Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 39500
per

Your estimated
City
free-cash

Andorra , Andorra
₴19438
₴23999
₴20487
₴25160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
social contributions
-
-
-
8 690
income
-
-
-
982
total
-
-
-
9 672
Employee
11 112
-
34 199
-
social contributions
722
-
2 223
-
income
-
-
1 099
-
total
722
-
3 322
-
Employer
11 112
-
34 199
-
social contributions
1 723
-
5 301
-
total
1 723
-
5 301
-
Corporate
26 665
39 500
-
-
income
2 666
3 950
-
-
total
2 666
3 950
-
-
Dividends
23 999
35 550
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
5 111
3 950
8 623
9 672
After tax
34 389
35 550
30 877
29 828
Living cost
10 390
10 390
10 390
10 390
Free-cash
23 999
25 160
20 487
19 438

Estimated living cost  is ₴10390 per week

₴6718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2693
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴8636
₴10899
₴334
₴11070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
-
unemployment
-
-
-
2 120
health
-
-
-
3 022
chamber of commerce
-
-
-
158
pensions
-
-
-
7 307
income
-
-
-
7 229
total
-
-
-
19 836
Employee
15 110
13 775
30 672
-
unemployment
453
413
920
-
other
151
138
307
-
income
1 346
1 016
6 416
-
pensions
1 547
1 410
3 141
-
health
584
533
1 187
-
total
4 081
3 510
11 971
-
Employer
15 110
13 775
30 672
-
pensions
1 896
1 729
3 849
-
surtax
-
-
-
-
payroll
453
413
920
-
other
718
654
1 457
-
health
571
521
1 159
-
accident
196
179
399
-
unemployment
453
413
920
-
chamber of commerce
60
55
123
-
total
4 347
3 964
8 827
-
Corporate
20 042
21 761
29 361
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 011
5 440
7 340
-
total
5 011
5 440
7 340
-
Dividends
15 031
16 320
-
-
withholding
4 134
4 488
-
-
total
4 134
4 488
-
-
Income
39 500
39 500
39 500
39 500
Total tax
17 573
17 402
28 138
19 836
After tax
21 927
22 098
11 362
19 664
Living cost
11 028
11 028
11 028
11 028
Free-cash
10 899
11 070
334
8 636

Estimated living cost  is ₴11028 per week

₴6615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴7416
₴9345
-₴829
₴9881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
68
unemployment
-
-
-
2 120
health
-
-
-
3 022
chamber of commerce
-
-
-
158
pensions
-
-
-
7 307
income
-
-
-
7 229
total
-
-
-
19 904
Employee
17 274
13 775
30 619
-
unemployment
518
413
918
-
other
173
138
306
-
income
1 967
1 016
6 399
-
pensions
1 769
1 410
3 135
-
health
668
533
1 185
-
total
5 095
3 510
11 943
-
Employer
17 274
13 775
30 619
-
pensions
2 168
1 729
3 843
-
surtax
68
68
68
-
payroll
518
413
918
-
other
821
654
1 454
-
health
653
521
1 157
-
accident
224
179
398
-
unemployment
518
413
918
-
chamber of commerce
69
55
123
-
total
5 039
4 032
8 879
-
Corporate
17 187
21 692
29 309
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 296
5 423
7 327
-
total
4 296
5 423
7 327
-
Dividends
12 890
16 269
-
-
withholding
3 545
4 474
-
-
total
3 545
4 474
-
-
Income
39 500
39 500
39 500
39 500
Total tax
17 975
17 439
28 149
19 904
After tax
21 525
22 061
11 351
19 596
Living cost
12 180
12 180
12 180
12 180
Free-cash
9 345
9 881
-829
7 416

Estimated living cost  is ₴12180 per week

₴8123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2817
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴5381
₴4348
₴2496
₴9532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
13 175
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 989
social contributions
-
-
-
6 352
total
-
-
-
21 516
Employee

The minimum management director salary is set at €45,000 per year.

24 725
-
30 594
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
266
-
national
7 601
-
9 900
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 290
-
1 596
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 854
-
2 295
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 162
-
1 438
-
total
12 122
-
15 495
-
Employer

The minimum management director salary is set at €45,000 per year.

24 725
-
30 594
-
surtax
2 804
-
3 470
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 191
-
2 710
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 520
-
1 881
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
398
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

361
-
447
-
total
7 197
-
8 906
-
Corporate
7 578
39 500
-
-
income
1 516
7 900
-
-
surtax
30
158
-
-
total
1 546
8 058
-
-
Dividends
6 032
31 442
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 684
9 307
-
-
total
1 684
9 307
-
-
Income
39 500
39 500
39 500
39 500
Total tax
22 549
17 365
24 401
21 516
After tax
16 951
22 135
15 099
17 984
Living cost
12 603
12 603
12 603
12 603
Free-cash
4 348
9 532
2 496
5 381

Estimated living cost  is ₴12603 per week

₴8118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴24406
₴25720
₴25725
₴27827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
5 925
total
-
-
-
9 148
Employee
7 873
-
37 131
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
787
-
3 713
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

691
-
1 060
-
health
362
-
555
-
total
1 927
-
5 461
-
Employer
7 873
-
37 131
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

868
-
1 330
-
health
543
-
833
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
72
-
total
1 545
-
2 368
-
Corporate
30 082
39 500
-
-
income
3 008
3 950
-
-
total
3 008
3 950
-
-
Dividends
27 074
35 550
-
-
withholding
1 354
1 777
-
-
total
1 354
1 777
-
-
Income
39 500
39 500
39 500
39 500
Total tax
7 834
5 727
7 829
9 148
After tax
31 666
33 773
31 671
30 352
Living cost
5 946
5 946
5 946
5 946
Free-cash
25 720
27 827
25 725
24 406

Estimated living cost  is ₴5946 per week

₴3933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴25820
₴27636
₴27139
₴29241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
unemployment
-
-
-
48
health
-
-
-
1 388
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 787
income
-
-
-
5 925
total
-
-
-
9 148
Employee
6 001
-
37 131
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
600
-
3 713
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

527
-
1 060
-
health
276
-
555
-
total
1 469
-
5 461
-
Employer
6 001
-
37 131
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

661
-
1 330
-
health
414
-
833
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
72
-
total
1 177
-
2 368
-
Corporate
32 322
39 500
-
-
income
3 232
3 950
-
-
total
3 232
3 950
-
-
Dividends
29 090
35 550
-
-
withholding
1 454
1 777
-
-
total
1 454
1 777
-
-
Income
39 500
39 500
39 500
39 500
Total tax
7 332
5 727
7 829
9 148
After tax
32 168
33 773
31 671
30 352
Living cost
4 532
4 532
4 532
4 532
Free-cash
27 636
29 241
27 139
25 820

Estimated living cost  is ₴4532 per week

₴2646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴19742
₴19000
₴19308
₴20883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
1 008
social contributions
-
-
-
5 593
income
-
-
-
5 154
total
-
-
-
11 755
Employee
26 579
26 579
35 861
-
income
2 894
2 460
4 967
-
social contributions
1 005
2 206
2 975
-
health
206
452
609
-
total
4 105
5 118
8 551
-
Employer
26 579
26 579
35 861
-
social contributions
1 005
2 206
2 975
-
health
224
492
663
-
total
1 229
2 698
3 638
-
Corporate
26 164
10 223
-
-
income
3 271
1 278
-
-
total
3 271
1 278
-
-
Dividends
22 893
8 945
-
-
withholding
3 892
1 520
-
-
total
3 892
1 520
-
-
Income
39 500
39 500
39 500
39 500
Total tax
12 497
10 614
12 189
11 755
After tax
27 003
28 886
27 311
27 745
Living cost
8 003
8 003
8 003
8 003
Free-cash
19 000
20 883
19 308
19 742

Estimated living cost  is ₴8003 per week

₴4796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴16534
₴16241
₴16100
₴17675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
1 008
social contributions
-
-
-
5 593
income
-
-
-
5 154
total
-
-
-
11 755
Employee
26 579
26 579
35 861
-
income
2 791
2 460
4 967
-
social contributions
1 292
2 206
2 975
-
health
264
452
609
-
total
4 347
5 118
8 551
-
Employer
26 579
26 579
35 861
-
social contributions
1 292
2 206
2 975
-
health
288
492
663
-
total
1 580
2 698
3 638
-
Corporate
22 362
10 223
-
-
income
2 795
1 278
-
-
total
2 795
1 278
-
-
Dividends
19 567
8 945
-
-
withholding
3 326
1 520
-
-
total
3 326
1 520
-
-
Income
39 500
39 500
39 500
39 500
Total tax
12 048
10 614
12 189
11 755
After tax
27 452
28 886
27 311
27 745
Living cost
11 211
11 211
11 211
11 211
Free-cash
16 241
17 675
16 100
16 534

Estimated living cost  is ₴11211 per week

₴7664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴11296
₴16364
₴12063
₴19213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
5 332
social contributions
-
-
-
11 487
income
-
-
-
3 402
solidarity contribution
-
-
-
-
total
-
-
-
20 221
Employee
11 740
-
29 478
-
income
1 409
-
3 537
-
social contributions
763
-
1 916
-
health
1 585
-
3 979
-
solidarity contribution
-
-
-
-
total
3 757
-
9 432
-
Employer
11 740
-
29 478
-
social contributions
2 935
-
7 369
-
health
1 057
-
2 653
-
total
3 992
-
10 022
-
Corporate
23 769
39 500
-
-
income
4 516
7 505
-
-
total
4 516
7 505
-
-
Dividends
19 253
31 995
-
-
withholding
2 888
4 799
-
-
total
2 888
4 799
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 153
12 304
19 454
20 221
After tax
24 347
27 196
20 046
19 279
Living cost
7 983
7 983
7 983
7 983
Free-cash
16 364
19 213
12 063
11 296

Estimated living cost  is ₴7983 per week

₴5545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴9442
₴13849
₴10209
₴17359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
5 332
social contributions
-
-
-
11 487
income
-
-
-
3 402
solidarity contribution
-
-
-
-
total
-
-
-
20 221
Employee
14 467
-
29 478
-
income
1 736
-
3 537
-
social contributions
940
-
1 916
-
health
1 953
-
3 979
-
solidarity contribution
-
-
-
-
total
4 629
-
9 432
-
Employer
14 467
-
29 478
-
social contributions
3 617
-
7 369
-
health
1 302
-
2 653
-
total
4 919
-
10 022
-
Corporate
20 115
39 500
-
-
income
3 822
7 505
-
-
total
3 822
7 505
-
-
Dividends
16 293
31 995
-
-
withholding
2 444
4 799
-
-
total
2 444
4 799
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 814
12 304
19 454
20 221
After tax
23 686
27 196
20 046
19 279
Living cost
9 837
9 837
9 837
9 837
Free-cash
13 849
17 359
10 209
9 442

Estimated living cost  is ₴9837 per week

₴7316
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1807
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴7515
-₴36036
-₴36036
-₴36036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
4 263
pensions
-
-
-
301
municipal
-
-
-
7 588
labour market
-
-
-
3 136
total
-
-
-
15 288
Employee
70 472
70 472
70 472
-
municipal
15 007
15 007
15 007
-
national
8 609
8 609
8 609
-
pensions
100
100
100
-
labour market
5 630
5 630
5 630
-
total
29 346
29 346
29 346
-
Employer
70 472
70 472
70 472
-
pensions
200
200
200
-
labour market
5 638
5 638
5 638
-
municipal
15 031
15 031
15 031
-
national
8 624
8 624
8 624
-
total
29 493
29 493
29 493
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
58 839
58 839
58 839
15 288
After tax
-19 339
-19 339
-19 339
24 212
Living cost
16 697
16 697
16 697
16 697
Free-cash
-36 036
-36 036
-36 036
7 515

Estimated living cost  is ₴16697 per week

₴11427
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3535
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴12823
₴21103
₴14419
₴23251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
health
-
-
-
5 135
pensions
-
-
-
7 900
income
-
-
-
5 293
total
-
-
-
18 328
Employee
9 806
-
29 522
-
unemployment
157
-
472
-
income
1 104
-
5 692
-
pensions
196
-
590
-
total
1 457
-
6 754
-
Employer
9 806
-
29 522
-
pensions
1 961
-
5 904
-
health
1 275
-
3 838
-
unemployment
79
-
236
-
total
3 315
-
9 978
-
Corporate
26 380
39 500
-
-
income
5 276
7 900
-
-
total
5 276
7 900
-
-
Dividends
21 104
31 600
-
-
total
-
-
-
-
Income
39 500
39 500
39 500
39 500
Total tax
10 048
7 900
16 732
18 328
After tax
29 452
31 600
22 768
21 172
Living cost
8 349
8 349
8 349
8 349
Free-cash
21 103
23 251
14 419
12 823

Estimated living cost  is ₴8349 per week

₴5726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴14225
₴12375
₴8810
₴12615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
39 500
national
-
-
-
4 513
health
-
-
-
464
municipal
-
-
-
7 027
total
-
-
-
12 004
Employee
18 186
-
33 230
-
unemployment
273
-
499
-
municipal
2 979
-
5 422
-
national
300
-
2 618
-
pensions
1 227
-
2 243
-
health
136
-
367
-
total
4 915
-
11 149
-
Employer
18 186
-
33 230
-
pensions
3 155
-
5 765
-
health
140
-
256
-
accident
18
-
33
-
unemployment
118
-
216
-
total
3 431
-
6 270
-
Corporate
17 883
39 500
-
-
income
3 577
7 900
-
-
total
3 577
7 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

10 730
23 700
-
-
municipal
1 931
4 266
-
-
national
-
1 448
-
-
total
1 931
5 714
-
-
Income
39 500
39 500
39 500
39 500
Total tax
13 854
13 614
17 419
12 004
After tax
25 646
25 886
22 081
27 496
Living cost
13 271
13 271
13 271
13 271
Free-cash
12 375
12 615
8 810
14 225

Estimated living cost  is ₴13271 per week

₴8668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3115
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴11950
₴11173
₴13420
₴9253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
-
health
-
-
-
1 003
pensions
-
-
-
9 082
social contributions
-
-
-
1 126
income
-
-
-
4 460
other
-
-
-
1 225
total
-
-
-
16 896
Employee
13 205
-
31 747
-
income
681
-
5 073
-
surtax
-
-
-
-
social contributions
377
-
905
-
pensions
1 494
-
1 695
-
total
2 552
-
7 673
-
Employer
13 205
-
31 747
-
pensions
2 170
-
2 946
-
social contributions
39
-
95
-
other
456
-
1 095
-
health
924
-
2 331
-
unemployment
535
-
1 286
-
total
4 124
-
7 753
-
Corporate
22 171
39 500
-
-
income
6 208
11 060
-
-
surtax
-
-
-
-
total
6 208
11 060
-
-
Dividends
15 963
28 440
-
-
withholding
2 043
3 641
-
-
social contributions
2 746
4 892
-
-
surtax
-
-
-
-
total
4 789
8 533
-
-
Income
39 500
39 500
39 500
39 500
Total tax
17 673
19 593
15 426
16 896
After tax
21 827
19 907
24 074
22 604
Living cost
10 654
10 654
10 654
10 654
Free-cash
11 173
9 253
13 420
11 950

Estimated living cost  is ₴10654 per week

₴6179
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1082
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3191
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴10778
₴10124
₴12248
₴8081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
-
health
-
-
-
1 003
pensions
-
-
-
9 082
social contributions
-
-
-
1 126
income
-
-
-
4 460
other
-
-
-
1 225
total
-
-
-
16 896
Employee
14 794
-
31 747
-
income
873
-
5 073
-
surtax
-
-
-
-
social contributions
422
-
905
-
pensions
1 673
-
1 695
-
total
2 968
-
7 673
-
Employer
14 794
-
31 747
-
pensions
2 430
-
2 946
-
social contributions
45
-
95
-
other
510
-
1 095
-
health
1 036
-
2 331
-
unemployment
599
-
1 286
-
total
4 620
-
7 753
-
Corporate
20 087
39 500
-
-
income
5 624
11 060
-
-
surtax
-
-
-
-
total
5 624
11 060
-
-
Dividends
14 463
28 440
-
-
withholding
1 851
3 641
-
-
social contributions
2 487
4 892
-
-
surtax
-
-
-
-
total
4 338
8 533
-
-
Income
39 500
39 500
39 500
39 500
Total tax
17 550
19 593
15 426
16 896
After tax
21 950
19 907
24 074
22 604
Living cost
11 826
11 826
11 826
11 826
Free-cash
10 124
8 081
12 248
10 778

Estimated living cost  is ₴11826 per week

₴7457
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴5909
₴5588
₴7379
₴3212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
-
health
-
-
-
1 003
pensions
-
-
-
9 082
social contributions
-
-
-
1 126
income
-
-
-
4 460
other
-
-
-
1 225
total
-
-
-
16 896
Employee
21 649
-
31 747
-
income
1 889
-
5 073
-
surtax
-
-
-
-
social contributions
617
-
905
-
pensions
2 449
-
1 695
-
total
4 955
-
7 673
-
Employer
21 649
-
31 747
-
pensions
3 557
-
2 946
-
social contributions
65
-
95
-
other
747
-
1 095
-
health
1 515
-
2 331
-
unemployment
877
-
1 286
-
total
6 761
-
7 753
-
Corporate
11 089
39 500
-
-
income
3 105
11 060
-
-
surtax
-
-
-
-
total
3 105
11 060
-
-
Dividends
7 984
28 440
-
-
withholding
1 022
3 641
-
-
social contributions
1 374
4 892
-
-
surtax
-
-
-
-
total
2 396
8 533
-
-
Income
39 500
39 500
39 500
39 500
Total tax
17 217
19 593
15 426
16 896
After tax
22 283
19 907
24 074
22 604
Living cost
16 695
16 695
16 695
16 695
Free-cash
5 588
3 212
7 379
5 909

Estimated living cost  is ₴16695 per week

₴11299
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1366
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴36883
₴34887
₴29378
₴35303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
39 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
395
total
-
-
-
395
Employee
2 778
-
39 500
-
income
555
-
7 900
-
total
555
-
7 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

36 722
39 500
-
-
total
-
-
-
-
Dividends
36 722
39 500
-
-
withholding
1 836
1 975
-
-
total
1 836
1 975
-
-
Income
39 500
39 500
39 500
39 500
Total tax
2 391
1 975
7 900
395
After tax
37 109
37 525
31 600
39 105
Living cost
2 222
2 222
2 222
2 222
Free-cash
34 887
35 303
29 378
36 883

Estimated living cost  is ₴2222 per week

₴1377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴599
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴35642
₴33412
₴28137
₴34062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
39 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
395
total
-
-
-
395
Employee
4 328
-
39 500
-
income
866
-
7 900
-
total
866
-
7 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

35 172
39 500
-
-
total
-
-
-
-
Dividends
35 172
39 500
-
-
withholding
1 759
1 975
-
-
total
1 759
1 975
-
-
Income
39 500
39 500
39 500
39 500
Total tax
2 625
1 975
7 900
395
After tax
36 875
37 525
31 600
39 105
Living cost
3 463
3 463
3 463
3 463
Free-cash
33 412
34 062
28 137
35 642

Estimated living cost  is ₴3463 per week

₴2343
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴10052
₴11542
₴13414
₴7018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
541
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 839
trade
-
-
-
3 362
total
-
-
-
16 103
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 199
-
39 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 414
-
9 839
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
541
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
3 853
-
12 741
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 301
39 500
-
-
trade
3 200
5 668
-
-
income
3 345
5 925
-
-
chamber of commerce
85
110
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
326
-
-
total
6 814
12 029
-
-
Dividends
15 487
27 471
-
-
withholding
3 740
6 737
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

206
371
-
-
total
3 946
7 108
-
-
Income
39 500
39 500
39 500
39 500
Total tax
14 613
19 137
12 741
16 103
After tax
24 887
20 363
26 759
23 397
Living cost
13 345
13 345
13 345
13 345
Free-cash
11 542
7 018
13 414
10 052

Estimated living cost  is ₴13345 per week

₴9206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴12599
₴13311
₴16289
₴9487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
541
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 839
trade
-
-
-
3 690
total
-
-
-
16 431
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 221
-
39 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
9 839
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
541
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
2 750
-
12 741
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 279
39 500
-
-
trade
4 139
6 221
-
-
income
3 942
5 925
-
-
chamber of commerce
91
110
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
326
-
-
total
8 388
12 582
-
-
Dividends
17 892
26 918
-
-
withholding
4 342
6 598
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

239
363
-
-
total
4 581
6 961
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 719
19 543
12 741
16 431
After tax
23 781
19 957
26 759
23 069
Living cost
10 470
10 470
10 470
10 470
Free-cash
13 311
9 487
16 289
12 599

Estimated living cost  is ₴10470 per week

₴6586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2468
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴9326
₴11033
₴13180
₴6175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
541
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 839
trade
-
-
-
3 854
total
-
-
-
16 595
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 529
-
39 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 506
-
9 839
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
541
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
3 950
-
12 741
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 971
39 500
-
-
trade
3 614
6 498
-
-
income
3 295
5 925
-
-
chamber of commerce
84
109
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

181
326
-
-
total
7 174
12 858
-
-
Dividends
14 796
26 642
-
-
withholding
3 568
6 529
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

196
359
-
-
total
3 764
6 888
-
-
Income
39 500
39 500
39 500
39 500
Total tax
14 888
19 746
12 741
16 595
After tax
24 612
19 754
26 759
22 905
Living cost
13 579
13 579
13 579
13 579
Free-cash
11 033
6 175
13 180
9 326

Estimated living cost  is ₴13579 per week

₴9082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴6906
₴9321
₴10924
₴3716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
541
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 361
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 839
trade
-
-
-
4 018
total
-
-
-
16 759
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 773
-
39 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 443
-
9 839
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
541
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 361
-
2 361
-
total
4 938
-
12 741
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 727
39 500
-
-
trade
3 212
6 774
-
-
income
2 809
5 925
-
-
chamber of commerce
79
108
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

155
326
-
-
total
6 255
13 133
-
-
Dividends
12 473
26 367
-
-
withholding
2 987
6 460
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

164
356
-
-
total
3 151
6 816
-
-
Income
39 500
39 500
39 500
39 500
Total tax
14 344
19 949
12 741
16 759
After tax
25 156
19 551
26 759
22 741
Living cost
15 835
15 835
15 835
15 835
Free-cash
9 321
3 716
10 924
6 906

Estimated living cost  is ₴15835 per week

₴11565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴11829
₴15983
₴11182
₴17082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
1 055
unemployment
-
-
-
79
health
-
-
-
2 804
pensions
-
-
-
7 900
income
-
-
-
8 069
other
-
-
-
-
total
-
-
-
19 907
Employee
11 640
-
32 632
-
unemployment
810
-
2 271
-
other
-
-
-
-
income
1 951
-
7 454
-
surtax
41
-
953
-
pensions
777
-
2 176
-
health
297
-
832
-
total
3 876
-
13 686
-
Employer
11 640
-
32 632
-
pensions
1 552
-
4 350
-
other
-
-
-
-
health
529
-
1 484
-
unemployment
369
-
1 034
-
total
2 450
-
6 868
-
Corporate
25 409
39 500
-
-
income
6 606
10 270
-
-
total
6 606
10 270
-
-
Dividends
18 803
29 230
-
-
withholding
2 821
4 384
-
-
total
2 821
4 384
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 753
14 654
20 554
19 907
After tax
23 747
24 846
18 946
19 593
Living cost
7 764
7 764
7 764
7 764
Free-cash
15 983
17 082
11 182
11 829

Estimated living cost  is ₴7764 per week

₴4687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴675
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴11966
₴16143
₴11319
₴17219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
surtax
-
-
-
1 055
unemployment
-
-
-
79
health
-
-
-
2 804
pensions
-
-
-
7 900
income
-
-
-
8 069
other
-
-
-
-
total
-
-
-
19 907
Employee
11 431
-
32 632
-
unemployment
796
-
2 271
-
other
-
-
-
-
income
1 916
-
7 454
-
surtax
37
-
953
-
pensions
762
-
2 176
-
health
292
-
832
-
total
3 803
-
13 686
-
Employer
11 431
-
32 632
-
pensions
1 524
-
4 350
-
other
-
-
-
-
health
520
-
1 484
-
unemployment
362
-
1 034
-
total
2 406
-
6 868
-
Corporate
25 663
39 500
-
-
income
6 672
10 270
-
-
total
6 672
10 270
-
-
Dividends
18 991
29 230
-
-
withholding
2 849
4 384
-
-
total
2 849
4 384
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 730
14 654
20 554
19 907
After tax
23 770
24 846
18 946
19 593
Living cost
7 627
7 627
7 627
7 627
Free-cash
16 143
17 219
11 319
11 966

Estimated living cost  is ₴7627 per week

₴4664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴20467
₴15495
₴16002
₴15351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
unemployment
-
-
-
593
health
-
-
-
2 765
pensions
-
-
-
3 950
income
-
-
-
4 829
total
-
-
-
12 137
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 955
3 962
33 054
-
unemployment
149
59
496
-
income
1 217
484
4 041
-
pensions
995
396
3 305
-
health
697
277
2 314
-
total
3 058
1 216
10 156
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 955
3 962
33 054
-
pensions
1 941
773
6 446
-
total
1 941
773
6 446
-
Corporate
27 604
34 766
-
-
income
2 484
3 129
-
-
total
2 484
3 129
-
-
Dividends
25 120
31 637
-
-
withholding
4 773
6 011
-
-
social contributions
4 853
6 124
-
-
total
9 626
12 135
-
-
Income
39 500
39 500
39 500
39 500
Total tax
17 109
17 253
16 602
12 137
After tax
22 391
22 247
22 898
27 363
Living cost
6 896
6 896
6 896
6 896
Free-cash
15 495
15 351
16 002
20 467

Estimated living cost  is ₴6896 per week

₴4706
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1488
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴6920
₴7651
₴7230
₴7929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
6 501
pensions
-
-
-
4 740
social contributions
-
-
-
425
municipal
-
-
-
4 195
total
-
-
-
15 861
Employee
25 918
-
34 147
-
municipal
3 201
-
4 348
-
national
4 961
-
6 738
-
pensions
1 037
-
1 366
-
total
9 199
-
12 452
-
Employer
25 918
-
34 147
-
pensions
2 073
-
2 732
-
social contributions
279
-
367
-
total
2 352
-
3 099
-
Corporate
9 520
39 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 904
7 900
-
-
total
1 904
7 900
-
-
Dividends
7 616
31 600
-
-
withholding
1 675
6 952
-
-
total
1 675
6 952
-
-
Income
39 500
39 500
39 500
39 500
Total tax
15 130
14 852
15 551
15 861
After tax
24 370
24 648
23 949
23 639
Living cost
16 719
16 719
16 719
16 719
Free-cash
7 651
7 929
7 230
6 920

Estimated living cost  is ₴16719 per week

₴11364
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1554
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴6106
₴8723
₴6106
₴7961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
social contributions
-
-
-
3 617
income
-
-
-
10 087
total
-
-
-
13 704
Employee
27 038
-
39 500
-
social contributions
2 246
-
3 617
-
income
5 102
-
10 087
-
total
7 348
-
13 704
-
Employer
27 038
-
39 500
-
total
-
-
-
-
Corporate
12 462
39 500
-
-
income
1 558
4 937
-
-
total
1 558
4 937
-
-
Dividends
10 904
34 563
-
-
withholding
2 181
6 912
-
-
total
2 181
6 912
-
-
Income
39 500
39 500
39 500
39 500
Total tax
11 087
11 849
13 704
13 704
After tax
28 413
27 651
25 796
25 796
Living cost
19 690
19 690
19 690
19 690
Free-cash
8 723
7 961
6 106
6 106

Estimated living cost  is ₴19690 per week

₴14980
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2918
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴5341
₴4684
₴3461
₴6490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
8 735
regional
-
-
-
445
social contributions
-
-
-
10 159
municipal
-
-
-
235
total
-
-
-
19 574
Employee
30 720
-
39 500
-
municipal
163
-
209
-
national
5 323
-
7 535
-
social contributions
10 359
-
13 320
-
regional
290
-
390
-
total
16 135
-
21 454
-
Employer
30 720
-
39 500
-
total
-
-
-
-
Corporate
8 780
39 500
-
-
nationa
2 108
9 480
-
-
municipal
342
1 541
-
-
total
2 450
11 021
-
-
Dividends
6 330
28 479
-
-
withholding
1 646
7 404
-
-
total
1 646
7 404
-
-
Income
39 500
39 500
39 500
39 500
Total tax
20 231
18 425
21 454
19 574
After tax
19 269
21 075
18 046
19 926
Living cost
14 585
14 585
14 585
14 585
Free-cash
4 684
6 490
3 461
5 341

Estimated living cost  is ₴14585 per week

₴10167
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴956
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3238
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴10464
₴10683
₴8593
₴11451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 500
national
-
-
-
8 735
regional
-
-
-
596
social contributions
-
-
-
10 159
municipal
-
-
-
235
total
-
-
-
19 725
Employee
19 174
-
39 500
-
municipal
102
-
209
-
national
3 038
-
7 535
-
social contributions
6 466
-
13 320
-
regional
258
-
532
-
total
9 864
-
21 596
-
Employer
19 174
-
39 500
-
total
-
-
-
-
Corporate
20 326
39 500
-
-
nationa
4 878
9 480
-
-
municipal
1 010
1 963
-
-
total
5 888
11 443