Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 39500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
-₴415
₴4590
-₴2806
-₴2806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
income
-
-
-
7 143
health
-
-
-
4 928
pensions
-
-
-
4 992
total
-
-
-
17 063
Employee
36 381
36 381
36 381
-
pensions
6 549
4 992
6 549
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 955
5 955
5 955
-
health
5 584
4 750
5 584
-
total
18 088
15 697
18 088
-
Employer
36 381
36 381
36 381
-
unemployment
1 310
1 310
1 310
-
health
2 529
2 529
2 529
-
pensions
2 532
2 532
2 532
-
total
6 371
6 371
6 371
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
24 459
22 068
24 459
17 063
After tax
15 041
17 432
15 041
22 437
Living cost
17 847
17 847
17 847
17 847
Free-cash
-2 806
-415
-2 806
4 590

Estimated living cost  is ₴17847 per week

₴12648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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