Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 41000
per

Your estimated
City
free-cash

Andorra , Andorra
₴20508
₴25373
₴21598
₴26532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
9 020
income
-
-
-
1 104
total
-
-
-
10 124
Employee
11 089
-
35 498
-
social contributions
721
-
2 307
-
income
-
-
1 225
-
total
721
-
3 532
-
Employer
11 089
-
35 498
-
social contributions
1 719
-
5 502
-
total
1 719
-
5 502
-
Corporate
28 192
41 000
-
-
income
2 819
4 100
-
-
total
2 819
4 100
-
-
Dividends
25 373
36 900
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
5 259
4 100
9 034
10 124
After tax
35 741
36 900
31 966
30 876
Living cost
10 368
10 368
10 368
10 368
Free-cash
25 373
26 532
21 598
20 508

Estimated living cost  is ₴10368 per week

₴6704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴9397
₴11737
₴609
₴11908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
-
unemployment
-
-
-
2 115
health
-
-
-
3 082
chamber of commerce
-
-
-
164
pensions
-
-
-
7 455
income
-
-
-
7 783
total
-
-
-
20 599
Employee
15 077
13 745
31 838
-
unemployment
452
412
955
-
other
151
137
318
-
income
1 343
1 014
6 827
-
pensions
1 544
1 407
3 260
-
health
583
532
1 232
-
total
4 073
3 502
12 592
-
Employer
15 077
13 745
31 838
-
pensions
1 892
1 725
3 995
-
surtax
-
-
-
-
payroll
452
412
955
-
other
716
653
1 512
-
health
570
520
1 204
-
accident
196
179
414
-
unemployment
452
412
955
-
chamber of commerce
60
55
128
-
total
4 338
3 956
9 163
-
Corporate
21 584
23 299
30 529
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 396
5 825
7 632
-
total
5 396
5 825
7 632
-
Dividends
16 188
17 474
-
-
withholding
4 452
4 805
-
-
total
4 452
4 805
-
-
Income
41 000
41 000
41 000
41 000
Total tax
18 259
18 088
29 387
20 599
After tax
22 741
22 912
11 613
20 401
Living cost
11 004
11 004
11 004
11 004
Free-cash
11 737
11 908
609
9 397

Estimated living cost  is ₴11004 per week

₴6601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴8179
₴10187
-₴554
₴10721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
68
unemployment
-
-
-
2 115
health
-
-
-
3 082
chamber of commerce
-
-
-
164
pensions
-
-
-
7 455
income
-
-
-
7 783
total
-
-
-
20 667
Employee
17 237
13 745
31 784
-
unemployment
517
412
954
-
other
172
137
318
-
income
1 962
1 014
6 808
-
pensions
1 765
1 407
3 254
-
health
667
532
1 230
-
total
5 083
3 502
12 564
-
Employer
17 237
13 745
31 784
-
pensions
2 163
1 725
3 989
-
surtax
68
68
68
-
payroll
517
412
954
-
other
819
653
1 510
-
health
651
520
1 202
-
accident
224
179
413
-
unemployment
517
412
954
-
chamber of commerce
69
55
127
-
total
5 028
4 024
9 217
-
Corporate
18 734
23 230
30 475
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 684
5 808
7 619
-
total
4 684
5 808
7 619
-
Dividends
14 050
17 423
-
-
withholding
3 864
4 791
-
-
total
3 864
4 791
-
-
Income
41 000
41 000
41 000
41 000
Total tax
18 659
18 125
29 400
20 667
After tax
22 341
22 875
11 600
20 333
Living cost
12 154
12 154
12 154
12 154
Free-cash
10 187
10 721
-554
8 179

Estimated living cost  is ₴12154 per week

₴8106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴5968
₴5221
₴2964
₴10395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
13 827
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 066
social contributions
-
-
-
6 563
total
-
-
-
22 456
Employee

The minimum management director salary is set at €45,000 per year.

24 672
-
31 755
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
276
-
national
7 585
-
10 411
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 287
-
1 656
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 850
-
2 382
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 159
-
1 492
-
total
12 096
-
16 217
-
Employer

The minimum management director salary is set at €45,000 per year.

24 672
-
31 755
-
surtax
2 798
-
3 601
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 186
-
2 813
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 517
-
1 953
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
413
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

360
-
463
-
total
7 182
-
9 243
-
Corporate
9 146
41 000
-
-
income
1 829
8 200
-
-
surtax
37
164
-
-
total
1 866
8 364
-
-
Dividends
7 280
32 636
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 059
9 665
-
-
total
2 059
9 665
-
-
Income
41 000
41 000
41 000
41 000
Total tax
23 203
18 029
25 460
22 456
After tax
17 797
22 971
15 540
18 544
Living cost
12 576
12 576
12 576
12 576
Free-cash
5 221
10 395
2 964
5 968

Estimated living cost  is ₴12576 per week

₴8101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴25704
₴27025
₴27100
₴29124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
48
health
-
-
-
1 385
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 782
income
-
-
-
6 150
total
-
-
-
9 365
Employee
7 853
-
38 637
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
income
785
-
3 864
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

689
-
1 057
-
health
361
-
554
-
total
1 921
-
5 607
-
Employer
7 853
-
38 637
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

865
-
1 327
-
health
542
-
831
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
unemployment
47
-
72
-
total
1 540
-
2 362
-
Corporate
31 606
41 000
-
-
income
3 161
4 100
-
-
total
3 161
4 100
-
-
Dividends
28 445
36 900
-
-
withholding
1 422
1 845
-
-
total
1 422
1 845
-
-
Income
41 000
41 000
41 000
41 000
Total tax
8 044
5 945
7 969
9 365
After tax
32 956
35 055
33 031
31 635
Living cost
5 931
5 931
5 931
5 931
Free-cash
27 025
29 124
27 100
25 704

Estimated living cost  is ₴5931 per week

₴3923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴27115
₴28933
₴28511
₴30535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
48
health
-
-
-
1 385
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 782
income
-
-
-
6 150
total
-
-
-
9 365
Employee
5 986
-
38 637
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
income
598
-
3 864
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

526
-
1 057
-
health
275
-
554
-
total
1 465
-
5 607
-
Employer
5 986
-
38 637
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

660
-
1 327
-
health
413
-
831
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
unemployment
36
-
72
-
total
1 175
-
2 362
-
Corporate
33 840
41 000
-
-
income
3 384
4 100
-
-
total
3 384
4 100
-
-
Dividends
30 456
36 900
-
-
withholding
1 523
1 845
-
-
total
1 523
1 845
-
-
Income
41 000
41 000
41 000
41 000
Total tax
7 547
5 945
7 969
9 365
After tax
33 453
35 055
33 031
31 635
Living cost
4 520
4 520
4 520
4 520
Free-cash
28 933
30 535
28 511
27 115

Estimated living cost  is ₴4520 per week

₴2639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴20782
₴20111
₴20335
₴21989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
1 045
social contributions
-
-
-
5 581
income
-
-
-
5 606
total
-
-
-
12 232
Employee
26 522
26 522
37 340
-
income
2 888
2 455
5 415
-
social contributions
1 003
2 201
2 969
-
health
206
451
635
-
total
4 097
5 107
9 019
-
Employer
26 522
26 522
37 340
-
social contributions
1 003
2 201
2 969
-
health
223
491
691
-
total
1 226
2 692
3 660
-
Corporate
27 692
11 785
-
-
income
3 461
1 473
-
-
total
3 461
1 473
-
-
Dividends
24 231
10 312
-
-
withholding
4 119
1 753
-
-
total
4 119
1 753
-
-
Income
41 000
41 000
41 000
41 000
Total tax
12 903
11 025
12 679
12 232
After tax
28 097
29 975
28 321
28 768
Living cost
7 986
7 986
7 986
7 986
Free-cash
20 111
21 989
20 335
20 782

Estimated living cost  is ₴7986 per week

₴4786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴17581
₴17357
₴17134
₴18788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
1 045
social contributions
-
-
-
5 581
income
-
-
-
5 606
total
-
-
-
12 232
Employee
26 522
26 522
37 340
-
income
2 785
2 455
5 415
-
social contributions
1 289
2 201
2 969
-
health
264
451
635
-
total
4 338
5 107
9 019
-
Employer
26 522
26 522
37 340
-
social contributions
1 289
2 201
2 969
-
health
287
491
691
-
total
1 576
2 692
3 660
-
Corporate
23 899
11 785
-
-
income
2 987
1 473
-
-
total
2 987
1 473
-
-
Dividends
20 911
10 312
-
-
withholding
3 555
1 753
-
-
total
3 555
1 753
-
-
Income
41 000
41 000
41 000
41 000
Total tax
12 456
11 025
12 679
12 232
After tax
28 544
29 975
28 321
28 768
Living cost
11 187
11 187
11 187
11 187
Free-cash
17 357
18 788
17 134
17 581

Estimated living cost  is ₴11187 per week

₴7648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴12447
₴17427
₴12844
₴20267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
5 535
social contributions
-
-
-
11 456
income
-
-
-
3 601
solidarity contribution
-
-
-
-
total
-
-
-
20 592
Employee
11 708
-
30 597
-
income
1 405
-
3 672
-
social contributions
761
-
1 989
-
health
1 581
-
4 131
-
solidarity contribution
-
-
-
-
total
3 747
-
9 792
-
Employer
11 708
-
30 597
-
social contributions
2 927
-
7 649
-
health
1 054
-
2 754
-
total
3 981
-
10 403
-
Corporate
25 312
41 000
-
-
income
4 809
7 790
-
-
total
4 809
7 790
-
-
Dividends
20 503
33 210
-
-
withholding
3 075
4 982
-
-
total
3 075
4 982
-
-
Income
41 000
41 000
41 000
41 000
Total tax
15 612
12 772
20 195
20 592
After tax
25 388
28 228
20 805
20 408
Living cost
7 961
7 961
7 961
7 961
Free-cash
17 427
20 267
12 844
12 447

Estimated living cost  is ₴7961 per week

₴5530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴10598
₴14918
₴10995
₴18418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
5 535
social contributions
-
-
-
11 456
income
-
-
-
3 601
solidarity contribution
-
-
-
-
total
-
-
-
20 592
Employee
14 427
-
30 597
-
income
1 731
-
3 672
-
social contributions
938
-
1 989
-
health
1 948
-
4 131
-
solidarity contribution
-
-
-
-
total
4 617
-
9 792
-
Employer
14 427
-
30 597
-
social contributions
3 607
-
7 649
-
health
1 298
-
2 754
-
total
4 905
-
10 403
-
Corporate
21 668
41 000
-
-
income
4 117
7 790
-
-
total
4 117
7 790
-
-
Dividends
17 551
33 210
-
-
withholding
2 633
4 982
-
-
total
2 633
4 982
-
-
Income
41 000
41 000
41 000
41 000
Total tax
16 272
12 772
20 195
20 592
After tax
24 728
28 228
20 805
20 408
Living cost
9 810
9 810
9 810
9 810
Free-cash
14 918
18 418
10 995
10 598

Estimated living cost  is ₴9810 per week

₴7296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴8389
-₴34376
-₴34376
-₴34376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
4 446
pensions
-
-
-
300
municipal
-
-
-
7 948
labour market
-
-
-
3 256
total
-
-
-
15 950
Employee
70 323
70 323
70 323
-
municipal
14 975
14 975
14 975
-
national
8 591
8 591
8 591
-
pensions
100
100
100
-
labour market
5 618
5 618
5 618
-
total
29 284
29 284
29 284
-
Employer
70 323
70 323
70 323
-
pensions
200
200
200
-
labour market
5 626
5 626
5 626
-
municipal
14 999
14 999
14 999
-
national
8 606
8 606
8 606
-
total
29 431
29 431
29 431
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
58 715
58 715
58 715
15 950
After tax
-17 715
-17 715
-17 715
25 050
Living cost
16 661
16 661
16 661
16 661
Free-cash
-34 376
-34 376
-34 376
8 389

Estimated living cost  is ₴16661 per week

₴11403
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴13645
₴22326
₴15301
₴24469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
5 330
pensions
-
-
-
8 200
income
-
-
-
5 494
total
-
-
-
19 024
Employee
9 785
-
30 642
-
unemployment
156
-
490
-
income
1 102
-
5 908
-
pensions
196
-
613
-
total
1 454
-
7 011
-
Employer
9 785
-
30 642
-
pensions
1 957
-
6 128
-
health
1 272
-
3 984
-
unemployment
79
-
245
-
total
3 308
-
10 357
-
Corporate
27 908
41 000
-
-
income
5 581
8 200
-
-
total
5 581
8 200
-
-
Dividends
22 327
32 800
-
-
total
-
-
-
-
Income
41 000
41 000
41 000
41 000
Total tax
10 343
8 200
17 368
19 024
After tax
30 657
32 800
23 632
21 976
Living cost
8 331
8 331
8 331
8 331
Free-cash
22 326
24 469
15 301
13 645

Estimated living cost  is ₴8331 per week

₴5714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴15143
₴13438
₴9522
₴13522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
41 000
national
-
-
-
4 835
health
-
-
-
488
municipal
-
-
-
7 292
total
-
-
-
12 615
Employee
18 147
-
34 491
-
unemployment
272
-
517
-
municipal
2 972
-
5 626
-
national
300
-
2 868
-
pensions
1 225
-
2 328
-
health
135
-
387
-
total
4 904
-
11 726
-
Employer
18 147
-
34 491
-
pensions
3 148
-
5 984
-
health
139
-
266
-
accident
18
-
35
-
unemployment
118
-
225
-
total
3 423
-
6 510
-
Corporate
19 429
41 000
-
-
income
3 886
8 200
-
-
total
3 886
8 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

11 657
24 600
-
-
municipal
2 098
4 428
-
-
national
9
1 608
-
-
total
2 107
6 036
-
-
Income
41 000
41 000
41 000
41 000
Total tax
14 320
14 236
18 236
12 615
After tax
26 680
26 764
22 764
28 385
Living cost
13 242
13 242
13 242
13 242
Free-cash
13 438
13 522
9 522
15 143

Estimated living cost  is ₴13242 per week

₴8650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴12792
₴11950
₴14093
₴10031
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
-
health
-
-
-
1 117
pensions
-
-
-
9 194
social contributions
-
-
-
1 168
income
-
-
-
4 826
other
-
-
-
1 271
total
-
-
-
17 576
Employee
13 177
-
32 834
-
income
679
-
5 365
-
surtax
-
-
-
-
social contributions
376
-
935
-
pensions
1 490
-
1 809
-
total
2 545
-
8 109
-
Employer
13 177
-
32 834
-
pensions
2 165
-
3 129
-
social contributions
39
-
98
-
other
455
-
1 133
-
health
922
-
2 476
-
unemployment
533
-
1 330
-
total
4 114
-
8 166
-
Corporate
23 708
41 000
-
-
income
6 638
11 480
-
-
surtax
-
-
-
-
total
6 638
11 480
-
-
Dividends
17 069
29 520
-
-
withholding
2 185
3 779
-
-
social contributions
2 936
5 078
-
-
surtax
-
-
-
-
total
5 121
8 857
-
-
Income
41 000
41 000
41 000
41 000
Total tax
18 418
20 337
16 275
17 576
After tax
22 582
20 663
24 725
23 424
Living cost
10 632
10 632
10 632
10 632
Free-cash
11 950
10 031
14 093
12 792

Estimated living cost  is ₴10632 per week

₴6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴11623
₴10900
₴12924
₴8862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
-
health
-
-
-
1 117
pensions
-
-
-
9 194
social contributions
-
-
-
1 168
income
-
-
-
4 826
other
-
-
-
1 271
total
-
-
-
17 576
Employee
14 762
-
32 834
-
income
871
-
5 365
-
surtax
-
-
-
-
social contributions
421
-
935
-
pensions
1 669
-
1 809
-
total
2 961
-
8 109
-
Employer
14 762
-
32 834
-
pensions
2 425
-
3 129
-
social contributions
45
-
98
-
other
509
-
1 133
-
health
1 034
-
2 476
-
unemployment
598
-
1 330
-
total
4 611
-
8 166
-
Corporate
21 628
41 000
-
-
income
6 056
11 480
-
-
surtax
-
-
-
-
total
6 056
11 480
-
-
Dividends
15 572
29 520
-
-
withholding
1 993
3 779
-
-
social contributions
2 678
5 078
-
-
surtax
-
-
-
-
total
4 671
8 857
-
-
Income
41 000
41 000
41 000
41 000
Total tax
18 299
20 337
16 275
17 576
After tax
22 701
20 663
24 725
23 424
Living cost
11 801
11 801
11 801
11 801
Free-cash
10 900
8 862
12 924
11 623

Estimated living cost  is ₴11801 per week

₴7441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴6765
₴6375
₴8066
₴4004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
-
health
-
-
-
1 117
pensions
-
-
-
9 194
social contributions
-
-
-
1 168
income
-
-
-
4 826
other
-
-
-
1 271
total
-
-
-
17 576
Employee
21 603
-
32 834
-
income
1 885
-
5 365
-
surtax
-
-
-
-
social contributions
615
-
935
-
pensions
2 443
-
1 809
-
total
4 943
-
8 109
-
Employer
21 603
-
32 834
-
pensions
3 550
-
3 129
-
social contributions
65
-
98
-
other
746
-
1 133
-
health
1 512
-
2 476
-
unemployment
875
-
1 330
-
total
6 748
-
8 166
-
Corporate
12 650
41 000
-
-
income
3 542
11 480
-
-
surtax
-
-
-
-
total
3 542
11 480
-
-
Dividends
9 108
29 520
-
-
withholding
1 166
3 779
-
-
social contributions
1 567
5 078
-
-
surtax
-
-
-
-
total
2 733
8 857
-
-
Income
41 000
41 000
41 000
41 000
Total tax
17 966
20 337
16 275
17 576
After tax
23 034
20 663
24 725
23 424
Living cost
16 659
16 659
16 659
16 659
Free-cash
6 375
4 004
8 066
6 765

Estimated living cost  is ₴16659 per week

₴11275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴38358
₴36299
₴30568
₴36718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
41 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
410
total
-
-
-
410
Employee
2 789
-
41 000
-
income
558
-
8 200
-
total
558
-
8 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

38 211
41 000
-
-
total
-
-
-
-
Dividends
38 211
41 000
-
-
withholding
1 911
2 050
-
-
total
1 911
2 050
-
-
Income
41 000
41 000
41 000
41 000
Total tax
2 469
2 050
8 200
410
After tax
38 531
38 950
32 800
40 590
Living cost
2 232
2 232
2 232
2 232
Free-cash
36 299
36 718
30 568
38 358

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴37113
₴34821
₴29323
₴35473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
41 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
410
total
-
-
-
410
Employee
4 347
-
41 000
-
income
869
-
8 200
-
total
869
-
8 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

36 653
41 000
-
-
total
-
-
-
-
Dividends
36 653
41 000
-
-
withholding
1 833
2 050
-
-
total
1 833
2 050
-
-
Income
41 000
41 000
41 000
41 000
Total tax
2 702
2 050
8 200
410
After tax
38 298
38 950
32 800
40 590
Living cost
3 477
3 477
3 477
3 477
Free-cash
34 821
35 473
29 323
37 113

Estimated living cost  is ₴3477 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴10686
₴12330
₴14268
₴7816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
577
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 483
trade
-
-
-
3 582
total
-
-
-
16 998
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 162
-
41 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 411
-
10 483
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
577
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 845
-
13 416
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 838
41 000
-
-
trade
3 421
5 884
-
-
income
3 576
6 150
-
-
chamber of commerce
87
113
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

196
338
-
-
total
7 280
12 485
-
-
Dividends
16 558
28 515
-
-
withholding
4 008
6 998
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

221
385
-
-
total
4 229
7 383
-
-
Income
41 000
41 000
41 000
41 000
Total tax
15 354
19 868
13 416
16 998
After tax
25 646
21 132
27 584
24 002
Living cost
13 316
13 316
13 316
13 316
Free-cash
12 330
7 816
14 268
10 686

Estimated living cost  is ₴13316 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴13205
₴14079
₴17137
₴10265
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
577
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 483
trade
-
-
-
3 932
total
-
-
-
17 348
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 192
-
41 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
10 483
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
577
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
2 745
-
13 416
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
27 808
41 000
-
-
trade
4 380
6 458
-
-
income
4 171
6 150
-
-
chamber of commerce
92
111
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

230
338
-
-
total
8 873
13 057
-
-
Dividends
18 935
27 942
-
-
withholding
4 603
6 854
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

253
377
-
-
total
4 856
7 231
-
-
Income
41 000
41 000
41 000
41 000
Total tax
16 474
20 288
13 416
17 348
After tax
24 526
20 712
27 584
23 652
Living cost
10 447
10 447
10 447
10 447
Free-cash
14 079
10 265
17 137
13 205

Estimated living cost  is ₴10447 per week

₴6572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴9927
₴11797
₴14034
₴6951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
577
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 483
trade
-
-
-
4 107
total
-
-
-
17 523
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 491
-
41 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 503
-
10 483
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

82
-
577
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 941
-
13 416
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 509
41 000
-
-
trade
3 867
6 744
-
-
income
3 526
6 150
-
-
chamber of commerce
86
111
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

194
338
-
-
total
7 673
13 343
-
-
Dividends
15 836
27 656
-
-
withholding
3 828
6 783
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
373
-
-
total
4 039
7 156
-
-
Income
41 000
41 000
41 000
41 000
Total tax
15 653
20 499
13 416
17 523
After tax
25 347
20 501
27 584
23 477
Living cost
13 550
13 550
13 550
13 550
Free-cash
11 797
6 951
14 034
9 927

Estimated living cost  is ₴13550 per week

₴9062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴7502
₴10083
₴11783
₴4488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
41 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
577
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 483
trade
-
-
-
4 281
total
-
-
-
17 697
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 729
-
41 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 438
-
10 483
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
577
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
4 928
-
13 416
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
20 271
41 000
-
-
trade
3 476
7 032
-
-
income
3 040
6 150
-
-
chamber of commerce
81
110
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

167
338
-
-
total
6 764
13 630
-
-
Dividends
13 506
27 370
-
-
withholding
3 245
6 712
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

179
369
-
-
total
3 424
7 081
-
-
Income
41 000
41 000
41 000
41 000
Total tax
15 116
20 711
13 416
17 697
After tax
25 884
20 289
27 584
23 303
Living cost
15 801
15 801
15 801
15 801
Free-cash
10 083
4 488
11 783
7 502

Estimated living cost  is ₴15801 per week

₴11540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴12352
₴16945
₴11677
₴18042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
1 140
unemployment
-
-
-
79
health
-
-
-
2 911
pensions
-
-
-
8 200
income
-
-
-
8 571
other
-
-
-
-
total
-
-
-
20 901
Employee
11 616
-
33 871
-
unemployment
808
-
2 358
-
other
-
-
-
-
income
1 947
-
7 932
-
surtax
41
-
1 034
-
pensions
775
-
2 259
-
health
297
-
864
-
total
3 868
-
14 447
-
Employer
11 616
-
33 871
-
pensions
1 549
-
4 515
-
other
-
-
-
-
health
528
-
1 541
-
unemployment
369
-
1 073
-
total
2 446
-
7 129
-
Corporate
26 939
41 000
-
-
income
7 004
10 660
-
-
total
7 004
10 660
-
-
Dividends
19 935
30 340
-
-
withholding
2 990
4 551
-
-
total
2 990
4 551
-
-
Income
41 000
41 000
41 000
41 000
Total tax
16 308
15 211
21 576
20 901
After tax
24 692
25 789
19 424
20 099
Living cost
7 747
7 747
7 747
7 747
Free-cash
16 945
18 042
11 677
12 352

Estimated living cost  is ₴7747 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴12488
₴17105
₴11813
₴18178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
surtax
-
-
-
1 140
unemployment
-
-
-
79
health
-
-
-
2 911
pensions
-
-
-
8 200
income
-
-
-
8 571
other
-
-
-
-
total
-
-
-
20 901
Employee
11 406
-
33 871
-
unemployment
794
-
2 358
-
other
-
-
-
-
income
1 912
-
7 932
-
surtax
37
-
1 034
-
pensions
761
-
2 259
-
health
291
-
864
-
total
3 795
-
14 447
-
Employer
11 406
-
33 871
-
pensions
1 521
-
4 515
-
other
-
-
-
-
health
519
-
1 541
-
unemployment
361
-
1 073
-
total
2 401
-
7 129
-
Corporate
27 193
41 000
-
-
income
7 070
10 660
-
-
total
7 070
10 660
-
-
Dividends
20 123
30 340
-
-
withholding
3 018
4 551
-
-
total
3 018
4 551
-
-
Income
41 000
41 000
41 000
41 000
Total tax
16 284
15 211
21 576
20 901
After tax
24 716
25 789
19 424
20 099
Living cost
7 611
7 611
7 611
7 611
Free-cash
17 105
18 178
11 813
12 488

Estimated living cost  is ₴7611 per week

₴4654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴21556
₴16381
₴16921
₴16239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
unemployment
-
-
-
615
health
-
-
-
2 870
pensions
-
-
-
4 100
income
-
-
-
5 012
total
-
-
-
12 597
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
34 310
-
unemployment
148
59
515
-
income
1 208
481
4 194
-
pensions
988
393
3 431
-
health
692
275
2 402
-
total
3 036
1 208
10 542
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
34 310
-
pensions
1 927
767
6 690
-
total
1 927
767
6 690
-
Corporate
29 189
36 299
-
-
income
2 627
3 267
-
-
total
2 627
3 267
-
-
Dividends
26 562
33 032
-
-
withholding
5 047
6 276
-
-
social contributions
5 135
6 396
-
-
total
10 182
12 672
-
-
Income
41 000
41 000
41 000
41 000
Total tax
17 772
17 914
17 232
12 597
After tax
23 228
23 086
23 768
28 403
Living cost
6 847
6 847
6 847
6 847
Free-cash
16 381
16 239
16 921
21 556

Estimated living cost  is ₴6847 per week

₴4673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴7796
₴8608
₴8117
₴8885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
6 773
pensions
-
-
-
4 920
social contributions
-
-
-
441
municipal
-
-
-
4 371
total
-
-
-
16 505
Employee
25 887
-
35 444
-
municipal
3 197
-
4 530
-
national
4 955
-
7 019
-
pensions
1 035
-
1 418
-
total
9 187
-
12 967
-
Employer
25 887
-
35 444
-
pensions
2 071
-
2 836
-
social contributions
278
-
381
-
total
2 349
-
3 217
-
Corporate
11 056
41 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 211
8 200
-
-
total
2 211
8 200
-
-
Dividends
8 845
32 800
-
-
withholding
1 946
7 216
-
-
total
1 946
7 216
-
-
Income
41 000
41 000
41 000
41 000
Total tax
15 693
15 416
16 184
16 505
After tax
25 307
25 584
24 816
24 495
Living cost
16 699
16 699
16 699
16 699
Free-cash
8 608
8 885
8 117
7 796

Estimated living cost  is ₴16699 per week

₴11350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴6869
₴9815
₴6869
₴9052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
social contributions
-
-
-
3 784
income
-
-
-
10 699
total
-
-
-
14 483
Employee
26 980
-
41 000
-
social contributions
2 241
-
3 784
-
income
5 091
-
10 699
-
total
7 332
-
14 483
-
Employer
26 980
-
41 000
-
total
-
-
-
-
Corporate
14 020
41 000
-
-
income
1 752
5 125
-
-
total
1 752
5 125
-
-
Dividends
12 268
35 875
-
-
withholding
2 453
7 175
-
-
total
2 453
7 175
-
-
Income
41 000
41 000
41 000
41 000
Total tax
11 537
12 300
14 483
14 483
After tax
29 463
28 700
26 517
26 517
Living cost
19 648
19 648
19 648
19 648
Free-cash
9 815
9 052
6 869
6 869

Estimated living cost  is ₴19648 per week

₴14948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2911
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴6030
₴5521
₴4080
₴7321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
9 164
regional
-
-
-
464
social contributions
-
-
-
10 545
municipal
-
-
-
243
total
-
-
-
20 416
Employee
30 654
-
41 000
-
municipal
162
-
217
-
national
5 312
-
7 917
-
social contributions
10 337
-
13 825
-
regional
289
-
407
-
total
16 100
-
22 366
-
Employer
30 654
-
41 000
-
total
-
-
-
-
Corporate
10 346
41 000
-
-
nationa
2 483
9 840
-
-
municipal
403
1 599
-
-
total
2 886
11 439
-
-
Dividends
7 459
29 561
-
-
withholding
1 939
7 686
-
-
total
1 939
7 686
-
-
Income
41 000
41 000
41 000
41 000
Total tax
20 925
19 125
22 366
20 416
After tax
20 075
21 875
18 634
20 584
Living cost
14 554
14 554
14 554
14 554
Free-cash
5 521
7 321
4 080
6 030

Estimated living cost  is ₴14554 per week

₴10145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴11139
₴11493
₴9199
₴12259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
national
-
-
-
9 164
regional
-
-
-
618
social contributions
-
-
-
10 545
municipal
-
-
-
243
total
-
-
-
20 570
Employee
19 133
-
41 000
-
municipal
101
-
217
-
national
3 031
-
7 917
-
social contributions
6 452
-
13 825
-
regional
258
-
551
-
total
9 842
-
22 510
-
Employer
19 133
-
41 000
-
total
-
-
-
-
Corporate
21 867
41 000
-
-
nationa
5 248
9 840
-
-
municipal
1 087
2 038
-
-
total
6 335
11 878