Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 43000
per

Your estimated
City
free-cash

Andorra , Andorra
₴29380
₴23892
₴22749
₴28339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
9 460
income
-
-
-
1 471
total
-
-
-
10 931
Employee
9 968
-
37 230
-
social contributions
648
-
2 420
-
income
-
-
1 598
-
total
648
-
4 018
-
Employer
9 968
-
37 230
-
social contributions
1 545
-
5 770
-
total
1 545
-
5 770
-
Corporate
31 487
43 000
-
-
income
3 148
4 300
-
-
total
3 148
4 300
-
-
Dividends
28 339
38 700
-
-
total
-
-
-
-
Income
43 000
43 000
43 000
43 000
Total tax
5 341
4 300
9 788
10 931
After tax
37 659
38 700
33 212
32 069
Living cost
9 320
9 320
9 320
9 320
Free-cash
28 339
29 380
23 892
22 749

Estimated living cost  is ₴9320 per week

₴6026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴14043
₴1623
₴11985
₴13891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
chamber of commerce
-
-
-
172
unemployment
-
-
-
1 902
health
-
-
-
2 771
pensions
-
-
-
6 701
income
-
-
-
9 577
surtax
-
-
-
-
total
-
-
-
21 123
Employee
13 553
12 356
33 390
-
health
524
478
1 292
-
pensions
1 388
1 265
3 419
-
other
135
124
334
-
unemployment
407
371
1 001
-
income
1 207
911
7 777
-
total
3 661
3 149
13 823
-
Employer
13 553
12 356
33 390
-
pensions
1 701
1 551
4 190
-
accident
176
161
434
-
unemployment
407
371
1 001
-
surtax
-
-
-
-
payroll
407
371
1 001
-
chamber of commerce
54
49
134
-
health
512
467
1 262
-
other
644
587
1 586
-
total
3 901
3 557
9 608
-
Corporate
25 546
27 088
32 214
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 386
6 772
8 054
-
total
6 386
6 772
8 054
-
Dividends
19 160
20 316
-
-
withholding
5 269
5 587
-
-
total
5 269
5 587
-
-
Income
43 000
43 000
43 000
43 000
Total tax
19 217
19 065
31 485
21 123
After tax
23 783
23 935
11 515
21 877
Living cost
9 892
9 892
9 892
9 892
Free-cash
13 891
14 043
1 623
11 985

Estimated living cost  is ₴9892 per week

₴5934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴12978
₴577
₴10891
₴12497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
chamber of commerce
-
-
-
172
unemployment
-
-
-
1 902
health
-
-
-
2 771
pensions
-
-
-
6 701
income
-
-
-
9 577
surtax
-
-
-
61
total
-
-
-
21 184
Employee
15 495
12 356
33 342
-
health
600
478
1 290
-
pensions
1 587
1 265
3 414
-
other
155
124
334
-
unemployment
465
371
1 000
-
income
1 764
911
7 761
-
total
4 571
3 149
13 799
-
Employer
15 495
12 356
33 342
-
pensions
1 945
1 551
4 185
-
accident
201
161
434
-
unemployment
465
371
1 000
-
surtax
61
61
61
-
payroll
465
371
1 000
-
chamber of commerce
62
49
134
-
health
585
467
1 260
-
other
736
587
1 584
-
total
4 520
3 618
9 658
-
Corporate
22 985
27 027
32 165
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 746
6 756
8 041
-
total
5 746
6 756
8 041
-
Dividends
17 239
20 270
-
-
withholding
4 741
5 574
-
-
total
4 741
5 574
-
-
Income
43 000
43 000
43 000
43 000
Total tax
19 578
19 097
31 498
21 184
After tax
23 422
23 903
11 502
21 816
Living cost
10 925
10 925
10 925
10 925
Free-cash
12 497
12 978
577
10 891

Estimated living cost  is ₴10925 per week

₴7287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴179
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴12767
₴4484
₴7684
₴8117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
6 770
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 174
national
-
-
-
15 067
total
-
-
-
24 011
Employee

The minimum management director salary is set at €45,000 per year.

22 178
-
33 305
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 042
-
1 565
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 663
-
2 498
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 157
-
1 737
-
national
6 819
-
11 428
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

193
-
289
-
total
10 874
-
17 517
-
Employer

The minimum management director salary is set at €45,000 per year.

22 178
-
33 305
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

288
-
433
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
486
-
surtax
2 515
-
3 776
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 364
-
2 048
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 965
-
2 951
-
total
6 456
-
9 694
-
Corporate
14 366
43 000
-
-
surtax
58
172
-
-
income
2 873
8 600
-
-
total
2 931
8 772
-
-
Dividends
11 435
34 228
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 317
10 156
-
-
total
3 317
10 156
-
-
Income
43 000
43 000
43 000
43 000
Total tax
23 578
18 928
27 211
24 011
After tax
19 422
24 072
15 789
18 989
Living cost
11 305
11 305
11 305
11 305
Free-cash
8 117
12 767
4 484
7 684

Estimated living cost  is ₴11305 per week

₴7282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴988
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴31435
₴29891
₴28330
₴29545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
unemployment
-
-
-
43
health
-
-
-
1 245
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 602
income
-
-
-
6 450
total
-
-
-
9 340
Employee
7 058
-
40 876
-
accident

We are using the highest rate at 1.1%.

78
-
119
-
health
325
-
498
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

620
-
950
-
income
706
-
4 088
-
total
1 729
-
5 655
-
Employer
7 058
-
40 876
-
accident

We are using the highest rate at 1.1%.

78
-
119
-
unemployment
42
-
65
-
health
487
-
747
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

778
-
1 193
-
total
1 385
-
2 124
-
Corporate
34 557
43 000
-
-
income
3 456
4 300
-
-
total
3 456
4 300
-
-
Dividends
31 101
38 700
-
-
withholding
1 555
1 935
-
-
total
1 555
1 935
-
-
Income
43 000
43 000
43 000
43 000
Total tax
8 125
6 235
7 779
9 340
After tax
34 875
36 765
35 221
33 660
Living cost
5 330
5 330
5 330
5 330
Free-cash
29 545
31 435
29 891
28 330

Estimated living cost  is ₴5330 per week

₴3525
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴127
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴32702
₴31158
₴29597
₴31264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
unemployment
-
-
-
43
health
-
-
-
1 245
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 602
income
-
-
-
6 450
total
-
-
-
9 340
Employee
5 380
-
40 876
-
accident

We are using the highest rate at 1.1%.

59
-
119
-
health
247
-
498
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

472
-
950
-
income
538
-
4 088
-
total
1 316
-
5 655
-
Employer
5 380
-
40 876
-
accident

We are using the highest rate at 1.1%.

59
-
119
-
unemployment
32
-
65
-
health
371
-
747
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

593
-
1 193
-
total
1 055
-
2 124
-
Corporate
36 565
43 000
-
-
income
3 657
4 300
-
-
total
3 657
4 300
-
-
Dividends
32 908
38 700
-
-
withholding
1 645
1 935
-
-
total
1 645
1 935
-
-
Income
43 000
43 000
43 000
43 000
Total tax
7 673
6 235
7 779
9 340
After tax
35 327
36 765
35 221
33 660
Living cost
4 063
4 063
4 063
4 063
Free-cash
31 264
32 702
31 158
29 597

Estimated living cost  is ₴4063 per week

₴2372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴24228
₴22383
₴22792
₴22541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
5 017
health
-
-
-
1 097
income
-
-
-
6 915
total
-
-
-
13 029
Employee
23 842
23 842
39 599
-
health
185
405
673
-
social contributions
901
1 979
2 669
-
income
2 596
2 207
6 694
-
total
3 682
4 591
10 036
-
Employer
23 842
23 842
39 599
-
social contributions
901
1 979
2 669
-
health
201
441
733
-
total
1 102
2 420
3 402
-
Corporate
31 037
16 738
-
-
income
3 880
2 092
-
-
total
3 880
2 092
-
-
Dividends
27 157
14 646
-
-
withholding
4 616
2 490
-
-
total
4 616
2 490
-
-
Income
43 000
43 000
43 000
43 000
Total tax
13 280
11 593
13 438
13 029
After tax
29 720
31 407
29 562
29 971
Living cost
7 179
7 179
7 179
7 179
Free-cash
22 541
24 228
22 383
22 792

Estimated living cost  is ₴7179 per week

₴4302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴21350
₴19505
₴19914
₴20063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
5 017
health
-
-
-
1 097
income
-
-
-
6 915
total
-
-
-
13 029
Employee
23 842
23 842
39 599
-
health
237
405
673
-
social contributions
1 159
1 979
2 669
-
income
2 504
2 207
6 694
-
total
3 900
4 591
10 036
-
Employer
23 842
23 842
39 599
-
social contributions
1 159
1 979
2 669
-
health
258
441
733
-
total
1 417
2 420
3 402
-
Corporate
27 627
16 738
-
-
income
3 453
2 092
-
-
total
3 453
2 092
-
-
Dividends
24 174
14 646
-
-
withholding
4 110
2 490
-
-
total
4 110
2 490
-
-
Income
43 000
43 000
43 000
43 000
Total tax
12 880
11 593
13 438
13 029
After tax
30 120
31 407
29 562
29 971
Living cost
10 057
10 057
10 057
10 057
Free-cash
20 063
21 350
19 505
19 914

Estimated living cost  is ₴10057 per week

₴6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴22309
₴14525
₴15397
₴19707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
10 498
health
-
-
-
5 805
solidarity contribution
-
-
-
-
income
-
-
-
4 004
total
-
-
-
20 307
Employee
10 729
-
32 090
-
health
1 448
-
4 332
-
social contributions
697
-
2 086
-
solidarity contribution
-
-
-
-
income
1 288
-
3 851
-
total
3 433
-
10 269
-
Employer
10 729
-
32 090
-
social contributions
2 682
-
8 022
-
health
966
-
2 888
-
total
3 648
-
10 910
-
Corporate
28 623
43 000
-
-
income
5 438
8 170
-
-
total
5 438
8 170
-
-
Dividends
23 185
34 830
-
-
withholding
3 478
5 225
-
-
total
3 478
5 225
-
-
Income
43 000
43 000
43 000
43 000
Total tax
15 997
13 395
21 179
20 307
After tax
27 003
29 605
21 821
22 693
Living cost
7 296
7 296
7 296
7 296
Free-cash
19 707
22 309
14 525
15 397

Estimated living cost  is ₴7296 per week

₴5068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴20615
₴12831
₴13703
₴17408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
10 498
health
-
-
-
5 805
solidarity contribution
-
-
-
-
income
-
-
-
4 004
total
-
-
-
20 307
Employee
13 221
-
32 090
-
health
1 785
-
4 332
-
social contributions
859
-
2 086
-
solidarity contribution
-
-
-
-
income
1 587
-
3 851
-
total
4 231
-
10 269
-
Employer
13 221
-
32 090
-
social contributions
3 305
-
8 022
-
health
1 190
-
2 888
-
total
4 495
-
10 910
-
Corporate
25 284
43 000
-
-
income
4 804
8 170
-
-
total
4 804
8 170
-
-
Dividends
20 480
34 830
-
-
withholding
3 072
5 225
-
-
total
3 072
5 225
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 602
13 395
21 179
20 307
After tax
26 398
29 605
21 821
22 693
Living cost
8 990
8 990
8 990
8 990
Free-cash
17 408
20 615
12 831
13 703

Estimated living cost  is ₴8990 per week

₴6686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴24735
-₴24735
₴11069
-₴24735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
labour market
-
-
-
3 418
municipal
-
-
-
8 608
pensions
-
-
-
269
national
-
-
-
4 664
total
-
-
-
16 959
Employee
63 195
63 195
63 195
-
municipal
13 457
13 457
13 457
-
pensions
90
90
90
-
national
7 720
7 720
7 720
-
labour market
5 048
5 048
5 048
-
total
26 315
26 315
26 315
-
Employer
63 195
63 195
63 195
-
labour market
5 056
5 056
5 056
-
national
7 734
7 734
7 734
-
municipal
13 478
13 478
13 478
-
pensions
180
180
180
-
total
26 448
26 448
26 448
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
43 000
43 000
43 000
43 000
Total tax
52 763
52 763
52 763
16 959
After tax
-9 763
-9 763
-9 763
26 041
Living cost
14 972
14 972
14 972
14 972
Free-cash
-24 735
-24 735
-24 735
11 069

Estimated living cost  is ₴14972 per week

₴10247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴26911
₴17295
₴15559
₴24985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
health
-
-
-
5 590
pensions
-
-
-
8 600
income
-
-
-
5 762
total
-
-
-
19 952
Employee
8 796
-
32 137
-
pensions
176
-
643
-
unemployment
141
-
514
-
income
990
-
6 196
-
total
1 307
-
7 353
-
Employer
8 796
-
32 137
-
pensions
1 759
-
6 428
-
unemployment
71
-
257
-
health
1 143
-
4 178
-
total
2 973
-
10 863
-
Corporate
31 231
43 000
-
-
income
6 246
8 600
-
-
total
6 246
8 600
-
-
Dividends
24 985
34 400
-
-
total
-
-
-
-
Income
43 000
43 000
43 000
43 000
Total tax
10 526
8 600
18 216
19 952
After tax
32 474
34 400
24 784
23 048
Living cost
7 489
7 489
7 489
7 489
Free-cash
24 985
26 911
17 295
15 559

Estimated living cost  is ₴7489 per week

₴5137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1756
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴15762
₴11392
₴17287
₴16109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
43 000
health
-
-
-
533
municipal
-
-
-
7 644
national
-
-
-
5 632
total
-
-
-
13 809
Employee
16 313
-
36 174
-
health
122
-
428
-
municipal
2 672
-
5 897
-
pensions
1 101
-
2 442
-
national
269
-
3 570
-
unemployment
245
-
542
-
total
4 409
-
12 879
-
Employer
16 313
-
36 174
-
accident
16
-
36
-
unemployment
106
-
235
-
health
125
-
278
-
pensions
2 830
-
6 276
-
total
3 077
-
6 825
-
Corporate
23 610
43 000
-
-
income
4 722
8 600
-
-
total
4 722
8 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 166
25 800
-
-
municipal
2 550
4 644
-
-
national
229
2 090
-
-
total
2 779
6 734
-
-
Income
43 000
43 000
43 000
43 000
Total tax
14 987
15 334
19 704
13 809
After tax
28 013
27 666
23 296
29 191
Living cost
11 904
11 904
11 904
11 904
Free-cash
16 109
15 762
11 392
17 287

Estimated living cost  is ₴11904 per week

₴7776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2794
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴12115
₴15374
₴14863
₴13837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
1 225
health
-
-
-
1 456
pensions
-
-
-
8 774
other
-
-
-
1 333
income
-
-
-
5 792
surtax
-
-
-
-
total
-
-
-
18 580
Employee
11 845
-
33 968
-
income
611
-
5 993
-
social contributions
338
-
968
-
pensions
1 340
-
2 076
-
surtax
-
-
-
-
total
2 289
-
9 037
-
Employer
11 845
-
33 968
-
pensions
1 946
-
3 546
-
social contributions
35
-
102
-
unemployment
480
-
1 376
-
health
829
-
2 805
-
other
409
-
1 203
-
total
3 699
-
9 032
-
Corporate
27 456
43 000
-
-
surtax
-
-
-
-
income
7 688
12 040
-
-
total
7 688
12 040
-
-
Dividends
19 768
30 960
-
-
surtax
-
-
-
-
withholding
2 530
3 963
-
-
social contributions
3 400
5 325
-
-
total
5 930
9 288
-
-
Income
43 000
43 000
43 000
43 000
Total tax
19 606
21 328
18 069
18 580
After tax
23 394
21 672
24 931
24 420
Living cost
9 557
9 557
9 557
9 557
Free-cash
13 837
12 115
15 374
14 863

Estimated living cost  is ₴9557 per week

₴5543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴11064
₴14323
₴13812
₴12897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
1 225
health
-
-
-
1 456
pensions
-
-
-
8 774
other
-
-
-
1 333
income
-
-
-
5 792
surtax
-
-
-
-
total
-
-
-
18 580
Employee
13 270
-
33 968
-
income
783
-
5 993
-
social contributions
378
-
968
-
pensions
1 500
-
2 076
-
surtax
-
-
-
-
total
2 661
-
9 037
-
Employer
13 270
-
33 968
-
pensions
2 180
-
3 546
-
social contributions
40
-
102
-
unemployment
537
-
1 376
-
health
929
-
2 805
-
other
458
-
1 203
-
total
4 144
-
9 032
-
Corporate
25 586
43 000
-
-
surtax
-
-
-
-
income
7 164
12 040
-
-
total
7 164
12 040
-
-
Dividends
18 422
30 960
-
-
surtax
-
-
-
-
withholding
2 358
3 963
-
-
social contributions
3 168
5 325
-
-
total
5 526
9 288
-
-
Income
43 000
43 000
43 000
43 000
Total tax
19 495
21 328
18 069
18 580
After tax
23 505
21 672
24 931
24 420
Living cost
10 608
10 608
10 608
10 608
Free-cash
12 897
11 064
14 323
13 812

Estimated living cost  is ₴10608 per week

₴6689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴6697
₴9956
₴9445
₴8829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
1 225
health
-
-
-
1 456
pensions
-
-
-
8 774
other
-
-
-
1 333
income
-
-
-
5 792
surtax
-
-
-
-
total
-
-
-
18 580
Employee
19 419
-
33 968
-
income
1 694
-
5 993
-
social contributions
553
-
968
-
pensions
2 196
-
2 076
-
surtax
-
-
-
-
total
4 443
-
9 037
-
Employer
19 419
-
33 968
-
pensions
3 191
-
3 546
-
social contributions
58
-
102
-
unemployment
787
-
1 376
-
health
1 359
-
2 805
-
other
670
-
1 203
-
total
6 065
-
9 032
-
Corporate
17 516
43 000
-
-
surtax
-
-
-
-
income
4 904
12 040
-
-
total
4 904
12 040
-
-
Dividends
12 611
30 960
-
-
surtax
-
-
-
-
withholding
1 615
3 963
-
-
social contributions
2 169
5 325
-
-
total
3 784
9 288
-
-
Income
43 000
43 000
43 000
43 000
Total tax
19 196
21 328
18 069
18 580
After tax
23 804
21 672
24 931
24 420
Living cost
14 975
14 975
14 975
14 975
Free-cash
8 829
6 697
9 956
9 445

Estimated living cost  is ₴14975 per week

₴10135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴205
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴38661
₴32211
₴40381
₴38251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
43 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
430
total
-
-
-
430
Employee
2 736
-
43 000
-
income
547
-
8 600
-
total
547
-
8 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 264
43 000
-
-
total
-
-
-
-
Dividends
40 264
43 000
-
-
withholding
2 013
2 150
-
-
total
2 013
2 150
-
-
Income
43 000
43 000
43 000
43 000
Total tax
2 560
2 150
8 600
430
After tax
40 440
40 850
34 400
42 570
Living cost
2 189
2 189
2 189
2 189
Free-cash
38 251
38 661
32 211
40 381

Estimated living cost  is ₴2189 per week

₴1356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴60
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴37439
₴30989
₴39159
₴36799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
43 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
430
total
-
-
-
430
Employee
4 264
-
43 000
-
income
853
-
8 600
-
total
853
-
8 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

38 736
43 000
-
-
total
-
-
-
-
Dividends
38 736
43 000
-
-
withholding
1 937
2 150
-
-
total
1 937
2 150
-
-
Income
43 000
43 000
43 000
43 000
Total tax
2 790
2 150
8 600
430
After tax
40 210
40 850
34 400
42 570
Living cost
3 411
3 411
3 411
3 411
Free-cash
36 799
37 439
30 989
39 159

Estimated living cost  is ₴3411 per week

₴2308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴114
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴10179
₴16248
₴12146
₴14233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
4 102
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 004
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
660
total
-
-
-
18 884
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 427
-
43 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
-
660
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 269
-
12 004
-
total
3 457
-
14 782
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
27 573
43 000
-
-
trade
3 957
6 170
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
355
-
-
chamber of commerce
88
110
-
-
income
4 136
6 450
-
-
total
8 409
13 085
-
-
Dividends
19 165
29 915
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

257
405
-
-
withholding
4 674
7 361
-
-
total
4 931
7 766
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 797
20 851
14 782
18 884
After tax
26 203
22 149
28 218
24 116
Living cost
11 970
11 970
11 970
11 970
Free-cash
14 233
10 179
16 248
12 146

Estimated living cost  is ₴11970 per week

₴8257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴12315
₴18827
₴14325
₴15746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
4 502
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 004
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
660
total
-
-
-
19 284
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 859
-
43 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
660
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

331
-
12 004
-
total
2 467
-
14 782
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 141
43 000
-
-
trade
4 905
6 772
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

257
355
-
-
chamber of commerce
92
109
-
-
income
4 671
6 450
-
-
total
9 925
13 686
-
-
Dividends
21 216
29 314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

285
397
-
-
withholding
5 186
7 211
-
-
total
5 471
7 608
-
-
Income
43 000
43 000
43 000
43 000
Total tax
17 863
21 294
14 782
19 284
After tax
25 137
21 706
28 218
23 716
Living cost
9 391
9 391
9 391
9 391
Free-cash
15 746
12 315
18 827
14 325

Estimated living cost  is ₴9391 per week

₴5907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴9306
₴16038
₴11336
₴13661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
4 702
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 004
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
660
total
-
-
-
19 484
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 723
-
43 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

74
-
660
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 351
-
12 004
-
total
3 543
-
14 782
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
27 277
43 000
-
-
trade
4 487
7 074
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

225
355
-
-
chamber of commerce
86
108
-
-
income
4 092
6 450
-
-
total
8 890
13 987
-
-
Dividends
18 387
29 013
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

247
392
-
-
withholding
4 479
7 135
-
-
total
4 726
7 527
-
-
Income
43 000
43 000
43 000
43 000
Total tax
17 159
21 514
14 782
19 484
After tax
25 841
21 486
28 218
23 516
Living cost
12 180
12 180
12 180
12 180
Free-cash
13 661
9 306
16 038
11 336

Estimated living cost  is ₴12180 per week

₴8146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴7060
₴14014
₴9112
₴12088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
4 902
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 004
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
660
total
-
-
-
19 684
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

18 634
-
43 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
-
660
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 191
-
12 004
-
total
4 430
-
14 782
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
24 366
43 000
-
-
trade
4 179
7 374
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
355
-
-
chamber of commerce
81
108
-
-
income
3 655
6 450
-
-
total
8 116
14 287
-
-
Dividends
16 250
28 713
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
388
-
-
withholding
3 945
7 061
-
-
total
4 162
7 449
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 708
21 736
14 782
19 684
After tax
26 292
21 264
28 218
23 316
Living cost
14 204
14 204
14 204
14 204
Free-cash
12 088
7 060
14 014
9 112

Estimated living cost  is ₴14204 per week

₴10374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1136
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴185
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴20083
₴12519
₴13439
₴19096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
unemployment
-
-
-
71
health
-
-
-
2 938
pensions
-
-
-
8 276
other
-
-
-
-
income
-
-
-
9 918
surtax
-
-
-
1 394
total
-
-
-
22 597
Employee
10 442
-
35 522
-
health
267
-
906
-
pensions
697
-
2 369
-
surtax
37
-
1 248
-
other
-
-
-
-
unemployment
727
-
2 472
-
income
1 750
-
9 045
-
total
3 478
-
16 040
-
Employer
10 442
-
35 522
-
pensions
1 392
-
4 735
-
unemployment
331
-
1 126
-
health
475
-
1 616
-
other
-
-
-
-
total
2 198
-
7 477
-
Corporate
30 360
43 000
-
-
income
7 894
11 180
-
-
total
7 894
11 180
-
-
Dividends
22 466
31 820
-
-
withholding
3 370
4 773
-
-
total
3 370
4 773
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 940
15 953
23 517
22 597
After tax
26 060
27 047
19 483
20 403
Living cost
6 964
6 964
6 964
6 964
Free-cash
19 096
20 083
12 519
13 439

Estimated living cost  is ₴6964 per week

₴4205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴162
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴20205
₴12641
₴13561
₴19237
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
unemployment
-
-
-
71
health
-
-
-
2 938
pensions
-
-
-
8 276
other
-
-
-
-
income
-
-
-
9 918
surtax
-
-
-
1 394
total
-
-
-
22 597
Employee
10 253
-
35 522
-
health
262
-
906
-
pensions
684
-
2 369
-
surtax
34
-
1 248
-
other
-
-
-
-
unemployment
714
-
2 472
-
income
1 719
-
9 045
-
total
3 413
-
16 040
-
Employer
10 253
-
35 522
-
pensions
1 367
-
4 735
-
unemployment
325
-
1 126
-
health
467
-
1 616
-
other
-
-
-
-
total
2 159
-
7 477
-
Corporate
30 588
43 000
-
-
income
7 953
11 180
-
-
total
7 953
11 180
-
-
Dividends
22 635
31 820
-
-
withholding
3 396
4 773
-
-
total
3 396
4 773
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 921
15 953
23 517
22 597
After tax
26 079
27 047
19 483
20 403
Living cost
6 842
6 842
6 842
6 842
Free-cash
19 237
20 205
12 641
13 561

Estimated living cost  is ₴6842 per week

₴4183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴631
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴18108
₴18846
₴23707
₴18233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
unemployment
-
-
-
645
health
-
-
-
3 010
pensions
-
-
-
4 300
income
-
-
-
5 257
total
-
-
-
13 212
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
35 983
-
health
615
245
2 519
-
pensions
878
349
3 598
-
unemployment
132
52
540
-
income
1 073
427
4 399
-
total
2 698
1 073
11 056
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
35 983
-
pensions
1 712
681
7 017
-
total
1 712
681
7 017
-
Corporate
32 509
38 825
-
-
income
2 926
3 494
-
-
total
2 926
3 494
-
-
Dividends
29 584
35 331
-
-
withholding
5 621
6 713
-
-
social contributions
5 729
6 850
-
-
total
11 350
13 563
-
-
Income
43 000
43 000
43 000
43 000
Total tax
18 686
18 811
18 073
13 212
After tax
24 314
24 189
24 927
29 788
Living cost
6 081
6 081
6 081
6 081
Free-cash
18 233
18 108
18 846
23 707

Estimated living cost  is ₴6081 per week

₴4150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴11180
₴10259
₴9921
₴10919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
462
municipal
-
-
-
4 630
pensions
-
-
-
5 160
national
-
-
-
7 175
total
-
-
-
17 427
Employee
24 264
-
37 173
-
municipal
2 997
-
4 796
-
pensions
971
-
1 487
-
national
4 644
-
7 432
-
total
8 612
-
13 715
-
Employer
24 264
-
37 173
-
social contributions
261
-
400
-
pensions
1 941
-
2 974
-
total
2 202
-
3 374
-
Corporate
14 933
43 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 987
8 600
-
-
total
2 987
8 600
-
-
Dividends
11 946
34 400
-
-
withholding
2 628
7 568
-
-
total
2 628
7 568
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 429
16 168
17 089
17 427
After tax
26 571
26 832
25 911
25 573
Living cost
15 652
15 652
15 652
15 652
Free-cash
10 919
11 180
10 259
9 921

Estimated living cost  is ₴15652 per week

₴10639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1455
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴234
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴12438
₴6358
₴6358
₴13122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
6 905
income
-
-
-
12 075
total
-
-
-
18 980
Employee
24 253
-
43 000
-
social contributions
2 015
-
6 905
-
income
4 576
-
12 075
-
total
6 591
-
18 980
-
Employer
24 253
-
43 000
-
total
-
-
-
-
Corporate
18 747
43 000
-
-
income
2 344
5 375
-
-
total
2 344
5 375
-
-
Dividends
16 403
37 625
-
-
withholding
3 281
7 525
-
-
total
3 281
7 525
-
-
Income
43 000
43 000
43 000
43 000
Total tax
12 216
12 900
18 980
18 980
After tax
30 784
30 100
24 020
24 020
Living cost
17 662
17 662
17 662
17 662
Free-cash
13 122
12 438
6 358
6 358

Estimated living cost  is ₴17662 per week

₴13437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1439
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴9859
₴6087
₴8135
₴8239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
regional
-
-
-
495
social contributions
-
-
-
11 060
municipal
-
-
-
255
national
-
-
-
9 972
total
-
-
-
21 782
Employee
27 556
-
43 000
-
regional
260
-
437
-
municipal
146
-
228
-
social contributions
9 292
-
14 500
-
national
4 775
-
8 665
-
total
14 473
-
23 830
-
Employer
27 556
-
43 000
-
total
-
-
-
-
Corporate
15 444
43 000
-
-
nationa
3 707
10 320
-
-
municipal
603
1 677
-
-
total
4 310
11 997
-
-
Dividends
11 135
31 003
-
-
withholding
2 895
8 061
-
-
total
2 895
8 061
-
-
Income
43 000
43 000
43 000
43 000
Total tax
21 678
20 058
23 830
21 782
After tax
21 322
22 942
19 170
21 218
Living cost
13 083
13 083
13 083
13 083
Free-cash
8 239
9 859
6 087
8 135

Estimated living cost  is ₴13083 per week

₴9120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴14250
₴10676
₴12712
₴13561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
regional
-
-
-
649
social contributions
-
-
-
11 060
municipal
-
-
-
255
national
-
-
-
9 972
total
-
-
-
21 936
Employee
17 199
-
43 000
-
regional
232
-
579
-
municipal
91
-
228
-
social contributions
5 800
-
14 500
-
national
2 725
-
8 665
-
total
8 848
-
23 972
-
Employer
17 199
-
43 000
-
total
-
-
-
-
Corporate
25 801
43 000
-
-
nationa
6 192
10 320
-
-
municipal
1 282
2 137
-
-
total
7 474
12 457