Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 46000
per

Your estimated
City
free-cash

Valencia , Spain
₴20996
₴16256
₴17534
₴22387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
unemployment
-
-
-
197
income
-
-
-
11 639
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
20 099
Employee
11 251
-
37 009
-
unemployment
174
-
437
-
pensions
529
-
1 326
-
income
2 169
-
10 595
-
other
11
-
28
-
total
2 883
-
12 386
-
Employer
11 251
-
37 009
-
pensions
2 655
-
6 656
-
accident
223
-
558
-
unemployment
619
-
1 551
-
other
90
-
226
-
total
3 587
-
8 991
-
Corporate
31 162
46 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 674
6 900
-
-
total
4 674
6 900
-
-
Dividends
26 488
39 100
-
-
withholding
5 493
8 346
-
-
total
5 493
8 346
-
-
Income
46 000
46 000
46 000
46 000
Total tax
16 637
15 246
21 377
20 099
After tax
29 363
30 754
24 623
25 901
Living cost
8 367
8 367
8 367
8 367
Free-cash
20 996
22 387
16 256
17 534

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴23634
₴18147
₴16243
₴25688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 040
income
-
-
-
6 400
other
-
-
-
2 185
health
-
-
-
2 024
total
-
-
-
21 649
Employee
11 048
-
36 741
-
health
155
-
514
-
unemployment
110
-
367
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
2 572
-
income
1 902
-
7 034
-
total
2 940
-
10 487
-
Employer
11 048
-
36 741
-
health
155
-
514
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
6 246
-
accident
88
-
294
-
unemployment
110
-
367
-
other
553
-
1 837
-
total
2 784
-
9 258
-
Corporate
32 168
46 000
-
-
income
6 755
9 660
-
-
total
6 755
9 660
-
-
Dividends
25 413
36 340
-
-
withholding
1 779
2 544
-
-
total
1 779
2 544
-
-
Income
46 000
46 000
46 000
46 000
Total tax
14 258
12 204
19 745
21 649
After tax
31 742
33 796
26 255
24 351
Living cost
8 108
8 108
8 108
8 108
Free-cash
23 634
25 688
18 147
16 243

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴33930
₴33997
₴32277
₴35343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
6 900
health
-
-
-
1 222
total
-
-
-
9 736
Employee
5 280
-
43 916
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
4 392
-
total
1 293
-
5 931
-
Employer
5 280
-
43 916
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
39 684
46 000
-
-
income
3 968
4 600
-
-
total
3 968
4 600
-
-
Dividends
35 716
41 400
-
-
withholding
1 786
2 070
-
-
total
1 786
2 070
-
-
Income
46 000
46 000
46 000
46 000
Total tax
8 083
6 670
8 016
9 736
After tax
37 917
39 330
37 984
36 264
Living cost
3 987
3 987
3 987
3 987
Free-cash
33 930
35 343
33 997
32 277

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴14572
₴15718
₴15636
₴12774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
6 583
other
-
-
-
1 426
health
-
-
-
1 708
social contributions
-
-
-
1 311
pensions
-
-
-
8 926
surtax
-
-
-
-
total
-
-
-
19 954
Employee
13 022
-
36 069
-
pensions
1 472
-
2 314
-
income
769
-
6 598
-
social contributions
371
-
1 028
-
surtax
-
-
-
-
total
2 612
-
9 940
-
Employer
13 022
-
36 069
-
health
912
-
3 108
-
social contributions
39
-
108
-
pensions
2 139
-
3 931
-
unemployment
527
-
1 461
-
other
449
-
1 324
-
total
4 066
-
9 932
-
Corporate
28 911
46 000
-
-
income
8 095
12 880
-
-
surtax
-
-
-
-
total
8 095
12 880
-
-
Dividends
20 816
33 120
-
-
social contributions
3 581
5 697
-
-
surtax
-
-
-
-
withholding
2 664
4 239
-
-
total
6 245
9 936
-
-
Income
46 000
46 000
46 000
46 000
Total tax
21 018
22 816
19 872
19 954
After tax
24 982
23 184
26 128
26 046
Living cost
10 410
10 410
10 410
10 410
Free-cash
14 572
12 774
15 718
15 636

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴8053
₴15170
₴13178
₴9916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
pensions
-
-
-
3 565
income
-
-
-
12 759
health
-
-
-
3 752
total
-
-
-
20 076
Employee
25 983
25 983
40 345
-
health
3 988
3 392
3 752
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
5 113
-
total
12 918
11 210
12 430
-
Employer
25 983
25 983
40 345
-
health
1 806
1 806
2 244
-
pensions
1 808
1 808
2 248
-
unemployment
935
935
1 162
-
total
4 549
4 549
5 654
-
Corporate
15 785
15 467
-
-
income
3 157
3 093
-
-
total
3 157
3 093
-
-
Dividends
12 628
12 373
-
-
income
2 683
2 630
-
-
withholding
1 894
1 856
-
-
total
4 577
4 486
-
-
Income
46 000
46 000
46 000
46 000
Total tax
25 201
23 338
18 084
20 076
After tax
20 799
22 662
27 916
25 924
Living cost
12 746
12 746
12 746
12 746
Free-cash
8 053
9 916
15 170
13 178

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴17361
₴20592
₴15575
₴13998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 000
trade
-
-
-
5 017
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 377
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
736
total
-
-
-
21 209
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
46 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
13 377
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
736
-
total
2 422
-
16 192
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 362
46 000
-
-
income
5 155
6 900
-
-
trade
5 412
7 245
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

284
379
-
-
chamber of commerce
96
112
-
-
total
10 947
14 636
-
-
Dividends
23 416
31 364
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

316
425
-
-
withholding
5 738
7 725
-
-
total
6 054
8 150
-
-
Income
46 000
46 000
46 000
46 000
Total tax
19 423
22 786
16 192
21 209
After tax
26 577
23 214
29 808
24 791
Living cost
9 216
9 216
9 216
9 216
Free-cash
17 361
13 998
20 592
15 575

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴24880
₴24352
₴24776
₴26537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
8 083
health
-
-
-
1 173
social contributions
-
-
-
4 923
total
-
-
-
14 179
Employee
23 397
23 397
42 593
-
health
181
398
724
-
income
2 548
2 166
7 853
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
11 196
-
Employer
23 397
23 397
42 593
-
health
197
433
788
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
3 407
-
Corporate
34 260
20 228
-
-
income
4 283
2 528
-
-
total
4 283
2 528
-
-
Dividends
29 978
17 700
-
-
withholding
5 096
3 009
-
-
total
5 096
3 009
-
-
Income
46 000
46 000
46 000
46 000
Total tax
14 075
12 418
14 603
14 179
After tax
31 925
33 582
31 397
31 821
Living cost
7 045
7 045
7 045
7 045
Free-cash
24 880
26 537
24 352
24 776

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴16313
₴12091
₴15358
₴16621
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
46 000
income
-
-
-
5 113
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
15 985
surtax
-
-
-
-
total
-
-
-
21 098
Employee
13 994
-
37 171
-
income
2 911
-
11 448
-
social contributions
1 539
-
4 089
-
surtax
-
-
-
-
total
4 450
-
15 537
-
Employer
13 994
-
37 171
-
social contributions
3 324
-
8 828
-
total
3 324
-
8 828
-
Corporate
28 682
46 000
-
-
income
6 024
9 660
-
-
surtax
-
-
-
-
total
6 024
9 660
-
-
Dividends
22 659
36 340
-
-
withholding
6 345
10 175
-
-
total
6 345
10 175
-
-
Income
46 000
46 000
46 000
46 000
Total tax
20 143
19 835
24 365
21 098
After tax
25 857
26 165
21 635
24 902
Living cost
9 544
9 544
9 544
9 544
Free-cash
16 313
16 621
12 091
15 358

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴40900
₴34442
₴43182
₴41342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
46 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
460
total
-
-
-
460
Employee
2 948
-
46 000
-
income
589
-
9 200
-
total
589
-
9 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

43 052
46 000
-
-
total
-
-
-
-
Dividends
43 052
46 000
-
-
withholding
2 153
2 300
-
-
total
2 153
2 300
-
-
Income
46 000
46 000
46 000
46 000
Total tax
2 742
2 300
9 200
460
After tax
43 258
43 700
36 800
45 540
Living cost
2 358
2 358
2 358
2 358
Free-cash
40 900
41 342
34 442
43 182

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴20965
₴13472
₴14691
₴23510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
46 000
pensions
-
-
-
8 401
unemployment
-
-
-
69
income
-
-
-
10 152
health
-
-
-
4 526
total
-
-
-
23 148
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
39 803
-
health
869
-
2 571
-
unemployment
19
-
56
-
pensions
2 086
-
6 170
-
income
2 320
-
9 372
-
total
5 294
-
18 169
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
39 803
-
health
896
-
2 651
-
pensions
1 191
-
3 523
-
unemployment
8
-
24
-
total
2 095
-
6 198
-
Corporate
30 450
46 000
-
-
income
5 786
8 740
-
-
total
5 786
8 740
-
-
Dividends
24 665
37 260
-
-
withholding
3 699
5 589
-
-
total
3 699
5 589
-
-
Income
46 000
46 000
46 000
46 000
Total tax
16 874
14 329
24 367
23 148
After tax
29 126
31 671
21 633
22 852
Living cost
8 161
8 161
8 161
8 161
Free-cash
20 965
23 510
13 472
14 691

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴18311
₴22125
₴24370
₴17247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
46 000
income
-
-
-
8 661
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
10 585
Employee
13 958
-
44 600
-
social contributions
1 398
-
1 400
-
income
1 515
-
10 030
-
total
2 913
-
11 430
-
Employer
13 958
-
44 600
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
30 643
46 000
-
-
income
10 725
16 100
-
-
total
10 725
16 100
-
-
Dividends
19 918
29 900
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
46 000
46 000
46 000
46 000
Total tax
16 644
17 708
12 830
10 585
After tax
29 356
28 292
33 170
35 415
Living cost
11 045
11 045
11 045
11 045
Free-cash
18 311
17 247
22 125
24 370

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴21770
₴22364
₴23089
₴21613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
6 900
health
-
-
-
3 211
social contributions
-
-
-
6 348
total
-
-
-
16 459
Employee
10 317
-
46 000
-
health
720
-
3 211
-
income
1 721
-
7 625
-
social contributions
1 424
-
6 348
-
total
3 865
-
17 184
-
Employer
10 317
-
46 000
-
total
-
-
-
-
Corporate
35 683
46 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 784
2 300
-
-
total
1 784
2 300
-
-
Dividends
33 899
43 700
-
-
social contributions
4 678
6 030
-
-
withholding
5 085
6 555
-
-
health
2 366
3 050
-
-
total
12 129
15 635
-
-
Income
46 000
46 000
46 000
46 000
Total tax
17 778
17 935
17 184
16 459
After tax
28 222
28 065
28 816
29 541
Living cost
6 452
6 452
6 452
6 452
Free-cash
21 770
21 613
22 364
23 089

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴20116
₴14886
₴16850
₴23154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
4 477
health
-
-
-
6 210
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
-
total
-
-
-
20 633
Employee
12 525
-
34 390
-
health
1 691
-
4 643
-
solidarity contribution
-
-
-
-
income
1 503
-
4 130
-
social contributions
814
-
2 214
-
total
4 008
-
10 987
-
Employer
12 525
-
34 390
-
health
1 127
-
3 095
-
social contributions
3 131
-
8 515
-
total
4 258
-
11 610
-
Corporate
29 216
46 000
-
-
income
5 551
8 740
-
-
total
5 551
8 740
-
-
Dividends
23 665
37 260
-
-
withholding
3 550
5 589
-
-
total
3 550
5 589
-
-
Income
46 000
46 000
46 000
46 000
Total tax
17 367
14 329
22 597
20 633
After tax
28 633
31 671
23 403
25 367
Living cost
8 517
8 517
8 517
8 517
Free-cash
20 116
23 154
14 886
16 850

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴39336
₴33125
₴41865
₴40025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
46 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
460
total
-
-
-
460
Employee
4 594
-
46 000
-
income
919
-
9 200
-
total
919
-
9 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 406
46 000
-
-
total
-
-
-
-
Dividends
41 406
46 000
-
-
withholding
2 070
2 300
-
-
total
2 070
2 300
-
-
Income
46 000
46 000
46 000
46 000
Total tax
2 989
2 300
9 200
460
After tax
43 011
43 700
36 800
45 540
Living cost
3 675
3 675
3 675
3 675
Free-cash
39 336
40 025
33 125
41 865

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴10581
₴11432
₴11350
₴8488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
6 583
other
-
-
-
1 426
health
-
-
-
1 708
social contributions
-
-
-
1 311
pensions
-
-
-
8 926
surtax
-
-
-
-
total
-
-
-
19 954
Employee
19 057
-
36 069
-
pensions
2 155
-
2 314
-
income
1 663
-
6 598
-
social contributions
543
-
1 028
-
surtax
-
-
-
-
total
4 361
-
9 940
-
Employer
19 057
-
36 069
-
health
1 334
-
3 108
-
social contributions
57
-
108
-
pensions
3 131
-
3 931
-
unemployment
772
-
1 461
-
other
658
-
1 324
-
total
5 952
-
9 932
-
Corporate
20 991
46 000
-
-
income
5 877
12 880
-
-
surtax
-
-
-
-
total
5 877
12 880
-
-
Dividends
15 114
33 120
-
-
social contributions
2 599
5 697
-
-
surtax
-
-
-
-
withholding
1 934
4 239
-
-
total
4 533
9 936
-
-
Income
46 000
46 000
46 000
46 000
Total tax
20 723
22 816
19 872
19 954
After tax
25 277
23 184
26 128
26 046
Living cost
14 696
14 696
14 696
14 696
Free-cash
10 581
8 488
11 432
11 350

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴26498
₴22046
₴22047
₴27989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
46 000
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
10 233
health
-
-
-
2 309
total
-
-
-
18 707
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
41 987
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
10 233
-
total
2 664
-
14 695
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
41 987
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
36 673
46 000
-
-
income
5 501
6 900
-
-
total
5 501
6 900
-
-
Dividends
31 172
39 100
-
-
withholding
4 676
5 865
-
-
total
4 676
5 865
-
-
Income
46 000
46 000
46 000
46 000
Total tax
14 256
12 765
18 708
18 707
After tax
31 744
33 235
27 292
27 293
Living cost
5 246
5 246
5 246
5 246
Free-cash
26 498
27 989
22 046
22 047

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴9196
₴14478
₴16626
₴346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
pensions
-
-
-
4 232
city
-
-
-
485
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
920
health
-
-
-
104
regional
-
-
-
2 230
national
-
-
-
714
total
-
-
-
8 685
Employee
24 212
-
41 173
-
health
55
-
92
-
unemployment
-
-
-
-
city
260
-
442
-
pensions
2 034
-
3 458
-
regional
793
-
1 925
-
national
115
-
542
-
total
3 257
-
6 459
-
Employer
24 212
-
41 173
-
health
55
-
92
-
pensions
2 034
-
3 458
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
824
-
total
2 573
-
4 374
-
Corporate
18 949
46 000
-
-
regional
4 008
9 729
-
-
national
1 611
3 910
-
-
total
5 619
13 639
-
-
Dividends
13 331
32 361
-
-
withholding
4 666
11 326
-
-
total
4 666
11 326
-
-
Income
46 000
46 000
46 000
46 000
Total tax
16 115
24 965
10 833
8 685
After tax
29 885
21 035
35 167
37 315
Living cost
20 689
20 689
20 689
20 689
Free-cash
9 196
346
14 478
16 626

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴18198
₴12932
₴19091
₴17614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
46 000
municipal
-
-
-
8 176
health
-
-
-
581
national
-
-
-
6 470
total
-
-
-
15 227
Employee
16 008
-
38 698
-
health
120
-
469
-
unemployment
240
-
580
-
pensions
1 080
-
2 612
-
national
264
-
4 116
-
municipal
2 622
-
6 306
-
total
4 326
-
14 083
-
Employer
16 008
-
38 698
-
health
123
-
298
-
pensions
2 777
-
6 714
-
accident
16
-
39
-
unemployment
104
-
252
-
total
3 020
-
7 303
-
Corporate
26 971
46 000
-
-
income
5 394
9 200
-
-
total
5 394
9 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

16 183
27 600
-
-
municipal
2 913
4 968
-
-
national
467
2 536
-
-
total
3 380
7 504
-
-
Income
46 000
46 000
46 000
46 000
Total tax
16 120
16 704
21 386
15 227
After tax
29 880
29 296
24 614
30 773
Living cost
11 682
11 682
11 682
11 682
Free-cash
18 198
17 614
12 932
19 091

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴10084
₴5526
₴8979
₴14648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 329
social contributions
-
-
-
7 181
national
-
-
-
16 417
total
-
-
-
25 927
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
35 628
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
1 674
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
1 858
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
310
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
2 672
-
national
6 691
-
12 494
-
total
10 670
-
19 008
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
35 628
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
2 191
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
3 157
-
surtax
2 468
-
4 041
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
463
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
520
-
total
6 336
-
10 372
-
Corporate
17 900
46 000
-
-
income
3 580
9 200
-
-
surtax
72
184
-
-
total
3 652
9 384
-
-
Dividends
14 249
36 616
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 164
10 874
-
-
total
4 164
10 874
-
-
Income
46 000
46 000
46 000
46 000
Total tax
24 822
20 258
29 380
25 927
After tax
21 178
25 742
16 620
20 073
Living cost
11 094
11 094
11 094
11 094
Free-cash
10 084
14 648
5 526
8 979

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴11614
₴10779
₴11135
₴11911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
unemployment
-
-
-
29
municipal
-
-
-
11 217
other
-
-
-
3 363
health
-
-
-
1 806
national
-
-
-
2 058
accident
-
-
-
58
pensions
-
-
-
3 129
total
-
-
-
21 660
Employee
18 816
-
36 907
-
national
-
-
1 916
-
municipal
5 611
-
11 006
-
total
5 611
-
12 922
-
Employer
18 816
-
36 907
-
health
1 157
-
1 780
-
pensions
2 034
-
3 129
-
accident
38
-
58
-
unemployment
497
-
764
-
other
2 186
-
3 363
-
total
5 912
-
9 094
-
Corporate
21 272
46 000
-
-
income
4 680
10 120
-
-
total
4 680
10 120
-
-
Dividends
16 592
35 880
-
-
withholding
4 978
10 764
-
-
total
4 978
10 764
-
-
Income
46 000
46 000
46 000
46 000
Total tax
21 181
20 884
22 016
21 660
After tax
24 819
25 116
23 984
24 340
Living cost
13 205
13 205
13 205
13 205
Free-cash
11 614
11 911
10 779
11 135

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₴4817
₴26811
₴17084
₴13280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
8 966
social contributions
-
-
-
5 244
total
-
-
-
14 210
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
-
46 000
-
-
income
-
10 120
-
-
total
-
10 120
-
-
Dividends
-
35 880
-
-
income
-
7 894
-
-
total
-
7 894
-
-
Income
46 000
46 000
46 000
46 000
Total tax
36 111
18 014
4 483
14 210
After tax
9 889
27 986
41 517
31 790
Living cost
14 706
14 706
14 706
14 706
Free-cash
-4 817
13 280
26 811
17 084

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴22452
₴21528
₴21952
₴23713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
8 083
health
-
-
-
1 173
social contributions
-
-
-
4 923
total
-
-
-
14 179
Employee
23 397
23 397
42 593
-
health
233
398
724
-
income
2 457
2 166
7 853
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
11 196
-
Employer
23 397
23 397
42 593
-
health
253
433
788
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
3 407
-
Corporate
30 914
20 228
-
-
income
3 864
2 528
-
-
total
3 864
2 528
-
-
Dividends
27 050
17 700
-
-
withholding
4 598
3 009
-
-
total
4 598
3 009
-
-
Income
46 000
46 000
46 000
46 000
Total tax
13 679
12 418
14 603
14 179
After tax
32 321
33 582
31 397
31 821
Living cost
9 869
9 869
9 869
9 869
Free-cash
22 452
23 713
21 528
21 952

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴21554
₴15820
₴20016
₴19812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
12 530
pensions
-
-
-
2 530
total
-
-
-
15 060
Employee
14 994
-
40 238
-
health
196
-
606
-
pensions
1 144
-
3 154
-
income
2 731
-
9 734
-
total
4 071
-
13 494
-
Employer
14 994
-
40 238
-
health
285
-
764
-
pensions
1 515
-
4 998
-
total
1 800
-
5 762
-
Corporate
29 206
46 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 549
8 740
-
-
total
5 549
8 740
-
-
Dividends
23 657
37 260
-
-
withholding
2 102
6 524
-
-
total
2 102
6 524
-
-
Income
46 000
46 000
46 000
46 000
Total tax
13 522
15 264
19 256
15 060
After tax
32 478
30 736
26 744
30 940
Living cost
10 924
10 924
10 924
10 924
Free-cash
21 554
19 812
15 820
20 016

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴10723
₴7715
₴9763
₴12109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
municipal
-
-
-
308
regional
-
-
-
1 045
social contributions
-
-
-
11 831
national
-
-
-
10 932
total
-
-
-
24 116
Employee
25 640
-
46 000
-
social contributions
8 646
-
15 511
-
regional
387
-
918
-
national
4 333
-
9 461
-
municipal
153
-
274
-
total
13 519
-
26 164
-
Employer
25 640
-
46 000
-
total
-
-
-
-
Corporate
20 360
46 000
-
-
nationa
4 887
11 040
-
-
municipal
982
2 217
-
-
total
5 869
13 257
-
-
Dividends
14 492
32 743
-
-
withholding
3 768
8 513
-
-
total
3 768
8 513
-
-
Income
46 000
46 000
46 000
46 000
Total tax
23 156
21 770
26 164
24 116
After tax
22 844
24 230
19 836
21 884
Living cost
12 121
12 121
12 121
12 121
Free-cash
10 723
12 109
7 715
9 763

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴2730
₴18276
₴24970
-₴2772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
pensions
-
-
-
1 229
income
-
-
-
12 475
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
14 532
Employee
10 222
-
41 054
-
health
1 170
-
4 701
-
pensions
1 151
-
2 253
-
income
1 402
-
9 326
-
total
3 723
-
16 280
-
Employer
10 222
-
41 054
-
pensions
1 662
-
3 254
-
accident
171
-
686
-
unemployment
250
-
1 006
-
total
2 083
-
4 946
-
Corporate
33 695
46 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

30 326
41 400
-
-
total
30 326
41 400
-
-
Dividends
3 370
4 600
-
-
withholding
640
874
-
-
total
640
874
-
-
Income
46 000
46 000
46 000
46 000
Total tax
36 772
42 274
21 226
14 532
After tax
9 228
3 726
24 774
31 468
Living cost
6 498
6 498
6 498
6 498
Free-cash
2 730
-2 772
18 276
24 970

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴15918
₴18061
₴13490
₴11939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
46 000
trade
-
-
-
4 571
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 377
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
736
total
-
-
-
20 763
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
46 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
13 377
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
736
-
total
3 393
-
16 192
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 861
46 000
-
-
income
4 629
6 900
-
-
trade
4 429
6 601
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

255
379
-
-
chamber of commerce
91
114
-
-
total
9 404
13 994
-
-
Dividends
21 457
32 006
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

289
434
-
-
withholding
5 249
7 886
-
-
total
5 538
8 320
-
-
Income
46 000
46 000
46 000
46 000
Total tax
18 335
22 314
16 192
20 763
After tax
27 665
23 686
29 808
25 237
Living cost
11 747
11 747
11 747
11 747
Free-cash
15 918
11 939
18 061
13 490

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴27973
₴21637
₴8730
₴30470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
46 000
income
-
-
-
7 552
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
11 730
total
-
-
-
30 940
Employee
8 891
-
33 081
-
income
1 583
-
6 425
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 639
-
surtax
-
-
-
-
total
2 561
-
10 064
-
Employer
8 891
-
33 081
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
7 969
-
surtax
-
-
-
-
total
2 142
-
7 969
-
Corporate
34 967
46 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

6 994
9 200
-
-
total
6 994
9 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

27 974
36 800
-
-
total
-
-
-
-
Income
46 000
46 000
46 000
46 000
Total tax
11 697
9 200
18 033
30 940
After tax
34 303
36 800
27 967
15 060
Living cost
6 330
6 330
6 330
6 330
Free-cash
27 973
30 470
21 637
8 730

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴24299
₴23625
₴23896
₴24921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
13 562
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
18 321
Employee
5 761
-
42 896
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
13 417
-
total
1 980
-
15 487
-
Employer
5 761
-
42 896
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
38 942
46 000
-
-
income
8 567
10 120
-
-
total
8 567
10 120
-
-
Dividends
30 375
35 880
-
-
withholding
6 075
7 176
-
-
total
6 075
7 176
-
-
Income
46 000
46 000
46 000
46 000
Total tax
17 918
17 296
18 592
18 321
After tax
28 082
28 704
27 408
27 679
Living cost
3 783
3 783
3 783
3 783
Free-cash
24 299
24 921
23 625
23 896

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴21132
₴13536
₴14995
₴22100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
pensions
-
-
-
8 122
unemployment
-
-
-
69
income
-
-
-
11 444
other
-
-
-
-
health
-
-
-
2 883
surtax
-
-
-
1 653
total
-
-
-
24 171
Employee
10 247
-
38 001
-
health
262
-
969
-
unemployment
713
-
2 645
-
pensions
684
-
2 535
-
income
1 718
-
10 060
-
other
-
-
-
-
surtax
36
-
1 422
-
total
3 413
-
17 631
-
Employer
10 247
-
38 001
-
health
466
-
1 729
-
pensions
1 366
-
5 066
-
unemployment
325
-
1 204
-
other
-
-
-
-
total
2 157
-
7 999
-
Corporate
33 596
46 000
-
-
income
8 735
11 960
-
-
total
8 735
11 960
-
-
Dividends
24 861
34 040
-
-
withholding
3 729
5 106
-
-
total
3 729
5 106
-
-
Income
46 000
46 000
46 000
46 000
Total tax
18 034
17 066
25 630
24 171
After tax
27 966
28 934
20 370
21 829
Living cost
6 834
6 834
6 834
6 834
Free-cash
21 132
22 100
13 536
14 995

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴15699
₴2285
₴13942
₴15850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
pensions
-
-
-
6 576
chamber of commerce
-
-
-
184
unemployment
-
-
-
1 866
income
-
-