Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 36000
per

Your estimated
City
free-cash

Varna , Bulgaria
₴25176
₴21010
₴21998
₴23192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
36 000
income
-
-
-
5 400
unemployment
-
-
-
60
health
-
-
-
1 717
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 209
total
-
-
-
9 386
Employee
7 420
-
33 071
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

651
-
1 311
-
income
742
-
3 307
-
health
341
-
687
-
accident

We are using the highest rate at 1.1%.

82
-
164
-
total
1 816
-
5 469
-
Employer
7 420
-
33 071
-
accident

We are using the highest rate at 1.1%.

82
-
164
-
unemployment
44
-
90
-
health
512
-
1 030
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

818
-
1 645
-
total
1 456
-
2 929
-
Corporate
27 124
36 000
-
-
income
2 712
3 600
-
-
total
2 712
3 600
-
-
Dividends
24 412
32 400
-
-
withholding
1 220
1 620
-
-
total
1 220
1 620
-
-
Income
36 000
36 000
36 000
36 000
Total tax
7 204
5 220
8 398
9 386
After tax
28 796
30 780
27 602
26 614
Living cost
5 604
5 604
5 604
5 604
Free-cash
23 192
25 176
21 998
21 010

Estimated living cost  is ₴5604 per week

₴3271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴400
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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