Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 39000
per

Your estimated
City
free-cash

Andorra , Andorra
₴19026
₴23463
₴20061
₴24633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
social contributions
-
-
-
8 580
income
-
-
-
927
total
-
-
-
9 507
Employee
11 195
-
33 766
-
social contributions
728
-
2 195
-
income
-
-
1 043
-
total
728
-
3 238
-
Employer
11 195
-
33 766
-
social contributions
1 735
-
5 234
-
total
1 735
-
5 234
-
Corporate
26 070
39 000
-
-
income
2 607
3 900
-
-
total
2 607
3 900
-
-
Dividends
23 463
35 100
-
-
total
-
-
-
-
Income
39 000
39 000
39 000
39 000
Total tax
5 070
3 900
8 472
9 507
After tax
33 930
35 100
30 528
29 493
Living cost
10 467
10 467
10 467
10 467
Free-cash
23 463
24 633
20 061
19 026

Estimated living cost  is ₴10467 per week

₴6768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴789
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴8363
₴10545
₴194
₴10719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
surtax
-
-
-
-
unemployment
-
-
-
2 136
health
-
-
-
2 984
chamber of commerce
-
-
-
156
pensions
-
-
-
7 215
income
-
-
-
7 036
total
-
-
-
19 527
Employee
15 222
13 877
30 284
-
unemployment
457
416
909
-
other
152
139
303
-
income
1 356
1 024
6 253
-
pensions
1 559
1 421
3 101
-
health
589
537
1 172
-
total
4 113
3 537
11 738
-
Employer
15 222
13 877
30 284
-
pensions
1 910
1 742
3 800
-
surtax
-
-
-
-
payroll
457
416
909
-
other
723
659
1 439
-
health
576
525
1 145
-
accident
198
180
394
-
unemployment
457
416
909
-
chamber of commerce
61
56
121
-
total
4 382
3 994
8 717
-
Corporate
19 398
21 129
28 963
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 849
5 282
7 241
-
total
4 849
5 282
7 241
-
Dividends
14 548
15 847
-
-
withholding
4 001
4 358
-
-
total
4 001
4 358
-
-
Income
39 000
39 000
39 000
39 000
Total tax
17 345
17 171
27 696
19 527
After tax
21 655
21 829
11 304
19 473
Living cost
11 110
11 110
11 110
11 110
Free-cash
10 545
10 719
194
8 363

Estimated living cost  is ₴11110 per week

₴6664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1135
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴7134
₴8984
-₴977
₴9521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
surtax
-
-
-
69
unemployment
-
-
-
2 136
health
-
-
-
2 984
chamber of commerce
-
-
-
156
pensions
-
-
-
7 215
income
-
-
-
7 036
total
-
-
-
19 596
Employee
17 403
13 877
30 232
-
unemployment
522
416
907
-
other
174
139
302
-
income
1 981
1 024
6 235
-
pensions
1 782
1 421
3 096
-
health
673
537
1 170
-
total
5 132
3 537
11 710
-
Employer
17 403
13 877
30 232
-
pensions
2 184
1 742
3 794
-
surtax
69
69
69
-
payroll
522
416
907
-
other
827
659
1 436
-
health
658
525
1 143
-
accident
226
180
393
-
unemployment
522
416
907
-
chamber of commerce
69
56
121
-
total
5 077
4 063
8 770
-
Corporate
16 521
21 060
28 910
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 130
5 265
7 227
-
total
4 130
5 265
7 227
-
Dividends
12 391
15 795
-
-
withholding
3 407
4 344
-
-
total
3 407
4 344
-
-
Income
39 000
39 000
39 000
39 000
Total tax
17 746
17 209
27 707
19 596
After tax
21 254
21 791
11 293
19 404
Living cost
12 270
12 270
12 270
12 270
Free-cash
8 984
9 521
-977
7 134

Estimated living cost  is ₴12270 per week

₴8184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴5120
₴3939
₴2256
₴9161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
national
-
-
-
12 933
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
1 963
social contributions
-
-
-
6 287
total
-
-
-
21 183
Employee

The minimum management director salary is set at €45,000 per year.

24 909
-
30 207
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

217
-
263
-
national
7 658
-
9 730
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 299
-
1 575
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 868
-
2 265
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 170
-
1 420
-
total
12 212
-
15 253
-
Employer

The minimum management director salary is set at €45,000 per year.

24 909
-
30 207
-
surtax
2 824
-
3 426
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 207
-
2 676
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 532
-
1 858
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
393
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
441
-
total
7 250
-
8 794
-
Corporate
6 841
39 000
-
-
income
1 368
7 800
-
-
surtax
27
156
-
-
total
1 395
7 956
-
-
Dividends
5 446
31 044
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 507
9 186
-
-
total
1 507
9 186
-
-
Income
39 000
39 000
39 000
39 000
Total tax
22 364
17 142
24 047
21 183
After tax
16 636
21 858
14 953
17 817
Living cost
12 697
12 697
12 697
12 697
Free-cash
3 939
9 161
2 256
5 120

Estimated living cost  is ₴12697 per week

₴8178
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1110
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴23926
₴25245
₴25215
₴27364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 797
income
-
-
-
5 850
total
-
-
-
9 093
Employee
7 920
-
36 617
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
3 662
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 066
-
health
364
-
559
-
total
1 938
-
5 421
-
Employer
7 920
-
36 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
546
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 554
-
2 383
-
Corporate
29 527
39 000
-
-
income
2 953
3 900
-
-
total
2 953
3 900
-
-
Dividends
26 574
35 100
-
-
withholding
1 329
1 755
-
-
total
1 329
1 755
-
-
Income
39 000
39 000
39 000
39 000
Total tax
7 774
5 655
7 804
9 093
After tax
31 226
33 345
31 196
29 907
Living cost
5 981
5 981
5 981
5 981
Free-cash
25 245
27 364
25 215
23 926

Estimated living cost  is ₴5981 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴25349
₴27172
₴26638
₴28787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 797
income
-
-
-
5 850
total
-
-
-
9 093
Employee
6 036
-
36 617
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
3 662
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 066
-
health
278
-
559
-
total
1 478
-
5 421
-
Employer
6 036
-
36 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
31 780
39 000
-
-
income
3 178
3 900
-
-
total
3 178
3 900
-
-
Dividends
28 601
35 100
-
-
withholding
1 430
1 755
-
-
total
1 430
1 755
-
-
Income
39 000
39 000
39 000
39 000
Total tax
7 270
5 655
7 804
9 093
After tax
31 730
33 345
31 196
29 907
Living cost
4 558
4 558
4 558
4 558
Free-cash
27 172
28 787
26 638
25 349

Estimated living cost  is ₴4558 per week

₴2661
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴19349
₴18567
₴18995
₴20462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
health
-
-
-
995
social contributions
-
-
-
5 634
income
-
-
-
4 960
total
-
-
-
11 589
Employee
26 777
26 777
35 406
-
income
2 916
2 479
4 808
-
social contributions
1 012
2 222
2 939
-
health
207
455
602
-
total
4 135
5 156
8 349
-
Employer
26 777
26 777
35 406
-
social contributions
1 012
2 222
2 939
-
health
225
496
655
-
total
1 237
2 718
3 594
-
Corporate
25 565
9 505
-
-
income
3 196
1 188
-
-
total
3 196
1 188
-
-
Dividends
22 369
8 317
-
-
withholding
3 803
1 414
-
-
total
3 803
1 414
-
-
Income
39 000
39 000
39 000
39 000
Total tax
12 371
10 476
11 943
11 589
After tax
26 629
28 524
27 057
27 411
Living cost
8 062
8 062
8 062
8 062
Free-cash
18 567
20 462
18 995
19 349

Estimated living cost  is ₴8062 per week

₴4832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴16116
₴15785
₴15762
₴17229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
health
-
-
-
995
social contributions
-
-
-
5 634
income
-
-
-
4 960
total
-
-
-
11 589
Employee
26 777
26 777
35 406
-
income
2 812
2 479
4 808
-
social contributions
1 301
2 222
2 939
-
health
266
455
602
-
total
4 379
5 156
8 349
-
Employer
26 777
26 777
35 406
-
social contributions
1 301
2 222
2 939
-
health
290
496
655
-
total
1 591
2 718
3 594
-
Corporate
21 735
9 505
-
-
income
2 717
1 188
-
-
total
2 717
1 188
-
-
Dividends
19 018
8 317
-
-
withholding
3 233
1 414
-
-
total
3 233
1 414
-
-
Income
39 000
39 000
39 000
39 000
Total tax
11 920
10 476
11 943
11 589
After tax
27 080
28 524
27 057
27 411
Living cost
11 295
11 295
11 295
11 295
Free-cash
15 785
17 229
15 762
16 116

Estimated living cost  is ₴11295 per week

₴7721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴190
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴10928
₴15906
₴11724
₴18785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
health
-
-
-
5 265
social contributions
-
-
-
11 388
income
-
-
-
3 352
solidarity contribution
-
-
-
-
total
-
-
-
20 005
Employee
11 863
-
29 104
-
income
1 424
-
3 493
-
social contributions
771
-
1 892
-
health
1 601
-
3 929
-
solidarity contribution
-
-
-
-
total
3 796
-
9 314
-
Employer
11 863
-
29 104
-
social contributions
2 966
-
7 276
-
health
1 068
-
2 619
-
total
4 034
-
9 895
-
Corporate
23 104
39 000
-
-
income
4 390
7 410
-
-
total
4 390
7 410
-
-
Dividends
18 714
31 590
-
-
withholding
2 807
4 738
-
-
total
2 807
4 738
-
-
Income
39 000
39 000
39 000
39 000
Total tax
15 027
12 148
19 209
20 005
After tax
23 973
26 852
19 791
18 995
Living cost
8 067
8 067
8 067
8 067
Free-cash
15 906
18 785
11 724
10 928

Estimated living cost  is ₴8067 per week

₴5603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴9055
₴13366
₴9851
₴16912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
health
-
-
-
5 265
social contributions
-
-
-
11 388
income
-
-
-
3 352
solidarity contribution
-
-
-
-
total
-
-
-
20 005
Employee
14 618
-
29 104
-
income
1 754
-
3 493
-
social contributions
950
-
1 892
-
health
1 973
-
3 929
-
solidarity contribution
-
-
-
-
total
4 677
-
9 314
-
Employer
14 618
-
29 104
-
social contributions
3 654
-
7 276
-
health
1 316
-
2 619
-
total
4 970
-
9 895
-
Corporate
19 412
39 000
-
-
income
3 688
7 410
-
-
total
3 688
7 410
-
-
Dividends
15 724
31 590
-
-
withholding
2 359
4 738
-
-
total
2 359
4 738
-
-
Income
39 000
39 000
39 000
39 000
Total tax
15 694
12 148
19 209
20 005
After tax
23 306
26 852
19 791
18 995
Living cost
9 940
9 940
9 940
9 940
Free-cash
13 366
16 912
9 851
9 055

Estimated living cost  is ₴9940 per week

₴7392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴551
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1825
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴7130
-₴37086
-₴37086
-₴37086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
national
-
-
-
4 198
pensions
-
-
-
303
municipal
-
-
-
7 455
labour market
-
-
-
3 096
total
-
-
-
15 052
Employee
70 985
70 985
70 985
-
municipal
15 116
15 116
15 116
-
national
8 672
8 672
8 672
-
pensions
101
101
101
-
labour market
5 671
5 671
5 671
-
total
29 560
29 560
29 560
-
Employer
70 985
70 985
70 985
-
pensions
202
202
202
-
labour market
5 679
5 679
5 679
-
municipal
15 140
15 140
15 140
-
national
8 687
8 687
8 687
-
total
29 708
29 708
29 708
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
39 000
39 000
39 000
39 000
Total tax
59 268
59 268
59 268
15 052
After tax
-20 268
-20 268
-20 268
23 948
Living cost
16 818
16 818
16 818
16 818
Free-cash
-37 086
-37 086
-37 086
7 130

Estimated living cost  is ₴16818 per week

₴11511
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴259
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3561
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴12493
₴20626
₴14068
₴22789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
health
-
-
-
5 070
pensions
-
-
-
7 800
income
-
-
-
5 226
total
-
-
-
18 096
Employee
9 879
-
29 148
-
unemployment
158
-
467
-
income
1 112
-
5 620
-
pensions
198
-
583
-
total
1 468
-
6 670
-
Employer
9 879
-
29 148
-
pensions
1 976
-
5 829
-
health
1 284
-
3 789
-
unemployment
79
-
233
-
total
3 339
-
9 851
-
Corporate
25 782
39 000
-
-
income
5 156
7 800
-
-
total
5 156
7 800
-
-
Dividends
20 626
31 200
-
-
total
-
-
-
-
Income
39 000
39 000
39 000
39 000
Total tax
9 963
7 800
16 521
18 096
After tax
29 037
31 200
22 479
20 904
Living cost
8 411
8 411
8 411
8 411
Free-cash
20 626
22 789
14 068
12 493

Estimated living cost  is ₴8411 per week

₴5769
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴13858
₴11917
₴8512
₴12243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
39 000
national
-
-
-
4 380
health
-
-
-
455
municipal
-
-
-
6 938
total
-
-
-
11 773
Employee
18 321
-
32 809
-
unemployment
275
-
492
-
municipal
3 001
-
5 353
-
national
303
-
2 510
-
pensions
1 236
-
2 214
-
health
137
-
360
-
total
4 952
-
10 929
-
Employer
18 321
-
32 809
-
pensions
3 179
-
5 692
-
health
141
-
252
-
accident
19
-
33
-
unemployment
119
-
213
-
total
3 458
-
6 190
-
Corporate
17 222
39 000
-
-
income
3 444
7 800
-
-
total
3 444
7 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

10 334
23 400
-
-
municipal
1 860
4 212
-
-
national
-
1 376
-
-
total
1 860
5 588
-
-
Income
39 000
39 000
39 000
39 000
Total tax
13 714
13 388
17 119
11 773
After tax
25 286
25 612
21 881
27 227
Living cost
13 369
13 369
13 369
13 369
Free-cash
11 917
12 243
8 512
13 858

Estimated living cost  is ₴13369 per week

₴8733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴213
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3138
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴11606
₴10857
₴13170
₴8923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
surtax
-
-
-
-
health
-
-
-
952
pensions
-
-
-
9 083
social contributions
-
-
-
1 111
income
-
-
-
4 305
other
-
-
-
1 209
total
-
-
-
16 660
Employee
13 303
-
31 405
-
income
686
-
4 959
-
surtax
-
-
-
-
social contributions
379
-
895
-
pensions
1 505
-
1 649
-
total
2 570
-
7 503
-
Employer
13 303
-
31 405
-
pensions
2 186
-
2 871
-
social contributions
40
-
94
-
other
459
-
1 084
-
health
931
-
2 273
-
unemployment
539
-
1 272
-
total
4 155
-
7 594
-
Corporate
21 542
39 000
-
-
income
6 032
10 920
-
-
surtax
-
-
-
-
total
6 032
10 920
-
-
Dividends
15 510
28 080
-
-
withholding
1 985
3 594
-
-
social contributions
2 667
4 829
-
-
surtax
-
-
-
-
total
4 652
8 423
-
-
Income
39 000
39 000
39 000
39 000
Total tax
17 409
19 343
15 097
16 660
After tax
21 591
19 657
23 903
22 340
Living cost
10 734
10 734
10 734
10 734
Free-cash
10 857
8 923
13 170
11 606

Estimated living cost  is ₴10734 per week

₴6225
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3215
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴10426
₴9799
₴11989
₴7743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
surtax
-
-
-
-
health
-
-
-
952
pensions
-
-
-
9 083
social contributions
-
-
-
1 111
income
-
-
-
4 305
other
-
-
-
1 209
total
-
-
-
16 660
Employee
14 903
-
31 405
-
income
880
-
4 959
-
surtax
-
-
-
-
social contributions
425
-
895
-
pensions
1 685
-
1 649
-
total
2 990
-
7 503
-
Employer
14 903
-
31 405
-
pensions
2 448
-
2 871
-
social contributions
45
-
94
-
other
514
-
1 084
-
health
1 043
-
2 273
-
unemployment
603
-
1 272
-
total
4 653
-
7 594
-
Corporate
19 442
39 000
-
-
income
5 444
10 920
-
-
surtax
-
-
-
-
total
5 444
10 920
-
-
Dividends
13 999
28 080
-
-
withholding
1 792
3 594
-
-
social contributions
2 408
4 829
-
-
surtax
-
-
-
-
total
4 200
8 423
-
-
Income
39 000
39 000
39 000
39 000
Total tax
17 287
19 343
15 097
16 660
After tax
21 713
19 657
23 903
22 340
Living cost
11 914
11 914
11 914
11 914
Free-cash
9 799
7 743
11 989
10 426

Estimated living cost  is ₴11914 per week

₴7512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴5521
₴5231
₴7084
₴2838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
surtax
-
-
-
-
health
-
-
-
952
pensions
-
-
-
9 083
social contributions
-
-
-
1 111
income
-
-
-
4 305
other
-
-
-
1 209
total
-
-
-
16 660
Employee
21 810
-
31 405
-
income
1 903
-
4 959
-
surtax
-
-
-
-
social contributions
621
-
895
-
pensions
2 467
-
1 649
-
total
4 991
-
7 503
-
Employer
21 810
-
31 405
-
pensions
3 584
-
2 871
-
social contributions
65
-
94
-
other
753
-
1 084
-
health
1 526
-
2 273
-
unemployment
884
-
1 272
-
total
6 812
-
7 594
-
Corporate
10 378
39 000
-
-
income
2 906
10 920
-
-
surtax
-
-
-
-
total
2 906
10 920
-
-
Dividends
7 473
28 080
-
-
withholding
956
3 594
-
-
social contributions
1 285
4 829
-
-
surtax
-
-
-
-
total
2 241
8 423
-
-
Income
39 000
39 000
39 000
39 000
Total tax
16 950
19 343
15 097
16 660
After tax
22 050
19 657
23 903
22 340
Living cost
16 819
16 819
16 819
16 819
Free-cash
5 231
2 838
7 084
5 521

Estimated living cost  is ₴16819 per week

₴11383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1376
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴231
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3829
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴36370
₴34390
₴28960
₴34810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
39 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
390
total
-
-
-
390
Employee
2 799
-
39 000
-
income
560
-
7 800
-
total
560
-
7 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

36 201
39 000
-
-
total
-
-
-
-
Dividends
36 201
39 000
-
-
withholding
1 810
1 950
-
-
total
1 810
1 950
-
-
Income
39 000
39 000
39 000
39 000
Total tax
2 370
1 950
7 800
390
After tax
36 630
37 050
31 200
38 610
Living cost
2 240
2 240
2 240
2 240
Free-cash
34 390
34 810
28 960
36 370

Estimated living cost  is ₴2240 per week

₴1388
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴62
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴35120
₴32905
₴27710
₴33560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
39 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
390
total
-
-
-
390
Employee
4 362
-
39 000
-
income
873
-
7 800
-
total
873
-
7 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

34 638
39 000
-
-
total
-
-
-
-
Dividends
34 638
39 000
-
-
withholding
1 732
1 950
-
-
total
1 732
1 950
-
-
Income
39 000
39 000
39 000
39 000
Total tax
2 605
1 950
7 800
390
After tax
36 395
37 050
31 200
38 610
Living cost
3 490
3 490
3 490
3 490
Free-cash
32 905
33 560
27 710
35 120

Estimated living cost  is ₴3490 per week

₴2362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴10471
₴11218
₴13744
₴6665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
492
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 941
trade
-
-
-
3 273
total
-
-
-
15 085
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 326
-
39 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 425
-
8 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
492
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 379
-
2 379
-
total
3 883
-
11 812
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 674
39 000
-
-
trade
3 110
5 596
-
-
income
3 251
5 850
-
-
chamber of commerce
85
110
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

179
322
-
-
total
6 625
11 878
-
-
Dividends
15 048
27 121
-
-
withholding
3 630
6 648
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

200
365
-
-
total
3 830
7 013
-
-
Income
39 000
39 000
39 000
39 000
Total tax
14 338
18 891
11 812
15 085
After tax
24 662
20 109
27 188
23 915
Living cost
13 444
13 444
13 444
13 444
Free-cash
11 218
6 665
13 744
10 471

Estimated living cost  is ₴13444 per week

₴9274
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1447
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴13048
₴13011
₴16641
₴9160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
492
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 941
trade
-
-
-
3 593
total
-
-
-
15 405
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 319
-
39 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

372
-
8 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
492
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 379
-
2 379
-
total
2 771
-
11 812
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 681
39 000
-
-
trade
4 045
6 142
-
-
income
3 852
5 850
-
-
chamber of commerce
90
109
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

212
322
-
-
total
8 199
12 423
-
-
Dividends
17 482
26 577
-
-
withholding
4 239
6 512
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

233
358
-
-
total
4 472
6 870
-
-
Income
39 000
39 000
39 000
39 000
Total tax
15 442
19 293
11 812
15 405
After tax
23 558
19 707
27 188
23 595
Living cost
10 547
10 547
10 547
10 547
Free-cash
13 011
9 160
16 641
13 048

Estimated living cost  is ₴10547 per week

₴6635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1230
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴9756
₴10721
₴13508
₴5827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
492
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 941
trade
-
-
-
3 752
total
-
-
-
15 564
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 659
-
39 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 517
-
8 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
492
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 379
-
2 379
-
total
3 979
-
11 812
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 341
39 000
-
-
trade
3 510
6 415
-
-
income
3 201
5 850
-
-
chamber of commerce
83
108
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

176
322
-
-
total
6 970
12 695
-
-
Dividends
14 371
26 304
-
-
withholding
3 460
6 444
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

190
354
-
-
total
3 650
6 798
-
-
Income
39 000
39 000
39 000
39 000
Total tax
14 599
19 493
11 812
15 564
After tax
24 401
19 507
27 188
23 436
Living cost
13 680
13 680
13 680
13 680
Free-cash
10 721
5 827
13 508
9 756

Estimated living cost  is ₴13680 per week

₴9149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2884
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴7324
₴9001
₴11236
₴3352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
39 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
492
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 379
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 941
trade
-
-
-
3 912
total
-
-
-
15 724
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 928
-
39 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 461
-
8 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
492
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 379
-
2 379
-
total
4 975
-
11 812
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 072
39 000
-
-
trade
3 099
6 689
-
-
income
2 711
5 850
-
-
chamber of commerce
78
108
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

149
322
-
-
total
6 037
12 969
-
-
Dividends
12 035
26 031
-
-
withholding
2 877
6 376
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

158
351
-
-
total
3 035
6 727
-
-
Income
39 000
39 000
39 000
39 000
Total tax
14 047
19 696
11 812
15 724
After tax
24 953
19 304
27 188
23 276
Living cost
15 952
15 952
15 952
15 952
Free-cash
9 001
3 352
11 236
7 324

Estimated living cost  is ₴15952 per week

₴11651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1276
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴11642
₴15602
₴11002
₴16709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
surtax
-
-
-
1 020
unemployment
-
-
-
79
health
-
-
-
2 769
pensions
-
-
-
7 800
income
-
-
-
7 868
other
-
-
-
-
total
-
-
-
19 536
Employee
11 727
-
32 218
-
unemployment
816
-
2 242
-
other
-
-
-
-
income
1 966
-
7 262
-
surtax
42
-
919
-
pensions
782
-
2 149
-
health
299
-
821
-
total
3 905
-
13 393
-
Employer
11 727
-
32 218
-
pensions
1 564
-
4 295
-
other
-
-
-
-
health
533
-
1 466
-
unemployment
372
-
1 022
-
total
2 469
-
6 783
-
Corporate
24 804
39 000
-
-
income
6 449
10 140
-
-
total
6 449
10 140
-
-
Dividends
18 355
28 860
-
-
withholding
2 753
4 329
-
-
total
2 753
4 329
-
-
Income
39 000
39 000
39 000
39 000
Total tax
15 576
14 469
20 176
19 536
After tax
23 424
24 531
18 824
19 464
Living cost
7 822
7 822
7 822
7 822
Free-cash
15 602
16 709
11 002
11 642

Estimated living cost  is ₴7822 per week

₴4722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2238
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴11780
₴15762
₴11140
₴16847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
surtax
-
-
-
1 020
unemployment
-
-
-
79
health
-
-
-
2 769
pensions
-
-
-
7 800
income
-
-
-
7 868
other
-
-
-
-
total
-
-
-
19 536
Employee
11 516
-
32 218
-
unemployment
802
-
2 242
-
other
-
-
-
-
income
1 930
-
7 262
-
surtax
38
-
919
-
pensions
768
-
2 149
-
health
294
-
821
-
total
3 832
-
13 393
-
Employer
11 516
-
32 218
-
pensions
1 535
-
4 295
-
other
-
-
-
-
health
524
-
1 466
-
unemployment
365
-
1 022
-
total
2 424
-
6 783
-
Corporate
25 061
39 000
-
-
income
6 516
10 140
-
-
total
6 516
10 140
-
-
Dividends
18 545
28 860
-
-
withholding
2 782
4 329
-
-
total
2 782
4 329
-
-
Income
39 000
39 000
39 000
39 000
Total tax
15 554
14 469
20 176
19 536
After tax
23 446
24 531
18 824
19 464
Living cost
7 684
7 684
7 684
7 684
Free-cash
15 762
16 847
11 140
11 780

Estimated living cost  is ₴7684 per week

₴4698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴20045
₴15142
₴15635
₴14996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
unemployment
-
-
-
585
health
-
-
-
2 730
pensions
-
-
-
3 900
income
-
-
-
4 768
total
-
-
-
11 983
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 064
4 005
32 636
-
unemployment
151
60
490
-
income
1 230
490
3 990
-
pensions
1 006
401
3 264
-
health
704
280
2 285
-
total
3 091
1 231
10 029
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 064
4 005
32 636
-
pensions
1 962
781
6 364
-
total
1 962
781
6 364
-
Corporate
26 974
34 214
-
-
income
2 428
3 079
-
-
total
2 428
3 079
-
-
Dividends
24 546
31 134
-
-
withholding
4 664
5 916
-
-
social contributions
4 741
6 025
-
-
total
9 405
11 941
-
-
Income
39 000
39 000
39 000
39 000
Total tax
16 886
17 032
16 393
11 983
After tax
22 114
21 968
22 607
27 017
Living cost
6 972
6 972
6 972
6 972
Free-cash
15 142
14 996
15 635
20 045

Estimated living cost  is ₴6972 per week

₴4758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴6499
₴7193
₴6805
₴7473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
national
-
-
-
6 405
pensions
-
-
-
4 680
social contributions
-
-
-
419
municipal
-
-
-
4 134
total
-
-
-
15 638
Employee
26 141
-
33 715
-
municipal
3 229
-
4 285
-
national
5 003
-
6 639
-
pensions
1 046
-
1 349
-
total
9 278
-
12 273
-
Employer
26 141
-
33 715
-
pensions
2 091
-
2 697
-
social contributions
281
-
362
-
total
2 372
-
3 059
-
Corporate
8 761
39 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 752
7 800
-
-
total
1 752
7 800
-
-
Dividends
7 009
31 200
-
-
withholding
1 542
6 864
-
-
total
1 542
6 864
-
-
Income
39 000
39 000
39 000
39 000
Total tax
14 944
14 664
15 332
15 638
After tax
24 056
24 336
23 668
23 362
Living cost
16 863
16 863
16 863
16 863
Free-cash
7 193
7 473
6 805
6 499

Estimated living cost  is ₴16863 per week

₴11462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴252
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3582
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴5763
₴8233
₴5763
₴7464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
social contributions
-
-
-
3 557
income
-
-
-
9 844
total
-
-
-
13 401
Employee
27 239
-
39 000
-
social contributions
2 263
-
3 557
-
income
5 140
-
9 844
-
total
7 403
-
13 401
-
Employer
27 239
-
39 000
-
total
-
-
-
-
Corporate
11 761
39 000
-
-
income
1 470
4 875
-
-
total
1 470
4 875
-
-
Dividends
10 291
34 125
-
-
withholding
2 058
6 825
-
-
total
2 058
6 825
-
-
Income
39 000
39 000
39 000
39 000
Total tax
10 931
11 700
13 401
13 401
After tax
28 069
27 300
25 599
25 599
Living cost
19 836
19 836
19 836
19 836
Free-cash
8 233
7 464
5 763
5 763

Estimated living cost  is ₴19836 per week

₴15091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1616
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴190
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2939
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴5029
₴4296
₴3173
₴6114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
national
-
-
-
8 577
regional
-
-
-
437
social contributions
-
-
-
10 031
municipal
-
-
-
232
total
-
-
-
19 277
Employee
30 948
-
39 000
-
municipal
164
-
207
-
national
5 363
-
7 391
-
social contributions
10 436
-
13 151
-
regional
292
-
384
-
total
16 255
-
21 133
-
Employer
30 948
-
39 000
-
total
-
-
-
-
Corporate
8 052
39 000
-
-
nationa
1 932
9 360
-
-
municipal
314
1 521
-
-
total
2 246
10 881
-
-
Dividends
5 806
28 119
-
-
withholding
1 509
7 311
-
-
total
1 509
7 311
-
-
Income
39 000
39 000
39 000
39 000
Total tax
20 010
18 192
21 133
19 277
After tax
18 990
20 808
17 867
19 723
Living cost
14 694
14 694
14 694
14 694
Free-cash
4 296
6 114
3 173
5 029

Estimated living cost  is ₴14694 per week

₴10243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴10192
₴10347
₴8346
₴11120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
39 000
national
-
-
-
8 577
regional
-
-
-
588
social contributions
-
-
-
10 031
municipal
-
-
-
232
total
-
-
-
19 428
Employee
19 316
-
39 000
-
municipal
102
-
207
-
national
3 060
-
7 391
-
social contributions
6 514
-
13 151
-
regional
260
-
525
-
total
9 936
-
21 274
-
Employer
19 316
-
39 000
-
total
-
-
-
-
Corporate
19 684
39 000
-
-
nationa
4 724
9 360
-
-
municipal
978
1 938
-
-
total
5 702
11 298