Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 48000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₴21523
₴17930
₴13088
₴11713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
48 000
income
-
-
-
9 826
pensions
-
-
-
8 766
unemployment
-
-
-
72
health
-
-
-
4 723
total
-
-
-
23 387
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

19 000
-
41 533
-
health
1 227
-
2 683
-
income
3 277
-
9 117
-
pensions
2 945
-
6 437
-
unemployment
27
-
58
-
total
7 476
-
18 295
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

19 000
-
41 533
-
unemployment
11
-
25
-
pensions
1 681
-
3 676
-
health
1 265
-
2 766
-
total
2 957
-
6 467
-
Corporate
26 042
48 000
-
-
income
4 948
9 120
-
-
total
4 948
9 120
-
-
Dividends
21 094
38 880
-
-
withholding
3 164
5 832
-
-
total
3 164
5 832
-
-
Income
48 000
48 000
48 000
48 000
Total tax
18 545
14 952
24 762
23 387
After tax
29 455
33 048
23 238
24 613
Living cost
11 525
11 525
11 525
11 525
Free-cash
17 930
21 523
11 713
13 088

Estimated living cost  is ₴11525 per week

₴7909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴739
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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