Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 38000
per

Your estimated
City
free-cash

Nice , France
₴4584
₴7096
₴7443
₴7371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
2 971
pensions
-
-
-
10 303
other
-
-
-
1 179
health
-
-
-
452
surtax
-
-
-
-
social contributions
-
-
-
1 083
total
-
-
-
15 988
Employee
18 224
-
28 955
-
social contributions
520
-
825
-
surtax
-
-
-
-
income
1 076
-
2 919
-
pensions
2 061
-
3 274
-
total
3 657
-
7 018
-
Employer
18 224
-
28 955
-
other
629
-
999
-
social contributions
55
-
86
-
unemployment
738
-
1 173
-
pensions
2 994
-
4 757
-
health
1 276
-
2 027
-
total
5 692
-
9 042
-
Corporate
14 085
38 000
-
-
surtax
-
-
-
-
income
3 943
10 640
-
-
total
3 943
10 640
-
-
Dividends
10 141
27 360
-
-
surtax
-
-
-
-
social contributions
1 745
4 705
-
-
withholding
1 298
3 502
-
-
total
3 043
8 207
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 335
18 847
16 060
15 988
After tax
21 665
19 153
21 940
22 012
Living cost
14 569
14 569
14 569
14 569
Free-cash
7 096
4 584
7 371
7 443

Estimated living cost  is ₴14569 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴248
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₴6028
₴8391
₴8887
₴8815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
2 971
pensions
-
-
-
10 303
other
-
-
-
1 179
health
-
-
-
452
surtax
-
-
-
-
social contributions
-
-
-
1 083
total
-
-
-
15 988
Employee
16 268
-
28 955
-
social contributions
464
-
825
-
surtax
-
-
-
-
income
839
-
2 919
-
pensions
1 840
-
3 274
-
total
3 143
-
7 018
-
Employer
16 268
-
28 955
-
other
562
-
999
-
social contributions
48
-
86
-
unemployment
659
-
1 173
-
pensions
2 673
-
4 757
-
health
1 139
-
2 027
-
total
5 081
-
9 042
-
Corporate
16 652
38 000
-
-
surtax
-
-
-
-
income
4 663
10 640
-
-
total
4 663
10 640
-
-
Dividends
11 989
27 360
-
-
surtax
-
-
-
-
social contributions
2 062
4 705
-
-
withholding
1 535
3 502
-
-
total
3 597
8 207
-
-
Income
38 000
38 000
38 000
38 000
Total tax
16 484
18 847
16 060
15 988
After tax
21 516
19 153
21 940
22 012
Living cost
13 125
13 125
13 125
13 125
Free-cash
8 391
6 028
8 815
8 887

Estimated living cost  is ₴13125 per week

₴7612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴249
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3931
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Paris , France
-₴1413
₴1513
₴1446
₴1374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 000
income
-
-
-
2 971
pensions
-
-
-
10 303
other
-
-
-
1 179
health
-
-
-
452
surtax
-
-
-
-
social contributions
-
-
-
1 083
total
-
-
-
15 988
Employee
26 670
-
28 955
-
social contributions
760
-
825
-
surtax
-
-
-
-
income
2 327
-
2 919
-
pensions
3 017
-
3 274
-
total
6 104
-
7 018
-
Employer
26 670
-
28 955
-
other
920
-
999
-
social contributions
80
-
86
-
unemployment
1 080
-
1 173
-
pensions
4 382
-
4 757
-
health
1 867
-
2 027
-
total
8 329
-
9 042
-
Corporate
3 001
38 000
-
-
surtax
-
-
-
-
income
840
10 640
-
-
total
840
10 640
-
-
Dividends
2 161
27 360
-
-
surtax
-
-
-
-
social contributions
372
4 705
-
-
withholding
276
3 502
-
-
total
648
8 207
-
-
Income
38 000
38 000
38 000
38 000
Total tax
15 921
18 847
16 060
15 988
After tax
22 079
19 153
21 940
22 012
Living cost
20 566
20 566
20 566
20 566
Free-cash
1 513
-1 413
1 374
1 446

Estimated living cost  is ₴20566 per week

₴13919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1682
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴282
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

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