Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 43000
per

Your estimated
City
free-cash

Andorra , Andorra
₴21896
₴27148
₴23038
₴28310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
9 459
income
-
-
-
1 255
total
-
-
-
10 714
Employee
11 112
-
37 230
-
social contributions
722
-
2 420
-
income
-
-
1 382
-
total
722
-
3 802
-
Employer
11 112
-
37 230
-
social contributions
1 723
-
5 770
-
total
1 723
-
5 770
-
Corporate
30 165
43 000
-
-
income
3 017
4 300
-
-
total
3 017
4 300
-
-
Dividends
27 148
38 700
-
-
total
-
-
-
-
Income
43 000
43 000
43 000
43 000
Total tax
5 462
4 300
9 572
10 714
After tax
37 538
38 700
33 428
32 286
Living cost
10 390
10 390
10 390
10 390
Free-cash
27 148
28 310
23 038
21 896

Estimated living cost  is ₴10390 per week

₴6718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2693
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴10518
₴12803
₴943
₴12973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
surtax
-
-
-
-
unemployment
-
-
-
2 120
health
-
-
-
3 089
chamber of commerce
-
-
-
172
pensions
-
-
-
7 471
income
-
-
-
8 602
total
-
-
-
21 454
Employee
15 110
13 775
33 390
-
unemployment
453
413
1 002
-
other
151
138
334
-
income
1 346
1 016
7 352
-
pensions
1 547
1 410
3 419
-
health
584
533
1 292
-
total
4 081
3 510
13 399
-
Employer
15 110
13 775
33 390
-
pensions
1 896
1 729
4 190
-
surtax
-
-
-
-
payroll
453
413
1 002
-
other
718
654
1 586
-
health
571
521
1 262
-
accident
196
179
434
-
unemployment
453
413
1 002
-
chamber of commerce
60
55
134
-
total
4 347
3 964
9 610
-
Corporate
23 542
25 261
32 078
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 886
6 315
8 020
-
total
5 886
6 315
8 020
-
Dividends
17 656
18 945
-
-
withholding
4 855
5 210
-
-
total
4 855
5 210
-
-
Income
43 000
43 000
43 000
43 000
Total tax
19 169
18 999
31 029
21 454
After tax
23 831
24 001
11 971
21 546
Living cost
11 028
11 028
11 028
11 028
Free-cash
12 803
12 973
943
10 518

Estimated living cost  is ₴11028 per week

₴6615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴9298
₴11248
-₴218
₴11784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
surtax
-
-
-
68
unemployment
-
-
-
2 120
health
-
-
-
3 089
chamber of commerce
-
-
-
172
pensions
-
-
-
7 471
income
-
-
-
8 602
total
-
-
-
21 522
Employee
17 274
13 775
33 337
-
unemployment
518
413
1 000
-
other
173
138
333
-
income
1 967
1 016
7 333
-
pensions
1 769
1 410
3 414
-
health
668
533
1 290
-
total
5 095
3 510
13 370
-
Employer
17 274
13 775
33 337
-
pensions
2 168
1 729
4 184
-
surtax
68
68
68
-
payroll
518
413
1 000
-
other
821
654
1 583
-
health
653
521
1 260
-
accident
224
179
434
-
unemployment
518
413
1 000
-
chamber of commerce
69
55
133
-
total
5 039
4 032
9 662
-
Corporate
20 687
25 192
32 025
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 171
6 298
8 006
-
total
5 171
6 298
8 006
-
Dividends
15 515
18 894
-
-
withholding
4 267
5 196
-
-
total
4 267
5 196
-
-
Income
43 000
43 000
43 000
43 000
Total tax
19 572
19 036
31 038
21 522
After tax
23 428
23 964
11 962
21 478
Living cost
12 180
12 180
12 180
12 180
Free-cash
11 248
11 784
-218
9 298

Estimated living cost  is ₴12180 per week

₴8123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2817
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴6703
₴6298
₴3534
₴11483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
national
-
-
-
14 677
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 169
social contributions
-
-
-
6 848
total
-
-
-
23 694
Employee

The minimum management director salary is set at €45,000 per year.

24 725
-
33 305
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
290
-
national
7 601
-
11 078
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 290
-
1 737
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 854
-
2 498
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 162
-
1 565
-
total
12 122
-
17 168
-
Employer

The minimum management director salary is set at €45,000 per year.

24 725
-
33 305
-
surtax
2 804
-
3 777
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 191
-
2 951
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 520
-
2 048
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
433
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

361
-
486
-
total
7 197
-
9 695
-
Corporate
11 078
43 000
-
-
income
2 216
8 600
-
-
surtax
45
172
-
-
total
2 261
8 772
-
-
Dividends
8 818
34 228
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 519
10 142
-
-
total
2 519
10 142
-
-
Income
43 000
43 000
43 000
43 000
Total tax
24 099
18 914
26 863
23 694
After tax
18 901
24 086
16 137
19 306
Living cost
12 603
12 603
12 603
12 603
Free-cash
6 298
11 483
3 534
6 703

Estimated living cost  is ₴12603 per week

₴8118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴27381
₴28713
₴28875
₴30819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
6 450
total
-
-
-
9 673
Employee
7 873
-
40 631
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
787
-
4 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

691
-
1 060
-
health
362
-
555
-
total
1 927
-
5 811
-
Employer
7 873
-
40 631
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

868
-
1 330
-
health
543
-
833
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
72
-
total
1 545
-
2 368
-
Corporate
33 582
43 000
-
-
income
3 358
4 300
-
-
total
3 358
4 300
-
-
Dividends
30 224
38 700
-
-
withholding
1 511
1 935
-
-
total
1 511
1 935
-
-
Income
43 000
43 000
43 000
43 000
Total tax
8 341
6 235
8 179
9 673
After tax
34 659
36 765
34 821
33 327
Living cost
5 946
5 946
5 946
5 946
Free-cash
28 713
30 819
28 875
27 381

Estimated living cost  is ₴5946 per week

₴3933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴28795
₴30628
₴30289
₴32233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
6 450
total
-
-
-
9 673
Employee
6 001
-
40 631
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
600
-
4 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

527
-
1 060
-
health
276
-
555
-
total
1 469
-
5 811
-
Employer
6 001
-
40 631
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

661
-
1 330
-
health
414
-
833
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
72
-
total
1 177
-
2 368
-
Corporate
35 822
43 000
-
-
income
3 582
4 300
-
-
total
3 582
4 300
-
-
Dividends
32 240
38 700
-
-
withholding
1 612
1 935
-
-
total
1 612
1 935
-
-
Income
43 000
43 000
43 000
43 000
Total tax
7 840
6 235
8 179
9 673
After tax
35 160
36 765
34 821
33 327
Living cost
4 532
4 532
4 532
4 532
Free-cash
30 628
32 233
30 289
28 795

Estimated living cost  is ₴4532 per week

₴2646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴22130
₴21542
₴21672
₴23425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
health
-
-
-
1 097
social contributions
-
-
-
5 593
income
-
-
-
6 177
total
-
-
-
12 867
Employee
26 579
26 579
39 298
-
income
2 894
2 460
5 980
-
social contributions
1 005
2 206
2 975
-
health
206
452
668
-
total
4 105
5 118
9 623
-
Employer
26 579
26 579
39 298
-
social contributions
1 005
2 206
2 975
-
health
224
492
727
-
total
1 229
2 698
3 702
-
Corporate
29 664
13 723
-
-
income
3 708
1 715
-
-
total
3 708
1 715
-
-
Dividends
25 956
12 007
-
-
withholding
4 413
2 041
-
-
total
4 413
2 041
-
-
Income
43 000
43 000
43 000
43 000
Total tax
13 455
11 572
13 325
12 867
After tax
29 545
31 428
29 675
30 133
Living cost
8 003
8 003
8 003
8 003
Free-cash
21 542
23 425
21 672
22 130

Estimated living cost  is ₴8003 per week

₴4796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴18922
₴18782
₴18464
₴20217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
health
-
-
-
1 097
social contributions
-
-
-
5 593
income
-
-
-
6 177
total
-
-
-
12 867
Employee
26 579
26 579
39 298
-
income
2 791
2 460
5 980
-
social contributions
1 292
2 206
2 975
-
health
264
452
668
-
total
4 347
5 118
9 623
-
Employer
26 579
26 579
39 298
-
social contributions
1 292
2 206
2 975
-
health
288
492
727
-
total
1 580
2 698
3 702
-
Corporate
25 862
13 723
-
-
income
3 233
1 715
-
-
total
3 233
1 715
-
-
Dividends
22 630
12 007
-
-
withholding
3 847
2 041
-
-
total
3 847
2 041
-
-
Income
43 000
43 000
43 000
43 000
Total tax
13 007
11 572
13 325
12 867
After tax
29 993
31 428
29 675
30 133
Living cost
11 211
11 211
11 211
11 211
Free-cash
18 782
20 217
18 464
18 922

Estimated living cost  is ₴11211 per week

₴7664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴13869
₴18774
₴13838
₴21623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
health
-
-
-
5 805
social contributions
-
-
-
11 487
income
-
-
-
3 856
solidarity contribution
-
-
-
-
total
-
-
-
21 148
Employee
11 740
-
32 090
-
income
1 409
-
3 851
-
social contributions
763
-
2 086
-
health
1 585
-
4 332
-
solidarity contribution
-
-
-
-
total
3 757
-
10 269
-
Employer
11 740
-
32 090
-
social contributions
2 935
-
8 022
-
health
1 057
-
2 888
-
total
3 992
-
10 910
-
Corporate
27 269
43 000
-
-
income
5 181
8 170
-
-
total
5 181
8 170
-
-
Dividends
22 088
34 830
-
-
withholding
3 313
5 224
-
-
total
3 313
5 224
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 243
13 394
21 179
21 148
After tax
26 757
29 606
21 821
21 852
Living cost
7 983
7 983
7 983
7 983
Free-cash
18 774
21 623
13 838
13 869

Estimated living cost  is ₴7983 per week

₴5545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴12015
₴16259
₴11984
₴19769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
health
-
-
-
5 805
social contributions
-
-
-
11 487
income
-
-
-
3 856
solidarity contribution
-
-
-
-
total
-
-
-
21 148
Employee
14 467
-
32 090
-
income
1 736
-
3 851
-
social contributions
940
-
2 086
-
health
1 953
-
4 332
-
solidarity contribution
-
-
-
-
total
4 629
-
10 269
-
Employer
14 467
-
32 090
-
social contributions
3 617
-
8 022
-
health
1 302
-
2 888
-
total
4 919
-
10 910
-
Corporate
23 615
43 000
-
-
income
4 487
8 170
-
-
total
4 487
8 170
-
-
Dividends
19 128
34 830
-
-
withholding
2 869
5 224
-
-
total
2 869
5 224
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 904
13 394
21 179
21 148
After tax
26 096
29 606
21 821
21 852
Living cost
9 837
9 837
9 837
9 837
Free-cash
16 259
19 769
11 984
12 015

Estimated living cost  is ₴9837 per week

₴7316
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1807
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴9478
-₴32536
-₴32536
-₴32536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
national
-
-
-
4 687
pensions
-
-
-
301
municipal
-
-
-
8 421
labour market
-
-
-
3 416
total
-
-
-
16 825
Employee
70 472
70 472
70 472
-
municipal
15 007
15 007
15 007
-
national
8 609
8 609
8 609
-
pensions
100
100
100
-
labour market
5 630
5 630
5 630
-
total
29 346
29 346
29 346
-
Employer
70 472
70 472
70 472
-
pensions
200
200
200
-
labour market
5 638
5 638
5 638
-
municipal
15 031
15 031
15 031
-
national
8 624
8 624
8 624
-
total
29 493
29 493
29 493
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
43 000
43 000
43 000
43 000
Total tax
58 839
58 839
58 839
16 825
After tax
-15 839
-15 839
-15 839
26 175
Living cost
16 697
16 697
16 697
16 697
Free-cash
-32 536
-32 536
-32 536
9 478

Estimated living cost  is ₴16697 per week

₴11427
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3535
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴14699
₴23903
₴16435
₴26051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
health
-
-
-
5 590
pensions
-
-
-
8 600
income
-
-
-
5 762
total
-
-
-
19 952
Employee
9 806
-
32 138
-
unemployment
157
-
514
-
income
1 104
-
6 196
-
pensions
196
-
643
-
total
1 457
-
7 353
-
Employer
9 806
-
32 138
-
pensions
1 961
-
6 428
-
health
1 275
-
4 178
-
unemployment
79
-
257
-
total
3 315
-
10 863
-
Corporate
29 880
43 000
-
-
income
5 976
8 600
-
-
total
5 976
8 600
-
-
Dividends
23 904
34 400
-
-
total
-
-
-
-
Income
43 000
43 000
43 000
43 000
Total tax
10 748
8 600
18 216
19 952
After tax
32 252
34 400
24 784
23 048
Living cost
8 349
8 349
8 349
8 349
Free-cash
23 903
26 051
16 435
14 699

Estimated living cost  is ₴8349 per week

₴5726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴16319
₴14719
₴10424
₴14675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
43 000
national
-
-
-
5 245
health
-
-
-
518
municipal
-
-
-
7 647
total
-
-
-
13 410
Employee
18 186
-
36 174
-
unemployment
273
-
542
-
municipal
2 979
-
5 900
-
national
300
-
3 183
-
pensions
1 227
-
2 441
-
health
136
-
413
-
total
4 915
-
12 479
-
Employer
18 186
-
36 174
-
pensions
3 155
-
6 276
-
health
140
-
279
-
accident
18
-
36
-
unemployment
118
-
235
-
total
3 431
-
6 826
-
Corporate
21 383
43 000
-
-
income
4 277
8 600
-
-
total
4 277
8 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 830
25 800
-
-
municipal
2 310
4 644
-
-
national
77
1 810
-
-
total
2 387
6 454
-
-
Income
43 000
43 000
43 000
43 000
Total tax
15 010
15 054
19 305
13 410
After tax
27 990
27 946
23 695
29 590
Living cost
13 271
13 271
13 271
13 271
Free-cash
14 719
14 675
10 424
16 319

Estimated living cost  is ₴13271 per week

₴8668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3115
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴13868
₴12937
₴14971
₴11018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
surtax
-
-
-
-
health
-
-
-
1 260
pensions
-
-
-
9 372
social contributions
-
-
-
1 225
income
-
-
-
5 288
other
-
-
-
1 333
total
-
-
-
18 478
Employee
13 205
-
34 297
-
income
681
-
5 743
-
surtax
-
-
-
-
social contributions
377
-
977
-
pensions
1 494
-
1 953
-
total
2 552
-
8 673
-
Employer
13 205
-
34 297
-
pensions
2 170
-
3 365
-
social contributions
39
-
103
-
other
456
-
1 183
-
health
924
-
2 662
-
unemployment
535
-
1 389
-
total
4 124
-
8 702
-
Corporate
25 671
43 000
-
-
income
7 188
12 040
-
-
surtax
-
-
-
-
total
7 188
12 040
-
-
Dividends
18 483
30 960
-
-
withholding
2 366
3 963
-
-
social contributions
3 179
5 325
-
-
surtax
-
-
-
-
total
5 545
9 288
-
-
Income
43 000
43 000
43 000
43 000
Total tax
19 409
21 328
17 375
18 478
After tax
23 591
21 672
25 625
24 522
Living cost
10 654
10 654
10 654
10 654
Free-cash
12 937
11 018
14 971
13 868

Estimated living cost  is ₴10654 per week

₴6179
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1082
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3191
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴12696
₴11887
₴13799
₴9846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
surtax
-
-
-
-
health
-
-
-
1 260
pensions
-
-
-
9 372
social contributions
-
-
-
1 225
income
-
-
-
5 288
other
-
-
-
1 333
total
-
-
-
18 478
Employee
14 794
-
34 297
-
income
873
-
5 743
-
surtax
-
-
-
-
social contributions
422
-
977
-
pensions
1 673
-
1 953
-
total
2 968
-
8 673
-
Employer
14 794
-
34 297
-
pensions
2 430
-
3 365
-
social contributions
45
-
103
-
other
510
-
1 183
-
health
1 036
-
2 662
-
unemployment
599
-
1 389
-
total
4 620
-
8 702
-
Corporate
23 587
43 000
-
-
income
6 604
12 040
-
-
surtax
-
-
-
-
total
6 604
12 040
-
-
Dividends
16 983
30 960
-
-
withholding
2 174
3 963
-
-
social contributions
2 921
5 325
-
-
surtax
-
-
-
-
total
5 095
9 288
-
-
Income
43 000
43 000
43 000
43 000
Total tax
19 287
21 328
17 375
18 478
After tax
23 713
21 672
25 625
24 522
Living cost
11 826
11 826
11 826
11 826
Free-cash
11 887
9 846
13 799
12 696

Estimated living cost  is ₴11826 per week

₴7457
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴7827
₴7353
₴8930
₴4977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
surtax
-
-
-
-
health
-
-
-
1 260
pensions
-
-
-
9 372
social contributions
-
-
-
1 225
income
-
-
-
5 288
other
-
-
-
1 333
total
-
-
-
18 478
Employee
21 649
-
34 297
-
income
1 889
-
5 743
-
surtax
-
-
-
-
social contributions
617
-
977
-
pensions
2 449
-
1 953
-
total
4 955
-
8 673
-
Employer
21 649
-
34 297
-
pensions
3 557
-
3 365
-
social contributions
65
-
103
-
other
747
-
1 183
-
health
1 515
-
2 662
-
unemployment
877
-
1 389
-
total
6 761
-
8 702
-
Corporate
14 589
43 000
-
-
income
4 085
12 040
-
-
surtax
-
-
-
-
total
4 085
12 040
-
-
Dividends
10 504
30 960
-
-
withholding
1 345
3 963
-
-
social contributions
1 806
5 325
-
-
surtax
-
-
-
-
total
3 151
9 288
-
-
Income
43 000
43 000
43 000
43 000
Total tax
18 952
21 328
17 375
18 478
After tax
24 048
21 672
25 625
24 522
Living cost
16 695
16 695
16 695
16 695
Free-cash
7 353
4 977
8 930
7 827

Estimated living cost  is ₴16695 per week

₴11299
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1366
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴40348
₴38212
₴32178
₴38628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
43 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
430
total
-
-
-
430
Employee
2 778
-
43 000
-
income
555
-
8 600
-
total
555
-
8 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 222
43 000
-
-
total
-
-
-
-
Dividends
40 222
43 000
-
-
withholding
2 011
2 150
-
-
total
2 011
2 150
-
-
Income
43 000
43 000
43 000
43 000
Total tax
2 566
2 150
8 600
430
After tax
40 434
40 850
34 400
42 570
Living cost
2 222
2 222
2 222
2 222
Free-cash
38 212
38 628
32 178
40 348

Estimated living cost  is ₴2222 per week

₴1377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴599
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴39107
₴36737
₴30937
₴37387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
43 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
430
total
-
-
-
430
Employee
4 328
-
43 000
-
income
866
-
8 600
-
total
866
-
8 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

38 672
43 000
-
-
total
-
-
-
-
Dividends
38 672
43 000
-
-
withholding
1 934
2 150
-
-
total
1 934
2 150
-
-
Income
43 000
43 000
43 000
43 000
Total tax
2 800
2 150
8 600
430
After tax
40 200
40 850
34 400
42 570
Living cost
3 463
3 463
3 463
3 463
Free-cash
36 737
37 387
30 937
39 107

Estimated living cost  is ₴3463 per week

₴2343
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴11499
₴13336
₴15363
₴8815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
622
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 309
trade
-
-
-
3 864
total
-
-
-
18 156
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 199
-
43 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 414
-
11 309
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
622
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
3 853
-
14 292
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 801
43 000
-
-
trade
3 703
6 170
-
-
income
3 870
6 450
-
-
chamber of commerce
91
115
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

213
355
-
-
total
7 877
13 090
-
-
Dividends
17 925
29 909
-
-
withholding
4 350
7 346
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

239
404
-
-
total
4 589
7 750
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 319
20 840
14 292
18 156
After tax
26 681
22 160
28 708
24 844
Living cost
13 345
13 345
13 345
13 345
Free-cash
13 336
8 815
15 363
11 499

Estimated living cost  is ₴13345 per week

₴9206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴13997
₴15071
₴18238
₴11246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
622
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 309
trade
-
-
-
4 241
total
-
-
-
18 533
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 221
-
43 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
11 309
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
622
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
2 750
-
14 292
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 779
43 000
-
-
trade
4 690
6 773
-
-
income
4 467
6 450
-
-
chamber of commerce
95
114
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

246
355
-
-
total
9 498
13 692
-
-
Dividends
20 281
29 308
-
-
withholding
4 939
7 196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

272
396
-
-
total
5 211
7 592
-
-
Income
43 000
43 000
43 000
43 000
Total tax
17 459
21 284
14 292
18 533
After tax
25 541
21 716
28 708
24 467
Living cost
10 470
10 470
10 470
10 470
Free-cash
15 071
11 246
18 238
13 997

Estimated living cost  is ₴10470 per week

₴6586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2468
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴10699
₴12773
₴15129
₴7916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
622
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 309
trade
-
-
-
4 430
total
-
-
-
18 722
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 529
-
43 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 506
-
11 309
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
622
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
3 950
-
14 292
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 471
43 000
-
-
trade
4 190
7 074
-
-
income
3 821
6 450
-
-
chamber of commerce
89
113
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
355
-
-
total
8 310
13 992
-
-
Dividends
17 162
29 008
-
-
withholding
4 159
7 121
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
392
-
-
total
4 388
7 513
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 648
21 505
14 292
18 722
After tax
26 352
21 495
28 708
24 278
Living cost
13 579
13 579
13 579
13 579
Free-cash
12 773
7 916
15 129
10 699

Estimated living cost  is ₴13579 per week

₴9082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴8254
₴11045
₴12873
₴5438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
43 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
622
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 309
trade
-
-
-
4 619
total
-
-
-
18 911
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 773
-
43 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 443
-
11 309
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
622
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
4 938
-
14 292
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 227
43 000
-
-
trade
3 812
7 375
-
-
income
3 334
6 450
-
-
chamber of commerce
84
113
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
355
-
-
total
7 414
14 293
-
-
Dividends
14 813
28 708
-
-
withholding
3 572
7 046
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

196
388
-
-
total
3 768
7 434
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 120
21 727
14 292
18 911
After tax
26 880
21 273
28 708
24 089
Living cost
15 835
15 835
15 835
15 835
Free-cash
11 045
5 438
12 873
8 254

Estimated living cost  is ₴15835 per week

₴11565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴13040
₴18184
₴12333
₴19283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
surtax
-
-
-
1 247
unemployment
-
-
-
79
health
-
-
-
3 053
pensions
-
-
-
8 600
income
-
-
-
9 217
other
-
-
-
-
total
-
-
-
22 196
Employee
11 640
-
35 522
-
unemployment
810
-
2 472
-
other
-
-
-
-
income
1 951
-
8 544
-
surtax
41
-
1 135
-
pensions
777
-
2 369
-
health
297
-
906
-
total
3 876
-
15 426
-
Employer
11 640
-
35 522
-
pensions
1 552
-
4 735
-
other
-
-
-
-
health
529
-
1 616
-
unemployment
369
-
1 126
-
total
2 450
-
7 477
-
Corporate
28 909
43 000
-
-
income
7 517
11 180
-
-
total
7 517
11 180
-
-
Dividends
21 392
31 820
-
-
withholding
3 209
4 773
-
-
total
3 209
4 773
-
-
Income
43 000
43 000
43 000
43 000
Total tax
17 052
15 953
22 903
22 196
After tax
25 948
27 047
20 097
20 804
Living cost
7 764
7 764
7 764
7 764
Free-cash
18 184
19 283
12 333
13 040

Estimated living cost  is ₴7764 per week

₴4687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴675
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴13177
₴18344
₴12470
₴19420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
surtax
-
-
-
1 247
unemployment
-
-
-
79
health
-
-
-
3 053
pensions
-
-
-
8 600
income
-
-
-
9 217
other
-
-
-
-
total
-
-
-
22 196
Employee
11 431
-
35 522
-
unemployment
796
-
2 472
-
other
-
-
-
-
income
1 916
-
8 544
-
surtax
37
-
1 135
-
pensions
762
-
2 369
-
health
292
-
906
-
total
3 803
-
15 426
-
Employer
11 431
-
35 522
-
pensions
1 524
-
4 735
-
other
-
-
-
-
health
520
-
1 616
-
unemployment
362
-
1 126
-
total
2 406
-
7 477
-
Corporate
29 163
43 000
-
-
income
7 583
11 180
-
-
total
7 583
11 180
-
-
Dividends
21 581
31 820
-
-
withholding
3 237
4 773
-
-
total
3 237
4 773
-
-
Income
43 000
43 000
43 000
43 000
Total tax
17 029
15 953
22 903
22 196
After tax
25 971
27 047
20 097
20 804
Living cost
7 627
7 627
7 627
7 627
Free-cash
18 344
19 420
12 470
13 177

Estimated living cost  is ₴7627 per week

₴4664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴22892
₴17454
₴18031
₴17310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
unemployment
-
-
-
645
health
-
-
-
3 010
pensions
-
-
-
4 300
income
-
-
-
5 257
total
-
-
-
13 212
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 955
3 962
35 983
-
unemployment
149
59
540
-
income
1 217
484
4 399
-
pensions
995
396
3 598
-
health
697
277
2 519
-
total
3 058
1 216
11 056
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 955
3 962
35 983
-
pensions
1 941
773
7 017
-
total
1 941
773
7 017
-
Corporate
31 104
38 266
-
-
income
2 799
3 444
-
-
total
2 799
3 444
-
-
Dividends
28 305
34 822
-
-
withholding
5 378
6 616
-
-
social contributions
5 474
6 745
-
-
total
10 852
13 361
-
-
Income
43 000
43 000
43 000
43 000
Total tax
18 650
18 794
18 073
13 212
After tax
24 350
24 206
24 927
29 788
Living cost
6 896
6 896
6 896
6 896
Free-cash
17 454
17 310
18 031
22 892

Estimated living cost  is ₴6896 per week

₴4706
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1488
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴8921
₴9835
₴9258
₴10113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
national
-
-
-
7 134
pensions
-
-
-
5 160
social contributions
-
-
-
462
municipal
-
-
-
4 604
total
-
-
-
17 360
Employee
25 918
-
37 173
-
municipal
3 201
-
4 770
-
national
4 961
-
7 392
-
pensions
1 037
-
1 487
-
total
9 199
-
13 649
-
Employer
25 918
-
37 173
-
pensions
2 073
-
2 974
-
social contributions
279
-
400
-
total
2 352
-
3 374
-
Corporate
13 020
43 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 604
8 600
-
-
total
2 604
8 600
-
-
Dividends
10 416
34 400
-
-
withholding
2 291
7 568
-
-
total
2 291
7 568
-
-
Income
43 000
43 000
43 000
43 000
Total tax
16 446
16 168
17 023
17 360
After tax
26 554
26 832
25 977
25 640
Living cost
16 719
16 719
16 719
16 719
Free-cash
9 835
10 113
9 258
8 921

Estimated living cost  is ₴16719 per week

₴11364
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1554
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴7821
₴11174
₴7821
₴10410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
social contributions
-
-
-
4 002
income
-
-
-
11 487
total
-
-
-
15 489
Employee
27 038
-
43 000
-
social contributions
2 246
-
4 002
-
income
5 102
-
11 487
-
total
7 348
-
15 489
-
Employer
27 038
-
43 000
-
total
-
-
-
-
Corporate
15 962
43 000
-
-
income
1 995
5 375
-
-
total
1 995
5 375
-
-
Dividends
13 967
37 625
-
-
withholding
2 793
7 525
-
-
total
2 793
7 525
-
-
Income
43 000
43 000
43 000
43 000
Total tax
12 136
12 900
15 489
15 489
After tax
30 864
30 100
27 511
27 511
Living cost
19 690
19 690
19 690
19 690
Free-cash
11 174
10 410
7 821
7 821

Estimated living cost  is ₴19690 per week

₴14980
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2918
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴6887
₴6552
₴4841
₴8357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
national
-
-
-
9 724
regional
-
-
-
489
social contributions
-
-
-
11 059
municipal
-
-
-
256
total
-
-
-
21 528
Employee
30 720
-
43 000
-
municipal
163
-
228
-
national
5 323
-
8 416
-
social contributions
10 359
-
14 500
-
regional
290
-
430
-
total
16 135
-
23 574
-
Employer
30 720
-
43 000
-
total
-
-
-
-
Corporate
12 280
43 000
-
-
nationa
2 947
10 320
-
-
municipal
479
1 677
-
-
total
3 426
11 997
-
-
Dividends
8 854
31 003
-
-
withholding
2 302
8 061
-
-
total
2 302
8 061
-
-
Income
43 000
43 000
43 000
43 000
Total tax
21 863
20 058
23 574
21 528
After tax
21 137
22 942
19 426
21 472
Living cost
14 585
14 585
14 585
14 585
Free-cash
6 552
8 357
4 841
6 887

Estimated living cost  is ₴14585 per week

₴10167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴956
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3238
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴12002
₴12522
₴9966
₴13291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 000
national
-
-
-
9 724
regional
-
-
-
648
social contributions
-
-
-
11 059
municipal
-
-
-
256
total
-
-
-
21 687
Employee
19 174
-
43 000
-
municipal
102
-
228
-
national
3 038
-
8 416
-
social contributions
6 466
-
14 500
-
regional
258
-
579
-
total
9 864
-
23 723
-
Employer
19 174
-
43 000
-
total
-
-
-
-
Corporate
23 826
43 000
-
-
nationa
5 719
10 320
-
-
municipal
1 184
2 137
-
-
total
6 903