Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 48000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴5523
₴2916
₴9536
₴7065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
income
-
-
-
10 386
pensions
-
-
-
4 989
health
-
-
-
5 251
total
-
-
-
20 626
Employee
36 363
36 363
40 848
-
health
5 581
4 747
5 003
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 952
5 952
5 952
-
pensions
6 545
4 989
4 989
-
total
18 078
15 688
15 944
-
Employer
36 363
36 363
40 848
-
unemployment
1 309
1 309
1 471
-
pensions
2 531
2 531
2 843
-
health
2 528
2 528
2 839
-
total
6 368
6 368
7 153
-
Corporate
5 716
5 270
-
-
income
1 143
1 054
-
-
total
1 143
1 054
-
-
Dividends
4 572
4 216
-
-
income
971
896
-
-
withholding
686
633
-
-
total
1 657
1 529
-
-
Income
48 000
48 000
48 000
48 000
Total tax
27 246
24 639
23 097
20 626
After tax
20 754
23 361
24 903
27 374
Living cost
17 838
17 838
17 838
17 838
Free-cash
2 916
5 523
7 065
9 536

Estimated living cost  is ₴17838 per week

₴12641
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1608
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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