Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Barcelona , Spain
₴12078
₴8471
₴9872
₴14723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
unemployment
-
-
-
219
income
-
-
-
8 583
other
-
-
-
31
accident
-
-
-
281
pensions
-
-
-
8 841
total
-
-
-
17 955
Employee
16 778
-
30 330
-
unemployment
260
-
470
-
pensions
789
-
1 426
-
income
3 540
-
7 760
-
other
17
-
30
-
total
4 606
-
9 686
-
Employer
16 778
-
30 330
-
pensions
3 959
-
7 158
-
accident
332
-
601
-
unemployment
923
-
1 668
-
other
134
-
243
-
total
5 348
-
9 670
-
Corporate
17 874
40 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 681
6 000
-
-
total
2 681
6 000
-
-
Dividends
15 193
34 000
-
-
withholding
3 114
7 104
-
-
total
3 114
7 104
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 749
13 104
19 356
17 955
After tax
24 251
26 896
20 644
22 045
Living cost
12 173
12 173
12 173
12 173
Free-cash
12 078
14 723
8 471
9 872

Estimated living cost  is ₴12173 per week

₴8964
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Additional information

Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source