Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 41500
per

Your estimated
City
free-cash

Andorra , Andorra
₴20838
₴25794
₴21941
₴26955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
social contributions
-
-
-
9 130
income
-
-
-
1 137
total
-
-
-
10 267
Employee
11 117
-
35 931
-
social contributions
722
-
2 335
-
income
-
-
1 260
-
total
722
-
3 595
-
Employer
11 117
-
35 931
-
social contributions
1 723
-
5 569
-
total
1 723
-
5 569
-
Corporate
28 660
41 500
-
-
income
2 866
4 150
-
-
total
2 866
4 150
-
-
Dividends
25 794
37 350
-
-
total
-
-
-
-
Income
41 500
41 500
41 500
41 500
Total tax
5 311
4 150
9 164
10 267
After tax
36 189
37 350
32 336
31 233
Living cost
10 395
10 395
10 395
10 395
Free-cash
25 794
26 955
21 941
20 838

Estimated living cost  is ₴10395 per week

₴6721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2694
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴9649
₴11983
₴679
₴12154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
surtax
-
-
-
-
unemployment
-
-
-
2 121
health
-
-
-
3 090
chamber of commerce
-
-
-
166
pensions
-
-
-
7 474
income
-
-
-
7 968
total
-
-
-
20 819
Employee
15 116
13 781
32 227
-
unemployment
453
413
967
-
other
151
138
322
-
income
1 347
1 016
6 950
-
pensions
1 548
1 411
3 300
-
health
585
534
1 247
-
total
4 084
3 512
12 786
-
Employer
15 116
13 781
32 227
-
pensions
1 897
1 730
4 044
-
surtax
-
-
-
-
payroll
453
413
967
-
other
718
654
1 530
-
health
572
521
1 218
-
accident
196
179
419
-
unemployment
453
413
967
-
chamber of commerce
60
55
129
-
total
4 349
3 965
9 274
-
Corporate
22 034
23 753
30 915
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 508
5 938
7 729
-
total
5 508
5 938
7 729
-
Dividends
16 526
17 815
-
-
withholding
4 544
4 899
-
-
total
4 544
4 899
-
-
Income
41 500
41 500
41 500
41 500
Total tax
18 485
18 314
29 789
20 819
After tax
23 015
23 186
11 711
20 681
Living cost
11 032
11 032
11 032
11 032
Free-cash
11 983
12 154
679
9 649

Estimated living cost  is ₴11032 per week

₴6618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1127
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3091
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴8428
₴10428
-₴485
₴10964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
surtax
-
-
-
68
unemployment
-
-
-
2 121
health
-
-
-
3 090
chamber of commerce
-
-
-
166
pensions
-
-
-
7 474
income
-
-
-
7 968
total
-
-
-
20 887
Employee
17 281
13 781
32 173
-
unemployment
518
413
965
-
other
173
138
322
-
income
1 967
1 016
6 932
-
pensions
1 770
1 411
3 294
-
health
669
534
1 245
-
total
5 097
3 512
12 758
-
Employer
17 281
13 781
32 173
-
pensions
2 169
1 730
4 038
-
surtax
68
68
68
-
payroll
518
413
965
-
other
821
654
1 528
-
health
653
521
1 216
-
accident
224
179
418
-
unemployment
518
413
965
-
chamber of commerce
69
55
129
-
total
5 040
4 033
9 327
-
Corporate
19 177
23 685
30 860
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 794
5 921
7 715
-
total
4 794
5 921
7 715
-
Dividends
14 383
17 764
-
-
withholding
3 956
4 885
-
-
total
3 956
4 885
-
-
Income
41 500
41 500
41 500
41 500
Total tax
18 887
18 351
29 800
20 887
After tax
22 613
23 149
11 700
20 613
Living cost
12 185
12 185
12 185
12 185
Free-cash
10 428
10 964
-485
8 428

Estimated living cost  is ₴12185 per week

₴8127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴6132
₴5455
₴3084
₴10642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
national
-
-
-
14 033
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 092
social contributions
-
-
-
6 635
total
-
-
-
22 760
Employee

The minimum management director salary is set at €45,000 per year.

24 735
-
32 144
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
280
-
national
7 605
-
10 572
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 290
-
1 677
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 855
-
2 411
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 162
-
1 511
-
total
12 127
-
16 451
-
Employer

The minimum management director salary is set at €45,000 per year.

24 735
-
32 144
-
surtax
2 805
-
3 645
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 192
-
2 848
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 521
-
1 977
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
418
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

361
-
469
-
total
7 201
-
9 357
-
Corporate
9 565
41 500
-
-
income
1 913
8 300
-
-
surtax
38
166
-
-
total
1 951
8 466
-
-
Dividends
7 614
33 034
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 158
9 784
-
-
total
2 158
9 784
-
-
Income
41 500
41 500
41 500
41 500
Total tax
23 437
18 250
25 808
22 760
After tax
18 063
23 250
15 692
18 740
Living cost
12 608
12 608
12 608
12 608
Free-cash
5 455
10 642
3 084
6 132

Estimated living cost  is ₴12608 per week

₴8121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴26106
₴27430
₴27525
₴29537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
6 225
total
-
-
-
9 448
Employee
7 873
-
39 131
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
787
-
3 913
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

691
-
1 060
-
health
362
-
555
-
total
1 927
-
5 661
-
Employer
7 873
-
39 131
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

868
-
1 330
-
health
543
-
833
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
72
-
total
1 545
-
2 368
-
Corporate
32 082
41 500
-
-
income
3 208
4 150
-
-
total
3 208
4 150
-
-
Dividends
28 874
37 350
-
-
withholding
1 444
1 867
-
-
total
1 444
1 867
-
-
Income
41 500
41 500
41 500
41 500
Total tax
8 124
6 017
8 029
9 448
After tax
33 376
35 483
33 471
32 052
Living cost
5 946
5 946
5 946
5 946
Free-cash
27 430
29 537
27 525
26 106

Estimated living cost  is ₴5946 per week

₴3933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴27520
₴29346
₴28939
₴30951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
6 225
total
-
-
-
9 448
Employee
6 001
-
39 131
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
600
-
3 913
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

527
-
1 060
-
health
276
-
555
-
total
1 469
-
5 661
-
Employer
6 001
-
39 131
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

661
-
1 330
-
health
414
-
833
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
72
-
total
1 177
-
2 368
-
Corporate
34 322
41 500
-
-
income
3 432
4 150
-
-
total
3 432
4 150
-
-
Dividends
30 890
37 350
-
-
withholding
1 544
1 867
-
-
total
1 544
1 867
-
-
Income
41 500
41 500
41 500
41 500
Total tax
7 622
6 017
8 029
9 448
After tax
33 878
35 483
33 471
32 052
Living cost
4 532
4 532
4 532
4 532
Free-cash
29 346
30 951
28 939
27 520

Estimated living cost  is ₴4532 per week

₴2646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴21105
₴20450
₴20654
₴22333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
health
-
-
-
1 058
social contributions
-
-
-
5 595
income
-
-
-
5 736
total
-
-
-
12 389
Employee
26 590
26 590
37 824
-
income
2 895
2 461
5 543
-
social contributions
1 005
2 207
2 977
-
health
206
452
643
-
total
4 106
5 120
9 163
-
Employer
26 590
26 590
37 824
-
social contributions
1 005
2 207
2 977
-
health
224
492
700
-
total
1 229
2 699
3 677
-
Corporate
28 158
12 211
-
-
income
3 520
1 526
-
-
total
3 520
1 526
-
-
Dividends
24 638
10 684
-
-
withholding
4 189
1 816
-
-
total
4 189
1 816
-
-
Income
41 500
41 500
41 500
41 500
Total tax
13 044
11 161
12 840
12 389
After tax
28 456
30 339
28 660
29 111
Living cost
8 006
8 006
8 006
8 006
Free-cash
20 450
22 333
20 654
21 105

Estimated living cost  is ₴8006 per week

₴4798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴17895
₴17689
₴17444
₴19123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
health
-
-
-
1 058
social contributions
-
-
-
5 595
income
-
-
-
5 736
total
-
-
-
12 389
Employee
26 590
26 590
37 824
-
income
2 792
2 461
5 543
-
social contributions
1 292
2 207
2 977
-
health
264
452
643
-
total
4 348
5 120
9 163
-
Employer
26 590
26 590
37 824
-
social contributions
1 292
2 207
2 977
-
health
288
492
700
-
total
1 580
2 699
3 677
-
Corporate
24 355
12 211
-
-
income
3 044
1 526
-
-
total
3 044
1 526
-
-
Dividends
21 311
10 684
-
-
withholding
3 623
1 816
-
-
total
3 623
1 816
-
-
Income
41 500
41 500
41 500
41 500
Total tax
12 595
11 161
12 840
12 389
After tax
28 905
30 339
28 660
29 111
Living cost
11 216
11 216
11 216
11 216
Free-cash
17 689
19 123
17 444
17 895

Estimated living cost  is ₴11216 per week

₴7667
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴12747
₴17730
₴13069
₴20582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
health
-
-
-
5 603
social contributions
-
-
-
11 499
income
-
-
-
3 660
solidarity contribution
-
-
-
-
total
-
-
-
20 762
Employee
11 752
-
30 970
-
income
1 410
-
3 716
-
social contributions
764
-
2 013
-
health
1 587
-
4 181
-
solidarity contribution
-
-
-
-
total
3 761
-
9 910
-
Employer
11 752
-
30 970
-
social contributions
2 938
-
7 743
-
health
1 058
-
2 787
-
total
3 996
-
10 530
-
Corporate
25 753
41 500
-
-
income
4 893
7 885
-
-
total
4 893
7 885
-
-
Dividends
20 860
33 615
-
-
withholding
3 129
5 042
-
-
total
3 129
5 042
-
-
Income
41 500
41 500
41 500
41 500
Total tax
15 779
12 927
20 440
20 762
After tax
25 721
28 573
21 060
20 738
Living cost
7 991
7 991
7 991
7 991
Free-cash
17 730
20 582
13 069
12 747

Estimated living cost  is ₴7991 per week

₴5551
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴10891
₴15213
₴11213
₴18726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
health
-
-
-
5 603
social contributions
-
-
-
11 499
income
-
-
-
3 660
solidarity contribution
-
-
-
-
total
-
-
-
20 762
Employee
14 481
-
30 970
-
income
1 738
-
3 716
-
social contributions
941
-
2 013
-
health
1 955
-
4 181
-
solidarity contribution
-
-
-
-
total
4 634
-
9 910
-
Employer
14 481
-
30 970
-
social contributions
3 620
-
7 743
-
health
1 303
-
2 787
-
total
4 923
-
10 530
-
Corporate
22 095
41 500
-
-
income
4 198
7 885
-
-
total
4 198
7 885
-
-
Dividends
17 897
33 615
-
-
withholding
2 685
5 042
-
-
total
2 685
5 042
-
-
Income
41 500
41 500
41 500
41 500
Total tax
16 440
12 927
20 440
20 762
After tax
25 060
28 573
21 060
20 738
Living cost
9 847
9 847
9 847
9 847
Free-cash
15 213
18 726
11 213
10 891

Estimated living cost  is ₴9847 per week

₴7323
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴8633
-₴34061
-₴34061
-₴34061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
national
-
-
-
4 505
pensions
-
-
-
301
municipal
-
-
-
8 063
labour market
-
-
-
3 296
total
-
-
-
16 165
Employee
70 496
70 496
70 496
-
municipal
15 012
15 012
15 012
-
national
8 612
8 612
8 612
-
pensions
100
100
100
-
labour market
5 632
5 632
5 632
-
total
29 356
29 356
29 356
-
Employer
70 496
70 496
70 496
-
pensions
200
200
200
-
labour market
5 640
5 640
5 640
-
municipal
15 036
15 036
15 036
-
national
8 627
8 627
8 627
-
total
29 503
29 503
29 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
41 500
41 500
41 500
41 500
Total tax
58 859
58 859
58 859
16 165
After tax
-17 359
-17 359
-17 359
25 335
Living cost
16 702
16 702
16 702
16 702
Free-cash
-34 061
-34 061
-34 061
8 633

Estimated living cost  is ₴16702 per week

₴11431
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴13891
₴22700
₴15569
₴24848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
health
-
-
-
5 395
pensions
-
-
-
8 301
income
-
-
-
5 561
total
-
-
-
19 257
Employee
9 810
-
31 016
-
unemployment
157
-
496
-
income
1 104
-
5 980
-
pensions
196
-
620
-
total
1 457
-
7 096
-
Employer
9 810
-
31 016
-
pensions
1 962
-
6 203
-
health
1 275
-
4 032
-
unemployment
79
-
248
-
total
3 316
-
10 483
-
Corporate
28 374
41 500
-
-
income
5 675
8 300
-
-
total
5 675
8 300
-
-
Dividends
22 699
33 200
-
-
total
-
-
-
-
Income
41 500
41 500
41 500
41 500
Total tax
10 448
8 300
17 579
19 257
After tax
31 052
33 200
23 921
22 243
Living cost
8 352
8 352
8 352
8 352
Free-cash
22 700
24 848
15 569
13 891

Estimated living cost  is ₴8352 per week

₴5729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1958
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴15418
₴13731
₴9728
₴13789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
41 500
national
-
-
-
4 930
health
-
-
-
495
municipal
-
-
-
7 381
total
-
-
-
12 806
Employee
18 193
-
34 912
-
unemployment
273
-
524
-
municipal
2 980
-
5 695
-
national
301
-
2 940
-
pensions
1 228
-
2 356
-
health
136
-
393
-
total
4 918
-
11 908
-
Employer
18 193
-
34 912
-
pensions
3 156
-
6 057
-
health
140
-
269
-
accident
18
-
35
-
unemployment
118
-
227
-
total
3 432
-
6 588
-
Corporate
19 874
41 500
-
-
income
3 975
8 300
-
-
total
3 975
8 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

11 925
24 900
-
-
municipal
2 146
4 482
-
-
national
22
1 653
-
-
total
2 168
6 135
-
-
Income
41 500
41 500
41 500
41 500
Total tax
14 493
14 435
18 496
12 806
After tax
27 007
27 065
23 004
28 694
Living cost
13 276
13 276
13 276
13 276
Free-cash
13 731
13 789
9 728
15 418

Estimated living cost  is ₴13276 per week

₴8672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴13042
₴12178
₴14303
₴10258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
surtax
-
-
-
-
health
-
-
-
1 149
pensions
-
-
-
9 250
social contributions
-
-
-
1 183
income
-
-
-
4 931
other
-
-
-
1 286
total
-
-
-
17 799
Employee
13 211
-
33 206
-
income
681
-
5 455
-
surtax
-
-
-
-
social contributions
377
-
946
-
pensions
1 494
-
1 842
-
total
2 552
-
8 243
-
Employer
13 211
-
33 206
-
pensions
2 171
-
3 184
-
social contributions
39
-
100
-
other
456
-
1 146
-
health
925
-
2 520
-
unemployment
535
-
1 345
-
total
4 126
-
8 295
-
Corporate
24 164
41 500
-
-
income
6 766
11 620
-
-
surtax
-
-
-
-
total
6 766
11 620
-
-
Dividends
17 398
29 880
-
-
withholding
2 227
3 824
-
-
social contributions
2 992
5 139
-
-
surtax
-
-
-
-
total
5 219
8 963
-
-
Income
41 500
41 500
41 500
41 500
Total tax
18 663
20 583
16 538
17 799
After tax
22 837
20 917
24 962
23 701
Living cost
10 659
10 659
10 659
10 659
Free-cash
12 178
10 258
14 303
13 042

Estimated living cost  is ₴10659 per week

₴6182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3193
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴11870
₴11128
₴13131
₴9086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
surtax
-
-
-
-
health
-
-
-
1 149
pensions
-
-
-
9 250
social contributions
-
-
-
1 183
income
-
-
-
4 931
other
-
-
-
1 286
total
-
-
-
17 799
Employee
14 800
-
33 206
-
income
873
-
5 455
-
surtax
-
-
-
-
social contributions
422
-
946
-
pensions
1 673
-
1 842
-
total
2 968
-
8 243
-
Employer
14 800
-
33 206
-
pensions
2 431
-
3 184
-
social contributions
45
-
100
-
other
511
-
1 146
-
health
1 036
-
2 520
-
unemployment
599
-
1 345
-
total
4 622
-
8 295
-
Corporate
22 079
41 500
-
-
income
6 182
11 620
-
-
surtax
-
-
-
-
total
6 182
11 620
-
-
Dividends
15 896
29 880
-
-
withholding
2 035
3 824
-
-
social contributions
2 734
5 139
-
-
surtax
-
-
-
-
total
4 769
8 963
-
-
Income
41 500
41 500
41 500
41 500
Total tax
18 541
20 583
16 538
17 799
After tax
22 959
20 917
24 962
23 701
Living cost
11 831
11 831
11 831
11 831
Free-cash
11 128
9 086
13 131
11 870

Estimated living cost  is ₴11831 per week

₴7460
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3208
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴6999
₴6590
₴8260
₴4215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
surtax
-
-
-
-
health
-
-
-
1 149
pensions
-
-
-
9 250
social contributions
-
-
-
1 183
income
-
-
-
4 931
other
-
-
-
1 286
total
-
-
-
17 799
Employee
21 658
-
33 206
-
income
1 890
-
5 455
-
surtax
-
-
-
-
social contributions
617
-
946
-
pensions
2 450
-
1 842
-
total
4 957
-
8 243
-
Employer
21 658
-
33 206
-
pensions
3 559
-
3 184
-
social contributions
65
-
100
-
other
747
-
1 146
-
health
1 516
-
2 520
-
unemployment
877
-
1 345
-
total
6 764
-
8 295
-
Corporate
13 078
41 500
-
-
income
3 662
11 620
-
-
surtax
-
-
-
-
total
3 662
11 620
-
-
Dividends
9 416
29 880
-
-
withholding
1 205
3 824
-
-
social contributions
1 620
5 139
-
-
surtax
-
-
-
-
total
2 825
8 963
-
-
Income
41 500
41 500
41 500
41 500
Total tax
18 208
20 583
16 538
17 799
After tax
23 292
20 917
24 962
23 701
Living cost
16 702
16 702
16 702
16 702
Free-cash
6 590
4 215
8 260
6 999

Estimated living cost  is ₴16702 per week

₴11303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1366
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3803
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴38853
₴36774
₴30968
₴37193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
41 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
415
total
-
-
-
415
Employee
2 789
-
41 500
-
income
558
-
8 300
-
total
558
-
8 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

38 711
41 500
-
-
total
-
-
-
-
Dividends
38 711
41 500
-
-
withholding
1 936
2 075
-
-
total
1 936
2 075
-
-
Income
41 500
41 500
41 500
41 500
Total tax
2 494
2 075
8 300
415
After tax
39 006
39 425
33 200
41 085
Living cost
2 232
2 232
2 232
2 232
Free-cash
36 774
37 193
30 968
38 853

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴37607
₴35295
₴29722
₴35947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
41 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
415
total
-
-
-
415
Employee
4 347
-
41 500
-
income
869
-
8 300
-
total
869
-
8 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 153
41 500
-
-
total
-
-
-
-
Dividends
37 153
41 500
-
-
withholding
1 858
2 075
-
-
total
1 858
2 075
-
-
Income
41 500
41 500
41 500
41 500
Total tax
2 727
2 075
8 300
415
After tax
38 773
39 425
33 200
41 085
Living cost
3 478
3 478
3 478
3 478
Free-cash
35 295
35 947
29 722
37 607

Estimated living cost  is ₴3478 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴10878
₴12564
₴14526
₴8038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 362
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 675
trade
-
-
-
3 648
total
-
-
-
17 272
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 206
-
41 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 415
-
10 675
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
587
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 362
-
2 362
-
total
3 855
-
13 624
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
24 294
41 500
-
-
trade
3 486
5 955
-
-
income
3 644
6 225
-
-
chamber of commerce
88
114
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

200
343
-
-
total
7 418
12 637
-
-
Dividends
16 876
28 864
-
-
withholding
4 088
7 085
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

225
390
-
-
total
4 313
7 475
-
-
Income
41 500
41 500
41 500
41 500
Total tax
15 586
20 112
13 624
17 272
After tax
25 914
21 388
27 876
24 228
Living cost
13 350
13 350
13 350
13 350
Free-cash
12 564
8 038
14 526
10 878

Estimated living cost  is ₴13350 per week

₴9209
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴13398
₴14316
₴17402
₴10488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 362
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 675
trade
-
-
-
4 004
total
-
-
-
17 628
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 226
-
41 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
10 675
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
587
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 362
-
2 362
-
total
2 751
-
13 624
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 274
41 500
-
-
trade
4 453
6 536
-
-
income
4 241
6 225
-
-
chamber of commerce
93
112
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

233
343
-
-
total
9 020
13 216
-
-
Dividends
19 253
28 284
-
-
withholding
4 682
6 940
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

257
382
-
-
total
4 939
7 322
-
-
Income
41 500
41 500
41 500
41 500
Total tax
16 710
20 538
13 624
17 628
After tax
24 790
20 962
27 876
23 872
Living cost
10 474
10 474
10 474
10 474
Free-cash
14 316
10 488
17 402
13 398

Estimated living cost  is ₴10474 per week

₴6588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴10110
₴12023
₴14292
₴7164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 362
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 675
trade
-
-
-
4 182
total
-
-
-
17 806
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 536
-
41 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 507
-
10 675
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
587
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 362
-
2 362
-
total
3 952
-
13 624
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 964
41 500
-
-
trade
3 942
6 827
-
-
income
3 595
6 225
-
-
chamber of commerce
87
112
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
343
-
-
total
7 822
13 507
-
-
Dividends
16 143
27 994
-
-
withholding
3 904
6 867
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
378
-
-
total
4 119
7 245
-
-
Income
41 500
41 500
41 500
41 500
Total tax
15 893
20 752
13 624
17 806
After tax
25 607
20 748
27 876
23 694
Living cost
13 584
13 584
13 584
13 584
Free-cash
12 023
7 164
14 292
10 110

Estimated living cost  is ₴13584 per week

₴9085
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴7675
₴10303
₴12035
₴4696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 362
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 675
trade
-
-
-
4 360
total
-
-
-
17 984
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 782
-
41 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 444
-
10 675
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
587
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 362
-
2 362
-
total
4 941
-
13 624
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
20 718
41 500
-
-
trade
3 553
7 117
-
-
income
3 108
6 225
-
-
chamber of commerce
81
111
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

171
343
-
-
total
6 913
13 796
-
-
Dividends
13 805
27 704
-
-
withholding
3 320
6 794
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

182
373
-
-
total
3 502
7 167
-
-
Income
41 500
41 500
41 500
41 500
Total tax
15 356
20 963
13 624
17 984
After tax
26 144
20 537
27 876
23 516
Living cost
15 841
15 841
15 841
15 841
Free-cash
10 303
4 696
12 035
7 675

Estimated living cost  is ₴15841 per week

₴11570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2799
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴12521
₴17237
₴11837
₴18336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
surtax
-
-
-
1 165
unemployment
-
-
-
79
health
-
-
-
2 946
pensions
-
-
-
8 300
income
-
-
-
8 722
other
-
-
-
-
total
-
-
-
21 212
Employee
11 645
-
34 284
-
unemployment
810
-
2 386
-
other
-
-
-
-
income
1 952
-
8 075
-
surtax
41
-
1 057
-
pensions
777
-
2 287
-
health
297
-
874
-
total
3 877
-
14 679
-
Employer
11 645
-
34 284
-
pensions
1 553
-
4 570
-
other
-
-
-
-
health
530
-
1 560
-
unemployment
369
-
1 087
-
total
2 452
-
7 217
-
Corporate
27 403
41 500
-
-
income
7 125
10 790
-
-
total
7 125
10 790
-
-
Dividends
20 279
30 710
-
-
withholding
3 042
4 607
-
-
total
3 042
4 607
-
-
Income
41 500
41 500
41 500
41 500
Total tax
16 496
15 397
21 896
21 212
After tax
25 004
26 103
19 604
20 288
Living cost
7 767
7 767
7 767
7 767
Free-cash
17 237
18 336
11 837
12 521

Estimated living cost  is ₴7767 per week

₴4689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴675
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴12657
₴17397
₴11973
₴18472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
surtax
-
-
-
1 165
unemployment
-
-
-
79
health
-
-
-
2 946
pensions
-
-
-
8 300
income
-
-
-
8 722
other
-
-
-
-
total
-
-
-
21 212
Employee
11 435
-
34 284
-
unemployment
796
-
2 386
-
other
-
-
-
-
income
1 917
-
8 075
-
surtax
37
-
1 057
-
pensions
763
-
2 287
-
health
292
-
874
-
total
3 805
-
14 679
-
Employer
11 435
-
34 284
-
pensions
1 524
-
4 570
-
other
-
-
-
-
health
520
-
1 560
-
unemployment
362
-
1 087
-
total
2 406
-
7 217
-
Corporate
27 658
41 500
-
-
income
7 191
10 790
-
-
total
7 191
10 790
-
-
Dividends
20 467
30 710
-
-
withholding
3 070
4 607
-
-
total
3 070
4 607
-
-
Income
41 500
41 500
41 500
41 500
Total tax
16 472
15 397
21 896
21 212
After tax
25 028
26 103
19 604
20 288
Living cost
7 631
7 631
7 631
7 631
Free-cash
17 397
18 472
11 973
12 657

Estimated living cost  is ₴7631 per week

₴4666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2085
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴21829
₴16589
₴17137
₴16446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
unemployment
-
-
-
623
health
-
-
-
2 905
pensions
-
-
-
4 150
income
-
-
-
5 073
total
-
-
-
12 751
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 989
3 975
34 728
-
unemployment
150
60
521
-
income
1 221
486
4 246
-
pensions
999
398
3 473
-
health
699
278
2 431
-
total
3 069
1 222
10 671
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 989
3 975
34 728
-
pensions
1 948
775
6 772
-
total
1 948
775
6 772
-
Corporate
29 564
36 749
-
-
income
2 661
3 307
-
-
total
2 661
3 307
-
-
Dividends
26 903
33 442
-
-
withholding
5 112
6 354
-
-
social contributions
5 201
6 476
-
-
total
10 313
12 830
-
-
Income
41 500
41 500
41 500
41 500
Total tax
17 991
18 134
17 443
12 751
After tax
23 509
23 366
24 057
28 749
Living cost
6 920
6 920
6 920
6 920
Free-cash
16 589
16 446
17 137
21 829

Estimated living cost  is ₴6920 per week

₴4722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴8088
₴8926
₴8413
₴9203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
national
-
-
-
6 864
pensions
-
-
-
4 980
social contributions
-
-
-
446
municipal
-
-
-
4 429
total
-
-
-
16 719
Employee
25 878
-
35 876
-
municipal
3 196
-
4 590
-
national
4 953
-
7 113
-
pensions
1 035
-
1 435
-
total
9 184
-
13 138
-
Employer
25 878
-
35 876
-
pensions
2 070
-
2 870
-
social contributions
278
-
386
-
total
2 348
-
3 256
-
Corporate
11 566
41 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 313
8 300
-
-
total
2 313
8 300
-
-
Dividends
9 253
33 200
-
-
withholding
2 036
7 304
-
-
total
2 036
7 304
-
-
Income
41 500
41 500
41 500
41 500
Total tax
15 881
15 604
16 394
16 719
After tax
25 619
25 896
25 106
24 781
Living cost
16 693
16 693
16 693
16 693
Free-cash
8 926
9 203
8 413
8 088

Estimated living cost  is ₴16693 per week

₴11346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴7081
₴10115
₴7081
₴9353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
social contributions
-
-
-
3 837
income
-
-
-
10 884
total
-
-
-
14 721
Employee
27 049
-
41 500
-
social contributions
2 247
-
3 837
-
income
5 104
-
10 884
-
total
7 351
-
14 721
-
Employer
27 049
-
41 500
-
total
-
-
-
-
Corporate
14 451
41 500
-
-
income
1 807
5 187
-
-
total
1 807
5 187
-
-
Dividends
12 644
36 313
-
-
withholding
2 529
7 262
-
-
total
2 529
7 262
-
-
Income
41 500
41 500
41 500
41 500
Total tax
11 687
12 449
14 721
14 721
After tax
29 813
29 051
26 779
26 779
Living cost
19 698
19 698
19 698
19 698
Free-cash
10 115
9 353
7 081
7 081

Estimated living cost  is ₴19698 per week

₴14986
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴6219
₴5745
₴4245
₴7552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
national
-
-
-
9 299
regional
-
-
-
470
social contributions
-
-
-
10 674
municipal
-
-
-
247
total
-
-
-
20 690
Employee
30 732
-
41 500
-
municipal
163
-
220
-
national
5 325
-
8 037
-
social contributions
10 363
-
13 994
-
regional
290
-
413
-
total
16 141
-
22 664
-
Employer
30 732
-
41 500
-
total
-
-
-
-
Corporate
10 768
41 500
-
-
nationa
2 584
9 960
-
-
municipal
420
1 618
-
-
total
3 004
11 578
-
-
Dividends
7 763
29 922
-
-
withholding
2 019
7 779
-
-
total
2 019
7 779
-
-
Income
41 500
41 500
41 500
41 500
Total tax
21 164
19 357
22 664
20 690
After tax
20 336
22 143
18 836
20 810
Living cost
14 591
14 591
14 591
14 591
Free-cash
5 745
7 552
4 245
6 219

Estimated living cost  is ₴14591 per week

₴10171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴11339
₴11731
₴9376
₴12499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 500
national
-
-
-
9 299
regional
-
-
-
626
social contributions
-
-
-
10 674
municipal
-
-
-
247
total
-
-
-
20 846
Employee
19 182
-
41 500
-
municipal
102
-
220
-
national
3 039
-
8 037
-
social contributions
6 468
-
13 994
-
regional
258
-
558
-
total
9 867
-
22 809
-
Employer
19 182
-
41 500
-
total
-
-
-
-
Corporate
22 318
41 500
-
-
nationa
5 356
9 960
-
-
municipal
1 109
2 062
-
-
total
6 465
12 022