Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 44000
per

Your estimated
City
free-cash

Valencia , Spain
₴17867
₴15622
₴11933
₴11401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
accident
-
-
-
358
income
-
-
-
8 380
pensions
-
-
-
11 234
other
-
-
-
40
unemployment
-
-
-
278
total
-
-
-
20 290
Employee
15 836
-
33 363
-
other
15
-
33
-
income
3 053
-
8 067
-
pensions
744
-
1 568
-
unemployment
245
-
517
-
total
4 057
-
10 185
-
Employer
15 836
-
33 363
-
accident
314
-
661
-
other
127
-
267
-
unemployment
871
-
1 835
-
pensions
3 737
-
7 874
-
total
5 049
-
10 637
-
Corporate
23 115
44 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 467
6 600
-
-
total
3 467
6 600
-
-
Dividends
19 647
37 400
-
-
withholding
4 028
7 756
-
-
total
4 028
7 756
-
-
Income
44 000
44 000
44 000
44 000
Total tax
16 601
14 356
20 822
20 290
After tax
27 399
29 644
23 178
23 710
Living cost
11 777
11 777
11 777
11 777
Free-cash
15 622
17 867
11 401
11 933

Estimated living cost  is ₴11777 per week

₴7950
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1132
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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