Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 43500
per

Your estimated
City
free-cash

Valencia , Spain
₴19335
₴14752
₴16173
₴20764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
unemployment
-
-
-
197
income
-
-
-
10 530
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 966
total
-
-
-
18 975
Employee
11 230
-
34 525
-
unemployment
174
-
436
-
pensions
528
-
1 323
-
income
2 165
-
9 635
-
other
11
-
28
-
total
2 878
-
11 422
-
Employer
11 230
-
34 525
-
pensions
2 650
-
6 644
-
accident
222
-
557
-
unemployment
618
-
1 548
-
other
90
-
225
-
total
3 580
-
8 974
-
Corporate
28 689
43 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 303
6 525
-
-
total
4 303
6 525
-
-
Dividends
24 386
36 975
-
-
withholding
5 052
7 859
-
-
total
5 052
7 859
-
-
Income
43 500
43 500
43 500
43 500
Total tax
15 813
14 384
20 396
18 975
After tax
27 687
29 116
23 104
24 525
Living cost
8 352
8 352
8 352
8 352
Free-cash
19 335
20 764
14 752
16 173

Estimated living cost  is ₴8352 per week

₴5637
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴803
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴146
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴21815
₴16801
₴15002
₴23866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
10 440
income
-
-
-
5 985
other
-
-
-
2 066
health
-
-
-
1 914
total
-
-
-
20 405
Employee
11 028
-
34 744
-
health
154
-
486
-
unemployment
110
-
348
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

772
-
2 432
-
income
1 899
-
6 584
-
total
2 935
-
9 850
-
Employer
11 028
-
34 744
-
health
154
-
486
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 875
-
5 907
-
accident
88
-
278
-
unemployment
110
-
348
-
other
552
-
1 737
-
total
2 779
-
8 756
-
Corporate
29 693
43 500
-
-
income
6 236
9 135
-
-
total
6 236
9 135
-
-
Dividends
23 457
34 365
-
-
withholding
1 642
2 406
-
-
total
1 642
2 406
-
-
Income
43 500
43 500
43 500
43 500
Total tax
13 592
11 541
18 606
20 405
After tax
29 908
31 959
24 894
23 095
Living cost
8 093
8 093
8 093
8 093
Free-cash
21 815
23 866
16 801
15 002

Estimated living cost  is ₴8093 per week

₴5718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴31798
₴31756
₴30160
₴33209
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 570
unemployment
-
-
-
42
income
-
-
-
6 525
health
-
-
-
1 220
total
-
-
-
9 357
Employee
5 274
-
41 418
-
health
243
-
488
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

463
-
932
-
income
527
-
4 142
-
total
1 291
-
5 679
-
Employer
5 274
-
41 418
-
health
364
-
732
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

581
-
1 169
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 035
-
2 082
-
Corporate
37 191
43 500
-
-
income
3 719
4 350
-
-
total
3 719
4 350
-
-
Dividends
33 472
39 150
-
-
withholding
1 674
1 958
-
-
total
1 674
1 958
-
-
Income
43 500
43 500
43 500
43 500
Total tax
7 719
6 308
7 761
9 357
After tax
35 781
37 192
35 739
34 143
Living cost
3 983
3 983
3 983
3 983
Free-cash
31 798
33 209
31 756
30 160

Estimated living cost  is ₴3983 per week

₴2325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴13328
₴14633
₴14283
₴11533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
6 000
other
-
-
-
1 349
health
-
-
-
1 527
social contributions
-
-
-
1 240
pensions
-
-
-
8 710
surtax
-
-
-
-
total
-
-
-
18 826
Employee
12 999
-
34 265
-
pensions
1 470
-
2 134
-
income
767
-
6 130
-
social contributions
371
-
976
-
surtax
-
-
-
-
total
2 608
-
9 240
-
Employer
12 999
-
34 265
-
health
910
-
2 876
-
social contributions
39
-
103
-
pensions
2 135
-
3 638
-
unemployment
526
-
1 388
-
other
448
-
1 231
-
total
4 058
-
9 236
-
Corporate
26 442
43 500
-
-
income
7 404
12 180
-
-
surtax
-
-
-
-
total
7 404
12 180
-
-
Dividends
19 038
31 320
-
-
social contributions
3 274
5 387
-
-
surtax
-
-
-
-
withholding
2 437
4 009
-
-
total
5 711
9 396
-
-
Income
43 500
43 500
43 500
43 500
Total tax
19 781
21 576
18 476
18 826
After tax
23 719
21 924
25 024
24 674
Living cost
10 391
10 391
10 391
10 391
Free-cash
13 328
11 533
14 633
14 283

Estimated living cost  is ₴10391 per week

₴6552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴6803
₴13370
₴11989
₴8664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
pensions
-
-
-
3 558
income
-
-
-
11 485
health
-
-
-
3 745
total
-
-
-
18 788
Employee
25 936
25 936
37 856
-
health
3 981
3 386
3 745
-
pensions
4 669
3 558
3 558
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 245
4 245
4 460
-
total
12 895
11 189
11 763
-
Employer
25 936
25 936
37 856
-
health
1 803
1 803
2 240
-
pensions
1 805
1 805
2 244
-
unemployment
934
934
1 160
-
total
4 542
4 542
5 644
-
Corporate
13 340
13 022
-
-
income
2 668
2 605
-
-
total
2 668
2 605
-
-
Dividends
10 672
10 417
-
-
income
2 268
2 214
-
-
withholding
1 601
1 563
-
-
total
3 869
3 777
-
-
Income
43 500
43 500
43 500
43 500
Total tax
23 974
22 113
17 407
18 788
After tax
19 526
21 387
26 093
24 712
Living cost
12 723
12 723
12 723
12 723
Free-cash
6 803
8 664
13 370
11 989

Estimated living cost  is ₴12723 per week

₴9017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴16116
₴19210
₴14583
₴12759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 500
trade
-
-
-
4 627
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 338
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 075
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
678
total
-
-
-
19 718
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 617
-
43 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 075
-
2 075
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

324
-
12 338
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
678
-
total
2 417
-
15 091
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 883
43 500
-
-
income
4 783
6 525
-
-
trade
5 022
6 851
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

263
359
-
-
chamber of commerce
92
108
-
-
total
10 160
13 843
-
-
Dividends
21 724
29 656
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

292
401
-
-
withholding
5 316
7 298
-
-
total
5 608
7 699
-
-
Income
43 500
43 500
43 500
43 500
Total tax
18 185
21 542
15 091
19 718
After tax
25 315
21 958
28 409
23 782
Living cost
9 199
9 199
9 199
9 199
Free-cash
16 116
12 759
19 210
14 583

Estimated living cost  is ₴9199 per week

₴5787
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴23081
₴22793
₴23201
₴24735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
7 244
health
-
-
-
1 109
social contributions
-
-
-
4 914
total
-
-
-
13 267
Employee
23 355
23 355
40 143
-
health
181
397
682
-
income
2 543
2 162
7 023
-
social contributions
883
1 938
2 614
-
total
3 607
4 497
10 319
-
Employer
23 355
23 355
40 143
-
health
197
432
742
-
social contributions
883
1 938
2 614
-
total
1 080
2 370
3 356
-
Corporate
31 782
17 775
-
-
income
3 973
2 222
-
-
total
3 973
2 222
-
-
Dividends
27 809
15 553
-
-
withholding
4 727
2 644
-
-
total
4 727
2 644
-
-
Income
43 500
43 500
43 500
43 500
Total tax
13 387
11 733
13 675
13 267
After tax
30 113
31 767
29 825
30 233
Living cost
7 032
7 032
7 032
7 032
Free-cash
23 081
24 735
22 793
23 201

Estimated living cost  is ₴7032 per week

₴4214
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴690
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴14909
₴11112
₴14112
₴15216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
43 500
income
-
-
-
4 745
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
15 116
surtax
-
-
-
-
total
-
-
-
19 861
Employee
13 969
-
35 151
-
income
2 906
-
10 645
-
social contributions
1 537
-
3 867
-
surtax
-
-
-
-
total
4 443
-
14 512
-
Employer
13 969
-
35 151
-
social contributions
3 318
-
8 349
-
total
3 318
-
8 349
-
Corporate
26 214
43 500
-
-
income
5 505
9 135
-
-
surtax
-
-
-
-
total
5 505
9 135
-
-
Dividends
20 709
34 365
-
-
withholding
5 798
9 622
-
-
total
5 798
9 622
-
-
Income
43 500
43 500
43 500
43 500
Total tax
19 064
18 757
22 861
19 861
After tax
24 436
24 743
20 639
23 639
Living cost
9 527
9 527
9 527
9 527
Free-cash
14 909
15 216
11 112
14 112

Estimated living cost  is ₴9527 per week

₴7128
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1678
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴38635
₴32534
₴40799
₴39059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
43 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
435
total
-
-
-
435
Employee
2 832
-
43 500
-
income
566
-
8 700
-
total
566
-
8 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 668
43 500
-
-
total
-
-
-
-
Dividends
40 668
43 500
-
-
withholding
2 033
2 175
-
-
total
2 033
2 175
-
-
Income
43 500
43 500
43 500
43 500
Total tax
2 599
2 175
8 700
435
After tax
40 901
41 325
34 800
43 065
Living cost
2 266
2 266
2 266
2 266
Free-cash
38 635
39 059
32 534
40 799

Estimated living cost  is ₴2266 per week

₴1404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴62
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴19264
₴12456
₴13608
₴21804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
43 500
pensions
-
-
-
7 944
unemployment
-
-
-
65
income
-
-
-
9 457
health
-
-
-
4 280
total
-
-
-
21 746
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 431
-
37 640
-
health
867
-
2 431
-
unemployment
19
-
52
-
pensions
2 082
-
5 834
-
income
2 316
-
8 721
-
total
5 284
-
17 038
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 431
-
37 640
-
health
895
-
2 507
-
pensions
1 188
-
3 331
-
unemployment
8
-
22
-
total
2 091
-
5 860
-
Corporate
27 978
43 500
-
-
income
5 316
8 265
-
-
total
5 316
8 265
-
-
Dividends
22 663
35 235
-
-
withholding
3 399
5 285
-
-
total
3 399
5 285
-
-
Income
43 500
43 500
43 500
43 500
Total tax
16 090
13 550
22 898
21 746
After tax
27 410
29 950
20 602
21 754
Living cost
8 146
8 146
8 146
8 146
Free-cash
19 264
21 804
12 456
13 608

Estimated living cost  is ₴8146 per week

₴5591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴16706
₴20515
₴21891
₴15645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
43 500
income
-
-
-
8 645
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 939
total
-
-
-
10 584
Employee
13 933
-
42 103
-
social contributions
1 396
-
1 397
-
income
1 512
-
9 166
-
total
2 908
-
10 563
-
Employer
13 933
-
42 103
-
social contributions
1 396
-
1 397
-
total
1 396
-
1 397
-
Corporate
28 171
43 500
-
-
income
9 860
15 225
-
-
total
9 860
15 225
-
-
Dividends
18 311
28 275
-
-
social contributions
1 605
1 605
-
-
total
1 605
1 605
-
-
Income
43 500
43 500
43 500
43 500
Total tax
15 769
16 830
11 960
10 584
After tax
27 731
26 670
31 540
32 916
Living cost
11 025
11 025
11 025
11 025
Free-cash
16 706
15 645
20 515
21 891

Estimated living cost  is ₴11025 per week

₴7262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴20256
₴20893
₴21496
₴20098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
6 525
health
-
-
-
3 036
social contributions
-
-
-
6 003
total
-
-
-
15 564
Employee
10 298
-
43 500
-
health
719
-
3 036
-
income
1 718
-
7 128
-
social contributions
1 421
-
6 003
-
total
3 858
-
16 167
-
Employer
10 298
-
43 500
-
total
-
-
-
-
Corporate
33 202
43 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 660
2 175
-
-
total
1 660
2 175
-
-
Dividends
31 542
41 325
-
-
social contributions
4 353
5 703
-
-
withholding
4 731
6 199
-
-
health
2 202
2 885
-
-
total
11 286
14 787
-
-
Income
43 500
43 500
43 500
43 500
Total tax
16 804
16 962
16 167
15 564
After tax
26 696
26 538
27 333
27 936
Living cost
6 440
6 440
6 440
6 440
Free-cash
20 256
20 098
20 893
21 496

Estimated living cost  is ₴6440 per week

₴4310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1584
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴18408
₴13567
₴15032
₴21443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
4 154
health
-
-
-
5 873
social contributions
-
-
-
9 934
solidarity contribution
-
-
-
-
total
-
-
-
19 961
Employee
12 511
-
32 463
-
health
1 689
-
4 382
-
solidarity contribution
-
-
-
-
income
1 501
-
3 896
-
social contributions
813
-
2 110
-
total
4 003
-
10 388
-
Employer
12 511
-
32 463
-
health
1 126
-
2 922
-
social contributions
3 128
-
8 116
-
total
4 254
-
11 038
-
Corporate
26 736
43 500
-
-
income
5 080
8 265
-
-
total
5 080
8 265
-
-
Dividends
21 656
35 235
-
-
withholding
3 248
5 285
-
-
total
3 248
5 285
-
-
Income
43 500
43 500
43 500
43 500
Total tax
16 585
13 550
21 426
19 961
After tax
26 915
29 950
22 074
23 539
Living cost
8 507
8 507
8 507
8 507
Free-cash
18 408
21 443
13 567
15 032

Estimated living cost  is ₴8507 per week

₴6327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1562
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴37132
₴31269
₴39534
₴37794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
43 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
435
total
-
-
-
435
Employee
4 414
-
43 500
-
income
883
-
8 700
-
total
883
-
8 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

39 086
43 500
-
-
total
-
-
-
-
Dividends
39 086
43 500
-
-
withholding
1 954
2 175
-
-
total
1 954
2 175
-
-
Income
43 500
43 500
43 500
43 500
Total tax
2 837
2 175
8 700
435
After tax
40 663
41 325
34 800
43 065
Living cost
3 531
3 531
3 531
3 531
Free-cash
37 132
37 794
31 269
39 534

Estimated living cost  is ₴3531 per week

₴2389
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴118
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴875
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴9342
₴10355
₴10005
₴7255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
6 000
other
-
-
-
1 349
health
-
-
-
1 527
social contributions
-
-
-
1 240
pensions
-
-
-
8 710
surtax
-
-
-
-
total
-
-
-
18 826
Employee
19 022
-
34 265
-
pensions
2 152
-
2 134
-
income
1 660
-
6 130
-
social contributions
542
-
976
-
surtax
-
-
-
-
total
4 354
-
9 240
-
Employer
19 022
-
34 265
-
health
1 331
-
2 876
-
social contributions
57
-
103
-
pensions
3 126
-
3 638
-
unemployment
771
-
1 388
-
other
656
-
1 231
-
total
5 941
-
9 236
-
Corporate
18 536
43 500
-
-
income
5 190
12 180
-
-
surtax
-
-
-
-
total
5 190
12 180
-
-
Dividends
13 346
31 320
-
-
social contributions
2 296
5 387
-
-
surtax
-
-
-
-
withholding
1 708
4 009
-
-
total
4 004
9 396
-
-
Income
43 500
43 500
43 500
43 500
Total tax
19 489
21 576
18 476
18 826
After tax
24 011
21 924
25 024
24 674
Living cost
14 669
14 669
14 669
14 669
Free-cash
9 342
7 255
10 355
10 005

Estimated living cost  is ₴14669 per week

₴9928
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1200
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3340
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴24707
₴20200
₴20201
₴26195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
43 500
pensions
-
-
-
5 815
unemployment
-
-
-
335
income
-
-
-
9 611
health
-
-
-
2 304
total
-
-
-
18 065
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 892
-
39 497
-
health
406
-
1 152
-
unemployment
59
-
168
-
pensions
1 105
-
3 131
-
income
1 088
-
9 611
-
total
2 658
-
14 062
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 892
-
39 497
-
health
406
-
1 152
-
pensions
947
-
2 684
-
unemployment
59
-
168
-
total
1 412
-
4 004
-
Corporate
34 195
43 500
-
-
income
5 129
6 525
-
-
total
5 129
6 525
-
-
Dividends
29 066
36 975
-
-
withholding
4 360
5 546
-
-
total
4 360
5 546
-
-
Income
43 500
43 500
43 500
43 500
Total tax
13 559
12 071
18 066
18 065
After tax
29 941
31 429
25 434
25 435
Living cost
5 234
5 234
5 234
5 234
Free-cash
24 707
26 195
20 200
20 201

Estimated living cost  is ₴5234 per week

₴3524
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴7955
₴12489
₴14603
-₴974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
pensions
-
-
-
4 002
city
-
-
-
459
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
870
health
-
-
-
98
regional
-
-
-
2 025
national
-
-
-
578
total
-
-
-
8 032
Employee
24 418
-
38 935
-
health
55
-
87
-
unemployment
-
-
-
-
city
262
-
419
-
pensions
2 051
-
3 271
-
regional
800
-
1 754
-
national
116
-
478
-
total
3 284
-
6 009
-
Employer
24 418
-
38 935
-
health
55
-
87
-
pensions
2 051
-
3 271
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

488
-
779
-
total
2 594
-
4 137
-
Corporate
16 219
43 500
-
-
regional
3 430
9 200
-
-
national
1 379
3 698
-
-
total
4 809
12 898
-
-
Dividends
11 410
30 602
-
-
withholding
3 993
10 711
-
-
total
3 993
10 711
-
-
Income
43 500
43 500
43 500
43 500
Total tax
14 680
23 609
10 146
8 032
After tax
28 820
19 891
33 354
35 468
Living cost
20 865
20 865
20 865
20 865
Free-cash
7 955
-974
12 489
14 603

Estimated living cost  is ₴20865 per week

₴13568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴16684
₴11794
₴17759
₴16218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
43 500
municipal
-
-
-
7 732
health
-
-
-
543
national
-
-
-
5 805
total
-
-
-
14 080
Employee
15 979
-
36 595
-
health
119
-
437
-
unemployment
240
-
549
-
pensions
1 078
-
2 470
-
national
264
-
3 719
-
municipal
2 617
-
5 965
-
total
4 318
-
13 140
-
Employer
15 979
-
36 595
-
health
123
-
282
-
pensions
2 772
-
6 349
-
accident
16
-
36
-
unemployment
104
-
238
-
total
3 015
-
6 905
-
Corporate
24 506
43 500
-
-
income
4 901
8 700
-
-
total
4 901
8 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 703
26 100
-
-
municipal
2 647
4 698
-
-
national
274
2 223
-
-
total
2 921
6 921
-
-
Income
43 500
43 500
43 500
43 500
Total tax
15 155
15 621
20 045
14 080
After tax
28 345
27 879
23 455
29 420
Living cost
11 661
11 661
11 661
11 661
Free-cash
16 684
16 218
11 794
17 759

Estimated living cost  is ₴11661 per week

₴7617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1122
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴8721
₴4801
₴8048
₴13275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 201
social contributions
-
-
-
6 826
national
-
-
-
15 351
total
-
-
-
24 378
Employee

The minimum management director salary is set at €45,000 per year.

21 725
-
33 692
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 021
-
1 583
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 133
-
1 757
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
293
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 629
-
2 527
-
national
6 679
-
11 658
-
total
10 651
-
17 818
-
Employer

The minimum management director salary is set at €45,000 per year.

21 725
-
33 692
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 336
-
2 072
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 925
-
2 985
-
surtax
2 463
-
3 820
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

282
-
438
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

317
-
492
-
total
6 323
-
9 807
-
Corporate
15 451
43 500
-
-
income
3 090
8 700
-
-
surtax
62
174
-
-
total
3 152
8 874
-
-
Dividends
12 299
34 626
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 579
10 277
-
-
total
3 579
10 277
-
-
Income
43 500
43 500
43 500
43 500
Total tax
23 705
19 151
27 625
24 378
After tax
19 795
24 349
15 875
19 122
Living cost
11 074
11 074
11 074
11 074
Free-cash
8 721
13 275
4 801
8 048

Estimated living cost  is ₴11074 per week

₴7133
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2799
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴10360
₴9627
₴9980
₴10654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
unemployment
-
-
-
29
municipal
-
-
-
10 492
other
-
-
-
3 335
health
-
-
-
1 791
national
-
-
-
1 616
accident
-
-
-
57
pensions
-
-
-
3 103
total
-
-
-
20 423
Employee
18 662
-
34 481
-
national
-
-
1 476
-
municipal
5 565
-
10 282
-
total
5 565
-
11 758
-
Employer
18 662
-
34 481
-
health
1 148
-
1 765
-
pensions
2 017
-
3 103
-
accident
37
-
57
-
unemployment
493
-
758
-
other
2 169
-
3 335
-
total
5 864
-
9 018
-
Corporate
18 974
43 500
-
-
income
4 174
9 570
-
-
total
4 174
9 570
-
-
Dividends
14 800
33 930
-
-
withholding
4 440
10 179
-
-
total
4 440
10 179
-
-
Income
43 500
43 500
43 500
43 500
Total tax
20 043
19 749
20 776
20 423
After tax
23 457
23 751
22 724
23 077
Living cost
13 097
13 097
13 097
13 097
Free-cash
10 360
10 654
9 627
9 980

Estimated living cost  is ₴13097 per week

₴8680
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2933
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₴6391
₴24660
₴15624
₴12027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
8 479
social contributions
-
-
-
4 959
total
-
-
-
13 438
Employee
20 701
-
-
-
income
4 566
-
-
-
social contributions
1 698
-
242
-
total
6 264
-
242
-
Employer
20 701
-
-
-
social contributions
29 189
-
4 160
-
total
29 189
-
4 160
-
Corporate
-
43 500
-
-
income
-
9 570
-
-
total
-
9 570
-
-
Dividends
-
33 930
-
-
income
-
7 465
-
-
total
-
7 465
-
-
Income
43 500
43 500
43 500
43 500
Total tax
35 453
17 035
4 402
13 438
After tax
8 047
26 465
39 098
30 062
Living cost
14 438
14 438
14 438
14 438
Free-cash
-6 391
12 027
24 660
15 624

Estimated living cost  is ₴14438 per week

₴9368
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴184
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴20656
₴19974
₴20382
₴21916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
7 244
health
-
-
-
1 109
social contributions
-
-
-
4 914
total
-
-
-
13 267
Employee
23 355
23 355
40 143
-
health
232
397
682
-
income
2 452
2 162
7 023
-
social contributions
1 135
1 938
2 614
-
total
3 819
4 497
10 319
-
Employer
23 355
23 355
40 143
-
health
253
432
742
-
social contributions
1 135
1 938
2 614
-
total
1 388
2 370
3 356
-
Corporate
28 441
17 775
-
-
income
3 555
2 222
-
-
total
3 555
2 222
-
-
Dividends
24 886
15 553
-
-
withholding
4 231
2 644
-
-
total
4 231
2 644
-
-
Income
43 500
43 500
43 500
43 500
Total tax
12 993
11 733
13 675
13 267
After tax
30 507
31 767
29 825
30 233
Living cost
9 851
9 851
9 851
9 851
Free-cash
20 656
21 916
19 974
20 382

Estimated living cost  is ₴9851 per week

₴6734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴20024
₴14572
₴18554
₴18452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
11 557
pensions
-
-
-
2 478
total
-
-
-
14 035
Employee
14 976
-
38 076
-
health
195
-
584
-
pensions
1 143
-
3 108
-
income
2 727
-
8 902
-
total
4 065
-
12 594
-
Employer
14 976
-
38 076
-
health
285
-
723
-
pensions
1 513
-
4 700
-
total
1 798
-
5 423
-
Corporate
26 726
43 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 078
8 265
-
-
total
5 078
8 265
-
-
Dividends
21 648
35 235
-
-
withholding
1 624
5 872
-
-
total
1 624
5 872
-
-
Income
43 500
43 500
43 500
43 500
Total tax
12 565
14 137
18 017
14 035
After tax
30 935
29 363
25 483
29 465
Living cost
10 911
10 911
10 911
10 911
Free-cash
20 024
18 452
14 572
18 554

Estimated living cost  is ₴10911 per week

₴7485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1003
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2285
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴9433
₴6786
₴8761
₴10813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
municipal
-
-
-
291
regional
-
-
-
985
social contributions
-
-
-
11 188
national
-
-
-
10 176
total
-
-
-
22 640
Employee
25 593
-
43 500
-
social contributions
8 630
-
14 668
-
regional
386
-
853
-
national
4 325
-
8 835
-
municipal
153
-
259
-
total
13 494
-
24 615
-
Employer
25 593
-
43 500
-
total
-
-
-
-
Corporate
17 907
43 500
-
-
nationa
4 297
10 440
-
-
municipal
863
2 097
-
-
total
5 160
12 537
-
-
Dividends
12 746
30 963
-
-
withholding
3 314
8 051
-
-
total
3 314
8 051
-
-
Income
43 500
43 500
43 500
43 500
Total tax
21 968
20 588
24 615
22 640
After tax
21 532
22 912
18 885
20 860
Living cost
12 099
12 099
12 099
12 099
Free-cash
9 433
10 813
6 786
8 761

Estimated living cost  is ₴12099 per week

₴8499
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴2518
₴16756
₴23214
-₴3033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
pensions
-
-
-
1 240
income
-
-
-
11 655
other
-
-
-
110
health
-
-
-
650
accident
-
-
-
75
total
-
-
-
13 730
Employee
10 314
-
38 625
-
health
1 181
-
4 423
-
pensions
1 161
-
2 274
-
income
1 415
-
8 617
-
total
3 757
-
15 314
-
Employer
10 314
-
38 625
-
pensions
1 677
-
3 283
-
accident
172
-
645
-
unemployment
253
-
946
-
total
2 102
-
4 874
-
Corporate
31 085
43 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

27 976
39 150
-
-
total
27 976
39 150
-
-
Dividends
3 109
4 350
-
-
withholding
591
827
-
-
total
591
827
-
-
Income
43 500
43 500
43 500
43 500
Total tax
34 426
39 977
20 188
13 730
After tax
9 074
3 523
23 312
29 770
Living cost
6 556
6 556
6 556
6 556
Free-cash
2 518
-3 033
16 756
23 214

Estimated living cost  is ₴6556 per week

₴4805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴14650
₴16683
₴12467
₴10677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 500
trade
-
-
-
4 216
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 338
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 075
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
678
total
-
-
-
19 307
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 112
-
43 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 075
-
2 075
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 243
-
12 338
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
678
-
total
3 387
-
15 091
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 388
43 500
-
-
income
4 258
6 525
-
-
trade
4 074
6 242
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

234
359
-
-
chamber of commerce
88
110
-
-
total
8 654
13 236
-
-
Dividends
19 735
30 264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

265
410
-
-
withholding
4 818
7 451
-
-
total
5 083
7 861
-
-
Income
43 500
43 500
43 500
43 500
Total tax
17 124
21 097
15 091
19 307
After tax
26 376
22 403
28 409
24 193
Living cost
11 726
11 726
11 726
11 726
Free-cash
14 650
10 677
16 683
12 467

Estimated living cost  is ₴11726 per week

₴8089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1262
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴25990
₴18050
₴7468
₴28481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
43 500
income
-
-
-
6 983
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 637
surtax
-
-
-
11 093
total
-
-
-
29 713
Employee
8 875
-
35 055
-
income
1 580
-
6 830
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

976
-
3 856
-
surtax
-
-
-
-
total
2 556
-
10 686
-
Employer
8 875
-
35 055
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 138
-
8 445
-
surtax
-
-
-
-
total
2 138
-
8 445
-
Corporate
32 487
43 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

6 497
8 700
-
-
total
6 497
8 700
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

25 990
34 800
-
-
total
-
-
-
-
Income
43 500
43 500
43 500
43 500
Total tax
11 191
8 700
19 131
29 713
After tax
32 309
34 800
24 369
13 787
Living cost
6 319
6 319
6 319
6 319
Free-cash
25 990
28 481
18 050
7 468

Estimated living cost  is ₴6319 per week

₴4031
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴22665
₴21895
₴22169
₴23297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
12 644
health
-
-
-
2 034
pensions
-
-
-
2 806
total
-
-
-
17 484
Employee
5 859
-
40 343
-
health
293
-
702
-
unemployment
59
-
140
-
pensions
527
-
1 263
-
income
1 133
-
12 496
-
total
2 012
-
14 601
-
Employer
5 859
-
40 343
-
health
557
-
1 333
-
pensions
645
-
1 543
-
unemployment
117
-
281
-
total
1 319
-
3 157
-
Corporate
36 322
43 500
-
-
income
7 991
9 570
-
-
total
7 991
9 570
-
-
Dividends
28 331
33 930
-
-
withholding
5 666
6 786
-
-
total
5 666
6 786
-
-
Income
43 500
43 500
43 500
43 500
Total tax
16 988
16 356
17 758
17 484
After tax
26 512
27 144
25 742
26 016
Living cost
3 847
3 847
3 847
3 847
Free-cash
22 665
23 297
21 895
22 169

Estimated living cost  is ₴3847 per week

₴2286
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴88
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1161
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴19574
₴12716
₴13820
₴20539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
pensions
-
-
-
8 107
unemployment
-
-
-
69
income
-
-
-
10 335
other
-
-
-
-
health
-
-
-
2 878
surtax
-
-
-
1 469
total
-
-
-
22 858
Employee
10 228
-
35 936
-
health
261
-
916
-
unemployment
712
-
2 501
-
pensions
682
-
2 397
-
income
1 715
-
9 289
-
other
-
-
-
-
surtax
36
-
1 295
-
total
3 406
-
16 398
-
Employer
10 228
-
35 936
-
health
465
-
1 635
-
pensions
1 364
-
4 790
-
unemployment
324
-
1 139
-
other
-
-
-
-
total
2 153
-
7 564
-
Corporate
31 119
43 500
-
-
income
8 091
11 310
-
-
total
8 091
11 310
-
-
Dividends
23 028
32 190
-
-
withholding
3 454
4 829
-
-
total
3 454
4 829
-
-
Income
43 500
43 500
43 500
43 500
Total tax
17 104
16 139
23 962
22 858
After tax
26 396
27 361
19 538
20 642
Living cost
6 822
6 822
6 822
6 822
Free-cash
19 574
20 539
12 716
13 820

Estimated living cost  is ₴6822 per week

₴4119
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴14356
₴1828
₴12535
₴14507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
pensions
-
-
-
6 564
chamber of commerce
-
-
-
174
unemployment
-
-
-
1 863
income
-
-
-