Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 45000
per

Your estimated
City
free-cash

Barcelona , Spain
₴12608
₴15038
₴10946
₴17687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
225
pensions
-
-
-
9 080
income
-
-
-
10 265
accident
-
-
-
289
other
-
-
-
32
total
-
-
-
19 891
Employee
17 231
-
34 771
-
unemployment
267
-
497
-
other
17
-
32
-
income
3 636
-
9 288
-
pensions
810
-
1 508
-
total
4 730
-
11 325
-
Employer
17 231
-
34 771
-
pensions
4 066
-
7 572
-
other
137
-
257
-
accident
341
-
635
-
unemployment
948
-
1 764
-
total
5 492
-
10 228
-
Corporate
22 277
45 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 342
6 750
-
-
total
3 342
6 750
-
-
Dividends
18 935
38 250
-
-
withholding
3 897
8 062
-
-
total
3 897
8 062
-
-
Income
45 000
45 000
45 000
45 000
Total tax
17 461
14 812
21 553
19 891
After tax
27 539
30 188
23 447
25 109
Living cost
12 501
12 501
12 501
12 501
Free-cash
15 038
17 687
10 946
12 608

Estimated living cost  is ₴12501 per week

₴9206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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