Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 39000
per

Your estimated
City
free-cash

Andorra , Andorra
₴22300
₴20869
₴17069
₴18162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
income
-
-
-
551
social contributions
-
-
-
8 580
total
-
-
-
9 131
Employee
13 689
-
33 766
-
income
-
-
608
-
social contributions
890
-
2 196
-
total
890
-
2 804
-
Employer
13 689
-
33 766
-
social contributions
2 122
-
5 234
-
total
2 122
-
5 234
-
Corporate
23 189
39 000
-
-
income
2 319
3 900
-
-
total
2 319
3 900
-
-
Dividends
20 869
35 100
-
-
total
-
-
-
-
Income
39 000
39 000
39 000
39 000
Total tax
5 331
3 900
8 038
9 131
After tax
33 669
35 100
30 962
29 869
Living cost
12 800
12 800
12 800
12 800
Free-cash
20 869
22 300
18 162
17 069

Estimated living cost  is ₴12800 per week

₴8276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴241
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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