Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 39500
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₴15775
₴12214
₴9150
₴8018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
39 500
income
-
-
-
7 769
pensions
-
-
-
7 214
unemployment
-
-
-
59
health
-
-
-
3 887
total
-
-
-
18 929
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

18 830
-
34 179
-
health
1 216
-
2 208
-
income
3 247
-
7 186
-
pensions
2 919
-
5 298
-
unemployment
27
-
48
-
total
7 409
-
14 740
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

18 830
-
34 179
-
unemployment
11
-
20
-
pensions
1 666
-
3 025
-
health
1 254
-
2 276
-
total
2 931
-
5 321
-
Corporate
17 739
39 500
-
-
income
3 370
7 505
-
-
total
3 370
7 505
-
-
Dividends
14 368
31 995
-
-
withholding
2 155
4 799
-
-
total
2 155
4 799
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 865
12 304
20 061
18 929
After tax
23 635
27 196
19 439
20 571
Living cost
11 421
11 421
11 421
11 421
Free-cash
12 214
15 775
8 018
9 150

Estimated living cost  is ₴11421 per week

₴7838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴221
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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