total
5 163
-
5 978
-
Employer
38 387
-
42 962
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

768
-
859
-
unemployment
-
-
-
-
pensions
3 225
-
3 609
-
health
87
-
97
-
total
4 080
-
4 565
-
Corporate
5 111
48 000
-
-
regional
1 081
10 152
-
-
national
435
4 080
-
-
total
1 516
14 232
-
-
Dividends
3 596
33 768
-
-
withholding
1 259
11 818
-
-
total
1 259
11 818
-
-
Income
48 000
48 000
48 000
48 000
Total tax
12 018
26 050
10 543
8 161
After tax
35 982
21 950
37 457
39 839
Living cost
32 802
32 802
32 802
32 802
Free-cash
3 180
-10 852
4 655
7 037

Estimated living cost  is ₴32802 per week

₴21331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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