Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 44000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴3373
₴748
₴7025
₴3670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
income
-
-
-
8 815
pensions
-
-
-
5 018
health
-
-
-
5 199
total
-
-
-
19 032
Employee
36 577
36 577
37 444
-
health
5 614
4 775
4 825
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 987
5 987
5 987
-
pensions
6 584
5 018
5 018
-
total
18 185
15 780
15 830
-
Employer
36 577
36 577
37 444
-
unemployment
1 317
1 317
1 348
-
pensions
2 546
2 546
2 606
-
health
2 542
2 542
2 603
-
total
6 405
6 405
6 557
-
Corporate
1 467
1 018
-
-
income
293
204
-
-
total
293
204
-
-
Dividends
1 174
814
-
-
income
250
173
-
-
withholding
176
122
-
-
total
426
295
-
-
Income
44 000
44 000
44 000
44 000
Total tax
25 309
22 684
22 387
19 032
After tax
18 691
21 316
21 613
24 968
Living cost
17 943
17 943
17 943
17 943
Free-cash
748
3 373
3 670
7 025

Estimated living cost  is ₴17943 per week

₴12716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴285
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Estimated living cost

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